Aditya Birla Activ Secure Critical Illness Plan

The Aditya Birla Activ Secure Critical Illness plan from Aditya Birla Health Insurance CO. Ltd. is designed specifically to compensate for the income loss and also the critical illnesses in case of a critical illness diagnosis. The plan provides a guaranteed pay-out that offers the much-needed help and also ensures that the insured person recovers from this illness with minimum stress and anxiety.

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Aditya Birla Activ Secure Critical Illness Plan

All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply

Get insured from the comfort of your home No medicals required
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    Individuals who buy Aditya Birla Activ Secure Critical Illness Health Insurance are protected against more than 60 critical illnesses and can benefit from as much as 150% of the Sum Insured. One also has the option of buying online Aditya Birla Activ Secure Critical Illness plan.

    Coverage Offered

    Individuals who intend to buy Aditya Birla Activ Secure Critical Illness plan have the option to select from 3 plan variants: Plan 1, Plan 2 & Plan 3. Each plan has a different level of Critical Illnesses covered.

    1. Plan 1 –It covers up to 20 critical illnesses, like, heart attack, Kidney failure, Cancer, etc., with 100% payout on a diagnosis.
    2. Plan 2- This plan covers as many as 50 critical illnesses, such as Brain tumors, brain surgery, etc., plus 20 illnesses covered in Plan 1, with a 100% of the Sum Insured payout on a diagnosis.
    3. Plan 3- This plan covers a total of 64 critical illnesses:
    • These include 50 critical illnesses under List A, wherein a 100% payout is given.
    • A total of 14 critical illnesses under List B and a 50% payout is given.

    Inclusions of the Aditya Birla Activ Secure Critical Illness Insurance

    Aditya Birla Activ Secure Critical Illness Insurance Policy also provides coverage for the following:

    • A lump sum payout upon critical illness diagnosis
    • Sum Insured option up to Rs 1 crore
    • Plan 1 provides basic coverage; Plan 2 offers extensive coverage, while Plan 3 provides complete critical illness coverage.
    • In Plan 3, the Policy continues to provide coverage for other Critical Illnesses from list B, even after one payout has been made.
    • One can avail of up to 150% Sum insured for more than one Critical illness.
    • A Survival period of 15 days following the initial detection of the critical illness

    Exclusions of the Plan

    Aditya Birla Activ Secure Critical Illness plan does not cover illness or injury due to the following:

    • STDs, HIV/ AIDs.
    • The influence of intoxicating drugs or liquor
    • Intentional self-harm and suicide or a suicidal attempt
    • Illness due to unlawful or criminal activities,
    • Congenital External anomalies and diseases, etc.

    A detailed list of exclusions would be available in the Policy document.

    Features & Benefits of the Aditya Birla Activ Secure Critical Illness Plan

    The salient features and benefits offered by this policy are:

    • Aditya Birla Activ Secure Critical Illness Plan has a choice of 3 plans with varied coverage options.
    • The insured also gets a tax benefit under Section 80D of the Income Tax Act 1961.
    • Comprehensive coverage for all the major critical illnesses is offered.
    • A wellness course facility is provided under the plan in circumstances where the insured has a critical disease diagnosis. The wellness coach will take care of the insured in every way possible.  
    • A medical second opinion from the medical experts is also made available at a time when the insured person is diagnosed with a critical illness.

    Eligibility Criteria

    The minimum eligibility criteria to buy this policy are:

    Minimum Entry Age

    · Plan 1 & 2 :5 years

    · Plan 3:18 years

    Maximum Entry Age

    65 years

    Number of people covered

    Maximum 10

    Residential Status

    Indian Citizens and Residents

    Cancellation of the Policy

    Once you have opted for the Aditya Birla Activ Secure Critical Illness Health Insurance plan, you can also cancel the plan within a period of 15 days. The Insured needs to send a written notice to the Insurer for the same. Upon acceptance, the premium for the unused months will be refunded.

    The Insurer can also cancel the policy on the grounds of fraud or misrepresentation by the Insured.


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    Aditya Birla Activ Secure Critical Illness Plan Reviews & Ratings

    / 5 (Based on 3 Reviews)
    (Showing Newest 3 reviews)
    Hariyana, September 16, 2021
    Tax savings
    The term plan is beneficial to save the tax amount too. I have saved a lot of tax and got a rebate too under my plan. I am happy and it is a part of investment. I took the plan for the financial safety of me and my family. Thanks team for good plans.
    Punjab, September 16, 2021
    Time and money saving plans
    I have saved a lot of money when I bought the term insurane plan online. I visited the policybazaar and check the premium calculator page. From there I searched for various good plans. I saved a lot of money and time too. I would recommend the policy to my friends and also tell them to buy a plan from policybazaar.
    Amritsar, September 16, 2021
    Customer experience team
    Great to know that the customer care team of Policybazaar is superb and friendly. I opted a term plan from policybazaar and found it the best one. I was facing the issue related to name spelling and connected to policybazaar. The team immediately worked into my case and it was resolved. Thank you so much team Policybazaar.
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