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A Tata Punch car insurance policy aims to compensate you if your car meets with an untoward incident on the road. These include accidents, theft, fire, manmade calamities, etc. The Tata Punch is a sub-compact SUV with unique features and affordable pricing. Check out its specifications, features and Tata Punch car insurance price.
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The table below represents Tata Punch car models and their insurance prices:
| Tata Punch Variants (2023 Registration) |
Ex-Showroom Prices | Insured Declared Value* (IDV) |
Own-Damage Premium (1 year cost) | Third Party (TP) Insurance Premium (1 year cost) | Zero Depreciation Price* (Add-On cover) |
Estimated Tata Punch Insurance Price* (1+3 Bundled policy) |
| Pure | Rs. 5,99,900 | Rs. 5,69,907 | Rs. 4,515 | Rs. 3,416 | Rs. 3,134 | Rs. 14,763 onwards |
| Rhythm | Rs. 6,34,900 | Rs. 6,03,155 | Rs. 4,646 | Rs. 3,416 | Rs. 2,413 | Rs. 14,894 onwards |
| Adventure | Rs. 6,89,900 | Rs. 6,55,407 | Rs. 4,883 | Rs. 3,416 | Rs. 3,657 | Rs. 15,131 onwards |
| Adv Camo | Rs. 6,99,900 | Rs. 6,64,907 | Rs. 4,883 | Rs. 3,416 | Rs. 3,657 | Rs. 15,131 onwards |
| Adventure Rhythm | Rs. 7,24,900 | Rs. 6,88,657 | Rs. 4,975 | Rs. 3,416 | Rs. 3,788 | Rs. 15,223 onwards |
| Adv Rhythm Camo | Rs. 7,34,900 | Rs. 6,98,157 | Rs. 5,012 | Rs. 3,416 | Rs. 3,840 | Rs. 15,260 onwards |
| Accomplish | Rs. 7,69,900 | Rs. 7,31,407 | Rs. 5,141 | Rs. 3,416 | Rs. 4,023 | Rs. 15,389 onwards |
| Acc Camo | Rs. 7,79,900 | Rs. 7,40,907 | Rs. 5,177 | Rs. 3,416 | Rs. 4,075 | Rs. 15,425 onwards |
| Acc Dazzle | Rs. 8,07,900 | Rs. 7,67,507 | Rs. 5,280 | Rs. 3,416 | Rs. 4,221 | Rs. 15,528 onwards |
| Acc Dazzle Camo | Rs. 8,17,900 | Rs. 8,17,900 | Rs. 5,317 | Rs. 3,416 | Rs. 4,274 | Rs. 15,565 onwards |
| Adventure AT | Rs. 7,49,900 | Rs. 7,12,405 | Rs. 5,068 | Rs. 3,416 | Rs. 2,850 | Rs. 15,316 onwards |
| Adv Camo | Rs.7,59,900 | Rs. 7,21,905 | Rs. 5,106 | Rs. 3,416 | Rs. 2,888 | Rs. 15,354 onwards |
| Adv Rhythm | Rs. 7,84,900 | Rs. 7,45,655 | Rs. 5,197 | Rs. 3,416 | Rs. 2,983 | Rs. 15,445 onwards |
| Accomplish | Rs. 8,29,900 | Rs. 7,88,405 | Rs. 5,364 | Rs. 3,416 | Rs. 3,154 | Rs. 15,612 onwards |
| Acc Camo | Rs. 8,39,900 | Rs. 7,97,905 | Rs. 5,399 | Rs. 3,416 | Rs. 3,192 | Rs. 15,647 onwards |
| Creative | Rs. 9,11,900 | Rs. 8,66,307 | Rs. 5,663 | Rs. 3,416 | Rs. 4,765 | Rs. 15,911 onwards |
| Creative DT | Rs. 9,21,900 | Rs. 8,75,805 | Rs. 5,703 | Rs. 3,416 | Rs. 3,503 | Rs. 15,951 onwards |
*Disclaimer: The Tata Punch insurance price for multiple variants depends on add-ons, coverage, NCB, IDV, etc. The prices mentioned above are for DL1 RTO for a brand-new car.
One of the most striking features of the Tata Punch is its true SUV design language and experience, which Tata Motors are offering at the minimal cost of a hatchback. The car has been built on the ALFA (Agile Light Flexible Advanced) structure which has also been used in the Altroz. The following are the features of the car:
| Categories | Specifications |
| Engine type | 1.2 Revotron Engine |
| Displacement (CC) | 1199 |
| Max power (kW@rpm) | 64.6@6000 |
| Max torque (Nm@rpm) | 115@3300 |
| Transmission type | Manual 5-speed / AMT 5-speed |
| Fuel tank capacity (L) | 37 |
| Fuel type | Petrol/CNG |
| Seating capacity | 5 |
With Tata motor car insurance, you would be eligible to raise a claim for financial compensation under the following circumstances:
Tata Punch car insurance also comes with some exceptions where your insurance company will not provide any compensation if you raise a claim under the following circumstances:
The right car add-on covers to choose with Tata Punch insurance change with the car’s age. Have a look:
| Tata Punch age | Recommended add-ons |
| 0-5 years | Zero Dep, Consumables, RSA, Return to Invoice (RTI) |
| 5-10 years | Zero Dep (if the insurer still offers it), Consumables, RSA |
| Water-prone areas (any age) | Engine Protection, along with the above add-ons |
If you wish to buy car insurance online from the comfort of your home, you can follow the steps given below:
Ans: Yes, it is mandatory to buy car insurance for all types of vehicles in India, irrespective of their age. The Motor Vehicles Act of 1988 mandates all vehicle owners in India to carry a valid car insurance policy while driving.
Ans: Yes, even if you purchase your Tata Punch car insurance policy online and keep a soft copy of it on your devices, it will still be considered both valid and legal. Please ensure that you always buy an insurance policy from an IRDAI-registered insurance company to avoid the possibility of insurance fraud.
Ans: Yes, as per the IRDAI guidelines, you will be required to get your car inspected before by your car insurance company if you renew your car insurance policy after the expiry date.
Ans: Yes, you can raise a claim for car scratches with your insurance company. However, if the damage is minor, you can avoid raising a claim and protect your NCB reward.
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*Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB. Actual time for transaction may vary subject to additional data requirements and operational processes.
+Savings are based on the maximum discount on own damage premium as offered by our insurer partners.
^Lowest Price Guaranteed is based on certifications shared by insurers with us. Policybazaar will facilitate price matching subject to the terms and conditions of select insurers.
##Claim Assurance Program: Pick-up and drop facility available in 1400+ select network garages. On-ground workshop team available in select workshops. Repair warranty on parts at the sole discretion of insurance companies. Dedicated Claims Manager. 24x7 Claim Assistance.
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*Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB. Actual time for transaction may vary subject to additional data requirements and operational processes.
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