Maruti Suzuki Swift Car Insurance

Maruti Suzuki Swift is a popular hatchback car manufactured by Maruti Suzuki. It debuted in the Indian automobile market in 2005 and went on to become one of the most sold cars in the country. It is considered a fuel-efficient car and is also known for its stylish looks and powerful performance. Maruti Swift has won ‘Car of the Year’ award at multiple occasions over the last decade. If you are thinking of buying Maruti Suzuki Swift car, you can check out its features, ex-showroom prices as well as Maruti car insurance price in the article below.

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Maruti Suzuki Swift Features

Following are some of the attractive features of Maruti Suzuki Swift car:

  • It comes with auto gear shift and push start-stop button.
  • It provides dual front airbags for the driver and co-driver.
  • It is equipped with ABS with EBD and brake assist system.
  • It comes with high-speed alert system and automatic climate control system.
  • It is equipped with reverse parking sensors with camera.
  • It comes with remote back door and fuel lid opener.

Specifications of Maruti Suzuki Swift

Here are the specifications of Maruti Suzuki Swift car:



Engine/ Displacement

1197 CC



Maximum Power

61kW @6000 rpm

Maximum Torque

113 Nm @4200 rpm


21.21 Km/l


Front: Mac Pherson Strut

Rear: Torsion Beam



Emission Norm Compliance


Fuel Variant


Fuel Tank

37 L

Boot Space

268 L

Maruti Suzuki Swift Car Insurance Price

Take a look at the variants of Maruti Suzuki Swift car with its ex-showroom prices and car insurance cost:

Maruti Suzuki Swift Variants

(2019 Registration)

Ex-Showroom Prices

Insured Declared Value*


Zero Depreciation Price*

(Add-On Cover)

Estimated Maruti Swift Insurance Price*

(Comprehensive Car Insurance)

Swift LXI

Rs 5,19,000

Rs 3,04,719

Rs 1,371

Rs 4,736 onwards

Swift VXI

Rs 6,19,000

Rs 3,99,160

Rs 1,796

Rs 4,916 onwards


Rs 6,66,000

Rs 4,31,120

Rs 1,940

Rs 4,946 onwards

Swift ZXI

Rs 6,78,000

Rs 4,41,320

Rs 1,986

Rs 5,010 onwards


Rs 7,25,000

Rs 4,73,280

Rs 2,130

Rs 5,114 onwards

Swift ZXI+

Rs 7,58,000

Rs 4,95,720

Rs 2,231

Rs 5,204 onwards

Swift ZXI+ AGS

Rs 8,02,000

Rs 4,81,200

Rs 2,150

Rs 5,336 onwards

*Disclaimer: The Maruti Swift insurance price may differ based on factors, such as the age of the car, RTO location, claim history, policy coverage type, etc.

Maruti Swift Car Insurance Policy Inclusions

A Maruti Swift insurance policy covers the following adversities:

  • Any accidental property loss or bodily injuries/ disability/ death caused by the Swift car to third parties resulting in third party liabilities.
  • Any loss or damages sustained by the Swift car due to:
    • Accidents
    • Theft
    • Air/ rail/ road/ waterways transit
    • Natural calamities, including earthquakes, landslides, floods, etc.
    • Fire and explosions
    • Manmade disasters, including riots, vandalism, strikes, etc.
  • Disability or death of the owner-driver of the Swift car in a car accident.

Add On Covers Under Maruti Swift Insurance Policy:

Every Maruti Suzuki insurance policy provides a few add-on covers that help the Swift car owner to increase the protection of the vehicle on payment of a higher premium. Given below is the list of few commonly available add-on covers under a Maruti Swift car insurance policy:

  • Personal Accident Cover for Passengers
  • Zero Depreciation Cover
  • Return to Invoice
  • Road Assistance Cover
  • Engine & Gearbox Protector
  • No Claim Bonus Protector
  • Cost of Consumable Items
  • Key & Lock Replacement Cover
  • Downtime Protection Cover
  • Electrical/ Non-Electrical Accessories Cover

Maruti Swift Car Insurance Policy Exclusions

A Maruti Swift insurance policy does not provide coverage for the following:

  • General wear and tear of the Swift car
  • Any loss or damages to the car due to war, invasion, nuclear warfare, etc.
  • Mechanical or electrical breakdown of the Swift car
  • Any loss or damages caused to the car outside India’s geographical limits
  • Depreciation in the Swift car’s value
  • Driving the car without a valid driving license
  • Non-accidental loss or damages to the Swift car’s tyres
  • Any loss or damages caused while using the car for racing, commercial or illegal purposes
  • Driving the Swift car under the influence of drugs or alcohol
  • Any loss or damages caused deliberately by the car driver

How to Buy Maruti Swift Car Insurance Online?

The process to buy Maruti car insurance online is very simple and convenient. Follow the steps given below to buy a Maruti Swift insurance policy online:

  • Visit a website that provides Maruti car insurance online
  • Go to the car insurance page and click on the purchase option
  • Enter the requested information, such as the make, model, age of the car, RTO, engine capacity, coverage type, etc.
  • Provide your personal contact information, such as your name, email id, etc.
  • Swift insurance price will be displayed by the insurer
  • Make Maruti car insurance online payment via net banking, debit/ credit cards
  • The insurer will issue the Maruti Swift car insurance policy

How to Renew Maruti Swift Car Insurance?

Maruti Swift car insurance renewal can be done online without any hassles. To ensure the protection of your Swift car at all times, follow the Maruti car insurance renewal online process given below:

  • Login to a website that offers Maruti Swift insurance renewal services, such as
  • Go to the ‘Renewal’ tab and select ‘Motor Renewal’
  • You will be asked to provide your Swift car registration number or go ahead with other options
  • If you skip entering your Swift car number, you will have to provide other car details, such as Swift car model variant, age of the car, fuel type, RTO, etc.
  • Choose the type of coverage you want for your Swift car
  • Enter your contact details, such as email id, phone number, etc.
  • Choose the policy you want to buy and pay Maruti Swift insurance price online
  • After the payment is successful, Maruti Swift car insurance renewal will be done

Maruti Swift Car Insurance FAQs

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