Aditya Birla Health Insurance OPD Care

(45 Reviews)
Insurer Highlights

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply

*Tax benefit is subject to changes in tax laws. Standard T&C Apply

Back
Get insured from the comfort of your home
Get insured from the comfort of your home
  • 1
  • 2
  • 3
  • 4

Who would you like to insure?

  • Previous step
    Continue
    By clicking on “Continue”, you agree to our Privacy Policy and Terms of use
    Previous step
    Continue

      Popular Cities

      Previous step
      Continue
      Previous step
      Continue

      Do you have an existing illness or medical history?

      This helps us find plans that cover your condition and avoid claim rejection

      Get updates on WhatsApp

      Previous step

      When did you recover from Covid-19?

      Some plans are available only after a certain time

      Previous step
      Advantages of
      entering a valid number
      You save time, money and effort,
      Our experts will help you choose the right plan in less than 20 minutes & save you upto 80% on your premium

      Aditya Birla Health Insurance OPD Care

      Aditya Birla Health Insurance (ABHI) OPD Care is an add-on cover that provides coverage for outpatient medical expenses incurred by the insured. It covers the insured for physical outpatient doctor consultations as well as virtual consultations. This rider can be purchased along with Aditya Birla Activ Health, Activ Assure and Activ Care plans.

      Read More

      Aditya Birla Health Insurance (ABHI) OPD Care: Key Highlights

      Categories Specifications
      Policy Tenure 1 year
      Network Hospitals 10051+
      Incurred Claim Ratio (2020-21) 49.99%
      Pre-existing Diseases Waiting Period Not applicable
      Co-payment Not applicable

      Benefits of Aditya Birla Health Insurance (ABHI) OPD Care

      Check out some of the key benefits of the Aditya Birla OPD Care rider:

      Unlimited Doctor Consultations

      The ABHI OPD add-on allows the insured to avail unlimited physical and virtual outpatient consultations from doctors within the network of the insurance company.

      Cashless OPD Consultations

      The insured can take cashless doctor consultations under the ABHI OPD cover as the consultation fee is paid by the Aditya Birla Health Insurance Company.

      Coverage for Non-Hospitalization Expenses

      Unlike most health insurance plans, this OPD rider covers the expenses incurred on outpatient treatment and not on hospitalization.

      Makes Medical Treatment Affordable

      With this rider, the insured can avail coverage for outpatient expenses, which ultimately reduces the financial burden and makes medical treatment affordable.

      Tax Benefits

      The premium paid towards buying this OPD rider by Aditya Birla Health Insurance Company can be claimed for tax deductions under Income Tax Act, Sec 80D.

      Aditya Birla Health Insurance (ABHI) OPD Care Eligibility Criteria

      Take a look at the eligibility criteria for buying the Aditya Birla OPD Care rider:

      Parameters Eligibility Criteria
      Minimum Entry Age Adult – 18 years
      Child – 3 months
      Maximum Entry Age Adult – As per the base policy
      Child – 25 years
      Coverage Type Individual
      Relationships Covered Self, spouse, children, parents, siblings, parents-in-law, grandparents, grandchildren, daughter-in-law, son-in-law, brother-in-law, sister-in-law, niece and nephew

      Types of Aditya Birla Health Insurance (ABHI) OPD Care

      The Aditya Birla OPD Care rider is available in three types:

      • ABHI OPD Care Add-on 1 – The add-on 1 covers the cost of unlimited physical outpatient consultations taken from a general physician.
      • ABHI OPD Care Add-on 2 – The add-on 2 covers the cost of unlimited physical outpatient consultations and unlimited virtual consultations, including both teleconsultation and video consultation, taken from a general physician.
      • ABHI OPD Care Add-on 3 – The add-on 3 covers the cost of 2 physical specialist consultations along with unlimited outpatient consultations and virtual consultations taken from a general physician.

      Inclusions of Aditya Birla Health Insurance (ABHI) OPD Care

      The following coverage are included under the Aditya Birla OPD Care rider:

      • Unlimited Physical Outpatient Consultations – It covers the medical expenses incurred on availing physical outpatient consultations from a general physician for an illness/injury an unlimited number of times.
      • Unlimited Virtual Consultations – It covers the medical expenses incurred on availing virtual consultations from a general physician for an illness/injury an unlimited number of times. Virtual consultations include both teleconsultations and video consultations.
      • Physical Specialist Consultations – It covers the medical expenses incurred on availing physical outpatient consultations from two specialists for an illness/injury. The specialist can be a gynaecologist, paediatrician, orthopaedic, ophthalmologist, nutritionist and physiotherapist.

      Exclusions of Aditya Birla Health Insurance (ABHI) OPD Care

      The Aditya Birla OPD Care rider does not provide coverage for the following:

      • In-patient hospitalization expenses
      • Pre & post-hospitalization expenses
      • Domiciliary hospitalization
      • Intentional self-injury
      • Treatment for alcohol or drug addiction

      FAQs

      Policybazaar exclusive benefits
      • 30 minutes claim support*(In 120+ cities)
      • Relationship manager For every customer
      • 24*7 claims assistance In 30 mins. guaranteed*
      • Instant policy issuance No medical tests*
      Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.

      Health insurance articles

      Recent Articles
      Popular Articles
      Does HDFC ERGO Health Insurance Cover Dental Treatments?

      22 May 2024

      HDFC ERGO General Insurance Company offers various health
      Read more
      Does Aditya Birla Health Insurance Cover Dental Treatments?

      17 May 2024

      Dental insurance is vital in maintaining oral health by covering
      Read more
      Does Niva Bupa Health Insurance Cover Dental Treatments?

      06 May 2024

      Dental insurance covers regular dental check-ups and treatments to
      Read more
      Surgeries Covered by TATA AIG Health Insurance Plans

      26 Apr 2024

      Amidst the escalating healthcare costs nationwide, managing the
      Read more
      Surgeries Covered by Liberty Health Insurance Plans

      26 Apr 2024

      Liberty General Insurance Limited offers a range of comprehensive
      Read more
      How to Apply for Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY)?
      Ayushman Bharat Yojana is a flagship health insurance scheme launched by the Government of India to offer universal
      Read more
      Best Health Insurance Plans for Senior Citizens
      Senior citizens are the most prone to diseases. Considering the medical inflation in India, buying health insurance
      Read more
      Does Health Insurance Provide Coverage for LASIK Eye Surgery?
      A vast majority of the Indian population is suffering from vision problems. For some of them, LASIK eye surgery is
      Read more
      Zero Waiting Period in Health Insurance Plans
      Every medical insurance plan comes with a few terms & conditions, and the waiting period is one of them. A
      Read more
      Heart Surgery Cost in India
      Heart diseases are the leading cause of death across the globe. As per a survey by the World Health Organisation
      Read more

      top
      Close
      Download the Policybazaar app
      to manage all your insurance needs.
      INSTALL