Maruti Suzuki Swift Car Insurance
Maruti Suzuki Swift is a popular hatchback car manufactured by Maruti Suzuki. It debuted in the Indian automobile market in 2005 and went on to become one of the most sold cars in the country. It is considered a fuel-efficient car and is also known for its stylish looks and powerful performance. Maruti Swift has won ‘Car of the Year’ award at multiple occasions over the last decade. If you are thinking of buying Maruti Suzuki Swift car, you can check out its features, ex-showroom prices as well as Maruti car insurance price in the article below.
Maruti Suzuki Swift Features
Following are some of the attractive features of Maruti Suzuki Swift car:
- It comes with auto gear shift and push start-stop button.
- It provides dual front airbags for the driver and co-driver.
- It is equipped with ABS with EBD and brake assist system.
- It comes with high-speed alert system and automatic climate control system.
- It is equipped with reverse parking sensors with camera.
- It comes with remote back door and fuel lid opener.
Specifications of Maruti Suzuki Swift
Here are the specifications of Maruti Suzuki Swift car:
Categories |
Specifications |
Engine/ Displacement |
1197 CC |
Cylinder |
4 |
Maximum Power |
61kW @6000 rpm |
Maximum Torque |
113 Nm @4200 rpm |
Mileage |
21.21 Km/l |
Suspension |
Front: Mac Pherson Strut Rear: Torsion Beam |
Transmission |
5MT/ 5AMT |
Emission Norm Compliance |
BS6 |
Fuel Variant |
Petrol |
Fuel Tank |
37 L |
Boot Space |
268 L |
Maruti Suzuki Swift Car Insurance Price
Take a look at the variants of Maruti Suzuki Swift car with its ex-showroom prices and car insurance cost:
Maruti Suzuki Swift Variants (2019 Registration) |
Ex-Showroom Prices |
Insured Declared Value* (IDV) |
Zero Depreciation Price* (Add-On Cover) |
Estimated Maruti Swift Insurance Price* (Comprehensive Car Insurance) |
Swift LXI |
Rs 5,19,000 |
Rs 3,04,719 |
Rs 1,371 |
Rs 4,736 onwards |
Swift VXI |
Rs 6,19,000 |
Rs 3,99,160 |
Rs 1,796 |
Rs 4,916 onwards |
Swift VXI AGS |
Rs 6,66,000 |
Rs 4,31,120 |
Rs 1,940 |
Rs 4,946 onwards |
Swift ZXI |
Rs 6,78,000 |
Rs 4,41,320 |
Rs 1,986 |
Rs 5,010 onwards |
Swift ZXI AGS |
Rs 7,25,000 |
Rs 4,73,280 |
Rs 2,130 |
Rs 5,114 onwards |
Swift ZXI+ |
Rs 7,58,000 |
Rs 4,95,720 |
Rs 2,231 |
Rs 5,204 onwards |
Swift ZXI+ AGS |
Rs 8,02,000 |
Rs 4,81,200 |
Rs 2,150 |
Rs 5,336 onwards |
*Disclaimer: The Maruti Swift insurance price may differ based on factors, such as the age of the car, RTO location, claim history, policy coverage type, etc.
Maruti Swift Car Insurance Policy Inclusions
A Maruti Swift insurance policy covers the following adversities:
- Any accidental property loss or bodily injuries/ disability/ death caused by the Swift car to third parties resulting in third party liabilities.
- Any loss or damages sustained by the Swift car due to:
- Accidents
- Theft
- Air/ rail/ road/ waterways transit
- Natural calamities, including earthquakes, landslides, floods, etc.
- Fire and explosions
- Manmade disasters, including riots, vandalism, strikes, etc.
- Disability or death of the owner-driver of the Swift car in a car accident.
Add On Covers Under Maruti Swift Insurance Policy:
Every Maruti Suzuki insurance policy provides a few add-on covers that help the Swift car owner to increase the protection of the vehicle on payment of a higher premium. Given below is the list of few commonly available add-on covers under a Maruti Swift car insurance policy:
- Personal Accident Cover for Passengers
- Zero Depreciation Cover
- Return to Invoice
- Road Assistance Cover
- Engine & Gearbox Protector
- No Claim Bonus Protector
- Cost of Consumable Items
- Key & Lock Replacement Cover
- Downtime Protection Cover
- Electrical/ Non-Electrical Accessories Cover
Maruti Swift Car Insurance Policy Exclusions
A Maruti Swift insurance policy does not provide coverage for the following:
- General wear and tear of the Swift car
- Any loss or damages to the car due to war, invasion, nuclear warfare, etc.
- Mechanical or electrical breakdown of the Swift car
- Any loss or damages caused to the car outside India’s geographical limits
- Depreciation in the Swift car’s value
- Driving the car without a valid driving license
- Non-accidental loss or damages to the Swift car’s tyres
- Any loss or damages caused while using the car for racing, commercial or illegal purposes
- Driving the Swift car under the influence of drugs or alcohol
- Any loss or damages caused deliberately by the car driver
How to Buy Maruti Swift Car Insurance Online?
The process to buy Maruti car insurance online is very simple and convenient. Follow the steps given below to buy a Maruti Swift insurance policy online:
- Visit a website that provides Maruti car insurance online
- Go to the car insurance page and click on the purchase option
- Enter the requested information, such as the make, model, age of the car, RTO, engine capacity, coverage type, etc.
- Provide your personal contact information, such as your name, email id, etc.
- Swift insurance price will be displayed by the insurer
- Make Maruti car insurance online payment via net banking, debit/ credit cards
- The insurer will issue the Maruti Swift car insurance policy
How to Renew Maruti Swift Car Insurance?
Maruti Swift car insurance renewal can be done online without any hassles. To ensure the protection of your Swift car at all times, follow the Maruti car insurance renewal online process given below:
- Login to a website that offers Maruti Swift insurance renewal services, such as policybazaar.com
- Go to the ‘Renewal’ tab and select ‘Motor Renewal’
- You will be asked to provide your Swift car registration number or go ahead with other options
- If you skip entering your Swift car number, you will have to provide other car details, such as Swift car model variant, age of the car, fuel type, RTO, etc.
- Choose the type of coverage you want for your Swift car
- Enter your contact details, such as email id, phone number, etc.
- Choose the policy you want to buy and pay Maruti Swift insurance price online
- After the payment is successful, Maruti Swift car insurance renewal will be done
Maruti Swift Car Insurance FAQs
-
What are the types of Maruti car insurance policy that I can buy for my Swift car?
Ans: You can buy two types of Maruti car insurance policy for your Swift car - Liability-only policy and Comprehensive policy. The liability-only policy covers your third party liabilities arising out of causing bodily injuries and property damages by your Swift car. The comprehensive policy covers third party liabilities as well as own damages sustained by the Swift car. The comprehensive policy also provides personal accident cover of the car’s owner-driver. -
If my Swift car’s battery is dead, can I raise a claim under my Maruti vehicle insurance policy?
Ans: If your Swift car’s battery has discharged, you can claim it under your Maruti Suzuki insurance policy only if you have the roadside assistance cover. -
How is the insurance premium for Maruti Swift car determined?
Ans: The Maruti Swift insurance price for your car is determined based on the following factors:- The IDV of the Swift car
- Make & model of the car
- Engine cubic capacity of the Swift car
- Coverage type
- RTO of the car
- No Claim Bonus
- Claim history
- Deductibles
- Discounts, etc.
-
How can I get a discount on my Maruti Swift car insurance policy?
Ans: You can get a discount on your Maruti Swift insurance policy if:- You have No Claim Bonus (NCB)
- You have an anti-theft device installed in your car
- You are a member of the Automobile Association of India
-
What will happen if I forget to renew my Maruti Swift car insurance policy?
Ans: If you forget to renew your Maruti Swift insurance policy, you can be fined Rs 2000 and/ or up to three of imprisonment if a cop catches you. Moreover, when you go to renew your policy after a break-in-policy, your Swift car will be subject to inspection.