Kia Seltos
The Kia Seltos is a subcompact crossover SUV launched by Kia Motors in August 2019. Kia Seltos is a global car introduced in both petrol and diesel variations. Moreover, it has an eye-catchy interior & exterior design, feel-good features, and multiple powertrain options. Check out its features, specifications, Kia Seltos insurance, and other related information in this article.
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Features of Kia Seltos
The Kia Seltos is one of the three models from the house of Kia. The SUV comes in 18 variants with prices starting from Rs 9.95 Lakh. The transmission options in the Seltos include both manual and automatic gearbox.
Interiors
- This SUV car comes with ABS, EBD, disc brakes, and premium quality airbags as a safety feature.
- Seltos is offered in three modes normal, eco, and sport mode.
- It adds style to your interiors with rt 26.03cm (10.25") HD touchscreen along with navigation and Kia Connect Car Technology for your convenience.
- For your comfort, it has front row adjustable headrest, 2DIN audio with bluetooth infotainment screen, 12v power outlet, and keyless entry.
- The SUV makes your experience better with its spacious boot space and various utility storage.
- It comes with a first-in-segment air purifier technology that cleans 99.9% of indoor air pollutants. It also has a sunroof.
Exteriors
- Kia Seltos is a 5 door car with a powerful high-strength steel body and gives you comprehensive safety.
- The SUV offers a sleek look with its aesthetically designed crown jewelled headlamps and heartbeat DRLs.
- Kia Seltos is one of the best on the market, with its stylish and super energetic alloy wheels.
- The design and color of the Seltos can be summed up in three adjectives- it is bold, muscular, and valuable.
Specifications of Kia Seltos
Categories |
Specifications |
Type of engine |
1.5L CRDi VGT |
Engine displacement (CC) |
1493 |
Maximum power |
113.43bhp@4000rpm |
Maximum torque |
250nm@1500-2750rpm |
No. of cylinders |
4 |
Transmission mode |
Automatic/Manual |
Type of drive |
2WD |
Emission norm compliance |
BS VI |
Mileage as per ARAI |
16.5 kmpl |
Fuel tank capacity in liters |
50 Liters |
Fuel type |
Petrol/Diesel |
Seating capacity of the car |
5 |
Kia Seltos Car Model Variants with Insurance Price
The following table shows different car model variants of Kia Seltos along with their insurance prices:
Kia Seltos Variants (2019 Registration) |
Ex-showroom Prices |
Insured Declared Value* (IDV) |
Zero Depreciation* (Add-on Cover) |
Estimated Kia Seltos Insurance Price* (Comprehensive Car Insurance) |
HTE |
Rs 9,95,000 |
Rs 6,29,370 |
Rs 4,959 |
Rs 2,015 onwards |
HTK |
Rs 10,95,000 |
Rs 7,04,970 |
Rs 5,555 |
Rs 2,257 onwards |
HTK+ |
Rs 11,99,000 |
Rs 7,67,970 |
Rs 6,051 |
Rs 2,458 onwards |
HTX |
Rs 13,85,000 |
Rs 8,68,770 |
Rs 6,845 |
Rs 2,781 onwards |
HTX+ |
Rs 16,09,000 |
Rs 9,44,370 |
Rs 7,441 |
Rs 3,023 onwards |
GTX(O) |
Rs 15,55,000 |
Rs 9,13,325 |
Rs 4,819 |
Rs 3,373 onwards |
GTX+ |
Rs 16,85,000 |
Rs 10,70,370 |
Rs 8,434 |
Rs 3,426 onwards |
X Line** |
Rs 17,89,000 |
Rs 13,75,600 |
Rs 10,779 |
Rs 11,689 onwards |
*Disclaimer: The Kia Seltos insurance cost for the above-mentioned variants may vary as per various factors like RTO, registration year, claim history, fuel type, etc.
**The Kia Seltos car insurance price for X Line variant is for the 2021 model.
Kia Seltos Car Insurance: Inclusion
Having third-party car insurance is mandatory under Motor Vehicles Act. Comprehensive car insurance for Kia Seltos not only covers damage to your vehicle but also offers extra protection for the injury or accidental death of the driver or third party. Below are the inclusions of Kia Seltos car insurance-
- Loss to third-party life or property.
- Damage to the car caused by an accident.
- Injury to owner or driver of the car.
- Damage to the car due to any natural or man-made disasters such as storms, cyclones, riots, vandalism, etc.
- Loss or theft of the insured car.
- Damage to the car due to a fire explosion or outbreak.
Note: A personal accident cover is mandatory under comprehensive car insurance as well as a third-party liability policy, so purchase it separately to avail coverage of Rs. 15 lakhs.
Kia Seltos Car Insurance: Exclusions
Kia Seltos insurance does not guarantee coverage under the following circumstances-
- Loss to the car due to mechanical or electrical breakdown.
- Loss due to regular wear and tear of the car.
- Damages to the car due to improper handling or rash driving.
- Running the car without a driving license (DL).
- Driving it under the influence of alcohol.
Kia Seltos Car Insurance: Add-Ons
A comprehensive Kia Seltos car insurance policy allows you to purchase add-ons to enhance the basic coverage. Below we have mentioned the available add-on covers for Kia Seltos car insurance:
- No Claim Bonus(NCB) cover
- Engine protection cover
- Consumables cover
- Passenger cover
- Roadside assistance cover
- Zero depreciation cover
- Return to invoice cover
- Personal belongings cover
- Key-replacement cover
Explore add-ons for your car insurance
How to Buy Kia Seltos Car Insurance Online?
At Policybazaar.com, you can purchase a policy for Kia Seltos just in a few simple steps-
- Visit the official website of Policybazaar Insurance Brokers Private Limited.
- Next, fill in the registration number of your Kia Seltos car.
- To access further, fill in other details like registration year of the car, fuel type, RTO details, contact no., etc.
- Next step, you will choose the Kia Seltos car insurance policy as per your budget and needs.
- Also, you can compare different plans based on different Kia Seltos car insurance prices.
- If required, include add-ons to upgrade your standard policy.
- Next, complete the payment by clicking on the payment button.
- Choose any mode for completing the payment like- UPI, debit/credit card, or net banking.
- Once done, you will receive a receipt and policy documents at your registered email id.
How to Renew Kia Seltos Car Insurance Online?
You can easily renew Kia Seltos car insurance online in a few simple steps before the expiration date. Below are the steps to renew Kia car insurance online-
- Visit the renewal page of Policybazaar Insurance Brokers Private Limited.
- Fill in the registered number of your car or the policy number to retrieve your policy details.
- Design your car insurance policyby adding or removing any add-on cover according to your need and budget.
- Next, click on the renew button.
- Pay the displayed amount using any mode- UPI, debit card, credit card, or net banking.
- After completing all the steps, you will receive a receipt copy and the policy documents at your registered mail id.
FAQs
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Q: Is it possible to renew the Kia Seltos insurance online?
Ans: Yes, you can easily renew your policy online just by visiting the policybazaar.com renewal page. Here you will enter the policy number or registered mobile number. Also, you can add or remove add-on covers. At last, complete your payment through any of your favourite modes i.e.- UPI, debit/credit card, or net banking.
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Q: What is the cost of car insurance for Kia Seltos in India?
Ans: The cost of car insurance for Kia Seltos in India depends upon the car's valuation or its condition. Additionally, it also depends upon the type of insurance policy and add-ons you choose.
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Q: Do I have to buy any personal accident cover with Kia Seltos's comprehensive policy?
Ans: Yes, according to the Motor Vehicle Act of India, it is compulsory to purchase a personal accident cover that will give you coverage of Rs. 15 lakhs.
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Q: Can I receive coverage for the damages caused to my Seltos's tyres?
Ans: Under any comprehensive car insurance policy, the coverage for car tyres is limited to the loss to the car due to accident. Although, you can separately buy tyre protection add-on cover to ensure against the tyre damages from any other casualties.
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Q: Can I buy add-on covers in my Kia Seltos third-party motor insurance?
Ans: No. You cannot purchase add-on covers under this Kia Seltos third-party motor insurance as it excludes Own Damages (OD). However, a comprehensive policy permits you to buy add-on covers.
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Q: What are the required documents to renew Kia Seltos car insurance online?
Ans: In the case of online car insurance renewal, you don't need to submit a hard copy of the documents. For offline renewal mode, you will be required to submit the insurance policy document, identity proof for renewal, and car registration certificate.
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