Bajaj Allianz Silver Health Plan for Senior Citizens

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      Bajaj Allianz Silver Health Plan for Senior Citizens

      If you are here reading this page, then probably you are going to be a senior citizen soon or you are looking for an adequate health plan for your parents to safeguard their health in old age. Surely you are proactive about your health, which is a great thing.

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      It is evident that health issues are constantly on a rise. Dealing with financial and emotional stress at the same time can be overwhelming for anyone. With Bajaj Allianz Silver Health Plan you can give your parents emotional and financial security as it will cover in-hospitalization expenses and other expenses on healthcare treatment in some of the best hospitals in your city.

      Key Features of Bajaj Allianz Silver Health Plan

      • Entry-age for the applicants is 46 to 70 years
      • In-house claim settlement
      • Quick settlement of claims
      • 5% of family discount is available

      Individual Health Insurance for Senior Citizens

      Health care costs are only getting higher. With the increasing age, health risks and medical expenses both of them increase manifold. Paying from own packet can be difficult, especially for a medium income group. This Health Plan for senior citizens will reimburse the expenses incurred for medical care. You can also avail cashless hospitalization at network hospitals in case there is an accident or illness.

      Features & Benefits of Bajaj Allianz Silver Health Plan

      • This is an annual plan
      • Age criteria are 46 to 60 years
      • Lifetime policy renewal
      • 30 days of free look period. It is not valid at the time of policy renewals
      • Get 5% of family discount
      • Sum insured is on the individual basis
      • You can get yourself and your spouse covered under this policy
      • Free health check-up facility after completion of 4 years
      • 20% copayment clause for treatment in non-network hospitals 10% of Cumulative bonus for every claim free year up to a maximum of 50% of the sum assured
      • Tax saving benefit under Section 80/d

      Inclusions of Bajaj Allianz Silver Health Plan

      The plan provides the following coverage benefits:

      • Covers hospitalization expenses
      • Pre and post hospitalization expenses equal to 3% of permissible hospitalization expenses
      • Ambulance charges up to Rs. 1000 per claim
      • Pre-existing diseases to be covered from the second year. Up to 50% of the sum assured amount will be reimbursed
      • 130 daycare procedures are covered
      • After 4 years of policy period free health-checkups in designated diagnostic centers- including ECG, fasting glucose test, physician consultation, lab tests, blood glucose test, cholesterol, chest X-ray and complete blood count

      Exclusions of Bajaj Allianz Silver Health Plan

      Your claim will be rejected under the following circumstances:

      • Joint replacement surgeries before completion of 4 years of the policy period
      • Any kind of self-inflicted injuries will not be covered
      • Hospitalization required for childbirth and pregnancy-related complications
      • Treatment for AIDS, Human Immunodeficiency Virus (HIV), Venereal disease and any kind of STDs.
      • Vaccination expenses unless required for bite treatment
      • Cost of vitamins, supplements, and tonics unless required as part of the treatment
      • Non-allopathic treatment or any experimental treatment
      • Treatment required for mental illness and psychological disorders
      • Weight reduction programs
      • Congenital diseases
      • Dental surgeries unless it requires hospitalization

      Sum Assured Options:

      The sum insured options are as follows: Rs 50,000, Rs  1 lakh, Rs 1.5 lakhs,  Rs 2lakhs, Rs 3lakhs, Rs 4lakhs & Rs 5lakhs.

      Following diseases will be covered after completion of 1 year –

      • Endometriosis
      • Cataracts
      • Surgery for duodenal or gastric ulcers
      • Hemorrhoids
      • Benign prostatic hypertrophy
      • Uterine bleeding
      • Hydrocele
      • Hernia
      • Treatment for Stones in the biliary systems and urinary tract
      • Prolapse of intra-abdominal organs
      • Ear surgeries
      • Hysterectomy
      • Anal Fissures
      • Prolapsed intervertebral discs
      • Fistulae
      • Fibromyoma
      • Skin surgeries, internal tumors or cysts
      • Benign tumors
      • Joint Surgeries

       Pre-medical Tests

      • It is mandatory to undergo pre-medical tests before purchasing the plan
      • All the pre-medical check-up will be carried out at their network diagnostic centers.
      • 100% reimbursement of the standard medical tests, subjected to the acceptance of policy proposal and issuance.
      • Test reports will be valid for 30 days from the date of examination

      List of the pre-medical tests that are required- Full Medical report, ECG, Lipid Profile, Complete Blood Count, Fasting Blood Sugar, HbA1c, Serum Creatinine, SGOT, SGPT, GGTP and Urine Routine

      Policybazaar exclusive benefits
      • 30 minutes claim support*(In 120+ cities)
      • Relationship manager For every customer
      • 24*7 claims assistance In 30 mins. guaranteed*
      • Instant policy issuance No medical tests*
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      Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.

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      *We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30- minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881.

      *Product information is authentic and solely based on the information received from the Insurer. Policybazaar is acting only as a facilitator and claims settlement shall be at the sole discretion of the Insurer. Policybazaar does not provide any medical or surgical advice or diagnosis and is not responsible for your interactions / treatment by a medical practitioner/hospital. Please consult a registered medical practitioner for any medical or surgical advice. The Information that you obtain or receive from Policybazaar, and its employees, or otherwise on the Website is for informational purposes only. As per the Insurance guidelines, you are allowed to cancel the policy with-in 30 days from the date of Issuance of policy.This option is available incase of policies with a term of one year or more.

      *All the health insurance plans cover hospitalization expenses including COVID-19 treatment cover up to the specified limits. You can also buy specific COVID-19 health insurance policies such as Corona Kavach Policy and Corona Rakshak policy.

      **All savings and online discounts are provided by insurers as per IRDAI approved insurance plans. #Tax Benefits are subject to changes in tax laws. GST Exemptions depend on fulfilment of qualification criteria and submission of relevant documents.

      *₹1748/month is the starting price for a 1 crore health insurance for an 18-year-old male, with no pre-existing diseases. Discount on renewal premium is subject to the number of wellness points earned in the health insurance policy. For more details about the plans, please read the sale brochure carefully to get upto 100% discount on renewal premium.

      *₹400/month is the starting price for ₹ 5 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹541/month is the starting price for ₹ 10 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹762/month is the starting price for ₹ 1 Crore Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹243/month(₹ 8/day) is the starting price for a 5 lakh health insurance for a 20-year-old male, non-smoker, living in Bengaluru with no pre-existing diseases

      *₹2020/month is the starting price for ₹ 1 Cr Health insurance for a 50 year old male & 50 years old female, living in Bangalore with no pre-existing diseases rounded off to nearest 10.

      *₹390/month (₹13 per day) is starting price for 1 cr. Health insurance for 25 years old male, with pre-existing diseases, residing from tier 1 city rounded off to the nearest 10.

      *No medical tests are required unless requested by the insurer’s underwriter. In-case of pre-existing diseases relevant medical proof would be required as per the terms and condition of the policy opted.

      *The values taken for effective cost calculation are indicative values and may change as per the selected plan.

      *Coverage upto double the amount of Sum Insured is available on certain covers for a minimum plan of Rs. 5 Lakh on the first claim only to an individual of upto 45 years of age with no pre-existing diseases. The benefit is available with or without extra cost depending on the plan chosen.

      *Coverage of pre-existing diseases is provided by insurer as per their underwriting policy.

      *The scope of coverage may vary from plan to plan.

      ~Source: Google Review Rating available on:- http://bit.ly/3J20bXZ

      ##On ground claim assistance is available in 114 cities

      Tax Benefits are subject to changes in tax laws. GST Exemption depends on fulfilment of qualification criteria and submission of relevant documents as required by the insurers. For more details on risk factors, terms and conditions, please read the sales brochure and applicable rules and regulation carefully before concluding a sale.

      STANDARD TERMS AND CONDITIONS APPLY. For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.

      Policybazaar is a registered Composite Broker |Registration No. 742, Valid till 09/06/2024, License category- Composite Broker| Visitors are hereby informed that their information submitted on the website may be shared with insurers.

      Policybazaar Insurance Brokers Private Limited | CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana - 122001 Contact Us | Legal and Admin Policies

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