*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply
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The Aditya Birla Activ Secure – Personal Accident plan provides financial protection to the family in case an accident leads to the death or disability of the insured. It ensures the livelihood and well-being of the family do not get disrupted in the absence of the breadwinner. This policy comes with zero waiting period and can be extended to ensure coverage across the globe.
|Sum Insured||Rs 1 lakh to Rs 20 crore|
|Policy Tenure||1 year, 2 years, 3 years|
|Incurred Claim Ratio (2020-21)||49.99%|
|Discount||10% family discount|
Take a look at the key benefits of the Aditya Birla Activ Secure – Personal Accident plan:
This personal accident insurance policy provides coverage for the death or disability of the insured arising out of an unfortunate accident, which is generally excluded under most health plans.
Unlike most health insurance plans, this policy comes with no waiting period because accidental injuries are covered from day 1.
For every claim-free year, the Aditya Birla Health Insurance Company will provide a cumulative bonus of 5% for up to a maximum of 50%. This bonus will increase the sum insured amount for no extra premium amount.
Cashless hospitalization facilities can be availed at over 10051 network hospitals of the insurance company spread across the country.
The policyholder can claim tax benefits for the amount paid as a premium for the Aditya Birla Activ Secure – Personal Accident plan as per Sec 80D of the IT Act.
The Aditya Birla Activ Secure – Personal Accident plan comes in five variants – Plan I, Plan II, Plan III, Plan IV and Plan V. Given below are the medical expenses covered under this personal accident insurance policy:
The Aditya Birla Activ Secure – Personal Accident plan does not cover medical expenses arising out of the following:
The eligibility criteria to buy an Aditya Birla Activ Secure – Personal Accident plan is as follows:
|Minimum Entry Age||5 years|
|Maximum Entry Age||65 years|
|No. of Relationships||10|
|Relationships Covered||Self, spouse, children, parents, parents-in-law|
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