ICICI Prudential Life Insurance

4 / 5 based on 130 User Reviews
Claim Settlement Ratio - 94.10%*
*Data according to IRDA Annual Report (2014-15)

ICICI Prudential Life Insurance Company is a joint venture between the ICICI Bank, one of India's largest and most successful private financial services company and Prudential Plc., a leading international financial services group headquartered in the United Kingdom. ICICI Bank holds 74% and Prudential Plc. having 26% of the stake of the joint venture as per the government rules.

Mr. Sandeep Bakhshi is the Managing Director & Chief Executive Officer of ICICI Prudential Life Insurance Company Ltd.

The company is the first private life insurer in India to have received a National Insurer Financial Strength rating of AAA from Fitch ratings. Another feather was added in the cap when it has been voted as India's Most Trusted Private Life Insurer for three consecutive years in a row.

ICICI Prudential Life Insurance has won the first prize for its project on digitalization at the Qimpro Awards 2014. ICICI Prudential Life Insurance has been conferred the ‘Insurance Company of the Year Award 2011’ and ‘Company of the Year Award 2011 – Life Insurance’ at The Indian Insurance Awards 2011 instituted by the reputed insurance journal of India ‘Insurance Review’.

ICICI Prudential has earned a total premium of Rs. 124.29 billion for the financial year 2014. As on March 31, 2011, the company’s assets have reached over Rs. 805.97 billion.

Product Portfolio

ICICI Life Insurance: Term Plans

The term plans help in protecting your family’s future and ensure that they lead their lives comfortably without any financial worries, even in your absence.

ICICI Pru iProtect Smart

  •  Affordable and customisable term insurance plan offering enhanced protection for policyholder and his or her family
  •  Provides improved protection by offering coverage against death, terminal illness and disability
  •  Comprehensive additional benefits available by way of optional riders like Accidental Death Benefit and Critical Illness Benefit that covers 34 life threatening illnesses
  • Policy can easily be bought online anytime of the day in just 10 minutes
  •  Special premium rates available specially for women and non-tobacco users
  • Single premium option offers the provision of surrender value; the surrender value decrease with each passing year, and people can check their ICICI Prudential life insurance policy status for more details of how much surrender value they  will get back
  • Gives a choice to increase the life cover at important milestones in life like marriage and child birth or adoption
  • Tax benefits applicable on premiums paid as per prevailing tax laws
  • Need based benefit payout option available in the form of lump sum or monthly income for 10 years
  •  Offers flexibility to pay premiums once, for a limited period or throughout the policy term
  •  The ICICI Prudential life insurance policy status can be monitored online


ICICI Life Insurance: ULIP Plans

These are unit linked insurance plans which help you in managing your savings based on your risk appetite. They provide you with a choice of portfolio strategies for your savings and at the same time secure you against uncertainties of life.

ICICI Pru Guaranteed Wealth Protector

  •  A unit linked insurance plan offering dual assurance of capital protection and life cover
  •  Potential for high returns by exposure of up to 60% in equities through Guaranteed Wealth Protector strategy
  •  The capital or investment is protected from market downturns through an Assured Benefit
  • Life insurance cover secures family’s future
  •  Flexible premium payment term available – premium can be paid just once or for a limited period of 5 years
  •  Receive loyalty benefits by way of Loyalty Additions and Wealth Booster
  •  Tax benefits as per prevailing tax laws on premiums paid and benefits received
  •  Users have online access and can check their ICICI Prudential life insurance policy status through their computer, mobile phone and / or tablet

ICICI Pru Wealth Builder II

  •  A savings and protection oriented unit linked insurance plan
  •  Offers a life insurance cover to secure family's future
  •  Offers a choice of portfolio strategies:
    •  Fixed Portfolio Strategy gives the option to allocate savings in funds of one’s choice
    •  Life Cycle based Portfolio Strategy is a unique, personalised strategy based on one’s age to create an ideal balance between equity and debt
  •  The company offers a diverse choice of 7 fund options to invest in and improve the ICICI Prudential life insurance policy status for wealth creation
  •  Offers flexibility in payment of premiums. For instance, premiums can be paid for a limited period or for the entire policy term
  •  Receive loyalty benefits for staying invested for a long term by way of Loyalty Additions and Wealth Boosters
  •  Tax benefits on premiums paid and benefits received as per the prevailing tax laws
  •  Protection level can be chosen based on one’s needs
  •  From enrolling to checking the ICICI Prudential life insurance policy status, everything can be done online

ICICI Pru Elite Wealth II

  •  A savings and protection oriented unit linked insurance plan
  •  Offers multiple options for investments with respect to premium payment, investment horizon and fund choices
  •  Provides a life insurance cover to protect one’s family in case of death of the policyholder
  •  Provides flexibility in paying premium as it can be paid for a limited period or for the entire policy term. 
  •  Offers a choice of portfolio strategies based on one’s requirements. This helps the insured to modify their ICICI Prudential life insurance policy status according to their needs that that point of time
    • Fixed Portfolio Strategy gives the option to allocate savings in funds of choice
    • Life Cycle based Portfolio Strategy – a unique, personalised strategy based on one’s age to create an ideal balance between equity and debt
  •  Receive Loyalty Additions which reduce effective Fund Management Charge (FMC)
  • Avail Wealth Boosters – once every 5 years starting from the end of the 10th policy year
  •  Choice of protection level of a life cover available based on requirements
  •  Ability to manage changing financial priorities and investment outlook with unlimited free switches (under the Fixed Portfolio Strategy)
  •  Tax benefits as per the prevailing tax laws on premiums paid and benefits received
  •  Online account that helps insured check his or her their ICICI Prudential life insurance policy status whenever they want

ICICI Pru Elite Life II

  •  A savings and protection oriented unit linked insurance plan
  •  Offers multiple options for investments with respect to premium payment, investment horizon and fund choices
  •  Provides a life insurance cover to protect the family in case of death of the policyholder
  •  Provides flexibility in paying premium – premiums can be paid for a limited period or for the entire policy term
  •  Offers a choice of portfolio strategies based on one’s requirements:
    • Fixed Portfolio Strategy – gives the option to allocate savings in funds of choice
    • Life Cycle based Portfolio Strategy – a unique, personalised strategy to create an ideal balance between equity and debt based on one’s age
  •  Allows insured to receive Loyalty Additions which reduce effective Fund Management Charge (FMC)
  •  Policyholders can Avail Wealth Boosters – once every 5 years starting from the end of the 10th policy year
  •  ICICI Prudential offers a choice of protection level of a life cover available based on requirements
  • Insured can manage changing financial priorities and investment outlook with unlimited free switches (under the Fixed Portfolio Strategy)
  •  Offers tax benefits as per the prevailing tax laws on premiums paid and benefits received
  • Policyholders can check their ICICI Prudential life insurance policy status online to in increase cover or make any other changes to their policy


ICICI Life Insurance: Pension Plans

ICICI Pru Easy Retirement

  • Helps build a retirement corpus as per the individual’s risk appetite
  • Provides the benefit of equity participation with the comfort of a capital guarantee
  • Savings are protected from market downturns through an Assured Benefit
  • Gives the option to pay premiums for 5 years, 10 years or throughout the policy term
  • Money can be invested in the policy in form of top ups
  • Option to choose from available annuity options at retirement to receive regular income
  • Retirement corpus can be enhanced through Pension Boosters
  • Tax benefits can be availed on premiums paid – investors can receive up to 1/3rd of the accumulated value on retirement date as a tax-free lump sum as per prevailing income tax laws
  • The investor can also keep a track of his or her ICICI Prudential life insurance policy status online

ICICI Pru Immediate Annuity

  •  A non participating retirement plan
  •  A suite of 5 immediate annuity options give income for life and provide best returns for golden years to match one’s requirements
  •  One can purchase this plan by making a lump-sum payment at the time of retirement
  •  The plan will start paying a regular income in the form of an annuity for life, at a chosen frequency (in the from 4 annuity payout modes) – monthly, quarterly, half-yearly or yearly
  •  There is a choice of 5 payout options and you can select the ICICI Prudential life insurance policy status that suits your needs
  •  The annuity amount chosen at policy inception is guaranteed for life, and in certain circumstances, for some period thereafter
  •  Offers various annuity options. The immediate annuities offered to individual and group customers include:
    • Individual Tied Immediate Annuity: Used to pay annuities under the individual deferred pension plans offered by ICICI Prudential Life
    • Individual Standalone Immediate Annuity: Used when individuals want to purchase an annuity otherwise
    • Superannuation Tied Immediate Annuity: This is used for:
      •  Paying annuities under superannuation funds managed by ICICI Prudential Life
      • Paying annuities under superannuation funds not managed by ICICI Prudential Life, and under other groups, if the premium for annuity purchase is more than Rs. 2 crore in a financial year.
    • Superannuation Standalone Immediate Annuity: Used to pay annuities under superannuation funds not managed by ICICI Prudential Life, and under other groups, if the premium for annuity purchase is less than Rs. 2 crore in a financial year 
  • Investors can keep a track of their ICICI Prudential life insurance policy status online to find which option suits them best
  • The company offers various payout options:
      • Life Annuity: Under this option, the company pays annuity for life
      • Life Annuity with Return of Purchase Price: This option pays annuity for life to the annuitant. On his or her death, the premium paid in the beginning is returned to the nominee or beneficiary
      • Joint Life, Last Survivor without Return of Purchase Price: This option pays annuity throughout the life of the annuitant and on his / her death, continues the annuity during the lifetime of the named spouse
      • Joint Life, Last Survivor with Return of Purchase Price: This option pays annuity throughout the life of the annuitant and on his / her death, continues the annuity during the lifetime of the named spouse. On the demise of the named spouse (last survivor), the premium (purchase price) is returned to the nominee.
      • Life Annuity guaranteed for 5/10/15 years and thereafter: This option pays an annuity for a guaranteed period of 5/10/15 years as chosen by the annuitant. This number is irrespective of whether the annuitant is alive or not. If the annuitant survives the guarantee period, the annuity payments continue as long as the annuitant is alive. Checking their needs and their ICICI Prudential life insurance policy status will help people to understand which payout option works for them

ICICI Life Insurance: Child Plans

ICICI Prudential Child Plans help your child receive guaranteed educational benefits and protect his dreams and aspirations.

ICICI Pru Smart Life

  •  A unit linked insurance plan that provides multiple choices for investment to achieve financial goals and better their ICICI Prudential life insurance policy status for a smarter financial life
  • Offers comprehensive protection to secure one’s goals; on death of the life assured, it offers: 
    • Lump Sum Assured payment to take care of any immediate liabilities on the family
    • A Smart Benefit option where all future premiums payable under the policy are waived off and allocated by the company to ensure that savings for desired goal continue uninterrupted
  • Offers a choice of portfolio strategies based on one’s requirements:
    • Fixed Portfolio Strategy – gives the option to allocate savings in funds of choice from a diverse suite of 8 funds
    • Life Cycle based Portfolio Strategy – a unique, personalised strategy based on age to create an ideal balance between equity and debt
  •  Provides flexibility in paying premium – premium can be paid just once or for the entire policy term for the ICICI Prudential life insurance policy status to continue as required
  • Allows partial withdrawals after completing 5 policy years to take care of any intermediate financial needs
  • Receive loyalty benefits for staying invested over the long term by way of Loyalty Additions and Wealth Boosters
  •  Choose the level of protection as per personal needs; the level of cover helps the policyholder to change their ICICI Prudential life insurance policy status according to their needs at different life stages
  •  Tax benefits on premiums paid and benefits received as per the prevailing tax laws

ICICI Pru SmartKid Regular Premium

  • An insurance cum savings product 
  • Provides the option to receive payouts at key educational milestones for the children of the insured
  •  Offers a Guaranteed Addition option in addition to the Sum Assured in case the insured (parent) passes away
  •  Additional units are allocated every year at 2% of annual premium, starting from the 6th policy year, provided regular premium has been paid
  • Offers a premium waiver if the unfortunate comes to pass 
  •  Gives the option to decide the portfolio strategy by allowing an optimal allocation between debt and equity
  •  Allows partial withdrawal depending on ICICI Prudential life insurance policy status, as well as tax benefits

ICICI Pru SmartKid Premier

  •  A ULIP child plan that offers payment tenures of 5, 7 or 10 years (limited pay) or for the full term (regular pay) of the plan
  •  Offers both single life and joint life comprehensive insurance options
  •  Provides a multiple portfolio strategy and the insured can choose between:
    •  Fixed Portfolio Strategy: Gives the option to decide where the money is to be invested
    •  LifeCycle based Portfolio Strategy: Allows the optimisation of the person’s portfolio depending on his or her age
    •  Trigger Portfolio Strategy: Protects gains made from equity markets by protecting it against market risks
  • ICICI Prudential life insurance policy status helps insured to track fund performance
  •  There are loyalty additions made at the end of every 5th year starting from the end of the 10th policy year provided the company has received all the premiums
  •  Provision to receive payments at along the child’s educational life
  •  Offers tax benefits


ICICI Life Insurance: Investment Plans

These are low risk investment plans that help you save for specific goals in the future and provide protection for your family from financial distress in case of your untimely demise.

ICICI Pru Cash Advantage

  •  Savings and protection oriented plan
  •  Offers a guaranteed amount for 10 years, a guaranteed lump sum at maturity, along with bonuses
  • Life cover provides financial security to the family in case of death of the policyholder
  • Provides liquidity as the payout term begins immediately after premium payment term (PPT)
  • The plan guarantees:
    • Guaranteed Cash Benefit (GCB) equal to 1% of GMB every month over the 10 year payout term
    • Guaranteed Maturity Benefit (GMB) at the end of the policy term
  • Offers a limited premium payment term – 5/7/10 years
  •  Tax benefits apply to premiums paid and benefits received as per the prevailing tax laws
  •  Checking the ICICI Prudential life insurance policy status online helps the policyholder to plan his finances and cover better

ICICI Pru Savings Suraksha

  •  Savings and protection oriented plan
  • < Flexibility to choose premium payment option based on one’s needs – pay premiums for a limited period (limited pay) or for the entire policy term (regular pay)
  •  Life cover provides protection for the entire policy term
  •  The plan offers savings with guarantees. At maturity, one receives:
    •  Guaranteed Maturity Benefit (GMB)
    •  Accrued Guaranteed Additions (GAs) – during each of the first 5 policy years, GA totalling 5% of GMB will accrue to the policy
    • Vested reversionary bonuses (if any)
    • Terminal bonus (if any)
  •  Provides flexibility to choose premium payment mode, Sum Assured and policy term as per needs. One may also choose the premium payment term in case of limited pay option.
  • Tax benefits apply to premiums paid and benefits received as per the prevailing tax laws
  •  Offers the policyholder to keep a tab on their coverage and savings by checking the ICICI Prudential life insurance policy status online

It is advisable to compare all ICICI life insurance plans from other life insurance companies in India to choose the best insurance plan that suits you the most.

ICICI Prudential Distribution Network:

ICICI bank has about 2000 branches in its network including its 1,100 micro-offices. It has over and 24 bancassurance partners. As on June 30, 2011 ICICI Prudential Life Insurance has a network of approximately 1,400 offices and over 1,75,0000 advisors. Their online products are available through their websites directly.

ICICI Prudential Life Insurance - FAQs

1. How to pay premium? What are the modes of payment available?

For receiving continuity of your policy benefits, it is critical to pay premiums on time. You can pay your ICICI Life Insurance premium through these 11 methods:

  • Net Banking
  • Credit card
  • Bill desk
  • Bank Website Debit Car+ ATM PIN
  • Debit Card
  • Bill junction
  • Infinity
  • E-collect
  • Rupay Debit Card
  • Skypack drop box
  • MINC Drop Box

For paying premium online, you can login to e-portal

Step 1: Enter your policy details – policy number and policyholder’s date of birth

Step 2: Select your online bank account, debit/ credit card or use the NEFT facility to pay the premium

Step 3: Authenticate and confirm your payment details and receive online confirmation

 

2. How can I check policy status of ICICI life insurance?

You can check the policy status via online, or opt for SMS and e-mail reminder facility.

You can check ICICI Prudential Life Insurance Policy Status Online as follows.

  • Open ICICI Life Insurance website in your browser
  • Now you will be directed to a new window. On the top right side of this new page you can see the customer login section
  • Enter user ID and password to navigate to checking the policy status

Only registered users can access the portal, so you need to sign up for the service, if you haven’t yet.


3. What is the policy renewal process?

Online Policy Renewal facility is available to all ICICI Life Insurance customers. The process is as follows;

Step 1: Login into the website with your Client ID and password.

Step 2: Select the policy due for renewal payment. Click Pay Renewal Premium Now

Step 3: Choose payment option- NEFT, Credit Card/Debit Card

Step 4: Authenticate and confirm your payment details and print out the payment receipt


4. What is the company’s process to settle claim?

Step 1: Complete the claim form through -

Email - lifeline@iciciprufile.com

Write a letter-lifeline@iciciprufile[dot]com

Step 2: Form Evaluation

The Claim Care department examines the claim and if any essential documents are missing, the team immediately notifies the policyholder of the same. The team keeps the claimant up-to-date on the process via Emails, SMS and Letters.

Step 3: Claims Processing

On receipt of all the essential documents, the Claims department processes the application within 12 calendar days, if no investigation is needed for checking the claim made.

For quick access to claim funds, ICICI Life Insurance transfer funds directly into the beneficiary’s bank account.

In case of cashless hospitalization, you need to produce the relevant medical bills and reports, issued by the attending physician.

Upon completion of these documents, submit them to your nearest ICICI branch.


5. What is the policy cancellation process?

You need to keep your policy for a minimum of 3 years before you can cancel it. You need to fill a surrender form at any of the ICICI Prudential Life branches, and submit your policy documents. The cancellation process will take 30 days to complete and the surrender value funds will be directly transferred to your bank account.

If you signed up for a single premium policy, you can cancel it after the first policy year.

ICICI Lombard Life Insurance - Latest News

Life Insurance is One’s Primary Need, says ICICI Prudential Life Insurance Official

Over the past a few years, affordable term life insurance plan have gained considerable buyers due a high-value proposition, whereas these plans are not as popular as the others. The executive vice president of ICICI Prudential Life Insurance, Mr. Sandeep Batra, said that that company has been primarily focusing on this particular category of life insurance, thereby aiming at creating consumer awareness about the least appreciated plans that offer high protection to customers. The ICICI Prudential Life Insurance official also said that one must opt for term life insurance plans while planning the security of their family. The policy must offer comprehensive protection with an assured focus on building savings for life. Another key point that one has to have in mind is that that insurer has a consistent claim settlement ratio over the years.

ICICI Prudential MF Introduces India Recovery Fund

ICICI Prudential Mutual Fund recently launched the Series 4 of the India Recovery Fund, which is a close-ended equity fund and has the aim to provide increased capital holdings through invests in equity-related securities as well as equity. Such equity investments are likely to grow even faster with future recovery and further growth in the Indian economy. Mr. Nimesh Shah, Managing Director and CEO, ICICI Prudential Mutual Fund, said that equity markets in India have corrected in January 2016, giving a reflection of the global reviews on the prices of crude oil as well as on the advancements in China. This correction led by all these non-fundamental reasons is nothing but an opportunity that enables allocating towards the equities of India, especially in the large-cap space. These large-caps have well-established business models and these companies have set up the benchmark of management teams. In contrast, in absolute terms, these ratings are cheap in reference to mid-caps, as per the company.

ICICI Prudential Acquires 5.22 Lakh Shares of Mahindra Lifespace

ICICI Prudential Life Insurance Company Limited on Friday, 24th February 2016, bought 5, 22,000 shares of Mahindra Lifespace Developers at a price of Rs. 469.91, in which 2, 69,026 shares sold by Ashish Dhawan at a price of Rs. 469.86. Later on Wednesday, Mahindra Lifespace Developers ended down 3.05 percent or Rs. 14.35 on the NSE, at Rs. 455.67. In February 2015, the share price went high at Rs. 581.20 and went down in June 2015 at Rs. 401.00. The TTM (trailing 12-month) stood at Rs. 25.50 per share in December 2015, whereas the P/E (price-to-earning) ratio stood at 17.96. However, the company has its most recent book value standing at Rs. 322.47 per share. At the current book value, the company had its price-to-book value standing at 1.42 while the 2.62 percent was the dividend yield. ICICI Prudential has its capital infused at Rs. 48.16 billion. The company has been successful in maintaining its dominance over the private insurers across India.

ICICI Prudential to stop selling policies in select localities

Due to some recent fraudulent claims reported in small towns of Gujarat and Odisha, ICICI Prudential Life Insurance Company has instructed its agents to stop selling policies in about 60 localities of the states. In order to completely stop any further fraudulent claiming, several local hospitals have also been barred from selling the policies to the residents of the areas. Some serious administrative lapses, that were intentionally done, have also been discovered in a few medical centres. The company has lately discovered the same and also estimated that the activities have caused heavy losses to the insurance industry. To prevent the same from happening in future, the insurers have put the involved medical centres on the 'watch list'. Medical centres such as Bhagalpur, Begusarai, and Darbhanga in Bihar; and Moradabad and Meerut in Uttar Pradesh have been blacklisted by the insurers. Additionally, the negative location list includes some more centres, such as Kurnool, Vishakhapatnam, and Guntur in Andhra Pradesh are in the negative location list.

Stake Sale in ICICI Life Insurance Joint Venture

ICICI Bank recently reported a net profit of Rs. 3,018 crore for the third quarter of the FY’15-16, which at the same time in FY’14-15 was registered Rs. 2,889 crore by the largest lender throughout the private sector. This net profit of the Q3 ended December 31st last year includes a gain of 4% stake in the life insurance segment, which the company has already sold to Premji Invest. The company had more deals too, including 2% stake in the insurance venture with an investment vehicle of the government of Singapore, namely Temasek and 9% stake in the general insurance with Fairfax Financial Holdings of Canada. Once this venture will get the clearance from FIPB (Foreign Investment Promotion Board), it will be fetching another sum of Rs. 2100 crore. Chief Executive and Managing Director of ICICI Bank, Chanda Kocchar, gave credit to the asset quality review by Central Bank following instructions, which resulted in 60% growth in company’s gross NPA.

Paytm to Partner with ICICI Group for Insurance and Banking Co-ventures

The digital wallet with its eCommerce portal, Paytm is looking forward to partnering with India’s leading banking and insurance companies, including ICICI Group (ICICi Lombard, ICICI Bank, and ICICI Prudential), Citibank and more. While in the mutual fund domain, Paytm is in constant touch with IIFL and SBI Mutual Fund since it in the final phase of partnering with multiple banking and insurance companies of India, including the mutual fund partners. Paytm recently partnered with ICICI Bank, aiming at letting its wallet users make both online and offline purchases using its virtual cards. After this tie-up, Paytm users can recharge their digital wallet at any ICICI bank branch through cash or cheque. Paytm’s founder is one among top 11 people in India to take RBI’s permission to build such a payments bank while he had expressed his strong desire to reach the top of the list.

ICICI Prudential shows the fastest growth in business.

Although 2015-16 FY saw a volatile environment in business the insurance agents marked an incremental growth in premium income for the year. These private insurance service providers showed an increased Adjusted Premium Equivalent of 14% (Y-o-Y) of 24,112 crores for the year, giving a growth in the APE(Adjusted Premium Equivalent) of 12% Y-o-Y i.e. approx 52,000 crores for the year.

ICICI Pru Life closed its FY 2014-15 with the fastest growth of 41% and market a 10% growth in 2015-16. As per the observations, this dip is also because of a 12% Y-o-Y downsize of the tickets in their business. Though, notably, the product mix did not change the share of unit-linked insurance plans in the overall APE to 83% in the initial 9months of FY 2015-16 which was 86% in FY 2014-15. ICICI Prudential Life owns a good share in the business of unit linked plans.

Reviews for ICICI Prudential Life Insurance

TOTAL REVIEWS (130)
Jagdish
Jammu
July 20, 2016

Coverage Is High

ICICI term insurance plan of mine is very beneficial for me and my family. The service of your staff is so quick and claiming become due due to that. The updates of the policy plan is mailed to me regularly on my email address.

Sumeet
Haridwar
July 20, 2016

Term plan

The icici term insurance is on of the best policy among all. Premium of the plan is low and returns are high. Service is fast and behaviour of the staff is very well. Good investment which reduces taxes too. Payments and premiums are done on online portal website of the company.

Tanisha
Firozabad
July 20, 2016

ICICI Insurance Plan

After long search i got ulip plan of icici prudential life insurance. The policy is nice and great returns in less investment. Policy coverage is ~90% and the claims are high which is easy to sanctioned. I purchase this policy for my whole family, really effective and protective plan.

Vishal
Chandrapur
July 20, 2016

Superb Plan

ICICI prudential life insurance is the best insurers which provides best policies with better terms and conditions. The service provided by them is fantastic with on time surety. This is best investment policy in the market. I'm really fully satisfied with my insurance policy plan.

Pintu
Bikaner
July 20, 2016

Coverage Is High

I have icici life insurance pension plan which has low premium and returns are maximum. Service is the best and on time. Updates and renewals are done on online service. The future of mine and my family is secure with this great policy.

Vibhuti
Jagadhri
July 11, 2016

ULIP Policy

My ulip plan is very good which has many benefits like low premiums and good returns. Policy coverage is good and claims are easy to sanctioned because of quick service provided by the staff members. Service is good and online service is easy to access by anybody.

Charan
Gajraula
July 11, 2016

Investment plan

My traditional insurance plan is fantastic which has some very nice features. Premium is less but the returns are high. Policy coverage is high and claims are easy sanctioned because of quick service facilitate by the members of the company.

Karma
Badayun
July 11, 2016

Pension Plan

Pension plan is very durable according to me and it helps a lot in future time. Premium of the policy is very low but the returns are heavy. Accidental death benefits, health care, and many reimbursable funds. Policy coverage is good and claims are easy to sanctioned due to fast service.

Geetanjali
Bawal
June 29, 2016

Nice Policy

I purchase ulip insurance plan in low premiums. The policy coverage is good and claims are better. Internet service is good and easy to operate by anyone. It gives hassle free documentations and reduces paperwork.

Deepak
Bangalore
June 29, 2016

Good

The traditional insurance plan I purchase has low premiums. Policy coverage is high and claims are better. Service facilitate by the company is fantastic. Updates regarding the policy is mailed to my email address. The web service is also nice and easy to access.

Harindra
Ajmer
June 29, 2016

Good

The pension plan I have purchase is good. Policy come in very low investment and premium is also low. Policy coverage is high and claims are good. The service is fast and claiming become easy due to this. The online portal service is nice it reduces paperwork and hassle free documentations.

Lokesh
Agartala
April 15, 2016

Wonderful Policy

The policy coverage is 95%, The claims are high and the claiming is easy because of the executives and the staff members service they provide. The benefits provided by you guys icici prudential ulip policy plans is fantastic. The premiums are less ~34 K and the returns are high ~Rs.40 L.

Vijay
Nilgiris
April 15, 2016

Great Benefits

From icici prudential life insurance i have taken a ulip policy plan for the tenure of 39 years in which we get lumps um amount after the maturity of the policy plan. Policy coverage is 89% of investment. Accident and natural death is inbuilt secure in this policy. Service is fast and on time which is facilitate from staff members.

Aman
Gwalior
April 15, 2016

Awesome

My ulip policy plan is from icici prudential life insurance and the policy is the awesome because the policy has many benefits like the accident insurance is inbuilt in this policy. Policy coverage is high approx. 93% and the premiums are low. Claims are 1.75 times of the investment. The service is fast and very quick. Good policy plan.

Varun
Udyapur
April 15, 2016

slow service issue

One of the most convenient insurance policies provider is icici prudential life insurance ulip policy plan so my investments will be safe. As far as I seen this company is coming generation to generation. Everybody is been benefited with its benefits. Customer service need to be improved as that is bit slow and never on time.

Govinda
Ratlam
April 15, 2016

Quality Investment

I have less idea about the insurance policies and now i purchase icici prudential ulip plan policy the policy is great. Premium for my plan is 35 K thrice per year and at the time of maturity the sum assured might be 48 L. They have daily update so i get numbers of mails from them.

Sanjay
Mithapur
April 15, 2016

Great Policy Plan

I have ulip plan from icici prudential life insurance. The plan works for me from last few year. Policy coverage is also good with claiming amount of Rs.41 L. Service provided by you is awesomely fabulous with fast interface. Good investment.

Tarun
Port_blair
April 15, 2016

Good Deal

My icici prudential ulip plan is good but the only thing is the service is bit slow rest all things are good. Like, policy coverage is 87% and claims are high but the investments are low. Service facilitate from executives and staff members are nice. Good future investment and saves tax too.

Bhavya
Maddur
April 15, 2016

Okay

I buy icici prudential ulip policy plan. The policy premium is good low and the paybacks are high. The policy coverage is 89% and the claims are high. Investment is 46 K per year and the returns are 1.25 times the sum assured. Services you provided by the executives and staff members is good. This policy plan work's for me.

Naveen
Surat
April 15, 2016

Satisfactory Plan

My icici prudential ulip policy plan is nice which have low premiums and the paybacks are high. The policy coverage is good ~91% and the claims are approx. 1.25 times the amount invested. The services is good and on time till date provided by the members. Good future investment which save taxes too. Nice policy.

Akash
Pratapgarh
April 15, 2016

Happy With Services

I purchase ulip policy plan from icici prudential life insurance. The policy coverage is high around 96% and the claims are huge. The policy premiums are low ~34 K and the recovery returning amount is 45 L. Services are good and on time too. Executives are doing there jobs very nicely. And the web services are also fantastic.

Ojasvi
Miraj
April 15, 2016

Fair Policy Plan

ICICI prudential ulip plans are the fantastic in terms and conditions. The premiums are low, the policy coverage is high 94% and the claims are easily sanctioned. The services are really fast and the staff members are responding with good behaviour. There is an inbuilt accidental death benefit feature. I like my policy plan.

Gagan
Badlapur
April 15, 2016

Nice Policy

I had ulip policy plan which i buy from icici prudential life insurance. The policy coverage is high 91% and the claims are good. The premiums are normal as the returns are huge with respect to investment. Policy plan which has fast service facilitate by company members. Responsive staff members on working hours. Fully satisfied.

Akhil
Srinagar
April 15, 2016

Fantastic

The policy coverage is 91%, The claims are high and the claiming is easy because of the executives and the staff members of the company. The services provided by you guys is very fast and on time. Good icici prudential ulip plan which i own. The premiums are less ~41 K and the returns are ~Rs.47 L.

Mayank
Jaswant_nagar
April 15, 2016

Power Plan

I purchase ulip policy plan from icici prudential life insurance. The policy coverage is high around 88% and the claims are huge. The policy premiums are low ~39 K and the recovery returning amount is 44 L. Services are good and on time too. Executives are doing there jobs very well and with nice behaviour too. And the web services are also fantastic. Superb future investment which reduces taxes.