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Honda City Car Insurance

Honda City is one of the most popular sub-compact sedans manufactured by Honda Cars India. The car has also scored 4 out of 5 stars in the Crash Test Safety Rating from Global NCAP. If buying the latest Honda City 5th Gen is on the cards sometime soon, make sure to go through its specifications, features, and Honda City car insurance prices before buying.

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      Honda City Variants with Car Insurance Price

      Find below the different variants of Honda City 5th Gen and their motor insurance prices:

      Honda City Variants
      (2023 Registration)
      Ex-Showroom Prices Insured Declared Value* (IDV) Zero Depreciation Price* (Add-On Cover) Estimated Honda City Insurance Price* (3 TP+ 1 OD car insurance)
      SV Rs. 11,63,000 Rs. 11,04,850 Rs. 3,627 Rs. 23,255 onwards
      V Rs. 12,45,000 Rs. 11,59,263 Rs. 3,806 Rs. 23,783 onwards
      VX Rs. 13,57,000 Rs. 12,89,150 Rs. 3,223 Rs. 21,853 onwards
      ZX Rs. 14,80,000 Rs. 14,06,000 Rs. 3,515 Rs. 22,694 onwards
      V CVT Rs. 13,76,000 Rs. 13,07,200 Rs. 3,268 Rs. 21,983 onwards
      VX CVT Rs. 14,82,000 Rs. 14,07,900 Rs. 3,520 Rs. 22,708 onwards
      ZX Rs. 16,05,000 Rs. 15,24,750 Rs. 4,517 Rs. 27,120 onwards

      *Disclaimer: The Honda City car insurance prices for different variants may vary per the RTO, make, claim history, coverage type, etc. The quotes mentioned above are for a 2023 car registered under DL1 RTO.

      Features of Honda City Car

      The Honda City car is an amalgamation of excellent performance, style, and comfort. It is known for its spacious interiors, stylish design, and impressive performance. Here are some exciting features of the car:


      • The interiors of the New Honda City 5th Gen come with a contemporary seat design with premium leather upholstery.
      • The New Honda City 5th Gen is also Indias first connected car with the Alexa remote capability.
      • It also offers rear armrest cup holders and a front centre armrest with storage for enhanced comfort.
      • When it comes to safety, the car comes with impact-mitigating headrests, a lane watch camera, an emergency stop signal, and 6 airbags.
      • Some other interior features include an inside rearview mirror, dual horn, high-speed alert, rear parking sensors, and more.


      • The exterior features of Honda City 5th Gen are striking, with dual barrel halogen headlamps and integrated Z-shaped 3D wrap-around LED lamps.
      • The wheels of the car are diamond-cut and dual-tone R16 alloy wheels.
      • Adding to its beauty, the Honda City also comes with a signature front chrome grille and rear bumper design.
      • The unique and long-lasting shark fin antenna on the exterior also gives the car a more classic look.

      Specifications of Honda City

      Categories Specifications
      Engine type i-VTEC DOHC with VTC
      Engine displacement in CC 1498
      Maximum power (kW@rpm) 89@6,600
      Maximum torque (Nm@rpm) 145@4,300
      Transmission mode Manual
      Fuel type Petrol
      Fuel tank capacity 40 litres
      Seating capacity 5

      Honda City Car Insurance Policy: Inclusions

      A Honda car insurance policy provides coverage against the following damages:

      • Coverage against damages due to riots, strikes, and other malicious activity like terrorist acts is provided under the motor insurance policy.
      • It also covers the loss of the car due to theft, housebreaking, or burglary.
      • Damages sustained by the insured car due to earthquakes, hurricanes, storms, and other natural disasters are also covered.
      • Damages to the insured car while in transit via railways, roads, airways, or waterways are also included in the Honda City insurance policy.
      • Any third-party property damage or death and injury of a third party due to an accident caused by the insured car is also covered.
      • Accidental damages to the insured car are also included.

      Honda City Car Insurance Policy: Exclusions

      There are certain damages that are not covered under a Honda City four-wheeler insurance policy. These damages are:

      • Loss or damages sustained by the insured car due to ageing, wear and tear are excluded.
      • Any mechanical or electrical breakdown of the car is not covered.
      • Damages caused while driving under the influence of alcohol or drugs are also excluded from the motor policy.
      • Damages sustained by the insured car when the driver was driving without a valid driving license are not covered.
      • Any consequential loss or damage to the insured car is not covered.
      • Losses or damages outside the geographical location mentioned in the policy document are also excluded.

      Honda City Car Insurance Policy: Add-ons

      You can also purchase additional covers to increase the coverage of the Honda City 5th Gen motor insurance policy. These add-ons can be purchased by paying an extra premium amount in addition to your existing four-wheeler insurance premium.

      • Zero Depreciation Cover
      • Tyre Protect Cover
      • Roadside Assistance Cover
      • Return to Invoice Cover
      • Daily Allowance Cover
      • Personal Belongings Cover
      • No Claim Bonus Protect Cover
      • Engine Protect Cover
      • Key Replacement Cover

      Explore add-ons for your car insurance

      Plans starting from @ ₹2,094/year*
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      Roadside Assistance Cover
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      Return To Invoice
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      Multi-Year Car Insurance
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      Engine Protection Cover
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      Key Replacement Cover
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      Daily Allowance Cover
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      Tyre Protector Cover
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      Rim Damage Cover
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      Car Accessories Cover

      How to Buy/Renew Honda City Car Insurance Online?

      Purchasing a motor insurance policy for your Honda City car is a simple process. All you need to do is visit and follow the below-mentioned steps:

      • From the homepage, select the Car Insurance
      • Select the Proceed without a car number or the Brand New Car option or enter your car number for car insurance renewal.
      • Select the RTO, car model, variant, fuel type, and registration year of your car.
      • Proceed with View Prices once you have filled in the given form
      • From the given list of various motor insurance plans, select the desired one for your Honda City car. You can also select add-on covers that you want to buy.
      • After filling out the given proposal form, proceed with the option of Summary and Payment.
      • Pay the Honda City insurance price via the desired payment method
      • Once the payment is complete, your Honda City insurance policy documents will be sent to your email ID.


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      Honda Insurance Reviews & Ratings
      5 / 5 (Based on 5 Reviews)
      (Showing Newest 5 reviews)
      Chandigarh, February 21, 2024
      Attractive features
      I came across Policybazaar while browsing through car insurance plans for my Honda city car and I was able to compare a lot of plans with ease. I found New India Assurance plan the best fit as it includes roadside assistance coverage since I travel a lot to mountaneous areas.
      Dehradun, February 11, 2024
      Add on cover
      I have customized my National own damage car plan with add ons for my new Honda City car. I have added Nil depreciation, ncb protect and invoice protect covers to my plan. Mr. Jitesh customer support executive was very helpful and helped me customize my plan through the website of Policybazaar.
      Mumbai, January 25, 2024
      Good Experince
      I was not happy with the features my dealer’s insurance policy offered and wanted to port it to a new one. Came to know that I could do it at the time of renewal and that too online. Since my car is a Honda City, I wanted a comprehensive policy that could offer me all the coverage. I then started doing research and stumbled upon Policybazaar. These guys helped me in comparing car insurance plans of multiple insurers along with their add-ons as well. Ended up purchasing a Magma car insurance which was not only in my budget but also offered me the add-ons that I needed esp the Return to Invoice add-on. Happy that I could switch my insurer with so much ease and online too. Literally took me some minutes to get the coverage that I actually wanted.
      Mumbai, December 18, 2022
      Reliance Car Insurance
      My Honda City car got protection against unfortunate events. in case of an accident, my Reliance comprehensive car policy will help me financially. Thanks to an executive of Policybazaar who helped me in finding an affordable deal. The entire team was very cooperative and helpful.
      Noida, December 13, 2022
      United India Car Insurance
      United India comprehensive car plan has eased my financial burden as my Honda City car got repaired cashless. Thankfully I had already insured my car from Policybazaar and throughout the process, Policybazaar helped in getting the claim settlement with so much ease.

      #Rs 2094/- per annum is the price for third-party motor insurance for private cars (non-commercial) of not more than 1000cc

      *Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB. Actual time for transaction may vary subject to additional data requirements and operational processes.