*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply
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A comprehensive health insurance policy is needed to cover medical expenses during a health emergency and benefit from good quality healthcare. Bajaj Allianz M-Care Health Insurance Policy from Bajaj Allianz General Insurance Co Ltd. is a complete protection solution for taking care of the most common vector-borne ailments. Vector-borne diseases account for a large chunk of infectious diseases, with mosquitoes being the most common carrier.
The Bajaj Allianz M-Care Health Insurance policyholder can avail of cashless treatment from any of the listed network hospitals. The policy acts as a safety net and ensures his financial security during a medical emergency.
Waiting Period for Pre-existing Illness
If the Insured is diagnosed to be suffering from any one of the listed 7 Vector-Borne diseases during the policy period, the Insurer will pay a single, lump-sum benefit, to the policyholder, as per the conditions specified in the Policy document.
There are 7 vector-borne diseases covered under this policy:
Other than the basic coverage, the following benefits are included under the Bajaj Allianz M-Care Health Insurance Policy.
The following are not covered under the plan:
Given below are the main features and benefits of the Bajaj Allianz M-Care health insurance policy:
The minimum eligibility criteria to avail this policy include:
Individual or Family Floater
Minimum Entry Age
Adult: 18 years
Child: 0 days
Maximum Entry Age
Adult: 65 years
Number of people covered
Self, Spouse, Dependent Parents, Dependent Children
Indian Residents and Citizens
Cancellation is possible by giving the insurance company at least 15 days' written notice, and if no claim has been made, then the premium shall be refunded on short term rates for the unexpired Policy Period.
Similarly, the Insurer can also cancel the policy on account of fraud or misrepresentation by the Insured person by giving a 15-days 'written notice, followed by a premium return on a short term rate basis.
A waiting period of 60 days from the date of the previous claim or admission will be applicable for the diagnosed ailment in both these cases.
Ans: As per IRDAI guidelines, the Insured person will be able to port a similar Vector care health insurance policy from another insurer or to another insurer, but not otherwise.
Ans: One can buy this policy easily from Policybazaar.com. To buy this policy visit the official website of policybazar.com, enter the required details and get a free quote for the online Bajaj Allianz M-Care health insurance policy. Once the applicant fills out the application form and pays the premium, the policy will take effect.
Ans: Bajaj Allianz M-Care Health Insurance Policy offers both cashless and non-cashless reimbursement facilities for its customers. All hospitals listed under the network of the company provide cashless claims services.
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