Bajaj Allianz Travel Insurance

4.2 / 5 based on 30 User Reviews
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Bajaj Allianz Travel Insurance Overview

Bajaj Allianz Travel Insurance plans are offered by Bajaj Allianz General Insurance Company Limited, which is a joint venture between Bajaj Finserv Limited and Allianz SE. The company has been a leader in the insurance market with world-class products, efficient service and after-sales support. The company has been offering various types of insurance plans both in the Life Insurance category and General Insurance category. When it comes to Travel Insurance, the company offers its customers a host of travel insurance plans whether it is for individuals, or the entire family. Bajaj Allianz Travel Insurance offer corporate travel insurance plans and senior citizen travel insurance plans with attractive features and benefits.

Why to buy Bajaj Allianz Travel Insurance Plan?

Travelling is something an individual undertakes to take a break from the daily monotonous lifestyle or for any pressing business need. In both the scenarios, getting the trip hampered due to some unforeseen and uncontrollable circumstance puts a sour taste in the mouth. Not only the travel itinerary is completely ruined but it also involves a considerable loss of finances, something which an average man cannot bear on his budget planning. As such, insuring oneself through travel insurance seems the best and prudent course of action.

List of Bajaj Allianz Travel Insurance plans:

The company offers a host of plans to individuals, their family, senior citizens and students. Let us take a look at the different plans available, their variants and their sub-variants.

  • Bajaj Allianz Individual Travel Insurance Policy
  • Bajaj Allianz Family Travel Insurance Policy
  • Bajaj Allianz Senior Citizen Travel Insurance Policy
  • Bajaj Allianz Student Travel Insurance Policy

Bajaj Allianz Travel Insurance plans for individuals

Travel insurance plans for individuals come in three different variants which are:

Bajaj Allianz Travel Companion Plan :

A plan with comprehensive coverage and attractive benefits which is further sub-divided into three categories travel care, travel secure and travel value. Each sub-category offers almost the same coverage with the extent of the coverage differing in absolute terms. The coverage under the plan and its respective sub-categories include medical expenses, evacuation and repatriation, emergency dental pain relief, loss of checked baggage, delay of baggage, personal accident cover which is 50% of the Sum Assured if the insured is below 18 years of age, loss of passport, personal liability, hijack, trip delay and emergency cash advance including delivery charges. A unique Golfer’s Hole-in-one feature is available with Travel Secure and Travel Value plans which offer reimbursement of expenses that may be incurred in celebrating a hole-in-one by the insured during the period of his trip. The feature is available anywhere in the world, excluding India, in a United States Golfers’ Association recognized golf course.

Bajaj Allianz Travel Elite Plan :

A travel insurance variant available online which also provides a host of coverages and additional features to the customers. The plan is further sub-divided into three sub-variants of Silver, Gold and Platinum. Each sub-category offers almost the same coverage with the extent of the coverage differing in absolute terms. The coverage under the plan and its respective sub-categories include medical expenses, evacuation and repatriation, emergency dental pain relief, personal accident cover which is 50% of the Sum Assured if the insured is below 18 years of age, accidental death and disability cover in case of accidental death or disability while flying in a common carrier, loss of checked baggage, delay of baggage, personal liability, hijack, trip delay, emergency cash advance, trip cancellation, home burglary insurance cover, trip curtailment, hospitalization daily allowance and loss of passport. A unique Golfer’s Hole-in-one feature is available with all the sub-categories offering reimbursement of expenses that may be incurred in celebrating a hole-in-one by the insured during the period of his trip. The feature is available anywhere in the world, excluding India, in a United States Golfers’ Association recognized golf course. Moreover, an additional home insurance cover offers protection in case of house burglary when the insured is abroad undertaking the trip insured.

Bajaj Allianz Travel Prime Plan :

A specially customized plan which takes acre of the need of individuals during travel by providing a host of coverages including incidental expenses. The plan has a sub-division of five sub-variants of Silver, Gold, Platinum, Super Platinum and Maximum. The coverage in the sub-variants is same only with the absolute amounts differing in each sub-variant. The coverage provided by the plan includes medical expenses, evacuation and repatriation, emergency dental pain relief, personal accident cover, loss of checked baggage, accidental death and disability cover in case of accidental death or disability while flying in a common carrier, personal liability, hijack, trip curtailment, trip cancellation, loss of passport, hospitalization daily allowance, trip delay, delay of baggage, emergency cash benefit, missed connection, difference in airfare due to delayed or early return, bounced hotel, golfer’s one-in-hole and personal accident cover while in India.

Bajaj Allianz Travel Insurance Plans for Family Travel:

Bajaj Allianz offers three types of Travel insurance Plans for covering the family when they are travelling abroad. The plans and their coverages are as follows:

Bajaj Allianz Travel Companion Plan :

A travel insurance plan covering the entire family consisting of self and spouse aged up to 60 years and 2 children aged up to 21 years on a floater basis. The coverage under the plan includes:

  • Medical, expenses and evacuation up to 50, 000 USD
  • Emergency Dental Pain relief of USD 500
  • Loss of baggage up to USD 250
  • Delay of baggage up to USD 100
  • Personal Accident up to USD 10, 000 which becomes USD 5000 if the insured is below 18 years of age
  • Loss of passport for USD 150
  • Personal Liability of up to USD 2000

Bajaj Allianz Travel Elite Plan :

An enhanced travel insurance plan covering the entire family consisting of self and spouse aged up to 60 years and 2 children aged up to 21 years on a floater basis. The coverage under the plan includes:

  • Medical, expenses and evacuation up to 50, 000 USD
  • Emergency Dental Pain relief of USD 500
  • Personal Accident up to USD 10, 000 which becomes USD 5000 if the insured is below 18 years of age
  • Accidental death or disability suffered while flying with a common carrier up to USD 2500
  • Loss of baggage up to USD 250
  • Delay of baggage up to USD 100
  • Loss of passport for USD 250
  • Hijack cover of USD 50 per day up to a maximum of USD 300
  • Trip Delay at USD 20 per 12 hours to a maximum of USD 120
  • Personal Liability of up to USD 100, 000
  • Emergency Cash Advance of up to USD 500
  • Golfer’s Hole-in-one of USD 250
  • Trip Cancellation for USD 500
  • Home Burglary Insurance for Rs.1 lakh
  • Trip Curtailment of USD 200
  • Hospitalization Daily Allowance of USD 25 per day to a maximum of USD 100

Bajaj Allianz Travel Prime Plan :

The most advanced plan with a host of additional coverages and three sub-variants for the entire family. The sub-categories and their coverages are similar with a difference in the amount of coverage. The list of coverages included under the plan are medical expenses, evacuation and repatriation, emergency dental pain relief, personal accident cover, loss of checked baggage, accidental death and disability cover in case of accidental death or disability while flying in a common carrier, personal liability, hijack, trip curtailment, trip cancellation, loss of passport, hospitalization daily allowance, trip delay, delay of baggage, emergency cash benefit, missed connection, golfer’s one-in-hole and home burglary insurance.

Bajaj Allianz Travel Insurance Plans for Senior Citizens :

There are specific plans offered by the company covering senior citizens in the age groups of 61-75 years. There are three variants of the Senior Citizen plans offered by the company and two of the variants also have sub-divisions. Let us take a look at the plan variants and the respective sub-variants of the senior citizen plans:

Travel Companion Plan :

a basic travel insurance plan which has the following coverages:

  • Medical, expenses and evacuation up to 50, 000 USD maximum
  • Emergency Dental Pain relief of USD 500
  • Loss of checked-in baggage up to USD 250
  • Delay of baggage up to USD 100
  • Personal Accident up to USD 25, 000 
  • Loss of passport for USD 250
  • Personal Liability of up to USD 100, 000
  • Hijack cover of USD 50 per day up to a maximum of USD 300
  • Emergency Cash Advance of up to USD 500
  • Golfer’s Hole-in-one of USD 250

Bajaj Allianz Travel Elite 61 – 70 :

A plan covering individuals aged 61 years to 70 years. The plan has three sub-divisions of Silver, Gold and Platinum. The coverage under the sub-divisions is same with a difference in the amount of coverage. The coverage includes are medical expenses, evacuation and repatriation, emergency dental pain relief, personal accident cover, accidental death and disability cover in case of accidental death or disability while flying in a common carrier, personal liability, loss of checked baggage, delay in baggage, emergency cash advance, golfer’s one-in-hole, age, hijack, trip delay, trip cancellation or curtailment, home burglary insurance and hospitalization daily allowance.

Bajaj Allianz Travel Elite 71-80 :

A plan covering individuals aged 71 years to 80 years. The plan has no sub-divisions and offers the following coverages:

  • Medical, expenses and evacuation up to 50, 000 USD maximum
  • Emergency Dental Pain relief of USD 500
  • Personal Accident up to USD 10, 000 
  • Accidental death or disability suffered while flying with a common carrier up to USD 1500
  • Loss of baggage up to USD 500
  • Delay of baggage up to USD 100
  • Loss of passport for USD 250
  • Hijack cover of USD 50 per day up to a maximum of USD 300
  • Trip Delay at USD 20 per 12 hours to a maximum of USD 120
  • Personal Liability of up to USD 100, 000
  • Emergency Cash Advance of up to USD 500
  • Golfer’s Hole-in-one of USD 250
  • Trip Cancellation for USD 500
  • Home Burglary Insurance for Rs.1 lakh
  • Trip Curtailment of USD 200
  • Hospitalization Daily Allowance of USD 25 per day to a maximum of USD 100

Bajaj Travel Insurance Plans for Students:

Student Travel Insurance offered to students travelling abroad for higher studies is offered by the company under three variants each with another set of sub-variants. Let us take a look at the variants and the sub-variants of the plans on offer.

Bajaj Allianz Study Companion Plan :

A simple travel insurance plan with basic coverage and three sub-variants of Standard, Silver and Gold plans. The variants have the same coverage with a difference in the amount of coverage granted. The list of coverages include medical expenses, evacuation and repatriation, emergency dental pain relief, tuition fee, personal accident cover which reduces to 50% in case of the insured being a minor, loss of checked baggage, accident to sponsor, family visit and personal liability.

Bajaj Allianz Student Elite Plan :

A customized travel insurance plan with 3 sub-divisions of Standard, Silver and Gold with the same coverage options but different amounts. The list of coverages include includes medical expenses, evacuation and repatriation, emergency dental pain relief, tuition fee, personal accident cover, accidental death and disability suffered while travelling in a common carrier, loss of checked baggage, bail bond insurance, accident to sponsor, family visit and personal liability.

Bajaj Allianz Travel Prime Plan :

A customized travel insurance plan sub-divided into seven different categories of Standard, Silver, Gold, Platinum, Super Gold, Super Platinum and Maximum. The list of coverages includes personal accident, medical expenses, evacuation and repatriation, emergency dental pain relief, loss of checked baggage, loss of passport, personal liability, accidental death and disability suffered while travelling in a common carrier,bail bond insurance, loss of laptop, accident to sponsor, family visit, tuition fees and suicide.

Bajaj Allianz Travel Asia :

A travel insurance plan designed for traveler travelling to the Asian region. There are two types of plans and two sub-divisions under each of the plans. Let us take a look at them:

Bajaj Allianz Travel Companion :

A simple travel insurance plan with two sub-divisions of Asia Flair and Asia Supreme. The list of coverages is same under the sub-categories with a difference in the amount of coverage. The coverage includes, medical expenses, evacuation and repatriation, emergency dental pain relief, loss of checked baggage, delay of baggage, personal liability and hijack .

Bajaj Allianz Travel Elite :

A plan with an enhanced amount of coverage with two sub-categories of Asia Flair and Asia Supreme. The list of coverages is same under the sub-categories with a difference in the amount of coverage. The coverage includes , medical expenses, evacuation and repatriation, emergency dental pain relief, loss of checked baggage, accidental death and disability suffered while travelling in a common carrier, delay of baggage, personal liability, hijack and emergency cash advance. 

Bajaj Allianz Corporate Travel Insurance :

The company also offers travel insurance for corporate travelling abroad.

Exclusions under Bajaj Allianz Travel Insurance Policies:

There are certain factors that are excluded from the scope of coverage of travel insurance. The exclusions are as follows:

  • A pre-existing medical condition present prior to availing the plan and any complication arising out of such condition for which care, treatment or advice was sought from a medical practitioner.
  • Routine physical or other examination where there is no indication of impairment of common health
  • Medical expenses occurring beyond the policy period
  • Suicide, attempted suicide or willfully self-inflicted injury or illness, mental disorder, anxiety/stress/depression/nervousness, venereal disease, alcoholism, drunkenness or drug abuse
  • Manual work or hazardous occupation, self-exposure to needless peril (except in an attempt to save human life), engaging in any criminal or illegal act.
  • Pregnancy, resulting in childbirth, miscarriage, abortion, or complication arising out of any of the foregoing.
  • Experimental, unproven or non-standard treatment.
  • Treatment by any other system other than modern medicine (also known as Allopathy).
  • The cost of spectacles, contact lenses, hearing aids, crutches and all other external appliances and/or devices whether for diagnosis or treatment.
  • Delay of baggage in India.
  • Loss or damage to the insured's passport due to confiscation or detention by customs, police or any other authority.
  • Loss which is not reported to the appropriate police authority within 24 hours of the discovery of the loss, and for which an official report has not been obtained.
  • Loss due to the insured's failure to take steps to guard against the loss of passport.

How to Apply For Bajaj Allianz Travel Insurance Plans:

Travel insurance plans offered by the company can be applied to through multiple channels like:

  • Individuals desirous of availing any plan can simply call the Sales helpline of the company and speak to the customer service representative.
  • They can provide their name, mobile number and email id on the website of the company and request for a call back
  • Online two-wheeler insurance plans can be simply applied to by clicking the ‘Buy Online’ tab mentioned against the relevant plans

Bajaj Allianz Travel Insurance - FAQs

1. Why I should I buy Bajaj Allianz Travel Insurance?

Travel insurance plans will help you to avoid extra expenses incurred due to any unfortunate events like a medical emergency, accident, terrorist attack, trip cancellation or delay. It also provides assistance when you are outside the country.

2. What are the modes of premium payment facilitated?

Bajaj Allianz Travel Insurance offers 3 modes of premium payment, namely: Cash/cheque payment at a nearby branch, Online Payment, and ECS. For the online payment mode, the policyholder can pay via a Credit Card, Debit Card, or Net banking.

3. What is the policy renewal process for Bajaj Allianz Travel Insurance?

Renew your policy online in the following 3 steps:

Step 1: Login with your username and password on the e-Portal

Step 2: Select the policy details and choose a payment mode: Debit/Credit Card or Net Banking

Step 3: Print/Save the cyber receipt of the premium payment

4. What is the claim settlement procedure for Bajaj Allianz Travel Insurance?

You can download the claim form online, fill it, and submit with the relevant documents at any of the branches in your city. Bajaj Allianz Travel Insurance takes 30 business days to settle a claim.

5. Does Bajaj Allianz Travel Insurance provide its services online?

Yes, you can buy or renew Bajaj Allianz Travel insurance online. It offers all types of services online. For example, the customers can pay the premium online and much more.

6. How much coverage does a Bajaj Allianz Travel insurance policy provide?

Bajaj Allianz travel insurance offers different kinds of coverage to protect you against all travel-related risks. Some common types of coverage that are offered under Bajaj Allianz travel insurance policy are trip cancellation or delay, loss of baggage or passport, and a medical emergency.

7. What is the Bajaj Allianz customer care number?

Bajaj Allianz insurance provides 24x7 customers care assistance to its customers.

8. What are the types of Bajaj Allianz travel insurance?

Bajaj Allianz provides four types of travel insurance plan, namely:

  • Bajaj Allianz Individual Travel Insurance Policy
  • Bajaj Allianz Family Travel Insurance Policy
  • Bajaj Allianz Senior Citizen Travel Insurance Policy
  • Bajaj Allianz Student Travel Insurance Policy

9. What are the exclusions under Bajaj Allianz travel insurance?

Bajaj Allianz travel insurance does not cover medical expenses arising out of a war, addiction to intoxicants, attempt to suicide, practicing risk involving activity like tracking and bungee jumping, etc.

10. How to cancel Bajaj Allianz travel insurance policy?

Bajaj Allianz travel insurance policy cancellation is very simple. All you need to do is send intimation via email to Bajaj Allianz insurance officials, requesting for cancellation of your policy. Make sure you mention some important details carefully in your mail. For example, policy number/ schedule number in the email. Policy cancellation is subject to a charge of Rs. 250.

Bajaj Allianz Travel Insurance Reviews

TOTAL REVIEWS (30)
Karan
Cumbum
October 20, 2016

Travel with safety

While travelling with my whole family, i have got a problem lost a luggage but thank god i have purchased bajaj allianz travel insurance plan. The company reimburse my loss instantly. Service is fast and the executives are really very responsive.

Nishant
Ludhiana
October 05, 2016

Travel Insurance Policy

While on my last vacation I have lost my baggage. The whole loss is recovered and the amount is reimbursed by my travel insurance policy which is very low in budget and i took it from bajaj allianz general insurance. I'm very happy with your services.

Pramod
Chandigarh
September 28, 2016

Secure Trip

My last trip is so good, actually a buy the travel insurance plan from bajaj allianz general insurance. Policy covers maximum expenditure and the lost baggage and belongings are fully reimbursable by the company. The updates are seen on the website of the insurance company.

Saurabh
Attur
August 26, 2016

Wonderful Policy

I purchased travel insurance policy from bajaj allianz general insurance company. Premiums are less but the returns are much more. This plan i found on internet after long time searching. The all information and details are mailed to me regularly on my email address.

Tanmay
Gautam_buddha_nagar
August 23, 2016

Travel Safety

The travel insurance given by the bajaj allianz general insurance is very good insurance policy. The policy coverage is high and the claims are good. The luggage lost is reimbursable and many other benefits are too.

Mayank
Nirmal
July 27, 2016

Superb Insurance

The travel insurance policy i have taken for my trip is from bajaj allianz general insurance. The policy is good and services is perfectly served. Good policy coverage and premiums are less. The luggage lost or any other valuable belonging is reimbursed by the insurance policy.

Jitender
Bhadravathi
July 21, 2016

Allianz travel plan

I purchase travel insurance from bajaj general insurance in very low premiums and the policy is great. Service is fantastic but the refund of ticket amount is not possible. The lost belongings are reimbursed by the insurance plan.

Kruti
Jabalpur
July 01, 2016

Good

Got travel insurance plan for my safe flight and journey. Policy cover maximum scenarios and reimbursed the lost of the belongings and many valuable items. Service is really very nice with good responses from your side. Just the refund of money of the tickets is not possible. Please do improve this.

Divanshu
Ajmer
June 24, 2016

Travel Insurance Plan

My travel insurance plan is very good insurance policy which come's in low premium. The policy provide's reimbursement for luggage lost, even the medical care also pre-inbuilt in the plan. The service facilitate by the members of the company is very nice. Updates of the insurance policy is mailed to me regularly.

Bhupesh
Bangalore
May 27, 2016

Fine

The plan is normal one, Service is okay. Policy coverage is high and premium is low. Bajaj allianz travel insurance plan is the policy. Luggage lost is inbuilt in the policy which is recoverable. The executives and staff member behave well but the recovery of ticket cancellations is not possible.

Tarun
Palani
May 27, 2016

Good Service

I have travel insurance plan which I buy from bajaj allianz general insurance. The policy coverage is high and the claims are even better. Policy premium is low and paybacks are high. Luggage lost and medical issues are inbuilt in the plan. Good policy, I like the plan.

Nakul
Kanpur
May 27, 2016

Quality Investment

I purchase bajaj allianz travel insurance plan. The policy coverage is high ~90% and the claims are high. Service facilitate by company members and staff is fast and on time. Baggage loss is recoverable and medical issues are inbuilt in the plan. I like the policy plan.

Karan
Malapuram
May 27, 2016

High Returns

High coverage and premium is low. Yes, bajaj allianz travel insurance plan provides many more benefits like baggage loss recovery. Medical conditions are inbuilt in the plan. Service facilitate by the executives and staff members is fast and on time.

Jayant
Zahirabad
May 27, 2016

Awesome Plan

Recently buy bajaj allianz travel insurance plan which facilitate many benefits like low premium, Policy coverage is high and claims are even better. Luggage lost is recoverable. The ticket cancellation is possible but the refund of it is not. Good investment which makes trip good.

Mankaran
Dwarka
May 27, 2016

Responsive Faculty

The travel insurance plan is good and insurer is bajaj allianz general insurance. Policy coverage is high ~88% and the premium is low. Claims are high and easy to get due to fast service provided by the executives and staff members. Good investment which secure the travelling.

Vinay
Rohtak
May 27, 2016

Superb Plan

Good policy plan that have all the coverage which customer needs. Bajaj allianz travel insurance plan facilitate fastest service which includes ambulance service both pick and drop service for free of cost. Premiums are low and paybacks are high. Luggage lost and medical problems is inbuilt in it.

Harish
Chennai
May 27, 2016

Fantastic Plan

Bajaj allianz travel insurance plan is fantastic. The policy coverage is high and the claims are good. Premium is low and payback amount is high like the luggage lost is recoverable and medical problems or emergency is included in the plan. Good service facilitate by the executives which is really very fast and on time.

Gaurav
Nilgiris
May 27, 2016

Bad Policy

The policy I have is not what I expected. Policy coverage is low ~67% and the claims are not good. Service is slow and claiming is not easy. Ticket refund or cancellation is not gonna give money back. Dental medical conditions is not covered in the plan. Not satisfied.

Devesh
Allahabad
May 27, 2016

Fantastic

Finally found the good policy which is bajaj allianz travel insurance plan. The policy coverage is high and the claims are good. The service facilitate by the executives and staff members is good. The medical conditions are included in the plan. The luggage lost is recoverable. Good investment which save the travelling.

Sumeet
Krishnagiri
May 27, 2016

Fair Policy

I purchase travel insurance plan from bajaj allianz general insurance. The plan is good which have good benefits like luggage lost is recoverable and medical conditions are inbuilt in the policy. The ticket refund is not possible and the dental medical cconditions are not included.

Akash
Navi_mumbai
May 27, 2016

Average

Bajaj allianz travel insurance plan I have taken few month ago and the policy is good which provide me various benefits. The premium is low and payback amount is high. The service provided by the executives is nice and on time. Good future investment which secure the travelling. The luggage lost is covered in the plan.

Rohit
Chaksu
May 27, 2016

Trustworthy

I have bajaj allianz travel insurance plan. The policy coverage is high and the claims are even better. But the refunds of ticket return or cancellation is not possible. Service is fast and on time which is facilitate by the executives and staff members. Manageable for me.

Tanmay
Mahabaleswar
May 27, 2016

Best Plan

After long internet searching, got great policy i.e., Bajaj allianz travel insurance plan. The policy provide many benefits like low premium, luggage lost recovery, medical issues, policy coverage is high ~87%. Claims are easily sanctioned due to fast service facilitate by the executives and staff members.

Yajan
Ambala
May 27, 2016

Coverage Is High

The bajaj allianz travel insurance plan is good which I took few months ago. The service is good, fast and on time. Behaviour of the executives and staff is very nice with calm nature. Policy coverage is high and claims are good. Premium is low and payback returns are high. Good future investment through which the travelling get easy without any tension.

Umakant
Roorkee
May 27, 2016

Satisfactory

Policy coverage is high and claims are good. Premium is low and returns are high. Service is fast and on time which is provided by the staff members. Luggage lost is recoverable by the policy terms and conditions. Medical conditions are also inbuilt in the policy but not for the dental problems.