Universal Sompo Health Insurance Renewal

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      Universal Sompo Health Insurance Renewal

      Universal Sompo Health Insurance renewal is vital to maintain continuous coverage of a Universal Sompo health insurance policy. Policyholders have the convenience of renewing their medical insurance online by paying the premium through various e-payment options. They can enjoy the policy benefits and raise a claim at the time of need if the policy is renewed on time.

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      Benefits of Renewing a Universal Sompo Health Insurance Policy Before Expiry

      Here are some of the top benefits of renewing a Universal Sompo health insurance policy before its expiry date:

      • Continuous Protection - Policyholders must renew their Universal Sompo health policies before the due date to ensure uninterrupted coverage and continuous medical protection against unforeseen medical expenses. Failing to do so may result in a coverage gap, making them ineligible to file any claims with the Universal Sompo General Insurance Company.
      • No Need for Pre-insurance Medical Check-ups – Timely renewal of a Universal Sompo Health Insurance policy enables policyholders to skip undergoing any pre-insurance medical check-ups. If they fail to renew their policy before the due date, the insurance company may ask the insured to undergo medical examinations before policy issuance.
      • Retention of No Claim Bonus (NCB) - Renewing their Universal Sompo Health Insurance policy before the due date allows policyholders to safeguard their No Claim Bonus, which is granted as a reward for not raising any claims during the previous policy term. If the policy lapses due to non-renewal, it could result in the loss of accumulated NCB.
      • Lower Premiums - Insurance companies often charge a higher premium to people who renew their policies after the due date. Thus, policyholders can avoid paying higher premiums for their Universal Sompo health policy by renewing it before its expiry date.
      • Tax Benefits - The premium paid for a Universal Sompo Health Insurance policy can be claimed for tax benefits under Sec 80D of the Income Tax Act. However, if the policy lapses due to non-renewal, policyholders lose the opportunity to avail these tax benefits.

      How to Renew a Universal Sompo Health Insurance Policy?

      Here are the steps to renew Universal Sompo health insurance online:

      Step 1: Go to the website of Policybazaar Insurance Broker Private Limited

      Step 2: Locate the 'Renew Your Policy' option at the top of the page and click on 'Health Renewal.'

      Step 3: Enter your mobile number and the One-Time Password (OTP) received on your phone to authenticate your account.

      Step 4: Provide the necessary details and pay the premium for your Universal Sompo Health Insurance renewal policy.

      Step 5: If you are a new user of Policybazaar.com, click on the 'Health Insurance' icon on the homepage.

      Step 6: Select your gender, enter your name, and provide the age of the people to be insured

      Step 7: Enter your city of residence or the pin code, and provide your phone number.

      Step 8: Provide your medical history details.

      Step 9: Select the Universal Sompo Health Insurance policy you wish to renew and complete the premium payment online.

      Upon receiving the premium payment, the Universal Sompo General Insurance Company will renew your policy.

      Universal Sompo Health Insurance Renewal Grace Period

      All Universal Sompo Health Insurance plans come with a grace period, which refers to the additional time provided to policyholders after the policy due date to pay the renewal premium. Policyholders can avoid their Universal Sompo Health Insurance policy from lapsing by paying the renewal premium within the provided grace period.

      The grace period for various Universal Sompo Health plans may vary from one insurance plan to another. However, most Universal Sompo Health Insurance plans offer a renewal grace period of 30 days.

      FAQs

      Policybazaar exclusive benefits
      • 30 minutes claim support*(In 120+ cities)
      • Relationship manager For every customer
      • 24*7 claims assistance In 30 mins. guaranteed*
      • Instant policy issuance No medical tests*
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      Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.

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      *We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30-minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881. Product information is authentic and solely based on the information received from the Insurer. Policybazaar is acting only as a facilitator and claims settlement shall be at the sole discretion of the Insurer. As per the Insurance guidelines, you are allowed to cancel the policy with-in 15 days from the date of Issuance of policy. For more details, please read the Plan Brochure carefully or talk to our advisor at the time of purchase.

      *All the health insurance plans cover hospitalization expenses including COVID-19 treatment cover up to the specified limits. You can also buy specific COVID-19 health insurance policies such as Corona Kavach Policy and Corona Rakshak policy.

      **All savings and online discounts are provided by insurers as per IRDAI approved insurance plans. #Tax Benefits are subject to changes in tax laws. GST Exemptions depend on fulfilment of qualification criteria and submission of relevant documents.

      *₹1748/month is the starting price for a 1 crore health insurance for an 18-year-old male, with no pre-existing diseases. Discount on renewal premium is subject to the number of wellness points earned in the health insurance policy. For more details about the plans, please read the sale brochure carefully to get upto 100% discount on renewal premium.

      *₹400/month is the starting price for ₹ 5 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹541/month is the starting price for ₹ 10 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹762/month is the starting price for ₹ 1 Crore Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹243/month(₹ 8/day) is the starting price for a 5 lakh health insurance for a 20-year-old male, non-smoker, living in Bengaluru with no pre-existing diseases

      *₹2020/month is the starting price for ₹ 1 Cr Health insurance for a 50 year old male & 50 years old female, living in Bangalore with no pre-existing diseases rounded off to nearest 10.

      *₹390/month (₹13 per day) is starting price for 1 cr. Health insurance for 25 years old male, with pre-existing diseases, residing from tier 1 city rounded off to the nearest 10.

      *No medical tests are required unless requested by the insurer’s underwriter. In-case of pre-existing diseases relevant medical proof would be required as per the terms and condition of the policy opted.

      *The values taken for effective cost calculation are indicative values and may change as per the selected plan.

      *Coverage upto double the amount of Sum Insured is available on certain covers for a minimum plan of Rs. 5 Lakh on the first claim only to an individual of upto 45 years of age with no pre-existing diseases. The benefit is available with or without extra cost depending on the plan chosen.

      *Coverage of pre-existing diseases is provided by insurer as per their underwriting policy.

      *The scope of coverage may vary from plan to plan.

      ~Source: Google Review Rating available on:- http://bit.ly/3J20bXZ

      ##On ground claim assistance is available in 114 cities

      Tax Benefits are subject to changes in tax laws. GST Exemption depends on fulfilment of qualification criteria and submission of relevant documents as required by the insurers. For more details on risk factors, terms and conditions, please read the sales brochure and applicable rules and regulation carefully before concluding a sale.

      STANDARD TERMS AND CONDITIONS APPLY. For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.

      Policybazaar is a registered Composite Broker |Registration No. 742, Valid till 09/06/2024, License category- Composite Broker (Life & General)| Visitors are hereby informed that their information submitted on the website may be shared with insurers.

      Policybazaar Insurance Brokers Private Limited | CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana - 122001 Contact Us | Legal and Admin Policies

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