Ford Figo Car Insurance

Ford Figo is a sub-compact hatchback car manufactured by Ford India. It was launched for the first time in India in 2010 and became extremely popular in a short span of time. The car is loved for its engine performance, stylish design, strong body and fuel efficiency. The Ford Figo car has won multiple awards, including the ‘Mid-Sized Hatchback of the Year’ in 2016 at Auto Car Awards. In October 2020, the BS-VI update of the car was introduced. In case you are considering buying a Ford Figo car, you must take a look at its specifications, features and Ford Figo insurance price for different model variants.

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Features of Ford Figo Car

Here are some of the promising features of the Ford Figo car:

  • It comes with a sporty cellular grille, dual-tone roof and alloy wheels.
  • It is equipped ABS with EBD along with a rearview parking camera.
  • It comes with six airbags and a high-speed alert system.
  • It is fitted with rain-sensing wipers and rear fog lamps.
  • It is equipped with a touchscreen infotainment system with in-built navigation.
  • It comes in seven colour options.

Ford Figo Car Specifications

The following table shows the specifications of the Ford Figo car:



Engine/ Displacement

Petrol: 1194 CC

Diesel: 1499 CC



Maximum Power

Petrol: 96 PS @6500 rpm

Diesel: 100 PS @3750 rpm

Maximum Torque

Petrol: 119 Nm @4250 rpm

Diesel: 215 Nm @1750-2500 rpm


Petrol: 18.5 Km/l

Diesel: 24.4 Km/l


Front: Independent McPherson

Rear: Semi-Independent (Twist Beam Type)


5-Speed Manual

Emission Norm Compliance

BS 6

Fuel Variant

Petrol/ Diesel

Fuel Tank

Petrol: 42 l

Diesel: 40 l

Ford Figo Car Model Variants With Car Insurance Price

Take a look at the various models of Ford Figo car along with their car insurance cost:

Ford Figo Variants

(2021 Registration)

Ex-Showroom Prices

Insured Declared Value*


Zero Depreciation Price*

(Add-On Cover)

Estimated Ford Figo Insurance Price*

(Comprehensive Car Insurance)

Ambiente (Petrol)

Rs 5,64,000




Titanium (Petrol)

Rs 6,64,000

Rs 5,70,000

Rs 1,871

Rs 13,597 onwards

Titanium Blu (Petrol)

Rs 7,09,000

Rs 5,76,555

Rs 2,306

Rs 13,320 onwards

Titanium (Petrol)

Rs 7,74,000




Titanium Blu (Petrol)

Rs 8,19,000




*Disclaimer: The Ford Figo insurance price in the above table is for brand new cars. The price may differ according to several factors, such as policy coverage, age of the car, claim history, RTO, etc.

Ford Figo Car Insurance Inclusions

A Ford insurance policy covers the Figo car for the following:

  • Own Damages - Any loss or damages to the Ford Figo car is covered if caused due to the following:
    • Natural disasters, such as cyclones, floods, etc.
    • Accidents
    • Theft of the Figo car
    • Fire or explosions
    • Manmade calamities, such as an act of terror, riots, etc.
    • In-transit damages caused to the Figo car
  • Third Party Liabilities - Any physical injuries or property damages to the third parties in an accident caused by the Ford Figo car resulting in third party liabilities are covered. The insurance company will pay compensation for property damages for up to Rs 7.5 lakh.
  • Personal Accident Cover for the Owner-Driver - Any accident injuries sustained by the owner-driver of the Ford Figo car while driving the vehicle is covered. The insurance company will provide personal accident cover to the tune of Rs 15 lakh.

Add-On Covers Available Under Ford Figo Insurance:

A car owner can extend the coverage of the Ford car insurance policy by buying add-on covers. Here are some of the add-on covers that are commonly available under a Ford Figo car insurance policy:

Ford Figo Car Insurance Exclusions

The following situations or expenses are excluded under a Ford Figo insurance policy:

  • Non-accidental damages to the car’s tyres
  • Damages caused while driving the Figo car under the influence of intoxicating substances, including alcohol
  • Any loss or damages caused to the car due to nuclear activities or an act of war
  • Regular wear and tear of the Figo car
  • Loss or damages caused while driving the car with an invalid driving license
  • Electrical and mechanical breakdown of the Figo car
  • Any loss or damages to the car while using it for commercial or unauthorized purposes
  • Contributory loss of the Figo car
  • Depreciation on the car’s value
  • Loss or damages caused to the Figo car outside the geographical limits
  • Any damages caused to the car while using it for illegal purpose

How to Buy Ford Insurance Online for Figo Car?

Buying Ford insurance online is an easy procedure. The only thing required is a laptop/ mobile, an internet connection and follow a few simple steps. Go through the steps below to buy Ford car insurance online:

  • Go to a website that offers Ford insurance online
  • Click on the option of buying car insurance
  • You may be required to provide a few details about your Figo car, such as its registration year, RTO, model variant, fuel type, etc.
  • Choose the type of policy coverage you want for your Figo car
  • Fill up the form requesting your contact details, such as your mobile number or name
  • Select the Ford Figo insurance plan that you want to buy
  • Pay the Ford Figo insurance price of the selected plan online
  • Post the payment, the insurer will issue the Figo insurance online

How to Renew Ford Figo Insurance Policy Online?

The Ford insurance renewal online process is very easy and free of any hassles. But make sure to carry out the Ford Figo car insurance renewal process before the previous policy expiry date. Given below are the steps for Ford Figo insurance renewal online:

  • Visit a website offering Ford car insurance renewal services, such as
  • Go to the ‘Renew the Policy’ option on the top of the page
  • Select the option of ‘Motor Renewal’ from the drop-down menu
  • Fill in the details of your Figo car, such as the model variant, RTO, registration year, fuel type, etc. or simply enter your Figo car’s registration number
  • Enter your contact details, including your email id and mobile number
  • Provide details of your previous Ford Figo insurance policy, such as expiry date and claim history
  • You will see multiple Ford Figo car insurance plans
  • Choose the plan you want to renew and pay its Ford Figo insurance price
  • The insurance company will ensure the Ford Figo car insurance renewal

Ford Figo Car Insurance FAQs

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