Royal Sundaram Health Insurance Renewal

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*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply

*Tax benefit is subject to changes in tax laws. Standard T&C Apply

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      Royal Sundaram Health Insurance Renewal

      Royal Sundaram Health Insurance renewal helps to maintain uninterrupted coverage of a Royal Sundaram Health Insurance policy. Policyholders can conveniently renew their health insurance policy online and pay through flexible premium payment options. Besides, they can enjoy various coverage benefits by renewing their Royal Sundaram medical insurance policy before expiry.

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      Benefits of Renewing a Royal Sundaram Health Insurance Policy Before Expiry

      Here are some of the notable benefits of renewing a Royal Sundaram health insurance policy before the due date:

      • Continuous Coverage - By renewing their Royal Sundaram Health Insurance policy on time, policyholders can ensure the continuity of their medical coverage and maintain essential protection during times of need. If their policy is not renewed before the due date, it will expire and lead to a break in coverage. As a result, they will not be able to file any claims with the Royal Sundaram General Insurance Company.
      • No Claim Bonus (NCB) Protection - To safeguard their No Claim Bonus (NCB) and reap its associated benefits, policyholders must prioritize renewing their Royal Sundaram Health Insurance policy before the due date. By doing so, they can safeguard their NCB, which can be used to avail discounts on future premiums or enhance the coverage amount. If the policy lapses, policyholders stand a chance to lose their NCB entirely.
      • Lower Premiums - Policyholders who renew their Royal Sundaram Health Insurance before the expiry date can prevent paying higher premiums. This happens because insurance providers often charge a higher premium price to individuals who renew their policies after the deadline.
      • Tax Benefits - Royal Sundaram Health Insurance policyholders can avail tax benefits on the renewal premium amount as per Section 80D of the Income Tax Act. By paying their renewal premium before the policy due date, they become eligible for tax deductions, thereby lowering their overall tax liability.

      How to Renew a Royal Sundaram Health Insurance Policy?

      To renew Royal Sundaram health insurance online, follow the steps mentioned below:

      Step 1: Visit the website of Policybazaar Insurance Broker Private Limited.

      Step 2: Go to ‘Renew Your Policy’ at the top of the page and click on ‘Health Renewal’

      Step 3: Fill in your registered mobile number and the OTP received on your mobile phone.

      Step 4: Provide the relevant details and pay the premium for your Royal Sundaram Health Insurance renewal policy.

      Step 5: New users of Policybazaar.com can click on the ‘Health Insurance’ icon on the homepage to begin the renewal process.

      Step 6: Fill in your name, select your gender & the people to be insured and enter everyone’s age.

      Step 7: Enter your city of residence/ pin code and your phone number.

      Step 8: Furnish the required details about your medical history by selecting the appropriate option.

      Step 9: Select the Royal Sundaram health insurance policy to be renewed and pay the renewal premium online.

      The Royal Sundaram General Insurance Company will renew your policy after receiving your premium payment.

      Royal Sundaram Health Insurance Renewal Grace Period 

      Most Royal Sundaram Health Insurance plans provides a grace period, allowing policyholders some additional time to pay the renewal premium beyond the due date. The policy remains active without any lapses if the renewal premium is paid within the grace period. Additionally, policyholders retain the ability to file health insurance claims if the premiums are paid before the grace period is over.

      The duration of the grace period may vary from one health insurance plan to another. However, most Royal Sundaram Health Insurance plans offer a renewal grace period of 30 days.

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      Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.

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