Maruti Suzuki Swift Dzire Car Insurance

Maruti Suzuki Swift Dzire is a popular subcompact sedan manufactured by Maruti Suzuki India. It was first introduced in the Indian market in 2008 as a variation of 2nd generation Maruti Swift car and went on to become one of the most sold cars in the country. The car is known for its fuel efficiency and smooth performance. In 2020, the fourth generation of the car has been launched by the company. If you are planning to buy the latest Maruti Suzuki Dzire car, you can check out its specifications, features, ex-showroom prices and Dzire insurance price for various models in this article.

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Maruti Suzuki Swift Dzire Features

The Maruti Suzuki Dzire car comes with the following attractive features:

  • It comes with ABS with EBD as well as electronic stability program with hill-hold.
  • It is equipped with reverse parking sensors.
  • It comes with dual airbags and speed alert system.
  • It provides steering-mounted control with cruise mode.
  • It is equipped with the SmartPlay studio system.
  • It also comes with pollen filter.

Specifications of Maruti Suzuki Swift Suzuki Dzire

Check out the specifications of Maruti Suzuki Dzire in the table given below:

Categories Specifications
Engine/ Displacement 1197 CC
Cylinder 4
Maximum Power 66 kW/ 6000 rpm
Maximum Torque 113 Nm/ 4400 rpm
Fuel Variant Petrol

MT: 23.26 km/l

AMT: 24.12 km/l


Front: Mac Pherson Strut

Rear: Torsion Beam

Transmission 5 MT/ 5 AMT
Emission Norm Compliance BS-VI
Fuel Tank 37 L
Boot Space 378 L

Maruti Suzuki Swift Dzire Variants with Car Insurance Price

Take a look at the various Maruti Suzuki Dzire car variants along with their ex-showroom prices and car insurance cost:

Maruti Suzuki Dzire Variants(2020 Registration) Ex-Showroom Prices (in Rs) Insured Declared Value*(IDV) Zero Depreciation Price*(Add-On Cover) Estimated Maruti Dzire Insurance Price*(Comprehensive Car Insurance)
Dzire LXI Rs 5,89,000 Rs 5,28,444 Rs 2,114 Rs 13,003 onwards
Dzire VXI Rs 6,79,000 Rs 6,16,550 Rs 2,466 Rs 13,582 onwards
Dzire VXI AGS Rs 7,31,500 Rs 6,62,150 Rs 2,649 Rs 13,881 onwards
Dzire ZXI Rs 7,48,000 Rs 4,80,168 Rs 2,401 Rs 13,475 onwards
Dzire ZXI AGS Rs 8,00,500 Rs 7,30,550 Rs 2,922 Rs 14,330 onwards
Dzire ZXI+ Rs 8,28,000 Rs 7,71,400 Rs 3,086 Rs 14,599 onwards
Dzire ZXI+ AGS Rs 8,80,500 Rs 8,17,000 Rs 3,268 Rs 14,898 onwards

*Disclaimer: The Maruti Dzire insurance price has been estimated for brand new cars with third party cover for 3 years and own damage cover for 1 year. The Dzire insurance price can vary depending on the policy coverage, year of registration, claim history, etc.

Maruti Suzuki Swift Dzire Car Insurance Policy Inclusions

The following coverage is available under a Maruti Dzire insurance policy:

  • Third Party Liabilities - It covers any legal liabilities arising due to the Dzire car causing accidental:
    • Property damage to third parties
    • Bodily injuries to third parties
    • Death or disability of third party person
  • Own Damage Cover - It covers the cost of repairing or replacing the Dzire car in case it suffers from total loss or gets damaged due to:
    • Natural disasters, such as floods, landslides, etc.
    • Fire & explosion
    • Accidents
    • Manmade calamities, such as riots, vandalism, etc.
    • Theft
  • Personal Accident Cover - It compensates the owner-driver of the Dzire car in case of accidental death or disability.

Add On Covers Under Maruti Suzuki Swift Dzire Insurance Policy:

Maruti car insurance also offers a few add-on covers to enhance the protection of a Dzire car. However, these add-on covers need to purchased additionally on paying a higher premium amount. Take a look at some of the common add-on covers that you can buy with your Maruti Dzire insurance policy:

  • Engine & Gearbox Protector
  • Zero Depreciation Cover
  • Passenger Cover
  • Emergency Assistance Cover
  • Cost of consumables Items
  • Personal Belongings Cover
  • Return to Invoice
  • No Claim Bonus Protection
  • Key Replacement Cover
  • Loss of Use - Downtime Protection

Maruti Suzuki Swift Dzire Car Insurance Policy Exclusions

A Dzire car is not covered from the following risks or situations under Maruti Suzuki insurance policy:

  • Breakdown of Dzire car due to mechanical or electrical failure
  • Depreciation on the car’s value
  • Non-accidental damages to the Dzire car’s tyres
  • Normal wear and tear of the car
  • Loss or damages due to drunk driving the Dzire car
  • Damages caused while using the car for non-authorized purposes, such as commercial use
  • Driving the Dzire car without a valid driving license
  • Loss or damages caused due to war or nuclear activity
  • Damages caused while using the Dzire car for racing
  • Damages caused outside the geographical borders of India
  • Loss or damages when using the Dzire car for illegal purposes

How to Buy Maruti Suzuki Dzire Car Insurance Online?

The procedure to buy Maruti insurance online for a Dzire car is simple and convenient. All you need to do is follow the procedure given below to buy a Maruti Dzire insurance policy online:

  • Visit the website offering Maruti Dzire insurance policy online, such as
  • Click on the icon for ‘Car Insurance’
  • Fill in the registration number of your Dzire car
  • If you choose to not enter the car number, provide other details related to your Dzire car, such as RTO, car model variant, year of registration, etc.
  • Provide your personal contact details, including phone number and email id
  • Choose the type of policy coverage
  • Dzire insurance price for various motor insurers will be displayed
  • Choose the policy of your choice and pay the Dzire insurance price online
  • Your insurer will issue your Maruti Dzire insurance policy

How to Renew Maruti Suzuki Dzire Car Insurance?

All Maruti Dzire insurance policies come with validity and need to be renewed before expiry to avail continuous protection for the car. If your Dzire car insurance policy is about to get expire, follow the steps given below for Maruti insurance renewal online:

  • Visit the website of your motor insurer or an insurance broker, such as
  • Go to the ‘Renewal’ option and choose motor insurance
  • Enter the details of your previous policy, such as policy expiry date, claim history, etc.
  • You may need to provide details of your Dzire car, such as year of registration, RTO, model variant, etc.
  • Choose the coverage of your choice
  • Pay the Dzire insurance price online
  • Your Maruti Suzuki insurance policy will be renewed online

Maruti Suzuki Swift Dzire Car Insurance FAQs

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