Maruti Wagon R Car insurance

Maruti Wagon R is a compact hatchback car sold by Maruti Suzuki. It was first launched in 1999 and went on to become one of the most popular cars in India. It is a preferred family car available for a pocket-friendly price. The car is also known for its comfort, safety features, cabin space as well as fuel-efficiency. If you are looking to buy a Maruti Wagon R car, you must check out the specifications and features of the car along with Maruti car insurance

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Maruti Wagon R Features

The Maruti Wagon R car comes with the following attractive features:

  • It is fitted with Anti-Lock Braking System (ABS) with EBD.
  • It comes with dual front airbags for the driver and the co-driver.
  • It is equipped with a speed alert system and rear parking sensors.
  • It also allows for rear 60:40 split seat.
  • It is equipped with Smartplay Studio System and Dock System.

Specifications of Maruti Wagon R

Take a look at the specifications of Maruti Wagon R car:



Engine/ Displacement

998 CC/ 1197 CC


3/ 4

Maximum Power

Petrol: 50 kW @5500 rpm/ 61 kW @6000 rpm

CNG: 43.5 kW @5500 rpm

Maximum Torque

Petrol: 90 Nm @3500 rpm/ 113 Nm @4200 rpm

CNG: 78 Nm @3500 rpm


Petrol: 21.79 Km/l

CNG: 32.52 Km/ Kg


Front: MacPherson Strut with Coil Spring

Rear: Torsion Beam with Coil Spring



Emission Norm Compliance


Fuel Variant

Petrol/ CNG

Fuel Tank

34 L

Maruti Wagon R Car Insurance Price

The table below represents the various models of Maruti Wagon R car along with its Maruti Suzuki insurance prices:

Maruti Wagon R Variants

(2020 Registration)

Ex-Showroom Prices

Insured Declared Value*


Zero Depreciation Price*

(Add-On Cover)

Estimated Maruti Wagon R Insurance Price*

(Comprehensive Car Insurance)

LXI 1.0L

Rs 4,65,500

Rs 2,48,952

Rs 1,113

Rs 3,423 onwards


Rs 5,45,500

Rs 2,84,386

Rs 1,422

Rs 3,819 onwards

LXI (O) 1.0L

Rs 4,72,500

Rs 2,62,420

Rs 1,312

Rs 3,122 onwards

LXI (O) CNG 1.0L

Rs 5,52,500

Rs 2,84,386

Rs 1,422

Rs 3,819 onwards

VXI 1.0L

Rs 4,98,000

Rs 3,26,400

Rs 1,632

Rs 3,378 onwards

VXI (O) 1.0L

Rs 5,05,000

Rs 3,27,584

Rs 1,638

Rs 3,382 onwards


Rs 5,48,000

Rs 3,26,400

Rs 1,632

Rs 3,414 onwards

VXI (O) AGS 1.0L

Rs 5,55,000

Rs 3,46,800

Rs 1,734

Rs 3,459 onwards

VXI 1.2L

Rs 5,33,500

Rs 3,39,320

Rs 1,697

Rs 4,578 onwards

VXI (O) 1.2L

Rs 5,40,500

Rs 3,50,200

Rs 1,751

Rs 4,622 onwards


Rs 5,83,500

Rs 3,39,320

Rs 1,697

Rs 4,578 onwards

VXI (O) AGS 1.2L

Rs 5,90,500

Rs 3,82,160

Rs 1,911

Rs 4,750 onwards

ZXI 1.2L

Rs 5,68,000

Rs 3,61,299

Rs 1,807

Rs 4,666 onwards


Rs 6,18,000

Rs 3,94,136

Rs 1,971

Rs 4,797 onwards

*Disclaimer: The Maruti Wagon R insurance price may differ as per the RTO, age of the car, claim history, type of coverage, etc.

Maruti Wagon R Car Insurance Policy Inclusions

The Maruti Wagon R insurance policy provides the following coverage:

  • Third Party Liabilities - It covers the third party liabilities of the policyholder for causing injuries to third party person or damages to their property by the Wagon R car in an accident. It will pay compensation to the third party for accidental disability or death caused by the car.
  • Own Damage Cover - It covers any loss or damages caused by the Wagon R car due to the following reasons:
    • Natural calamities, including floods, earthquakes, landslides, etc.
    • Fire, explosion or self-ignition
    • Burglary or theft
    • Manmade disasters, including riots, terrorism, strikes, etc.
    • Accidents
  • Personal Accident Cover - It provides compensation to the owner-driver of the Wagon R car in case of an accident results in his/ her disability or death.

Add On Covers Under Maruti Wagon R Insurance Policy:

A Maruti Wagon R car insurance policy comes with certain add-on covers that can be purchased to expand the coverage of the car. Here are some of the commonly available add-on covers under a Maruti Suzuki insurance policy:

  • No Claim Bonus Protection Cover
  • Return to Invoice Cover
  • Zero Depreciation Cover
  • Engine Protection Cover
  • Consumables Cover
  • Passenger Cover
  • Roadside Assistance Cover
  • Key Replacement Cover
  • Tyre Protect Cover

Maruti Wagon R Car Insurance Policy Exclusions

The following expenses or situations are not covered under a Maruti Wagon R insurance policy:

  • Electrical or mechanical breakdown of the car
  • Any loss or damages to the Wagon R car in a nuclear war and related perils
  • Normal wear and tear of the car
  • Any loss or damages to the Wagon R car outside the Indian borders
  • Driving the car without a valid driving license
  • Loss or damages to the Wagon R car while using it for illegal purposes, such as racing, etc.
  • Driving the car in a drunken state
  • Any loss or damages to the Wagon R car while using it for commercial purposes

How to Buy Maruti Wagon R Car Insurance Online?

Buying a Maruti Suzuki online insurance policy is quite easy. Take a look at the steps to buy a Maruti Wagon R insurance policy below:

  • Visit a website selling Maruti car insurance, such as
  • Click on the ‘Car Insurance’ icon and enter the Wagon R car number
  • It also provides with the option to proceed without entering the car number
  • Choose the details related to the Wagon R car, including the RTO, model variant, fuel type, age of the car, etc.
  • Enter the contact details of the car owner, including your phone number, email id and name
  • Choose the preferred insurance coverage for the Wagon R car
  • Maruti Wagon R insurance price for various plans will be displayed
  • Select the most suitable plan and pay its Maruti Wagon R insurance price online
  • The insurance company will issue the Maruti Wagon R insurance policy

How to Renew Maruti Wagon R Car Insurance?

Maruti car insurance renewal is important for every car to ensure continued protection. What is important is that the Maruti Suzuki insurance renewal should be done before the previous policy gets expired. Here are the steps for the Maruti Wagon R insurance renewal online:

  • Go to the website from where the Maruti car insurance was bought
  • Click on the option to renew car insurance online
  • Enter the details of the Wagon R car, such as fuel type, age of the car, model variant, etc.
  • Provide the car owner’s contact details, including name and phone number
  • Select the type of renewal coverage for the Wagon R car
  • Provide details of the claim history and the expiry date of existing Maruti Wagon R car insurance policy
  • The Maruti Wagon R insurance renewal price will be displayed for multiple plans
  • Choose the plan to be renewed and pay the Maruti Wagon R insurance price online
  • The motor insurer will renew the Maruti Wagon R insurance policy

Wagon R Car Insurance FAQs

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