Health Ensure policy takes care of all medical treatment costs incurred during hospitalization due to serious accident or illness to you and your family. The plan relieves you from the financial burden at every stage of your life.
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All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply
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* The above premium rates may change. Please see the policy wordings for more information.
Coverage: Whole family
Grace Period: Grace period of 15 days is allowed for payment of premium. If policyholder fails to make payment within the grace period, the waiting period of 2 to 4 years shall start afresh.
Portability: If you are insured under any other health insurance policy of Non-life insurer you can transfer to Bajaj Allianz Health Guard Individual policy with all your accrued benefits after due allowances for waiting periods.
Policy Termination: Policyholder is allowed to terminate the policy at anytime by giving a 15 day written notice. In case no claim has been made under the policy, percentage of premium will be refunded.
Free Look Period: If you are not pleased with the policy features then you can cancel it within 15 days of receipt of the policy documents, provided no claim has been made.
The Policy can be taken from 3 months to 55 years and can be renewed up to 75 years.