Digit Health Insurance Renewal

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*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply

*Tax benefit is subject to changes in tax laws. Standard T&C Apply

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      Digit Health Insurance Renewal

      Digit Health Insurance renewal is essential to enjoy non-stop coverage of a Digit health insurance policy. With flexible premium payment options, renewing a Digit health insurance policy online has become easy. However, policyholders must renew their policy before the due date to avail the available coverage benefits.

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      Benefits of Renewing a Digit Health Insurance Policy Before Expiry

      Renewing a Digit Health Insurance policy before its expiry date offers several advantages. They are as follows:

      • Continuous Protection - By renewing their Digit Health Insurance policies before the due date, policyholders can ensure continuous medical protection. Failure to renew on time may result in a gap in the policy coverage, making them ineligible to file claims with Go Digit General Insurance Limited.
      • Continuous Coverage for Pre-Existing Conditions - Renewing the policy before its expiration date helps policyholders to maintain continuous coverage for pre-existing diseases, such as diabetes, asthma, etc. Allowing Digit Health Insurance policies to lapse may result in waiting periods for pre-existing conditions to start again when a fresh policy is purchased.
      • Retaining No Claim Bonus - To safeguard the accumulated No Claim Bonus (NCB) and get a discount on the renewal premium, it is crucial for policyholders to renew their Digit Health Insurance policies prior to the due date. If the policy is not renewed in time, it may lead to the loss of the NCB.
      • Lower Premiums - Renewing Digit Health Insurance policies before they expire allows policyholders to avoid paying higher premiums. Insurance companies often charge a higher premium price to individuals who renew their policies after the due date. By renewing on time, policyholders can maintain affordable premium rates.
      • Tax Benefits - The premium paid for a Digit Health Insurance policy is eligible for tax benefits under Section 80D of the Income Tax Act. Timely renewal of the policy ensures that tax benefits can be availed.

      How to Renew a Digit Health Insurance Policy?

      Follow the steps given below to renew a Digit health insurance policy hassle-free:

      Step 1: Go to the website of Policybazaar Insurance Broker Private Limited.

      Step 2: Click on 'Renew Your Policy' at the top of the page and select the ‘Health Renewal’ option

      Step 3: Fill in your registered mobile number and then the OTP received on your mobile phone for verification.

      Step 4: Provide the requested details, and pay the renewal premium for your Digit Health Insurance policy.

      Step 5: New users of Policybazaar.com can click on the "Health Insurance" icon on the homepage.

      Step 6: Select your gender, enter your name, choose the family members to be insured and fill in their ages.

      Step 7: Enter your pin code or the city where you live, along with your phone number.

      Step 8: Provide your medical history details by choosing the appropriate option.

      Step 9: Select the Digit Health Insurance policy to be renewed and pay its premium price online.

      When Go Digit General Insurance Limited receives the premium payment, your policy will be renewed.

      Digit Health Insurance Renewal Grace Period

      All Digit Health Insurance plans come with a grace period, which refers to the extra time provided to policyholders after the policy due date to pay the renewal premium. By paying the renewal premium during the grace period, policyholders can prevent their health insurance policies from lapsing and remain eligible to file insurance claims.

      Most Digit health insurance plans provide a grace period of 30 days for policy renewal. However, this duration may vary from one insurance plan to another.

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      Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.

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