Bajaj Allianz Silver Health Plan for Senior Citizens

(64 Reviews)
Insurer Highlights

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply

*Tax benefit is subject to changes in tax laws. Standard T&C Apply

Back
Get insured from the comfort of your home
Get insured from the comfort of your home
  • 1
  • 2
  • 3
  • 4

Who would you like to insure?

  • Previous step
    Continue
    By clicking on “Continue”, you agree to our Privacy Policy and Terms of use
    Previous step
    Continue

      Popular Cities

      Previous step
      Continue
      Previous step
      Continue

      Do you have an existing illness or medical history?

      This helps us find plans that cover your condition and avoid claim rejection

      Get updates on WhatsApp

      What is your existing illness?

      Select all that apply

      Previous step

      When did you recover from Covid-19?

      Some plans are available only after a certain time

      Previous step
      Advantages of
      entering a valid number
      You save time, money and effort,
      Our experts will help you choose the right plan in less than 20 minutes & save you upto 80% on your premium

      Bajaj Allianz Silver Health Plan for Senior Citizens

      If you are here reading this page, then probably you are going to be a senior citizen soon or you are looking for an adequate health plan for your parents to safeguard their health in old age. Surely you are proactive about your health, which is a great thing.

      Read More

      It is evident that health issues are constantly on a rise. Dealing with financial and emotional stress at the same time can be overwhelming for anyone. With Bajaj Allianz Silver Health Plan you can give your parents emotional and financial security as it will cover in-hospitalization expenses and other expenses on healthcare treatment in some of the best hospitals in your city.

      Key Features of Bajaj Allianz Silver Health Plan

      • Entry-age for the applicants is 46 to 70 years
      • In-house claim settlement
      • Quick settlement of claims
      • 5% of family discount is available

      Individual Health Insurance for Senior Citizens

      Health care costs are only getting higher. With the increasing age, health risks and medical expenses both of them increase manifold. Paying from own packet can be difficult, especially for a medium income group. This Health Plan for senior citizens will reimburse the expenses incurred for medical care. You can also avail cashless hospitalization at network hospitals in case there is an accident or illness.

      Features & Benefits of Bajaj Allianz Silver Health Plan

      • This is an annual plan
      • Age criteria are 46 to 60 years
      • Lifetime policy renewal
      • 15 days of free look period. It is not valid at the time of policy renewals
      • Get 5% of family discount
      • Sum insured is on the individual basis
      • You can get yourself and your spouse covered under this policy
      • Free health check-up facility after completion of 4 years
      • 20% copayment clause for treatment in non-network hospitals 10% of Cumulative bonus for every claim free year up to a maximum of 50% of the sum assured
      • Tax saving benefit under Section 80/d

      Inclusions of Bajaj Allianz Silver Health Plan

      The plan provides the following coverage benefits:

      • Covers hospitalization expenses
      • Pre and post hospitalization expenses equal to 3% of permissible hospitalization expenses
      • Ambulance charges up to Rs. 1000 per claim
      • Pre-existing diseases to be covered from the second year. Up to 50% of the sum assured amount will be reimbursed
      • 130 daycare procedures are covered
      • After 4 years of policy period free health-checkups in designated diagnostic centers- including ECG, fasting glucose test, physician consultation, lab tests, blood glucose test, cholesterol, chest X-ray and complete blood count

      Exclusions of Bajaj Allianz Silver Health Plan

      Your claim will be rejected under the following circumstances:

      • Joint replacement surgeries before completion of 4 years of the policy period
      • Any kind of self-inflicted injuries will not be covered
      • Hospitalization required for childbirth and pregnancy-related complications
      • Treatment for AIDS, Human Immunodeficiency Virus (HIV), Venereal disease and any kind of STDs.
      • Vaccination expenses unless required for bite treatment
      • Cost of vitamins, supplements, and tonics unless required as part of the treatment
      • Non-allopathic treatment or any experimental treatment
      • Treatment required for mental illness and psychological disorders
      • Weight reduction programs
      • Congenital diseases
      • Dental surgeries unless it requires hospitalization

      Sum Assured Options:

      The sum insured options are as follows: Rs 50,000, Rs  1 lakh, Rs 1.5 lakhs,  Rs 2lakhs, Rs 3lakhs, Rs 4lakhs & Rs 5lakhs.

      Following diseases will be covered after completion of 1 year –

      • Endometriosis
      • Cataracts
      • Surgery for duodenal or gastric ulcers
      • Hemorrhoids
      • Benign prostatic hypertrophy
      • Uterine bleeding
      • Hydrocele
      • Hernia
      • Treatment for Stones in the biliary systems and urinary tract
      • Prolapse of intra-abdominal organs
      • Ear surgeries
      • Hysterectomy
      • Anal Fissures
      • Prolapsed intervertebral discs
      • Fistulae
      • Fibromyoma
      • Skin surgeries, internal tumors or cysts
      • Benign tumors
      • Joint Surgeries

       Pre-medical Tests

      • It is mandatory to undergo pre-medical tests before purchasing the plan
      • All the pre-medical check-up will be carried out at their network diagnostic centers.
      • 100% reimbursement of the standard medical tests, subjected to the acceptance of policy proposal and issuance.
      • Test reports will be valid for 30 days from the date of examination

      List of the pre-medical tests that are required- Full Medical report, ECG, Lipid Profile, Complete Blood Count, Fasting Blood Sugar, HbA1c, Serum Creatinine, SGOT, SGPT, GGTP and Urine Routine

      Policybazaar exclusive benefits
      • 30 minutes claim support*(In 120+ cities)
      • Relationship manager For every customer
      • 24*7 claims assistance In 30 mins. guaranteed*
      • Instant policy issuance No medical tests*
      Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.

      Health insurance articles

      Recent Articles
      Popular Articles
      Is a 10 Lakh Health Insurance Adequate in Your City?

      10 Jan 2024

      An ongoing medical inflation of 14 percent in India (the highest
      Read more
      Dental Treatment Coverage from Star Health Insurance

      21 Dec 2023

      The rising costs of healthcare services have made it necessary for
      Read more
      11 Reasons Why Senior Citizens Should Buy Aditya Birla Activ One Plan

      05 Dec 2023

      Health insurance is one of the biggest assets that senior citizens
      Read more
      10 Reasons Why Your Health Insurance Claim Can Get Rejected

      01 Dec 2023

      Health insurance plans add a layer of invisible protection against
      Read more
      Knee Replacement Surgery Cost in India

      30 Nov 2023

      Knee pain has become a very common ailment in India, with over 15
      Read more
      How to Apply for Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY)?
      Ayushman Bharat Yojana is a flagship health insurance scheme launched by the Government of India to offer universal
      Read more
      Best Health Insurance Plans for Senior Citizens
      Senior citizens are the most prone to diseases. Considering the medical inflation in India, buying health insurance
      Read more
      10 Major Benefits of Ayushman Bharat Yojana
      Pradhan Mantri Jan Arogya Yojana (PM-JAY) is the second component under Ayushman Bharat Scheme. PM Narendra Modi
      Read more
      Does Health Insurance Provide Coverage for LASIK Eye Surgery?
      A vast majority of the Indian population is suffering from vision problems. For some of them, LASIK eye surgery is
      Read more
      How Senior Citizens can save Tax with Medical Bills u/s 80 D?
      Senior citizens can save on income tax by availing tax benefits on medical expenses under Section 80D of the Income
      Read more

      top
      Close
      Download the Policybazaar app
      to manage all your insurance needs.
      INSTALL