Maruti Ertiga Car Insurance

Maruti Suzuki Ertiga is a compact MPV or Multi Passenger Vehicle manufactured by Maruti Suzuki India. It was launched in the Indian markets for the first time in 2012 as a ‘Life Utility Vehicle’ and soon became extremely popular. The car is known for its exceptional mileage, versatility, spacious cabin and for being value for money. In fact, the car was honoured with the Environment Technology of the Year award in 2015 by the Auto Tech Review. In case you are impressed with a Maruti Suzuki Ertiga car nd plan to buy it soon, you must go through its specifications and car insurance prices below. 

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Features of Maruti Suzuki Ertiga Car

Check out some attractive features of the Maruti Suzuki Ertiga car:

  • It is equipped with dual airbags as well as ABS with EBD.
  • It comes with a steering mounted control and alloy wheels.
  • It provides automatic climate control and a rear defogger.
  • It comes with rear parking sensors and a camera.
  • It offers remote keyless entry and flexible luggage space.
  • It is equipped with a SmartPlay infotainment system.
  • It is available in five colour options.

Specifications of Maruti Suzuki Ertiga

Take a look at the car specifications of the Maruti Suzuki Ertiga below:



Engine/ Displacement

1462 CC



Maximum Power

Petrol: 77 kW @6000 rpm

CNG: 68 kW @6000 rpm

Maximum Torque

Petrol: 138 Nm @4400 rpm

CNG: 122 Nm @4400 rpm


Petrol: 19.01Km/l (MT)

             17.99 km/l (AT)

CNG: 26.08 Km/ Kg


Front: MacPherson Strut and Coil Spring

Rear: Torsion Beam and Coil Spring


5 MT/ 4 AT

Emission Norm Compliance

BS 6

Fuel Variant

Petrol/ CNG

Fuel Tank

Petrol: 45L

CNG: 60L

Maruti Suzuki Ertiga Car Model Variants With Insurance Price

The following table shows the model variants of the Maruti Suzuki Ertiga and its car insurance prices:

Maruti Suzuki Ertiga Variants

(2018 Registration)

Ex-Showroom Prices

Insured Declared Value*


Zero Depreciation Price*

(Add-On Cover)

Estimated Maruti Ertiga Insurance Price*

(Comprehensive Car Insurance)


Rs 7,69,000

Rs 3,87,090

Rs 2,787

Rs 4,460 onwards


Rs 8,44,000

Rs 4,25,340

Rs 3,062

Rs 4,582 onwards


Rs 9,14,000

Rs 4,56,450

Rs 3,286

Rs 4,815 onwards


Rs 9,27,000

Rs 4,67,670

Rs 3,367

Rs 4,718 onwards


Rs 9,64,000

Rs 4,77,360

Rs 3,437

Rs 4,749 onwards


Rs 9,81,000

Rs 4,95,210

Rs 3,566

Rs 4,806 onwards


Rs 10,47,000

Rs 5,16,630

Rs 3,720

Rs 4,875 onwards

*Disclaimer: The Maruti Ertiga insurance price for different cars may vary as per various factors, such as RTO, claim history, registration year, coverage type, etc.

Inclusions of Maruti Ertiga Car Insurance

A Maruti Ertiga insurance policy covers the following:

  • Third Party Liabilities Cover - It provides coverage against third party liabilities that result out of any accidental physical injuries or property damages caused to the third parties by the Ertiga car. In the case of property damages, the motor insurance company will cover the damages for up to Rs 7.5 lakh only.
  • Own Damage Cover - It provides coverage against any own damages or losses sustained by the insured Ertiga car due to:
    • Fire, lightning, self-ignition and explosion
    • Natural calamities, such as typhoon, hailstorm, landslides, etc.
    • Accidents
    • Theft of the Ertiga car
    • Manmade disasters, such as terrorist attacks, strike, riots, etc.
    • In-transit damages to the Ertiga car
  • Personal Accident Cover - It provides coverage against any personal accident of the owner-driver of the Ertiga car that may result in his/ her disability or death. Motor insurers provide personal accident cover for up to Rs 15 lakh to car owners.

Add-On Covers Under Maruti Ertiga Insurance:

A Maruti Suzuki insurance policy comes with add-on covers that help them to expand the coverage of the Ertiga car. Given below are some of the most common add-on covers available under Maruti Ertiga car insurance:

Exclusions of Maruti Ertiga Car Insurance

The Maruti Ertiga insurance policy does not cover the following expenses:

  • Any consequential loss to the car.
  • Normal wear and tear of the Ertiga car.
  • Depreciation on the value of the car.
  • Non-accidental damages to the tubes and tyres of the Ertiga car.
  • Any loss or damages caused while driving the car with an invalid driving license.
  • Mechanical and electrical breakdown of the Ertiga car.
  • Any loss or damages caused while driving the car in a drunken state.
  • Damages caused while using the Ertiga car for illegal or commercial purposes.
  • Any loss or damages caused to the car due to nuclear activities.
  • Damages caused to the Ertiga car outside the geographical limits.
  • Any loss or damages caused to the car due to war or related perils.

How to Buy Maruti Suzuki Online Insurance for Ertiga Car?

An Ertiga car owner can buy a Maruti Suzuki online insurance policy without any hassles. Here are the steps that should be followed to buy a Maruti Ertiga insurance policy:

  • Visit a website that offers Maruti Suzuki online insurance, such as
  • Click on the ‘car insurance’ icon on the page
  • Enter your car registration number or provide details of your Ertiga car, such as RTO, fuel type, registration year, etc.
  • Fill up your contact details, including your mobile number
  • Choose the policy coverage for your Ertiga car insurance
  • You will see the Ertiga insurance policy from various insurers
  • Select the plan you want to buy and pay the Ertiga insurance price online
  • The Ertiga car insurance policy will be issued

How to Renew Maruti Ertiga Insurance Policy Online?

Anyone can easily renew their Maruti Ertiga car insurance policy online. It is important that the Maruti Ertiga insurance renewal is done before the previous policy expires. Given below are the steps that can be followed for Maruti Ertiga insurance renewal online:

  • Go to the website where Maruti Ertiga insurance renewal is possible
  • Click on the option of policy renewal and choose car insurance renewal
  • Fill in the details of your Ertiga car, including the model variant, RTO, age of the car, etc.
  • Provide information about your previous policy, such as expiry date, coverage type and claim history
  • Enter your contact details, including your email id
  • Select the Maruti Ertiga insurance renewal plan that you wish to buy
  • Pay the Ertiga insurance price online via internet banking or debit/ credit card
  • The insurance company will ensure the Maruti Ertiga insurance renewal

Maruti Ertiga Car Insurance FAQs

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