Oriental Health Insurance Renewal

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      Oriental Health Insurance Renewal

      Oriental Health Insurance renewal is important to ensure the continuation of an Oriental health insurance policy. By renewing their health insurance policies before the due date, policyholders can ensure that there are no breaks or gaps in the coverage and they are not left financially vulnerable during a medical emergency. Besides, renewing an Oriental policy has become effortless online.

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      Benefits of Renewing an Oriental Health Insurance Policy Before Expiry

      Renewing an Oriental Health Insurance policy before its expiry date offers numerous benefits. Take a look at some of them below:

      • Non-Stop Coverage - Policyholders must renew their Oriental Health Insurance policy before its expiry date to ensure uninterrupted medical coverage. Failing to renew the policy on time may result in a break in policy and the absence of coverage, which will take away the policyholder’s ability to raise claims.
      • Lower Premiums - Renewing their Oriental Health Insurance policy before its due date prevents policyholders from paying high premiums, as policyholders with a record of late renewal usually attract a higher premium. This ensures that policyholders can enjoy comprehensive medical coverage without any financial strain.
      • No Claim Bonus Protection - People who renew their health policies on time can earn and accumulate a No Claim Bonus (NCB) that can be used to avail discounts on renewal premiums or enhance coverage amount. NCB is granted for every claim-free year as a reward to policyholders. If the policy is not renewed on time and lapses, policyholders will lose their accumulated NCB.
      • Tax Advantages – Policyholders can earn tax benefits on their health insurance premiums as per Income Tax Act, Sec 80D. By renewing the Oriental Health Insurance policy before the due date, policyholders can retain this benefit and continue to lower their tax liabilities.

      How to Renew an Oriental Health Insurance Policy?

      To renew an Oriental Health Insurance policy online, please follow the steps outlined below:

      Step 1: Visit the official website of Policybazaar Insurance Broker Private Limited.

      Step 2: Go to 'Renew Your Policy' at the top of the page and click on 'Health Renewal'.

      Step 3: Enter your registered mobile number, and the OTP received on your phone.

      Step 4: Provide the required details and pay the premium for your Oriental Health Insurance renewal policy.

      Step 5: New users of Policybazaar.com can click on the 'Health Insurance' icon on the homepage.

      Step 6: Choose their gender, enter their name, select the people to be insured and fill in their ages.

      Step 7: Mention the city where you stay or its pin code as well as your phone number.

      Step 8: Select the suitable option providing details of your medical history.

      Step 9: Pick the Oriental Health Insurance policy you want to renew and pay its premium amount online.

      Once the Oriental Insurance Company receives the premium payment, your policy will be renewed.

      Oriental Health Insurance Renewal Grace Period

      All Oriental Health Insurance plans have a grace period that provides policyholders with some additional time after the policy due date to pay the renewal premium. By paying the premium within this grace period, policyholders can ensure that their policy remains active and they can continue to file health insurance claims.

      Most Oriental Health Insurance plans have a renewal grace period of 30 days. However, the grace period may vary from one health plan to another.


      Policybazaar exclusive benefits
      • 30 minutes claim support*(In 120+ cities)
      • Relationship manager For every customer
      • 24*7 claims assistance In 30 mins. guaranteed*
      • Instant policy issuance No medical tests*
      Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.

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