Ford Figo Car Insurance

Ford Figo is a hatchback that perfectly blends style and performance. Whether for a daily commute or a weekend getaway, Ford Figo offers an exhilarating driving experience. Car insurance is essential to protect against unexpected financial costs due to damage, theft or third-party liabilities. With the information in this article, you can easily purchase or renew your Ford Figo car insurance, learn about add-on covers and understand the key inclusions and exclusions.

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Ford Figo Car Insurance: Inclusions

Ford Figo car insurance policy provides complete protection in various situations. Below are some of the inclusions:

• Damage to the insured vehicle due to natural disasters, such as earthquakes, avalanches or floods.
• Damage caused by accident.
• Theft or burglary, whether partial or complete, is covered.
• Damage to the insured car due to man-made situations, such as riots and strikes.
• Damage from self-ignition of the insured vehicle, fire, or explosion.
• Third-party damages, including property damage or personal injuries, are covered.

Ford Figo Car Insurance: Exclusions

While several situations are included in Ford Figo car insurance policy, there are certain situations where claims are not processed. Here are some of the exclusions:

• A claim is not accepted if the damage to the insured car is due to the driver's negligence.
• A claim can also be denied if the driver is under the influence of alcohol or drugs during the accident.
• A claim shall not be processed if the driver has no Driving Licence at the accident site.
• The claim can also be denied if the damage is due to the car's natural wear and tear.
• No claim shall be processed if damage to the insured vehicle occurs outside the policy's specified geographical boundaries.

*Disclaimer: Coverage details may differ per your chosen insurer. You must always read the policy document before purchasing your Ford Figo insurance.

Ford Figo Car Insurance: Add-ons

You can enhance the benefits of your Ford Figo car insurance by purchasing several add-ons:

• Zero Depreciation Cover: This add-on ensures complete compensation for repairs and replacements of the car's different parts without factoring in depreciation.
• Engine Protection Cover: With this add-on cover, the insurance company pays to repair and replace the complete engine or its part if damaged due to the covered reasons.
• NCB Protect Cover: The no-claim bonus (NCB) protect cover ensures that your claim status is not affected, even if you file for a claim. Since your claim status remains unaffected, you can get a discount when you renew your car policy, which can be as much as 50% after 5 consecutive years of no claim.
• Key and Lock Protect Cover: This cover is an add-on to a comprehensive policy that ensures the insurer covers the cost of replacing stolen or lost keys and repairing & replacing locksets.

How to Buy Ford Figo Car Insurance Online?

Getting your car insurance online or a Ford Figo insurance renewal can be done in just a few minutes on Policybazaar.com. Follow the below steps to buy a new policy or get a car policy renewed:

• Step 1: Visit the official website of Policybazaar Insurance Brokers Pvt. Ltd. and select the "Car Insurance" option on the home screen.
• Step 2: Enter your car registration number or select the "Brand New Car" option.
• Step 3: Visit the car selection section. In the make options, select "Ford" and choose "Figo" in the model option.
• Step 4: Select the variant from the list and the fuel type per your car's specifications. 
• Step 5: Enter your contact details to go to the next step.
• Step 6: Choose the car insurance plan that best suits you. You can also select different add-ons to enhance the policy coverage.
• Step 7: Once the premium payment is done, the policy copy will be e-mailed to you.