Bajaj Allianz Extra Care Health Policy

Extra care health insurance policy takes care of the additional hospitalization expenses in case you find your existing plan falling short of certain requirements.

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Bajaj Allianz Extra Care Health Policy

Get insured from the comfort of your home No medicals required
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    What will happen if serious illness or accident requires long-term care and complicated treatment? Expenses escalate and exhaust your health cover. Bajaj Allianz Extra Care extends your health insurance cover that ensures you do not run short of money if your health insurance policy runs out.

    Key Features

    • Medical expenses covered up to the sum insured
    • Ambulance charges up to Rs.3000
    • Pre and post hospitalization expenses covered up to 60 and 90 days respectively.
    • Waiver for pre-existing diseases after completion of 4 years of the policy.
    • Floater Policy (up to 3 Children): Single sum insured for the whole family.
    • No test till 55 years of age for clean proposals.
    • Economic premium starting at Rs.2500 with sum insured of 10,12 &15 lakh.

    Advantages/Value added services

    • Discounts on selected pathologies.and wellness tests.
    • Discount on selected radiology centers.
    • Deduction up to 35000 on income tax under IT Act.

    Policy Details

    • Coverage: Family
    • Grace period: 15 days grace period is allowed for payment of premium. If policyholder fails to make payment within the grace period, the 2 year or 4 year waiting period shall start afresh.
    • Portability: If you are insured under any other health insurance policy of Non-life insurer then you can transfer to Bajaj Allianz Health Guard Individual policy with all your accrued benefits after due allowances for waiting periods.
    • Policy termination: Policyholder is allowed to terminate the policy at anytime by giving a 15 day written notice. In case no claim has been made under the policy, percentage of premium will be refunded.
    • Free look period: If you are not pleased with the coverage or terms and conditions of the policy, you have the option of canceling the policy within 15 days of receipt of the policy documents, provided no claim has been made.

    Exclusions

    • Any illness diagnosed within 30 days of policy is not covered.
    • Any sexually transmitted disease.
    • Any illness or disease contracted due to intake of alcohol or other addictive substances will not be covered.
    • Treatments consisting of non-allopathic medicine are not covered under this policy.
    • Cosmetic treatments.

    Documents Required

    Policyholder has to fill up an ‘Application form/ proposal form’ with accurate medical history along with the address proof. Medical examination may be required in some cases, based on the sum assured and the age of the person.

    Eligibility

    Entry age for the proposer is 18 years to 70 years.

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    Bajaj Allianz Extra Care Health Policy Reviews & Ratings

    / 5 (Based on 3 Reviews)
    (Showing Newest 3 reviews)
    Asha
    Hariyana, September 16, 2021
    Tax savings
    The term plan is beneficial to save the tax amount too. I have saved a lot of tax and got a rebate too under my plan. I am happy and it is a part of investment. I took the plan for the financial safety of me and my family. Thanks team for good plans.
    Arjun
    Punjab, September 16, 2021
    Time and money saving plans
    I have saved a lot of money when I bought the term insurane plan online. I visited the policybazaar and check the premium calculator page. From there I searched for various good plans. I saved a lot of money and time too. I would recommend the policy to my friends and also tell them to buy a plan from policybazaar.
    Ida
    Amritsar, September 16, 2021
    Customer experience team
    Great to know that the customer care team of Policybazaar is superb and friendly. I opted a term plan from policybazaar and found it the best one. I was facing the issue related to name spelling and connected to policybazaar. The team immediately worked into my case and it was resolved. Thank you so much team Policybazaar.
     
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