Kia Seltos

The Kia Seltos is a subcompact crossover SUV launched by Kia Motors in August 2019. Kia Seltos is a global car introduced in both petrol and diesel variations. Moreover, it has an eye-catchy interior & exterior design, feel-good features, and multiple powertrain options. Check out its features, specifications, Kia Seltos insurance, and other related information in this article.

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Features of Kia Seltos

The Kia Seltos is one of the three models from the house of Kia. The SUV comes in 18 variants with prices starting from Rs 9.95 Lakh. The transmission options in the Seltos include both manual and automatic gearbox.


  1. This SUV car comes with ABS, EBD, disc brakes, and premium quality airbags as a safety feature.
  2. Seltos is offered in three modes normal, eco, and sport mode.
  3. It adds style to your interiors with rt 26.03cm (10.25") HD touchscreen along with navigation and Kia Connect Car Technology for your convenience.
  4. For your comfort, it has front row adjustable headrest, 2DIN audio with bluetooth infotainment screen, 12v power outlet, and keyless entry. 
  5. The SUV makes your experience better with its spacious boot space and various utility storage.
  6. It comes with a first-in-segment air purifier technology that cleans 99.9% of indoor air pollutants. It also has a sunroof.


  1. Kia Seltos is a 5 door car with a powerful high-strength steel body and gives you comprehensive safety.
  2. The SUV offers a sleek look with its aesthetically designed crown jewelled headlamps and heartbeat DRLs.
  3. Kia Seltos is one of the best on the market, with its stylish and super energetic alloy wheels.
  4. The design and color of the Seltos can be summed up in three adjectives- it is bold, muscular, and valuable. 

Specifications of Kia Seltos



Type of engine


Engine displacement (CC)


Maximum power


Maximum torque


No. of cylinders


Transmission mode


Type of drive


Emission norm compliance


Mileage as per ARAI

16.5 kmpl

Fuel tank capacity in liters

50 Liters

Fuel type


Seating capacity of the car


Kia Seltos Car Model Variants with Insurance Price

The following table shows different car model variants of Kia Seltos along with their insurance prices:

Kia Seltos Variants (2019 Registration)

Ex-showroom Prices

Insured Declared Value* (IDV)

Zero Depreciation* (Add-on Cover)

Estimated Kia Seltos Insurance Price* (Comprehensive Car Insurance)


Rs 9,95,000

Rs 6,29,370

Rs 4,959

Rs 2,015 onwards


Rs 10,95,000

Rs 7,04,970

Rs 5,555

Rs 2,257 onwards


Rs 11,99,000

Rs 7,67,970

Rs 6,051

Rs 2,458 onwards


Rs 13,85,000

Rs 8,68,770

Rs 6,845

Rs 2,781 onwards


Rs 16,09,000

Rs 9,44,370

Rs 7,441

Rs 3,023 onwards


Rs 15,55,000

Rs 9,13,325

Rs 4,819

Rs 3,373 onwards


Rs 16,85,000

Rs 10,70,370

Rs 8,434

Rs 3,426 onwards

X Line**

Rs 17,89,000

Rs 13,75,600

Rs 10,779

Rs 11,689 onwards

*Disclaimer: The Kia Seltos insurance cost for the above-mentioned variants may vary as per various factors like RTO, registration year, claim history, fuel type, etc.

**The Kia Seltos car insurance price for X Line variant is for the 2021 model.

Kia Seltos Car Insurance: Inclusion

Having third-party car insurance is mandatory under Motor Vehicles Act. Comprehensive car insurance for Kia Seltos not only covers damage to your vehicle but also offers extra protection for the injury or accidental death of the driver or third party. Below are the inclusions of Kia Seltos car insurance-

  • Loss to third-party life or property. 
  • Damage to the car caused by an accident.
  • Injury to owner or driver of the car.
  • Damage to the car due to any natural or man-made disasters such as storms, cyclones, riots, vandalism, etc.
  • Loss or theft of the insured car.
  • Damage to the car due to a fire explosion or outbreak.

Note: A personal accident cover is mandatory under comprehensive car insurance as well as a third-party liability policy, so purchase it separately to avail coverage of Rs. 15 lakhs.

Kia Seltos Car Insurance: Exclusions 

Kia Seltos insurance does not guarantee coverage under the following circumstances-

  • Loss to the car due to mechanical or electrical breakdown.
  • Loss due to regular wear and tear of the car.
  • Damages to the car due to improper handling or rash driving.
  • Running the car without a driving license (DL).
  • Driving it under the influence of alcohol.

Kia Seltos Car Insurance: Add-Ons

A comprehensive Kia Seltos car insurance policy allows you to purchase add-ons to enhance the basic coverage. Below we have mentioned the available add-on covers for Kia Seltos car insurance:

  • No Claim Bonus(NCB) cover
  • Engine protection cover
  • Consumables cover
  • Passenger cover
  • Roadside assistance cover
  • Zero depreciation cover
  • Return to invoice cover
  • Personal belongings cover
  • Key-replacement cover

How to Buy Kia Seltos Car Insurance Online?

At, you can purchase a policy for Kia Seltos just in a few simple steps-

  • Visit the official website of Policybazaar Insurance Brokers Private Limited. 
  • Next, fill in the registration number of your Kia Seltos car.
  • To access further, fill in other details like registration year of the car, fuel type, RTO details, contact no., etc.
  • Next step, you will choose the Kia Seltos car insurance policy as per your budget and needs.
  • Also, you can compare different plans based on different Kia Seltos car insurance prices.
  • If required, include add-ons to upgrade your standard policy.
  • Next, complete the payment by clicking on the payment button.
  • Choose any mode for completing the payment like- UPI, debit/credit card, or net banking.
  • Once done, you will receive a receipt and policy documents at your registered email id.

How to Renew Kia Seltos Car Insurance Online?

You can easily renew Kia Seltos car insurance online in a few simple steps before the expiration date. Below are the steps to renew Kia car insurance online-

  • Visit the renewal page of Policybazaar Insurance Brokers Private Limited.
  • Fill in the registered number of your car or the policy number to retrieve your policy details.
  • Design your car insurance policyby adding or removing any add-on cover according to your need and budget.
  • Next, click on the renew button.
  • Pay the displayed amount using any mode- UPI, debit card, credit card, or net banking.
  • After completing all the steps, you will receive a receipt copy and the policy documents at your registered mail id.


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