For quality healthcare throughout life, an effective health plan becomes a necessity. The Aditya Birla Activ Health Essential is one of the health insurance policies from the house of Aditya Birla Health Insurance Co. Ltd. that offers robust health coverage, including hospitalization expenses for COVID-19.
Plan Type |
Individual/Floater |
Sum Insured |
Rs 50,000- 10 lakh |
Policy Tenure |
1, 2, 3 years |
Day Care Procedure cover |
527 |
Chronic Disease Cover |
From day 1 |
The minimum eligibility conditions to fulfil to buy this policy are:
Minimum Entry Age |
91 days |
Maximum Entry Age |
No limit |
Number of people covered |
9 members: 6 Adults + 3 children; Individual, spouse, dependent parents, dependent parents-in-law, children up to 25 years old |
Residential Status |
Indian Citizens and Permanent Residents |
One can buy an Aditya Birla Activ Health Essential Insurance Policy plan, which offers a sum insured from Rs 50,000 up to Rs 10 lakh with an Individual plan or a Family floater with a policy term from 1-3 years.
The following basic coverage is offered under the Aditya Birla Activ Health Essential plan:
Apart from the basic coverage, the following benefits are included in the Aditya Birla Activ Health Essential plan:
Given below is the list of treatment expenses that are excluded from the Aditya Birla Activ Health Essential Plan:
Wait-period diseases:
Following treatments/conditions/expenses are not covered:
*For a detailed list of exclusions, please refer to the policy document.
Following are the benefits and features of the Aditya Birla Activ Health Essential Plan:
The Aditya Birla Activ Health Essential Plan Insurance policy has the following rules for cancellation:
Ans: If one buys Aditya Birla Health Insurance for more than a year, one can save 7.5 % and 10% on the 2 and 3 years premium, respectively.
Ans: In an Individual cover, coverage is offered to each individual in the family separately. In a Family Floater health insurance plan, each family member is covered based on a floater sum insured.
Ans: This benefit is covered on payment of an additional premium. Therefore, any mandatory co-payment that is applicable under the Aditya Birla Activ Health Essential Plan will be waived off.
Ans: A pre-existing condition is any health-related issue that the policyholder might be having within 48 months before buying the current health policy.
Ans: Medical Expenses incurred abroad are not covered.
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