Aditya Birla Health Insurance (ABHI) OPD Care is an add-on cover that provides coverage for outpatient medical expenses incurred by the insured. It covers the insured for physical outpatient doctor consultations as well as virtual consultations. This rider can be purchased along with Aditya Birla Activ Health, Activ Assure and Activ Care plans.
*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply
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|Policy Tenure||1 year|
|Incurred Claim Ratio (2020-21)||49.99%|
|Pre-existing Diseases Waiting Period||Not applicable|
Check out some of the key benefits of the Aditya Birla OPD Care rider:
The ABHI OPD add-on allows the insured to avail unlimited physical and virtual outpatient consultations from doctors within the network of the insurance company.
The insured can take cashless doctor consultations under the ABHI OPD cover as the consultation fee is paid by the Aditya Birla Health Insurance Company.
Unlike most health insurance plans, this OPD rider covers the expenses incurred on outpatient treatment and not on hospitalization.
With this rider, the insured can avail coverage for outpatient expenses, which ultimately reduces the financial burden and makes medical treatment affordable.
The premium paid towards buying this OPD rider by Aditya Birla Health Insurance Company can be claimed for tax deductions under Income Tax Act, Sec 80D.
Take a look at the eligibility criteria for buying the Aditya Birla OPD Care rider:
|Minimum Entry Age||Adult – 18 years
Child – 3 months
|Maximum Entry Age||Adult – As per the base policy
Child – 25 years
|Relationships Covered||Self, spouse, children, parents, siblings, parents-in-law, grandparents, grandchildren, daughter-in-law, son-in-law, brother-in-law, sister-in-law, niece and nephew|
The Aditya Birla OPD Care rider is available in three types:
The following coverage are included under the Aditya Birla OPD Care rider:
The Aditya Birla OPD Care rider does not provide coverage for the following:
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