Aditya Birla Activ Secure - Cancer Plan

Aditya Birla Activ Secure - Cancer Plan

The Aditya Birla Activ Secure – Cancer plan has been designed to cover people diagnosed with cancer for the treatment costs. It covers all stages of cancer and also provides an additional sum insured in case an early stage diagnosis escalates to a major or advanced stage. Besides, it comes with high sum insured options of up to Rs 1 crore.

Read More

Aditya Birla Activ Secure - Cancer: Key Highlights

Benefits of Aditya Birla Activ Secure - Cancer Plan

Here are some of the key benefits of buying the Aditya Birla Activ Secure – Cancer plan:

All Stages of Cancer Covered

This cancer insurance policy provides coverage for all stages of cancer. So whether the insured is diagnosed with cancer at an early stage, major stage or advanced stage, the policy will make a lump sum payment.

Additional Payout for Major/Advanced Stage Diagnosis

In case a claim was raised on the early stage cancer diagnosis, the insured can get an additional payout of up to 100% of the sum insured on major or advanced stage diagnosis.

Short Survival Period

Unlike most critical illness insurance plans, this policy comes with a survival period of just 7 days instead of 30 days.

Cumulative Bonus

The policyholder is eligible for a cancer cumulative bonus of 10% up to a maximum of 100% for not raising a claim in the previous policy year.

Tax Benefits 

The premium paid for the Aditya Birla Activ Secure – Cancer plan is eligible for tax deductions under Sec 80D of the Income Tax Act.

Eligibility Criteria of Aditya Birla Activ Secure - Cancer Plan

Take a look at the eligibility criteria for buying an Aditya Birla Activ Secure – Cancer plan:

What is Covered by Aditya Birla Activ Secure - Cancer Plan?

The Aditya Birla Activ Secure – Cancer plan provides coverage for the following:

• Early Stage of Cancer – It pays a lump sum amount of up to 50% of the sum insured in case the insured is diagnosed with an early stage cancer, including carcinoma in sites like lung, breasts, stomach, etc.
• Major Stage of Cancer – It pays 100% of the sum insured in a lump sum in case the insured is diagnosed with a malignant tumour or cancer of specified severity.
• Advanced Stage of Cancer – It pays 150% of the sum insured in a lump sum if the insured is diagnosed with a Stage IV malignant tumour or metastatic cancer.

Optional Cover:

• Second E Opinion – It enables the insured to avail a second e-opinion from the insurer’s panel of doctors in case he/she is diagnosed with cancer of specified severity or metastatic cancer.
• Wellness Coach – It provides the insured with a dedicated coach that provides personalized medical advice on weight management, nutrition, activity & fitness and tobacco cessation to ensure a faster recovery.

What is Not Covered by Aditya Birla Activ Secure - Cancer Plan?

The following medical expenses are not covered by the Aditya Birla Activ Secure – Cancer plan:

• Sexually Transmitted Diseases
• Treatment for drugs or alcohol addiction
• Congenital external anomalies
• HIV/AIDS
• Intentional self-injury
• Birth control procedures

FAQs