The Aditya Birla Activ Secure Critical Illness plan from Aditya Birla Health Insurance CO. Ltd. is designed specifically to compensate for the income loss and also the critical illnesses in case of a critical illness diagnosis. The plan provides a guaranteed pay-out that offers the much-needed help and also ensures that the insured person recovers from this illness with minimum stress and anxiety.
Individuals who buy Aditya Birla Activ Secure Critical Illness Health Insurance are protected against more than 60 critical illnesses and can benefit from as much as 150% of the Sum Insured. One also has the option of buying online Aditya Birla Activ Secure Critical Illness plan.
Individuals who intend to buy Aditya Birla Activ Secure Critical Illness plan have the option to select from 3 plan variants: Plan 1, Plan 2 & Plan 3. Each plan has a different level of Critical Illnesses covered.
Aditya Birla Activ Secure Critical Illness Insurance Policy also provides coverage for the following:
Aditya Birla Activ Secure Critical Illness plan does not cover illness or injury due to the following:
A detailed list of exclusions would be available in the Policy document.
The salient features and benefits offered by this policy are:
The minimum eligibility criteria to buy this policy are:
Minimum Entry Age |
· Plan 1 & 2 :5 years · Plan 3:18 years |
Maximum Entry Age |
65 years |
Number of people covered |
Maximum 10 |
Residential Status |
Indian Citizens and Residents |
Once you have opted for the Aditya Birla Activ Secure Critical Illness Health Insurance plan, you can also cancel the plan within a period of 15 days. The Insured needs to send a written notice to the Insurer for the same. Upon acceptance, the premium for the unused months will be refunded.
The Insurer can also cancel the policy on the grounds of fraud or misrepresentation by the Insured.
Ans: Yes, you can claim more than once under this plan. This is the special feature of this health insurance plan.
Ans: You can get a maximum of 150% of the Sum Insured. So, you can cover more than one critical illness under this plan.
Ans: A maximum of 10 people can be covered under this insurance plan. This includes:
Ans: Diseases like cancer, diabetes, kidney failure etc., may continue for a long time and may incur substantial medical expenses to treat them, fall under the category of critical illnesses.
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