Bajaj Allianz Health Ensure Insurance Policy

Health Ensure policy takes care of all medical treatment costs incurred during hospitalization due to serious accident or illness to you and your family. The plan relieves you from the financial burden at every stage of your life.

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Bajaj Allianz Health Ensure Insurance Policy

All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply

Get insured from the comfort of your home No medicals required
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    Key Features

    • Pre-existing diseases are also covered after two years of policy renewal.
    • Pre & post hospitalization expenses admissible at a flat benefit rate of 2%.
    • Cashless facility at 2400 hospitals
    • In case of uncovered hospitals, reimbursement to be made within 14 days from the date of submission of all documents

    Benefits

    • Up to the age of 55 years, no medical tests are required.
    • Free health check up at the end of continuous four claim free years.
    • Covers 130 day care procedures.
    • Ambulance emergency charges covered up to a maximum of Rs. 1000 /- per year.
    • Faster claim settlement due to in house claims administration team.
    • Family discount of 5% is applicable.
    • Income tax benefit on the premium paid, as per section 80-D of the income Tax Act.

     Details about Premium

     

    * The above premium rates may change. Please see the policy wordings for more information.

    Policy Details

    Coverage: Whole family

    Sum Insured:

    • Rs. 50,000
    • Rs. 75000
    • Rs. 1 lac.

    Grace Period: Grace period of 15 days is allowed for payment of premium. If policyholder fails to make payment within the grace period, the waiting period of 2 to 4 years shall start afresh.

    Portability: If you are insured under any other health insurance policy of Non-life insurer you can transfer to Bajaj Allianz Health Guard Individual policy with all your accrued benefits after due allowances for waiting periods.

    Policy Termination: Policyholder is allowed to terminate the policy at anytime by giving a 15 day written notice. In case no claim has been made under the policy, percentage of premium will be refunded.

    Free Look Period: If you are not pleased with the policy features then you can cancel it within 15 days of receipt of the policy documents, provided no claim has been made.

    Exclusions

    • Different waiting periods are applicable for pre-existing diseases.
    • Cosmetic, aesthetic, or related treatments will not be covered.
    • Any illness or disease contracted due to intake of alcohol or other addictive substances will not be covered.
    • Treatments consisting of non-allopathic medicine are not covered under this policy.
    • Accident due to drunk driving.

    Eligibility

    The Policy can be taken from 3 months to 55 years and can be renewed up to 75 years.

    Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.

    Bajaj Allianz Health Ensure Insurance Policy Reviews & Ratings

    / 5 (Based on 7 Reviews)
    (Showing Newest 7 reviews)
    Parul
    Punjab, August 02, 2021
    Inexpensive term plan
    My friend is 30 year old and I am 25 years old and noticed a difference in our term plan price. I visited Policybazaar and read some blogs there. I found out that term plans are cheaper if you buy at young age. I am glad to buy this plan at the right time.
    Amrita
    Chail, August 02, 2021
    Tax savings
    I recently bought a term insurance policy from the website of Policybazaar. My plan has amazing features and some additional benefits due to an addon. The best part is I can also enjoy a tax rebate. I am so glad to buy this plan.
    Pratap
    Niwari, August 02, 2021
    Purchased Online
    My friend asked me to buy a term insurance plan online as it is cheaper and more convenient. I visited the website of Policybazaar and bought a term policy which offers great benefits at cheap rates. My online experience has been great. Thank you team.
    Anurag
    Modinagar, August 02, 2021
    Protection against COVID
    The pandemic had me worrying about the future of my family in my absence. I have been searching for a pure insurance policy to safeguard my family against any eventuality. With the help of Policybazaar now I my family is secure as a bought a specialized term plan made to help family of the policyholder.
    Kashish
    Meerut, August 02, 2021
    Best customer service
    I did not understand much about insurance but I knew one thing that I needed to secure the future of my family. I took help from the team of Policybazaar and they suggested me what would be best for me. I am happy with my plan. Thank you so much team.
    Komal
    Palwal, August 02, 2021
    Huge coverage
    I recently bought a term plan from the website of Policybazaar and I am happy with the product. I got a higher coverage term plan with additional benefits and at cost effective price. Now I am worry free for the future security of my family in my absence. Thanks.
    Harisha
    Gurgaon, August 02, 2021
    Quick to buy
    My friend suggested me to buy a term insurance plan online. I visited the website of Policybazaar and it took me about half an hour or maybe less to buy the plan online. The experience was smooth and I am happy with my plan. Kudos team.

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