*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply
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The Aditya Birla Activ Secure – Cancer plan has been designed to cover people diagnosed with cancer for the treatment costs. It covers all stages of cancer and also provides an additional sum insured in case an early stage diagnosis escalates to a major or advanced stage. Besides, it comes with high sum insured options of up to Rs 1 crore.
|Sum Insured||Rs 5 lakh to Rs 1 crore|
|Policy Tenure||1 year, 2 years, 3 years|
|Incurred Claim Ratio (2020-21)||49.99%|
|Initial Waiting Period||90 days
180 days (For the early stage)
|Survival Period||7 days|
|Discount||10% family discount|
Here are some of the key benefits of buying the Aditya Birla Activ Secure – Cancer plan:
This cancer insurance policy provides coverage for all stages of cancer. So whether the insured is diagnosed with cancer at an early stage, major stage or advanced stage, the policy will make a lump sum payment.
In case a claim was raised on the early stage cancer diagnosis, the insured can get an additional payout of up to 100% of the sum insured on major or advanced stage diagnosis.
Unlike most critical illness insurance plans, this policy comes with a survival period of just 7 days instead of 30 days.
The policyholder is eligible for a cancer cumulative bonus of 10% up to a maximum of 100% for not raising a claim in the previous policy year.
The premium paid for the Aditya Birla Activ Secure – Cancer plan is eligible for tax deductions under Sec 80D of the Income Tax Act.
Take a look at the eligibility criteria for buying an Aditya Birla Activ Secure – Cancer plan:
|Minimum Entry Age||18 years|
|Maximum Entry Age||65 years|
|No. of Relationships||10|
|Relationships Covered||Self, spouse, children, parents and parents-in-law|
The Aditya Birla Activ Secure – Cancer plan provides coverage for the following:
The following medical expenses are not covered by the Aditya Birla Activ Secure – Cancer plan:
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