ManipalCigna Health Insurance Renewal

ManipalCigna Health Insurance Renewal

ManipalCigna Health Insurance renewal is crucial to ensure uninterrupted policy coverage for the insured. Policyholders can easily renew their ManipalCigna Health Insurance policy online with convenient payment options. A ManipalCigna health insurance policy must be renewed before the due date to ensure that policyholders raise a claim and enjoy their policy benefits.

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Benefits of Renewing a ManipalCigna Health Insurance Policy Before Expiry

Check out the advantages of renewing a ManipalCigna Health Insurance policy before its expiration date below:

• Continuous Protection - Policyholders can ensure non-stop medical coverage by renewing their ManipalCigna health insurance policy prior to the due date. However, if they do not renew on time, their coverage will cease, and they will be unable to make any claims with ManipalCigna Health Insurance Company.
• Preserving No Claim Bonus - By renewing their ManipalCigna health insurance policy before the due date, policyholders can safeguard their No Claim Bonus (NCB). The NCB can be used to reduce the renewal premium or increase the coverage amount. Failure to renew the health policy results in policyholders losing their NCB.
• Lower Premiums - Policyholders can prevent paying an expensive premium by renewing their ManipalCigna health insurance before it expires. This is because insurance companies often charge a higher premium to policyholders who tend to renew their policies after the deadline.
• Tax Benefits - Under Section 80D of the Income Tax Act, policyholders can avail tax benefits on premiums paid for the ManipalCigna health insurance policy. However, if the policy lapses, the policyholder will lose the opportunity to save their taxes.

How to Renew a ManipalCigna Health Insurance Policy?

Follow the simple steps provided below to renew a ManipalCigna health insurance policy online with ease:

Step 1: Visit the official website of Policybazaar Insurance Broker Private Limited.

Step 2: Go to 'Renew Your Policy' at the top of the homepage and click on 'Health Renewal'

Step 3: Fill in your mobile number and the OTP received on it.

Step 4: Enter the necessary details and pay the renewal premium for your ManipalCigna Health Insurance Policy.

Step 5: New users of Policybazar.com can click on the 'Health Insurance' icon on the homepage.

Step 6: Provide the requested details, such as the name, gender, etc. and choose the individuals to be insured & provide their ages.

Step 7: Enter your city of residence/ pin code along with your phone number.

Step 8: Furnish the necessary information relating to your medical history, as required.

Step 9: Choose the ManipalCigna Health Insurance policy you wish to renew and pay the renewal premium online.

Once ManipalCigna Health Insurance Company receives the premium payment, your policy will be renewed successfully.

ManipalCigna Health Insurance Renewal Grace Period

All ManipalCigna Health Insurance plans come with a grace period. The grace period allows policyholders some additional time to pay the renewal premium after their policy due date. If the premium is paid during the grace period, the ManipalCigna health insurance policy will not lapse, and the policyholder will continue to receive uninterrupted coverage.

The renewal grace period of ManipalCigna health insurance may vary from one insurance plan to another. However, most health plans typically have a renewal grace period of 30 days.

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