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Kia Seltos Car Insurance

The Kia Seltos is a subcompact crossover SUV launched by Kia Motors. Kia Seltos is a global car introduced in both petrol and diesel variations. Moreover, it has an eye-catchy interior & exterior design, feel-good features, and multiple powertrain options. Read further to know about the car’s features, specifications and Kia Seltos insurance price.

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      Kia Seltos Variants with Insurance Price

      The following table shows different car model variants of Kia Seltos along with their insurance prices:

      Kia Seltos Variants (2023 Registration) Ex-showroom Prices Insured Declared Value* (IDV) Zero Depreciation* (Add-on Cover) Estimated Kia Seltos Insurance Price* (Bundled Policy)
      HTE Rs. 10,89,900 Rs. 10,35,407 Rs. 5,695 Rs. 16,566 onwards
      HTK Rs. 12,09,900 Rs. 10,96,152 Rs. 4,385 Rs. 16,804 onwards
      HTK+ Rs. 13,49,900 Rs. 12,27,822 Rs. 4,911 Rs. 17,312 onwards
      HTX Rs. 15,19,900 Rs. 14,03,382 Rs. 5,614 Rs. 17,993 onwards
      GTX+ Rs. 19,79,900 Rs. 18,22,862 Rs. 10,026 Rs. 19,617 onwards

      *Disclaimer: The Kia Seltos insurance cost for the above-mentioned variants may vary as per various factors like RTO, registration year, claim history, fuel type, etc. The prices mentioned above are for DL1 RTO for a brand-new car.

      Features of Kia Seltos

      The new Kia Seltos is a modern SUV with stunning exteriors and powerful interiors, offering multiple safety options. The car offers the following features:


      • This SUV car comes with ABS, EBD, disc brakes, and premium quality airbags as a safety feature.
      • Seltos comes with a dual-zone, fully automatic air conditioner designed to provide comfort with varied temperature preferences.
      • It adds style to your interiors with rt 26.03cm (10.25") HD touchscreen along with navigation and Kia Connect Car Technology for your convenience.
      • The SUV makes your experience better with its spacious boot space and various utility storage.
      • It comes with a first-in-segment air purifier technology that cleans 99.9% of indoor air pollutants. It also has a dual-pane panoramic sunroof.


      • Kia Seltos is a 5-door car with a powerful high-strength steel body and gives you comprehensive safety.
      • The SUV offers a sleek look with its aesthetically designed crown jewelled headlamps and heartbeat DRLs.
      • Kia Seltos is one of the best on the market, with its stylish and super energetic R-18 crystal cut glossy black alloy wheels.
      • The design and colour of the Seltos can be summed up in three adjectives- it is bold, muscular, and valuable.

      Specifications of Kia Seltos

      Categories Specifications
      Type of engine 1.5L CRDi VGT
      Engine displacement (CC) 1493
      Maximum power (bhp@rpm) 113.43@4000
      Maximum torque (nm@rpm) 250@1500-2750
      Transmission mode Automatic/Manual
      Fuel Tank Capacity 50 Liters
      Fuel type Petrol/Diesel
      Seating Capacity 5

      Kia Seltos Car Insurance Policy: Inclusions

      Having third-party car insurance is mandatory under the Motor Vehicles Act of 1988. Comprehensive car insurance for Kia Seltos not only covers damage to your vehicle but also offers extra protection for the injury or accidental death of the driver or third party. Below are the inclusions of Kia car insurance-

      • Loss to third-party life or property due to the insured vehicle.
      • Damage to the car caused by an accident or collision.
      • Damage to the car due to any natural or man-made disasters such as storms, cyclones, riots, vandalism, etc.
      • Losses to the insured car due to theft.
      • Damage to the car due to a fire, explosion or self-ignition.

      Kia Seltos Car Insurance Policy: Exclusions

      Kia Seltos insurance does not guarantee coverage under the following circumstances-

      • Loss to the car due to mechanical or electrical breakdown.
      • Loss due to regular wear and tear of the car.
      • Damages to the car due to improper handling or rash driving.
      • Driving the car without a driving license (DL) will not be covered under the Kia Seltos car policy
      • Damages to the insured car while driving the car under the influence of alcohol
      • Depreciation sustained by the car or its parts is also not covered.

      Kia Seltos Car Insurance Policy: Add-Ons

      A comprehensive Kia Seltos car insurance policy allows you to purchase add-ons to enhance basic coverage. Below we have mentioned the available add-on covers for Kia Seltos car insurance:

      • Engine Protection Cover
      • Consumables Cover
      • Roadside Assistance Cover
      • Zero Depreciation Cover
      • Return to Invoice Cover
      • Personal Belongings Cover
      • Key-Replacement Cover

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      How to Buy/Renew Kia Seltos Car Insurance Online?

      At, you can buy car insurance online for Kia Seltos just in a few simple steps-

      • Visit the official website of Policybazaar Insurance Brokers Private Limited.
      • Now select the “Car Insurance” option from the homepage
      • Next, fill in the registration number of your Kia Seltos car or select any other option
      • To access further, fill in other details like the registration year of the car, fuel type, RTO details, contact no., etc.
      • Next step, you will choose the Kia Seltos car insurance policy as per your budget and needs.
      • Also, you can compare different plans based on different Kia Seltos insurance prices.
      • If required, include add-ons to upgrade your standard policy.
      • Next, complete the payment by clicking on the payment button.
      • Choose any mode for completing the payment, like- UPI, debit/credit card, or net banking.
      • Once done, you will receive a receipt and policy documents at your registered email id.

      Kia Seltos Car Insurance FAQs

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      Kia Car Insurance Reviews & Ratings
      5 / 5 (Based on 2 Reviews)
      (Showing Newest 2 reviews)
      Noida, February 12, 2024
      Renewal is easy
      Whether it was the buying process or the renewing process, I found the process stress free. I have been using car insurance via policybazaar for two years and it is very easy to get the renewal done from home. I have recently renewed the future generali comprehensive policy for my Kia seltos which I took from policybazaar.
      Mahabalipuram, February 08, 2024
      Easy to compare
      I finally found the best coverage for my new Kia seltos HTX car at a very low cost. Everyone I talked to regarding car plan suggested me Policybazaar and Mr. Naresh agent helped me on choosing me comprehensive plan of new india assurance company was giving me all the features I wanted such as accidental damage, engine protection cover and zero dep.