SBI Health Insurance Renewal

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      SBI Health Insurance Renewal

      SBI Health Insurance renewal plays a crucial role in maintaining uninterrupted medical coverage and accessing valuable benefits offered by the SBI General Insurance Company. Policyholders can renew their SBI Health Insurance policy online for greater convenience, flexibility, and a seamless experience. However, renewing the health policy before the due date is essential.

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      Benefits of Renewing an SBI Health Insurance Policy Before Expiry

      Renewing an SBI Health Insurance policy before the expiry date is essential due to the following reasons:

      • Continuous Coverage: Timely renewal of the SBI Health policy guarantees uninterrupted medical coverage. Failure to renew before the expiry date may lead to a break in coverage, making the insured ineligible to raise claims.
      • Pre-existing Condition Coverage: SBI Health Insurance policies mostly come with waiting periods for coverage of pre-existing medical conditions. By renewing the policy on time, policyholders can ensure that the waiting period is carried forward, enabling them to receive coverage for pre-existing conditions at the time of need.
      • No Claim Bonus (NCB) Accumulation: On-time renewal of the SBI medical insurance policy helps to accumulate NCB for every claim-free year. NCB can be used to get discounts on future premiums or enhanced coverage, thus, rewarding policyholders for maintaining a healthy lifestyle and minimizing the need for medical interventions.
      • Lower Premiums: Renewing the SBI Health policy before expiry helps to avoid higher premiums. This happens because insurance companies tend to charge more to policyholders who renew their policies after the due date.
      • Tax Benefits: Paying the premium for the SBI Health Insurance policy on time allows policyholders to avail tax benefits under Section 80D of the Income Tax Act. However, failure to renew the policy in time can lead to missing out on tax-saving opportunities.

      How to Renew an SBI Health Insurance Policy?

      Follow the steps given below to renew an SBI health insurance policy online:

      Step 1: Visit the official website of Policybazaar Insurance Broker Private Limited

      Step 2: Click on the "Renew Your Policy" option at the top of the page and select "Health Renewal."

      Step 3: Verify your mobile number by entering the OTP (One-Time Password) received on your phone.

      Step 4: Provide the necessary details and make the premium payment for your SBI Health Insurance renewal policy. Carefully review the policy details and premium amount before proceeding.

      Step 5: New users of can click on the "Health Insurance" icon on the homepage.

      Step 6: Enter your gender & name and select the individuals to be insured, along with their respective ages.

      Step 7: Provide your city of residence or pin code and a valid phone number for communication purposes.

      Step 8: Provide relevant details regarding your medical history by choosing a suitable option.

      Step 9: Select the SBI Health Insurance policy you wish to renew and make the renewal premium payment online.

      Once the premium payment is received, the SBI General Insurance Company will renew your policy.

      SBI Health Insurance Renewal Grace Period

      All SBI Health Insurance plans come with a grace period, allowing policyholders additional time after the policy due date to pay the renewal premium. The grace period for renewing an SBI Health policy varies from one plan to another. However, most SBI Health Insurance plans typically provide a 30-day renewal grace period.


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      Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.

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