Niva Bupa Health Insurance Renewal

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      Niva Bupa Health Insurance Renewal

      Niva Bupa Health Insurance renewal ensures uninterrupted coverage of a Niva Bupa Health Insurance policy, allowing policyholders to enjoy coverage benefits in their time of need. The renewal can be easily done online with the help of e-payment options. It is crucial to renew the policy prior to the deadline to prevent any gaps in coverage and loss of insurance protection.

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      Benefits of Renewing a Niva Bupa Health Insurance Policy Before Expiry

      Check out the various benefits of renewing a Niva Bupa health insurance policy before its expiry:

      • Non-stop Coverage - By renewing their policy before the deadline, policyholders can ensure continuous medical coverage. If they fail to renew on time, it can result in a coverage gap, making them ineligible to file claims with the Niva Bupa Health Insurance Company.
      • No Claim Bonus (NCB) Protection - Policyholders can protect their No Claim Bonus (NCB) by renewing their policy before the due date. NCB offers discounts on future premiums or enhances coverage amount to reward policyholders for not raising a claim in the previous policy year. But if they do not renew their Niva Bupa health policy on time and it lapses, then policyholders will lose the NCB.
      • Lower Premiums - People can prevent paying higher premiums by renewing their Niva Bupa health insurance policy before the expiry date. Insurance companies often charge higher premiums to individuals who renew their policies after the due date. By renewing on time, policyholders can maintain a favourable premium rate. 
      • Tax Benefits - Under Section 80D of the Income Tax Act, Niva Bupa health insurance policyholders can avail tax benefits on the premium amount. However, if the policy is not renewed on time and lapses, this valuable tax-saving opportunity will be lost.
      • Continuity of Waiting Periods - Niva Bupa Health Insurance policyholders must renew their policies before the due date to ensure continuity of waiting periods. This means that if the policy is not renewed on time, it will lapse and policyholders will have to restart their waiting periods to buy a fresh policy.

      How to Renew a Niva Bupa Health Insurance Policy?

      To renew your Niva Bupa health insurance policy, follow these step-by-step instructions:

      Step 1: Visit the website of Policybazaar Insurance Broker Private Limited.

      Step 2: Navigate to the "Renew Your Policy" section at the top of the page and select "Health Renewal".

      Step 3: Fill in your registered mobile number and the OTP received on your phone for verification purposes.

      Step 4: Enter the relevant details and pay the premium to renew your Niva Bupa health insurance policy.

      Step 5: New users of can click on the "Health Insurance" tab on the homepage.

      Step 6: Select your gender, enter your name, choose the people to be insured and enter their respective ages.

      Step 7: Pick the city of your residence or enter the area pin code as well as your phone number.

      Step 8: Choose the appropriate option to furnish your medical history details.

      Step 9: Select the Niva Bupa health insurance policy you want to renew and pay the insurance premium online.

      Once Niva Bupa Health Insurance Company receives your payment, your policy renewal will be done, and you will receive a confirmation email.

      Niva Bupa Health Insurance Renewal Grace Period

      All Niva Bupa Health Insurance policies include a grace period that grants policyholders additional time beyond the due date to pay the renewal premium. Paying the premium during this grace period ensures that the policy remains active and policyholders can file health insurance claims.

      Niva Bupa Health Insurance plans typically provide a renewal grace period of 30 days. However, this duration may differ from one plan to another.


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      Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.

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