Maruti Wagon R Car insurance
Maruti Wagon R is a compact hatchback car sold by Maruti Suzuki. It was first launched in 1999 and went on to become one of the most popular cars in India. It is a preferred family car available for a pocket-friendly price. The car is also known for its comfort, safety features, cabin space as well as fuel-efficiency. If you are looking to buy a Maruti Wagon R car, you must check out the specifications and features of the car along with Maruti car insurance.
Maruti Wagon R Features
The Maruti Wagon R car comes with the following attractive features:
- It is fitted with Anti-Lock Braking System (ABS) with EBD.
- It comes with dual front airbags for the driver and the co-driver.
- It is equipped with a speed alert system and rear parking sensors.
- It also allows for rear 60:40 split seat.
- It is equipped with Smartplay Studio System and Dock System.
Specifications of Maruti Wagon R
Take a look at the specifications of Maruti Wagon R car:
Categories |
Specifications |
Engine/ Displacement |
998 CC/ 1197 CC |
Cylinder |
3/ 4 |
Maximum Power |
Petrol: 50 kW @5500 rpm/ 61 kW @6000 rpm CNG: 43.5 kW @5500 rpm |
Maximum Torque |
Petrol: 90 Nm @3500 rpm/ 113 Nm @4200 rpm CNG: 78 Nm @3500 rpm |
Mileage |
Petrol: 21.79 Km/l CNG: 32.52 Km/ Kg |
Suspension |
Front: MacPherson Strut with Coil Spring Rear: Torsion Beam with Coil Spring |
Transmission |
MT/ AGS |
Emission Norm Compliance |
BS-VI |
Fuel Variant |
Petrol/ CNG |
Fuel Tank |
34 L |
Maruti Wagon R Car Insurance Price
The table below represents the various models of Maruti Wagon R car along with its Maruti Suzuki insurance prices:
Maruti Wagon R Variants (2020 Registration) |
Ex-Showroom Prices |
Insured Declared Value* (IDV) |
Zero Depreciation Price* (Add-On Cover) |
Estimated Maruti Wagon R Insurance Price* (Comprehensive Car Insurance) |
LXI 1.0L |
Rs 4,65,500 |
Rs 2,48,952 |
Rs 1,113 |
Rs 3,423 onwards |
LXI CNG 1.0L |
Rs 5,45,500 |
Rs 2,84,386 |
Rs 1,422 |
Rs 3,819 onwards |
LXI (O) 1.0L |
Rs 4,72,500 |
Rs 2,62,420 |
Rs 1,312 |
Rs 3,122 onwards |
LXI (O) CNG 1.0L |
Rs 5,52,500 |
Rs 2,84,386 |
Rs 1,422 |
Rs 3,819 onwards |
VXI 1.0L |
Rs 4,98,000 |
Rs 3,26,400 |
Rs 1,632 |
Rs 3,378 onwards |
VXI (O) 1.0L |
Rs 5,05,000 |
Rs 3,27,584 |
Rs 1,638 |
Rs 3,382 onwards |
VXI AGS 1.0L |
Rs 5,48,000 |
Rs 3,26,400 |
Rs 1,632 |
Rs 3,414 onwards |
VXI (O) AGS 1.0L |
Rs 5,55,000 |
Rs 3,46,800 |
Rs 1,734 |
Rs 3,459 onwards |
VXI 1.2L |
Rs 5,33,500 |
Rs 3,39,320 |
Rs 1,697 |
Rs 4,578 onwards |
VXI (O) 1.2L |
Rs 5,40,500 |
Rs 3,50,200 |
Rs 1,751 |
Rs 4,622 onwards |
VXI AGS 1.2L |
Rs 5,83,500 |
Rs 3,39,320 |
Rs 1,697 |
Rs 4,578 onwards |
VXI (O) AGS 1.2L |
Rs 5,90,500 |
Rs 3,82,160 |
Rs 1,911 |
Rs 4,750 onwards |
ZXI 1.2L |
Rs 5,68,000 |
Rs 3,61,299 |
Rs 1,807 |
Rs 4,666 onwards |
ZXI AGS 1.2L |
Rs 6,18,000 |
Rs 3,94,136 |
Rs 1,971 |
Rs 4,797 onwards |
*Disclaimer: The Maruti Wagon R insurance price may differ as per the RTO, age of the car, claim history, type of coverage, etc.
Maruti Wagon R Car Insurance Policy Inclusions
The Maruti Wagon R insurance policy provides the following coverage:
- Third Party Liabilities - It covers the third party liabilities of the policyholder for causing injuries to third party person or damages to their property by the Wagon R car in an accident. It will pay compensation to the third party for accidental disability or death caused by the car.
- Own Damage Cover - It covers any loss or damages caused by the Wagon R car due to the following reasons:
- Natural calamities, including floods, earthquakes, landslides, etc.
- Fire, explosion or self-ignition
- Burglary or theft
- Manmade disasters, including riots, terrorism, strikes, etc.
- Accidents
- Personal Accident Cover - It provides compensation to the owner-driver of the Wagon R car in case of an accident results in his/ her disability or death.
Add On Covers Under Maruti Wagon R Insurance Policy:
A Maruti Wagon R car insurance policy comes with certain add-on covers that can be purchased to expand the coverage of the car. Here are some of the commonly available add-on covers under a Maruti Suzuki insurance policy:
- No Claim Bonus Protection Cover
- Return to Invoice Cover
- Zero Depreciation Cover
- Engine Protection Cover
- Consumables Cover
- Passenger Cover
- Roadside Assistance Cover
- Key Replacement Cover
- Tyre Protect Cover
Maruti Wagon R Car Insurance Policy Exclusions
The following expenses or situations are not covered under a Maruti Wagon R insurance policy:
- Electrical or mechanical breakdown of the car
- Any loss or damages to the Wagon R car in a nuclear war and related perils
- Normal wear and tear of the car
- Any loss or damages to the Wagon R car outside the Indian borders
- Driving the car without a valid driving license
- Loss or damages to the Wagon R car while using it for illegal purposes, such as racing, etc.
- Driving the car in a drunken state
- Any loss or damages to the Wagon R car while using it for commercial purposes
How to Buy Maruti Wagon R Car Insurance Online?
Buying a Maruti Suzuki online insurance policy is quite easy. Take a look at the steps to buy a Maruti Wagon R insurance policy below:
- Visit a website selling Maruti car insurance, such as policybazaar.com
- Click on the ‘Car Insurance’ icon and enter the Wagon R car number
- It also provides with the option to proceed without entering the car number
- Choose the details related to the Wagon R car, including the RTO, model variant, fuel type, age of the car, etc.
- Enter the contact details of the car owner, including your phone number, email id and name
- Choose the preferred insurance coverage for the Wagon R car
- Maruti Wagon R insurance price for various plans will be displayed
- Select the most suitable plan and pay its Maruti Wagon R insurance price online
- The insurance company will issue the Maruti Wagon R insurance policy
How to Renew Maruti Wagon R Car Insurance?
Maruti car insurance renewal is important for every car to ensure continued protection. What is important is that the Maruti Suzuki insurance renewal should be done before the previous policy gets expired. Here are the steps for the Maruti Wagon R insurance renewal online:
- Go to the website from where the Maruti car insurance was bought
- Click on the option to renew car insurance online
- Enter the details of the Wagon R car, such as fuel type, age of the car, model variant, etc.
- Provide the car owner’s contact details, including name and phone number
- Select the type of renewal coverage for the Wagon R car
- Provide details of the claim history and the expiry date of existing Maruti Wagon R car insurance policy
- The Maruti Wagon R insurance renewal price will be displayed for multiple plans
- Choose the plan to be renewed and pay the Maruti Wagon R insurance price online
- The motor insurer will renew the Maruti Wagon R insurance policy
Wagon R Car Insurance FAQs
-
Q: What are the various types of insurance coverage I can buy for my Wagon R car?
Ans: You can buy two types of car insurance coverage for your Wagon R - third party cover and comprehensive cover. The third party cover provides financial protection against your third party liabilities only resulting out of an accident. The comprehensive cover provides coverage for third party liabilities, own damages of the Wagon R car as well as the personal accident of the car’s owner-driver. You can choose the most suitable policy for your Wagon R car as per your preferred coverage and budget. -
Q: How can I lower the cost of my Wagon R insurance policy?
Ans: You can lower your Maruti Wagon R insurance price with the help of the following:- No Claim Bonus (NCB) - If you do not raise a claim in the previous policy year, your insurer will grant you NCB that can be used to lower your premium. You can reduce 20% to up to 50% of your Maruti Wagon R insurance premium with the help of NCB.
- Safety Devices - Install safety devices approved by ARAI in your Wagon R car to reduce your own damage premium.
- AAI Membership - You can reduce your car insurance premium if you have a membership of the Automobile Association of India.
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Q: Can I raise a cashless claim on my Maruti Wagon R insurance policy?
Ans: Almost all car insurance companies provide cashless claim facilities under their car insurance plans. However, you can raise a cashless claim on your Maruti car insurance policy if you send your Wagon R car for repairs at a network garage of your insurer. If you don’t, you will be able to raise only a reimbursement claim with your insurance provider. -
Q: Can I transfer the add-on covers under my Wagon R car insurance while transferring the ownership of the car?
Ans: No. You cannot transfer the add-on covers of your Maruti Suzuki insurance policy while transferring the ownership of the car. -
Q: Can I raise a claim for leaking lubricant from my car’s engine?
Ans: Yes. You can raise a claim for leakage of lubricant oil from your car’s engine as long as it is not a result of normal wear and tear of the car.