Bajaj Allianz Star Package Health Insurance

(64 Reviews)
Insurer Highlights

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply

*Tax benefit is subject to changes in tax laws. Standard T&C Apply

Back
Get insured from the comfort of your home
Get insured from the comfort of your home
  • 1
  • 2
  • 3
  • 4

Who would you like to insure?

  • Previous step
    Continue
    By clicking on “Continue”, you agree to our Privacy Policy and Terms of use
    Previous step
    Continue

      Popular Cities

      Previous step
      Continue
      Previous step
      Continue

      Do you have an existing illness or medical history?

      This helps us find plans that cover your condition and avoid claim rejection

      Get updates on WhatsApp

      Previous step

      When did you recover from Covid-19?

      Some plans are available only after a certain time

      Previous step
      Advantages of
      entering a valid number
      You save time, money and effort,
      Our experts will help you choose the right plan in less than 20 minutes & save you upto 80% on your premium

      Bajaj Allianz Star Package Health Insurance

      Star Package policy is an all-in-one family floater policy that provides them protection against health risks, household contents, education grant, travel baggage, and public liability. It also insures you and your family members against death or injury resulting in disability (either permanent or temporary).

      Read More

      Key Features

      In this policy you have an option of choosing 3 or more covers out of the mentioned list:

      • Health Guard:
        • Protects against serious accident or major illness,
        • Cashless benefit
        • Pre and post hospitalization expenses reimbursement
        • Income Tax benefit up to Rs. 35000 under Sec80D
        • Ambulance Facility
      • Hospital Cash:
        • Covers 30 days of hospitalization period during a year
        • Cash benefit for each day of hospitalization.
        • Applicable for every family member
        • Daily cash benefits in multiples of 500 to a maximum of Rs. 2500.
      • Critical Illness:
        • Cancer, paralysis and other critical diseases covered
        • Amount payable in lump sum
        • Unlike other policies, it covers donor expenses in a transplant surgery
      • Personal Accident:
        • Covers you against accidental death and disability.
      • Education Grant:
        • Education of the deceased's child/children covered in case of accidental death or permanent disability.
      • Household Contents:
        • Covers you against actual or attempted housebreaking, fire, earthquake etc.
      • Travelling Baggage:
        • Covers you against accidental loss and damage caused to personal baggage while travel in India.
      • Public Liability:
        • Protects you against legal liability for bodily injury or damage to property of a third party.

      Benefits

      • All round cover.
      • Fast claim settlements.
      • Global expertise.
      • Choice of various options
      • Income tax benefit on the premium paid as per Section 80D of the Income Tax Act.

      Details About Premium

      Annual premium will depend on the number of plans selected.

      Policy Details

      • Coverage type: Family
      • Long-term policy discount: 10% on your premium, if policy taken for 2 years and 15%, if taken for 3 years.
      • Grace period: Grace period of 15 days is allowed for payment of premium. If policyholder fails to make payment within the grace period, the waiting period of 2 or 4 years shall start afresh.
      • Portability: If you are insured under any other health insurance policy of Non-life insurer you can transfer to Bajaj Allianz Health Guard Individual policy with all your accrued benefits after due allowances for waiting periods.
      • Policy termination: Policyholder can terminate the policy at anytime by giving a 15 day written notice. In case no claim has been made under the policy, percentage of premium will be refunded.
      • Free look period: If you are not pleased with the coverage, premiums, or any other feature of your policy, you have the option of canceling the policy within 15 days of receipt of the policy documents, provided no claim has been made.

      Exclusions

      • Waiting period of 4 years is applicable for pre-existing diseases
      • Cosmetic, aesthetic, or related treatments will not be covered.
      • Any illness or disease contracted due to intake of alcohol or other addictive substances will not be covered.
      • Treatments consisting of non-allopathic medicine are not covered under this policy.
      • Accident due to drunk driving.

      Documents Required

      To buy the policy, you have to fill up an ‘Application form/ proposal form’ with accurate medical history along with the address proof. Medical examination may be required in some cases, based on the sum assured and the age of the person.

      Eligibility

      • Entry age: 18 years to 45 years for self-proposers.
      • Children aged between 3 months to 5 years can be covered along with both the parents.
      • If one parent is insured then children aged between 6 years to 25 years can be covered.
      Policybazaar exclusive benefits
      • 30 minutes claim support*(In 120+ cities)
      • Relationship manager For every customer
      • 24*7 claims assistance In 30 mins. guaranteed*
      • Instant policy issuance No medical tests*
      Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.

      Health insurance articles

      Recent Articles
      Popular Articles
      Does Aditya Birla Health Insurance Cover Dental Treatments?

      17 May 2024

      Dental insurance is vital in maintaining oral health by covering
      Read more
      Does Niva Bupa Health Insurance Cover Dental Treatments?

      06 May 2024

      Dental insurance covers regular dental check-ups and treatments to
      Read more
      Surgeries Covered by TATA AIG Health Insurance Plans

      26 Apr 2024

      Amidst the escalating healthcare costs nationwide, managing the
      Read more
      Surgeries Covered by Liberty Health Insurance Plans

      26 Apr 2024

      Liberty General Insurance Limited offers a range of comprehensive
      Read more
      Does Care Health Insurance Cover Dental Treatments?

      26 Apr 2024

      Healthy teeth and gums can go a long way to maintaining oral
      Read more
      Best Health Insurance Plans for Senior Citizens
      Senior citizens are the most prone to diseases. Considering the medical inflation in India, buying health insurance
      Read more
      How to Apply for Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY)?
      Ayushman Bharat Yojana is a flagship health insurance scheme launched by the Government of India to offer universal
      Read more
      Does Health Insurance Provide Coverage for LASIK Eye Surgery?
      A vast majority of the Indian population is suffering from vision problems. For some of them, LASIK eye surgery is
      Read more
      Zero Waiting Period in Health Insurance Plans
      Every medical insurance plan comes with a few terms & conditions, and the waiting period is one of them. A
      Read more
      Heart Surgery Cost in India
      Heart diseases are the leading cause of death across the globe. As per a survey by the World Health Organisation
      Read more

      top
      Close
      Download the Policybazaar app
      to manage all your insurance needs.
      INSTALL