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Ford Car Insurance
- Ford Figo Car Insurance
Features of Ford Figo Car
Here are some of the promising features of the Ford Figo car:
- It comes with a sporty cellular grille, dual-tone roof and alloy wheels.
- It is equipped ABS with EBD along with a rearview parking camera.
- It comes with six airbags and a high-speed alert system.
- It is fitted with rain-sensing wipers and rear fog lamps.
- It is equipped with a touchscreen infotainment system with in-built navigation.
- It comes in seven colour options.
Ford Figo Car Specifications
The following table shows the specifications of the Ford Figo car:
Categories |
Specifications |
Engine/ Displacement |
Petrol: 1194 CC Diesel: 1499 CC |
Cylinder |
4 |
Maximum Power |
Petrol: 96 PS @6500 rpm Diesel: 100 PS @3750 rpm |
Maximum Torque |
Petrol: 119 Nm @4250 rpm Diesel: 215 Nm @1750-2500 rpm |
Mileage |
Petrol: 18.5 Km/l Diesel: 24.4 Km/l |
Suspension |
Front: Independent McPherson Rear: Semi-Independent (Twist Beam Type) |
Transmission |
5-Speed Manual |
Emission Norm Compliance |
BS 6 |
Fuel Variant |
Petrol/ Diesel |
Fuel Tank |
Petrol: 42 l Diesel: 40 l |
Ford Figo Car Model Variants With Car Insurance Price
Take a look at the various models of Ford Figo car along with their car insurance cost:
Ford Figo Variants (2021 Registration) |
Ex-Showroom Prices |
Insured Declared Value* (IDV) |
Zero Depreciation Price* (Add-On Cover) |
Estimated Ford Figo Insurance Price* (Comprehensive Car Insurance) |
Ambiente (Petrol) |
Rs 5,64,000 |
Unavailable |
Unavailable |
Unavailable |
Titanium (Petrol) |
Rs 6,64,000 |
Rs 5,70,000 |
Rs 1,871 |
Rs 13,597 onwards |
Titanium Blu (Petrol) |
Rs 7,09,000 |
Rs 5,76,555 |
Rs 2,306 |
Rs 13,320 onwards |
Titanium (Petrol) |
Rs 7,74,000 |
Unavailable |
Unavailable |
Unavailable |
Titanium Blu (Petrol) |
Rs 8,19,000 |
Unavailable |
Unavailable |
Unavailable |
*Disclaimer: The Ford Figo insurance price in the above table is for brand new cars. The price may differ according to several factors, such as policy coverage, age of the car, claim history, RTO, etc.
Ford Figo Car Insurance Inclusions
A Ford insurance policy covers the Figo car for the following:
- Own Damages - Any loss or damages to the Ford Figo car is covered if caused due to the following:
- Natural disasters, such as cyclones, floods, etc.
- Accidents
- Theft of the Figo car
- Fire or explosions
- Manmade calamities, such as an act of terror, riots, etc.
- In-transit damages caused to the Figo car
- Third Party Liabilities - Any physical injuries or property damages to the third parties in an accident caused by the Ford Figo car resulting in third party liabilities are covered. The insurance company will pay compensation for property damages for up to Rs 7.5 lakh.
- Personal Accident Cover for the Owner-Driver - Any accident injuries sustained by the owner-driver of the Ford Figo car while driving the vehicle is covered. The insurance company will provide personal accident cover to the tune of Rs 15 lakh.
Add-On Covers Available Under Ford Figo Insurance:
A car owner can extend the coverage of the Ford car insurance policy by buying add-on covers. Here are some of the add-on covers that are commonly available under a Ford Figo car insurance policy:
- Return to Invoice Cover
- Passenger Cover
- Consumables Cover
- No Claim Bonus Protection
- Engine Protection Cover
- Zero Depreciation Cover
- Roadside Assistance Cover
- Garage Cash Cover
- Tyre Protect Cover
- Key Replacement Cover
Ford Figo Car Insurance Exclusions
The following situations or expenses are excluded under a Ford Figo insurance policy:
- Non-accidental damages to the car’s tyres
- Damages caused while driving the Figo car under the influence of intoxicating substances, including alcohol
- Any loss or damages caused to the car due to nuclear activities or an act of war
- Regular wear and tear of the Figo car
- Loss or damages caused while driving the car with an invalid driving license
- Electrical and mechanical breakdown of the Figo car
- Any loss or damages to the car while using it for commercial or unauthorized purposes
- Contributory loss of the Figo car
- Depreciation on the car’s value
- Loss or damages caused to the Figo car outside the geographical limits
- Any damages caused to the car while using it for illegal purpose
How to Buy Ford Insurance Online for Figo Car?
Buying Ford insurance online is an easy procedure. The only thing required is a laptop/ mobile, an internet connection and follow a few simple steps. Go through the steps below to buy Ford car insurance online:
- Go to a website that offers Ford insurance online
- Click on the option of buying car insurance
- You may be required to provide a few details about your Figo car, such as its registration year, RTO, model variant, fuel type, etc.
- Choose the type of policy coverage you want for your Figo car
- Fill up the form requesting your contact details, such as your mobile number or name
- Select the Ford Figo insurance plan that you want to buy
- Pay the Ford Figo insurance price of the selected plan online
- Post the payment, the insurer will issue the Figo insurance online
How to Renew Ford Figo Insurance Policy Online?
The Ford insurance renewal online process is very easy and free of any hassles. But make sure to carry out the Ford Figo car insurance renewal process before the previous policy expiry date. Given below are the steps for Ford Figo insurance renewal online:
- Visit a website offering Ford car insurance renewal services, such as policybazaar.com
- Go to the ‘Renew the Policy’ option on the top of the page
- Select the option of ‘Motor Renewal’ from the drop-down menu
- Fill in the details of your Figo car, such as the model variant, RTO, registration year, fuel type, etc. or simply enter your Figo car’s registration number
- Enter your contact details, including your email id and mobile number
- Provide details of your previous Ford Figo insurance policy, such as expiry date and claim history
- You will see multiple Ford Figo car insurance plans
- Choose the plan you want to renew and pay its Ford Figo insurance price
- The insurance company will ensure the Ford Figo car insurance renewal
Ford Figo Car Insurance FAQs
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Q: Will my insurance company compensate for the cost of my Ford Figo car’s shattered windshield?
Ans: Yes. Your motor insurance provider will pay compensation for the shattered windshield of your Figo car under your Ford car insurance policy. However, you should have a comprehensive or standalone own damage cover under your Ford Figo insurance policy to get the windshield damages covered. -
Q: How can I calculate the premium of my Ford Figo insurance policy?
Ans: You can calculate the Ford Figo insurance price for your car by using a car insurance premium calculator online at websites, such as policybazaar.com. The calculator uses the details of your car and your preferred policy cover to estimate the car insurance premium. Some of the factors that will influence the premium of your Figo car are:- Model of the car
- IDV of the Figo car
- Location where the car is being used
- Age of the Figo car
- Fuel type of the car
- Policy coverage type
- Add-on covers
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Q: How can I reduce the car insurance premium for my Ford Figo car?
Ans: You can lower your Ford Figo insurance price with the help of the following:- No Claim Bonus
- Membership of AAI (Automobile Association of India
- Installing anti-theft devices in your Ford Figo car
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Q: Do I need to buy car insurance for my second hand Ford Figo car?
Ans: Yes. You need to cover your Figo car under a Ford car insurance policy as buying four wheeler insurance with third party cover is mandatory for all cars plying in India under the Motor Vehicles Act, 1988. -
Q: Can I get my NCB transferred from my old car to my new Ford Figo car?
Ans: Yes. You can get your No Claim Bonus (NCB) transferred from your old car to your newly-purchased Ford Figo car by requesting your insurer for the same. However, both cars should fall in the same category of class and type for transfer to happen.
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