Maruti Suzuki Swift Car Insurance

Maruti Suzuki Swift is a popular hatchback car manufactured by Maruti Suzuki. It debuted in the Indian automobile market in 2005 and went on to become one of the most sold cars in the country. It is considered a fuel-efficient car and is also known for its stylish looks and powerful performance. Maruti Swift has won ‘Car of the Year’ award at multiple occasions over the last decade. If you are thinking of buying Maruti Suzuki Swift car, you can check out its features, ex-showroom prices as well as Maruti car insurance price in the article below.

Maruti Suzuki Swift Features

Following are some of the attractive features of Maruti Suzuki Swift car:

It comes with auto gear shift and push start-stop button.
It provides dual front airbags for the driver and co-driver.
It is equipped with ABS with EBD and brake assist system.
It comes with high-speed alert system and automatic climate control system.
It is equipped with reverse parking sensors with camera.
It comes with remote back door and fuel lid opener.

Specifications of Maruti Suzuki Swift

Here are the specifications of Maruti Suzuki Swift car:

Categories	Specifications
Engine/ Displacement	1197 CC
Cylinder	4
Maximum Power	61kW @6000 rpm
Maximum Torque	113 Nm @4200 rpm
Mileage	21.21 Km/l
Suspension	Front: Mac Pherson Strut Rear: Torsion Beam
Transmission	5MT/ 5AMT
Emission Norm Compliance	BS6
Fuel Variant	Petrol
Fuel Tank	37 L
Boot Space	268 L

Maruti Suzuki Swift Variants with Car Insurance Price

Take a look at the variants of Maruti Suzuki Swift car with its ex-showroom prices and car insurance cost:

Maruti Suzuki Swift Variants (2019 Registration)	Ex-Showroom Prices	Insured Declared Value* (IDV)	Zero Depreciation Price* (Add-On Cover)	Estimated Maruti Swift Insurance Price* (Comprehensive Car Insurance)
Swift LXI	Rs 5,19,000	Rs 3,04,719	Rs 1,371	Rs 4,736 onwards
Swift VXI	Rs 6,19,000	Rs 3,99,160	Rs 1,796	Rs 4,916 onwards
Swift VXI AGS	Rs 6,66,000	Rs 4,31,120	Rs 1,940	Rs 4,946 onwards
Swift ZXI	Rs 6,78,000	Rs 4,41,320	Rs 1,986	Rs 5,010 onwards
Swift ZXI AGS	Rs 7,25,000	Rs 4,73,280	Rs 2,130	Rs 5,114 onwards
Swift ZXI+	Rs 7,58,000	Rs 4,95,720	Rs 2,231	Rs 5,204 onwards
Swift ZXI+ AGS	Rs 8,02,000	Rs 4,81,200	Rs 2,150	Rs 5,336 onwards

*Disclaimer: The Maruti Swift insurance price may differ based on factors, such as the age of the car, RTO location, claim history, policy coverage type, etc.

Maruti Swift Car Insurance Policy Inclusions

A Maruti Swift insurance policy covers the following adversities:

Any accidental property loss or bodily injuries/ disability/ death caused by the Swift car to third parties resulting in third party liabilities.
Any loss or damages sustained by the Swift car due to:
- Accidents
- Theft
- Air/ rail/ road/ waterways transit
- Natural calamities, including earthquakes, landslides, floods, etc.
- Fire and explosions
- Manmade disasters, including riots, vandalism, strikes, etc.
Disability or death of the owner-driver of the Swift car in a car accident.

Add On Covers Under Maruti Swift Insurance Policy:

Every Maruti Suzuki insurance policy provides a few add-on covers that help the Swift car owner to increase the protection of the vehicle on payment of a higher premium. Given below is the list of few commonly available add-on covers under a Maruti Swift car insurance policy:

Personal Accident Cover for Passengers
Zero Depreciation Cover
Return to Invoice
Road Assistance Cover
Engine & Gearbox Protector
No Claim Bonus Protector
Cost of Consumable Items
Key & Lock Replacement Cover
Downtime Protection Cover
Electrical/ Non-Electrical Accessories Cover

Maruti Swift Car Insurance Policy Exclusions

A Maruti Swift insurance policy does not provide coverage for the following:

General wear and tear of the Swift car
Any loss or damages to the car due to war, invasion, nuclear warfare, etc.
Mechanical or electrical breakdown of the Swift car
Any loss or damages caused to the car outside India’s geographical limits
Depreciation in the Swift car’s value
Driving the car without a valid driving license
Non-accidental loss or damages to the Swift car’s tyres
Any loss or damages caused while using the car for racing, commercial or illegal purposes
Driving the Swift car under the influence of drugs or alcohol
Any loss or damages caused deliberately by the car driver

How to Buy Maruti Swift Car Insurance Online?

The process to buy Maruti car insurance online is very simple and convenient. Follow the steps given below to buy a Maruti Swift insurance policy online:

Visit a website that provides Maruti car insurance online
Go to the car insurance page and click on the purchase option
Enter the requested information, such as the make, model, age of the car, RTO, engine capacity, coverage type, etc.
Provide your personal contact information, such as your name, email id, etc.
Swift insurance price will be displayed by the insurer
Make Maruti car insurance online payment via net banking, debit/ credit cards
The insurer will issue the Maruti Swift car insurance policy

How to Renew Maruti Swift Car Insurance?

Maruti Swift car insurance renewal can be done online without any hassles. To ensure the protection of your Swift car at all times, follow the Maruti car insurance renewal online process given below:

Login to a website that offers Maruti Swift insurance renewal services, such as policybazaar.com
Go to the ‘Renewal’ tab and select ‘Motor Renewal’
You will be asked to provide your Swift car registration number or go ahead with other options
If you skip entering your Swift car number, you will have to provide other car details, such as Swift car model variant, age of the car, fuel type, RTO, etc.
Choose the type of coverage you want for your Swift car
Enter your contact details, such as email id, phone number, etc.
Choose the policy you want to buy and pay Maruti Swift insurance price online
After the payment is successful, Maruti Swift car insurance renewal will be done

Maruti Swift Car Insurance FAQs

What are the types of Maruti car insurance policy that I can buy for my Swift car?

Ans: You can buy two types of Maruti car insurance policy for your Swift car - Liability-only policy and Comprehensive policy. The liability-only policy covers your third party liabilities arising out of causing bodily injuries and property damages by your Swift car. The comprehensive policy covers third party liabilities as well as own damages sustained by the Swift car. The comprehensive policy also provides personal accident cover of the car’s owner-driver.
If my Swift car’s battery is dead, can I raise a claim under my Maruti vehicle insurance policy?

Ans: If your Swift car’s battery has discharged, you can claim it under your Maruti Suzuki insurance policy only if you have the roadside assistance cover.
How is the insurance premium for Maruti Swift car determined?
Ans: The Maruti Swift insurance price for your car is determined based on the following factors:
- The IDV of the Swift car
- Make & model of the car
- Engine cubic capacity of the Swift car
- Coverage type
- RTO of the car
- No Claim Bonus
- Claim history
- Deductibles
- Discounts, etc.
How can I get a discount on my Maruti Swift car insurance policy?
Ans: You can get a discount on your Maruti Swift insurance policy if:
- You have No Claim Bonus (NCB)
- You have an anti-theft device installed in your car
- You are a member of the Automobile Association of India
What will happen if I forget to renew my Maruti Swift car insurance policy?

Ans: If you forget to renew your Maruti Swift insurance policy, you can be fined Rs 2000 and/ or up to three of imprisonment if a cop catches you. Moreover, when you go to renew your policy after a break-in-policy, your Swift car will be subject to inspection.