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Maruti Wagon R Car Insurance

A Maruti Wagon R car insurance policy is designed to cover the insured Wagon R from unforeseen incidents on the road. These incidents include accidents, theft, collision, third-party liabilities, etc. The Maruti Suzuki Wagon R is a compact hatchback known for its comfort, safety features, cabin space, as well as fuel-efficiency.

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      Maruti Wagon R Car Insurance Price

      The table below represents various models along with the Maruti Wagon R insurance price:

      Maruti Wagon R Variants
      (2023 Registration)
      Ex-Showroom Prices Insured Declared Value*
      (IDV)
      Zero Depreciation Price*
      (Add-On cover)
      Estimated Maruti Wagon R Insurance Price*
      (1+3 Bundled policy)
      LXI Rs. 5,54,000 Rs. 4,20,852 Rs. 2,315 Rs. 9,248 onwards
      LXI CNG Rs. 6,54,500 Rs. 4,41,893 Rs. 2,430 Rs. 10,353 onwards
      VXI Rs 5,99,500 Rs. 4,13,819 Rs. 2,276 Rs. 9,222 onwards
      VXI CNG Rs. 6,89,500 Rs. 3,87,181 Rs. 1,936 Rs. 11,481 onwards
      VXI AGS Rs 6,54,500 Rs. 4,21,594 Rs. 2,319 Rs. 9,250 onwards
      ZXI 1.2L Rs 6,28,000 Rs. 4,95,902 Rs. 2,727 Rs. 14,476 onwards
      ZXI+ 1.2L Rs. 6,75,500 Rs. 5,05,401 Rs. 2,780 Rs. 14,513 onwards
      ZXI AGS Rs. 6,83,000 Rs. 5,40,552 Rs. 2,973 Rs. 14,649 onwards
      ZXI+ AGS 1.2L Rs. 7,30,500 Rs. 6,78,126 Rs. 3,730 Rs. 15,182 onwards

      *Disclaimer: The Maruti Wagon R insurance price may differ as per the RTO, age of the car, claim history, type of coverage, etc.

      Maruti Wagon R Features

      Maruti Suzuki Wagon R was first launched in 1999 and went on to become one of the most popular cars in India. It is a preferred family car available for a pocket-friendly price. The car comes with the following attractive features:

      Interiors of Maruti Wagon R

      • The Wagon R car is fitted with an Anti-Lock Braking System (ABS) with EBD.
      • It comes with dual front airbags for the driver and the co-driver.
      • It is equipped with a speed alert system and rear parking sensors.
      • For safety, the car comes with a seatbelt reminder, rear parking sensors, central locking, and a childproof rear door lock.
      • It is equipped with Smartplay Studio System and Dock System.

      Exteriors of Maruti Wagon R

      • The car features 9 colour variants and a robust design with a wide stance.
      • The roof design of the new Wagon R is a sporty floating design.
      • The car is equipped with dynamic alloy wheels.
      • Adding to the uniqueness, the car also comes with electrical retractable ORVMs and dual split headlamps.

      Specifications of Maruti Wagon R

      Take a look at the specifications of the Maruti Wagon R car:

      Categories Specifications
      Engine Displacement (CC) 998/1197
      Maximum Power 66KW@6000rpm
      Maximum Torque 113Nm@4400rpm
      Transmission AGS
      Fuel Variant Petrol/ CNG
      Fuel Tank 34 L
      Seating Capacity 5

      Maruti Wagon R Car Insurance Policy: Inclusions

      The Maruti Wagon R motor insurance policy provides the following coverage:

      • Third-party liabilities of the policyholder, such as death, injuries to the third person or damages to their property by the Wagon R car
      • Damages to the insured four-wheeler due to natural disasters like hurricanes, floods, earthquakes, cyclones, etc.
      • Losses arising out of the fire, self-ignition or explosion of the insured Wagon R car.
      • Losses to the insured Wagon R due to theft or burglary
      • Damages sustained by the insured car while it was in transit via road, water, air or rail.

      Maruti Wagon R Car Insurance Policy: Exclusions

      The following situations are not covered under a Wagon R insurance policy:

      • Electrical or mechanical breakdown of the Maruti Wagon R.
      • Any loss or damages to the insured car in a nuclear war and related perils
      • Normal wear and tear or depreciation of the car
      • Damages to the insured car when driving without a valid driving license
      • Loss or damages to the Wagon R car while using it for illegal purposes, such as racing, etc.
      • Losses to the insured vehicle when driving the car in a drunken state
      • Any loss or damage to the Wagon R car while using it for commercial purposes

      Maruti Wagon R Car Insurance Policy Add-Ons

      A Maruti car insurance policy comes with certain add-on covers that can be purchased to expand the coverage. Here are some of the commonly available add-on covers under a Maruti Suzuki insurance policy:

      • No Claim Bonus Protection
      • Return to Invoice Cover
      • Zero Depreciation Cover
      • Engine Protection Cover
      • Consumables Cover
      • Roadside Assistance Cover
      • Key Replacement Cover
      • Tyre Protect Cover

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      How to Buy/Renew Maruti Wagon R Car Insurance Online?

      Buying or renewing Maruti car insurance online insurance policy is quite easy. Take a look at the steps to buy a Maruti Wagon R insurance policy below:

      • Visit the official website of Policybazaar Insurance Brokers Private Limited
      • Click on the ‘Car Insurance’ icon on the homepage
      • Enter the Wagon R car number or proceed without entering the car number
      • Choose the details related to the Wagon R car, including the RTO, model variant, fuel type, registration year, etc.
      • Enter the contact details of the car owner, including phone number, email id and name
      • If its car insurance renewal, select previous policy expiry and claim details
      • Maruti Wagon R insurance prices for various plans will be displayed. Select the most suitable plan and pay its premium online
      • After the payment, your Maruti Wagon R motor insurance policy will be mailed to you.

      Maruti Wagon R Car Insurance FAQs

      • Q1:How to download the Maruti car insurance policy?

        Ans: Maruti Wagon R motor insurance policy can be downloaded from the insurer’s website or from Policybazaar.com. Simply log in to your Policybazaar dashboard, and download a policy copy from the “Policies” section.

      • Q2: How can I lower the cost of my Wagon R insurance policy?

        Ans: You can lower your Maruti Wagon R insurance price with the help of the following:

        • No Claim Bonus (NCB) - If you do not raise a claim in the previous policy year, your insurer will grant you NCB that can be used to lower your premium. You can reduce 20% to up to 50% of your Maruti Wagon R insurance renewal premium with the help of NCB.
        • Safety Devices - Install safety devices approved by ARAI in your Wagon R car to reduce your own damage premium.
        • AAI Membership - You can reduce your car insurance premium if you have a membership of the Automobile Association of India.
      • Q3: Can I raise a cashless claim on my Maruti Wagon R insurance policy?

        Ans: Almost all car insurance companies provide cashless claim facilities under their car insurance plans. However, you can raise a cashless claim on your Maruti car insurance policy if you send your Wagon R car for repairs to a network garage of your insurer. If you don’t, you will be able to raise only a reimbursement claim with your insurance provider.

      • Q4: Can I transfer the add-on covers under my Wagon R car insurance while transferring the ownership of the car?

        Ans: No. You cannot transfer the add-on covers of your Maruti Suzuki insurance policy while transferring the ownership of the car.

      • Q5: Can I raise a claim for leaking lubricant from my car’s engine?

        Ans: Yes. You can raise a claim for accidental leakage of lubricant oil from your car’s engine as long as it is not a result of normal wear and tear of the car.

      • Q6. How to claim Maruti car insurance?

        Ans: Follow these steps to raise a claim under Maruti Wagon R car insurance:

        • Inform the insurer about damages sustained by the insured Wagon R
        • The insurer will then register a claim and send a surveyor to examine the damages
        • Submit the required documents to the surveyor for claim verification
        • The insured vehicle will then be sent to the network garage for repairs
        • Once the repairs are complete, the insurer will directly settle the claim with the authorised garage.

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      Maruti Suzuki Insurance Reviews & Ratings
      5 / 5 (Based on 4 Reviews)
      (Showing Newest 4 reviews)
      Sandeep
      Lucknow, February 18, 2024
      Problem solver
      Mr. Sanjay customer support executive who was handling my case was very helpful. He would not give up until he had found the solution to my query. He solved my problem so quickly and I was able to renew my Kotak Mahindra car insurance with a comprehensive plan. I am glad that I chose plan for my Wagon R car and brilliant staff.
      Brijesh
      Delhi, February 10, 2024
      Timely Proceed
      I am thankful to Raman customer support executive for their dedicated assistance throughout my claim process. My Maruti Wagon R met with an accident, and I did not know how to proceed with claim registration. The team told me everything about the claim and helped me arrange a call with the insurer as well. I am very satisfied with the swift support, and my claim also got cleared within a week.
      Rudar
      Nagpur, February 08, 2024
      Helpful executive
      Customer support executive who was suggesting and helping me find a better plan for my Maruti Wagon R car was very good at his job. The interaction with Policybazaar team was fruitful. I chose the Iffco Tokio limited third party plan under the guidance of an Mr. Raman executive. The services were very smooth.
      Alok
      Surat, January 30, 2024
      Affordable plan
      The SBI comprehensive car insurance plan from policybazaar offered me fascinating features within my pocket for my wagonr car. They also have towing facilities available which is free of cost and includes many more benefits under additonal covers at a minimal rate.