Accidental & sickness medical expenses
Baggage Delay/ Loss
Trip Delay / Cancellation
Passport Loss
Emergency Medical Evacuation
Missed flights
Medical expenses
Passport Loss
Study interruption
Bail Bond , Personal Liability
Trip Delay / Cancellation
Compassionate visit
No medical tests
Instant policy

Future Generali Overseas Travel insurance


Travelling not only offers us a much-needed break from our mundane routines but it also helps us quench our wanderlust. Exploring different places is definitely a joyful experience and helps us make beautiful memories and rejuvenate ourselves. But there is a flipside of travelling to unknown places as well. Being in a new country can expose you and your family members to various unknown risks. Imagine a flight delay, a stolen wallet or any medical emergency that can disrupt your travel plans. Nobody wants to go through any such situations, especially on a trip. An ideal vacation should be rejuvenating and stress-free.  

Future Generali Overseas Travel insurance plan is designed by Future Generali General Insurance Company to safeguard you against various travel exigencies that may arise during the trip. Future Generali General Insurance is present in more than 125 locations across India and has wide global network. The company provides comprehensive coverage against travel-related risks to help its customers enjoy a stress-free vacation. With the Future Generali Overseas travel insurance plan, you can travel across the world without any worries.

Features & Benefits of Future Generali Overseas Travel Insurance Plan

Future Generali Overseas Travel insurance plan offers coverage against various travel perils and the following features make it all the more lucrative and useful:

  • Global Protection:The plan offers complete protection in a foreign land and assistance is provided round the clock.
  • Floater Coverage Benefits:The plan also offers floater benefits that are extendible to yourself and your family under a single sum insured (for Asia and Schengen travels).
  • Easy Customization:The are special Future Generali Overseas travel insurance plans for trips to Asian countries (excluding Japan and Korea) and Schengen Countries in Europe.
  • Comprehensive Coverage:The plan offers extensive coverage benefits including loss of passport, hospitalization expenses, baggage loss/delay, trip curtailment and much more.
  • Worldwide Assistance:Future Generali Travel Insurance has a huge network of hospitals and Worldwide Service Providers.
  • Benefits for senior citizens:Future Generali Overseas travel insurance plans are also designed for senior citizens between the age group of 71 years and 80 years.

Why Choose Future Generali Overseas Travel Insurance?

  • Future Generali travel insurance offers worldwide emergency assistance services to all the insured members under their travel plan
  • The insurer follows a simple online policy purchase and renewal procedure
  • The claim settlement process for Future Generali overseas travel insurance plans is quick and hassle-free
  • The insurer offers policy extension benefits in case of extension of stay ( in special cases)

Eligibility Criteria to Buy Future Generali Overseas Travel Insurance Plan

Anyone can buy Future Generali international travel insurance policy. However, there is certain age limit criterion and pre-medical test criterion that you may need to undergo before the policy purchase:

Age Limit

Adults

The insured should be between the age group of 18 and 70 years for both individual and multi-trip policies.

Children

 

For children the entry age limit to avail, the coverage benefits is between 6 months and 25 years

Senior Citizens

For senior citizens, the entry age limit for policy purchase is between 71 years and 80 years

Pre-medical Checkups

Age - up to 70 years

Medical tests are not required if there are no adverse health conditions declared on the proposal form.

Age between 71  and 80 years

Pre-medical tests are required 

Medical reports are valid from 30 days from the test date


Future Generali International Travel Insurance Policy Coverage

Future Generali overseas travel insurance plans take care of any emergencies that might arise during your journey like sudden illnesses, lost luggage, misplaced passport, etc. There are various coverage benefits that are offered, however, it may vary from one plan to another. Some of the policy inclusions are listed below:

Emergency medical evacuation cover

Cashless treatment during medical emergency

Daily hospital cash allowance

Repatriation of remains up to USD$ 10,000

Loss of passport

Continuation of medical treatment in India

Personal liability cover

Compassionate visit cover

Emergency sickness dental relief

Trip delay, trip cancellation and trip curtailment cover

Missed connection flight

Hijack benefit

Checked in baggage delay and baggage loss cover

Emergency cash assistance in case of a financial emergency abroad

Child return journey

Accidental death & permanent total disablement

Accidental death benefits if travelling in a common carrier

Home burglary cover while you are travelling to a new country


Future Generali Overseas Travel Insurance Policy Exclusions

Here is a quick rundown of the limitations of Future Generali Overseas travel insurance plan. Any claim arising due to any of the below-mentioned reasons won’t be covered by the insurer:

Loss or damage caused to the passport as a result of detention by customs or confiscation by any other authority

Any medical emergency arising due to pre-existing diseases and related complications

Routine medical examination and medical expenses post expiry of the policy period

Suicidal attempts, self-inflicted injuries, stress or depression, mental disorder, and venereal diseases

Any risk or medical condition arising due to overconsumption of alcohol, drugs, HIV and AIDS

Hospitalization required due to pregnancy and pregnancy-related complications such as abortion or miscarriage

Any loss that is not reported to the insurer timely

A loss not reported to the concerned authorities within 24-hours of the incident

Claims arising due to war or warlike situation or action


Future Generali Overseas Travel insurance FAQs

Q1. Can I issue Future Generali overseas travel insurance policy upon commencement of my trip?

No, it is not possible to issue Future Generali overseas travel insurance policy if you have begun your trip. It can only be purchased before you take your flight.

Q2.Can I extend my Future Generali overseas travel insurance policy?

Yes, if you are extending your trip you can ask for an extension facility from the insurer. However, it may depend on the plan that you have opted for.

Q3. Does Future Generali overseas travel insurance policy cover pre-existing diseases?

No, you cannot claim for medical expenses that are incurred on any of the pre-existing diseases. In case you have declared any pre-existing medical condition then you will need to undergo a medical screening.

Written By: PolicyBazaar - Updated: 01 November 2019

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Future Generali Overseas Travel insurance Reviews & Ratings

0 / 5 (Based on 3 Reviews)
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Asha
Hariyana, September 16, 2021
Tax savings
The term plan is beneficial to save the tax amount too. I have saved a lot of tax and got a rebate too under my plan. I am happy and it is a part of investment. I took the plan for the financial safety of me and my family. Thanks team for good plans.
Arjun
Punjab, September 16, 2021
Time and money saving plans
I have saved a lot of money when I bought the term insurane plan online. I visited the policybazaar and check the premium calculator page. From there I searched for various good plans. I saved a lot of money and time too. I would recommend the policy to my friends and also tell them to buy a plan from policybazaar.
Ida
Amritsar, September 16, 2021
Customer experience team
Great to know that the customer care team of Policybazaar is superb and friendly. I opted a term plan from policybazaar and found it the best one. I was facing the issue related to name spelling and connected to policybazaar. The team immediately worked into my case and it was resolved. Thank you so much team Policybazaar.