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Maruti Suzuki Swift Car Insurance

Maruti Suzuki Swift is a popular hatchback car manufactured by Maruti Suzuki India Limited. The car is considered a fuel-efficient car and is also known for its stylish looks and powerful performance. If you are considering buying a Maruti Suzuki Swift car, read further to check out its features, ex-showroom prices, and Maruti Swift car insurance price.

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      Maruti Suzuki Swift Car Insurance Price

      Take a look at the variants of the Maruti Suzuki Swift car with its ex-showroom prices and car insurance cost:

      Maruti Suzuki Swift Variants
      (2023 Registration)
      Ex-Showroom Prices Insured Declared Value*
      Zero Depreciation Price*
      (Add-On Cover)
      Estimated Maruti Swift Insurance Price*
      (1 year OD+ 3 year TP)
      LXI Rs. 5,99,450 Rs. 4,54,982 Rs. 2,502 Rs. 14,318 onwards
      VXI Rs. 6,95,000 Rs. 6,27,952 Rs. 3,454 Rs. 14,988 onwards
      ZXI Rs. 7,63,000 Rs. 6,04,098 Rs. 3,323 Rs. 14,895 onwards
      ZXI+ Rs. 8,34,000 Rs. 6,92,552 Rs. 3,809 Rs.15,238 onwards
      ZXI+ AMT Rs. 8,89,000 Rs. 7,57,152 Rs. 4,164 Rs. 15,488 onwards
      ZXI CNG Rs. 8,53,000 Rs. 8,02,752 Rs. 4,415 Rs. 17,432 onwards

      *Disclaimer: The Maruti Swift insurance price may differ based on the car's age, RTO location, claim history, policy coverage type, etc.

      Maruti Suzuki Swift Features

      Known for its style and performance, the Maruti Suzuki Swift offers the following amazing features:

      Interiors of Maruti Suzuki Swift

      • The four-wheeler comes with an auto gear shift and push start-stop button.
      • It also provides dual front airbags for the driver and co-driver.
      • Maruti Swift is equipped with ABS with EBD and a brake assist system.
      • It comes with a high-speed alert system and an automatic climate control system.
      • It is also equipped with reverse parking sensors with a camera.

      Exteriors of Maruti Suzuki Swift

      • The exteriors of Swift come with a new dual-tone sporty design.
      • The Sporty Cross Mesh Grille, with a bold chrome accent, makes the car look sleek and sporty.
      • The car comes with precision-cut two-tone alloy wheels.
      • The car is also equipped with LED projector headlamps, auto foldable ORVM, and LED rear combination lamps.

      Specifications of Maruti Suzuki Swift

      Below are the specifications of the Maruti Suzuki Swift car:

      Categories Specifications
      Engine/ Displacement 1197 CC
      Cylinder 4
      Maximum Power 66kW @6000 rpm
      Maximum Torque 113 Nm @4400 rpm
      Transmission 5AMT
      Fuel Variant Petrol, CNG
      Fuel Tank 37 L
      Seating Capacity 5

      Maruti Swift Car Insurance Policy: Inclusions

      A Maruti Swift insurance policy covers the following adversities:

      • Any accidental property loss or bodily injuries/ disability/ death caused by the Swift car to third parties,
      • Any loss or damages sustained by the Swift car due to theft, burglary or housebreaking
      • Damages sustained by the insured car during air/ rail/ road/ waterways transit
      • Losses arising out of natural calamities like earthquakes, landslides, floods, etc.
      • Damages to the insured Swift car due to manmade disasters, including riots, vandalism, strikes, etc.
      • Losses to the insured car due to fire or explosion are also covered under the Maruti car insurance policy.

      Maruti Swift Car Insurance Policy: Exclusions

      A Maruti Swift insurance policy does not provide coverage for the following:

      • General wear and tear, depreciation of the Swift car
      • Any loss or damage to the car due to war, invasion, nuclear warfare, etc.
      • Mechanical or electrical breakdown of the Swift car
      • Any loss or damages caused to the car outside India’s geographical limits
      • Damages to the insured car when driven without a valid driving license
      • Any loss or damages caused while using the car for racing, commercial or illegal purposes
      • Driving the Maruti Swift car under the influence of drugs or alcohol is not covered.

      Maruti Swift Car Insurance Policy: Add-Ons

      Every Maruti Suzuki insurance policy provides a few add-on covers that help in enhancing the coverage of the standard car policy on payment of a higher premium.

      Given below is the list of a few commonly available add-on covers under a Maruti Swift car insurance policy:

      • Zero Depreciation Cover
      • Return to Invoice
      • Road Assistance Cover
      • Engine & Gearbox Protector
      • No Claim Bonus Protector
      • Cost of Consumable Items
      • Key & Lock Replacement Cover

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      How to Buy/Renew Maruti Swift Car Insurance Online?

      The process to buy or renew car insurance online is very simple and convenient. Follow the steps given below to get a Maruti Swift insurance policy online:

      • Visit the official website of Policybazaar Insurance Brokers Private Limited (
      • From the homepage, select the “Car Insurance” section
      • Enter your Maruti Swift car number or proceed with another option if you own a brand-new car
      • Select your car details, such as RTO, make, model, variant and registration year
      • From the given Swift car insurance plans, choose the plan that suits you
      • Select the add-ons of your choice
      • Pay the final premium via the online payment mode
      • Once the premium is paid, your Maruti Swift motor insurance policy will be issued.

      Maruti Swift Car Insurance FAQs

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      Maruti Suzuki Insurance Reviews & Ratings
      5 / 5 (Based on 4 Reviews)
      (Showing Newest 4 reviews)
      Hyderabad, March 03, 2024
      Multiple payment methods
      I compared car plans for my Swift car according to the benefits I wanted in my car insurance plan. I chose the United India comprehensive plan because I liked the features offered in this plan. Payment made easy as Policybazaar offered me multiple payment options. Everything was so Hassle free.
      Indore, March 01, 2024
      Towing facility
      Thanks to Mr. Rajeev customer support executive for the cashless claim process with Universal Sompo insurance policies. I approached Policybazaar when I wanted a tow facility as my car got damaged due to a minor accident. I am grateful that my Maruti Swift was already insured.
      Delhi, February 23, 2024
      Faster claim settlement
      I got financial help in my time of need. I had an accident in which my Swift car got damaged. With the help of my Kotak Mahindra comprehensive plan, I raised the claim request. I was surprised when I got to know that my claim has been approved. It took hardly two days and I got the claim settlement.
      Delhi, December 19, 2022
      Iffco Tokio Car Insurance
      Anyone who will buy any kind of plan from Policybazaar will definitely love to come here again as Policybazaar provides excellent service to its customers. When I was buying IFFCO Tokio third party car insurance for my Swift car, Policybazaar took care of my needs.

      #Rs 2094/- per annum is the price for third-party motor insurance for private cars (non-commercial) of not more than 1000cc

      *Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB. Actual time for transaction may vary subject to additional data requirements and operational processes.