Royal Sundaram Travel Insurance

A renowned name and the first private sector general insurance company to be licensed by IRDAI, Royal SundaramGeneral Insurance Co. Limited has been providing customized insurance solutions and plans tomeet divergent needs of people since 2000. Overseas travel insurance plans by Royal Sundaram General Insurance provide some of the most unique features and benefits covering risks like medical issues, flight-related issues, loss of baggage, personal liability, loss of travel documents etc.

Read more

Explore the world without any worries

Best Travel Insurance policies designed for all your needs.

Plans include global Covid-19 coverage

  • Accidental & sickness expenses
  • Baggage Delay / Loss
  • Trip Delay / Cancellation
  • Passport Loss
  • Emergency Medical Evacuation
  • Missed flights
Plans include global Covid-19 coverage

    Popular Destinations

    Add traveller(s) details
    Step 2/4
    Any Pre-Existing medical condition
    +Add another traveller
    Select trip dates
    Step 3/4
    You are just one step away
    Step 4/4
    This will help us to contact you for your policy details and in case of any policy related issues
    By clicking on "" you agree to our Privacy Policy and Terms Of Use

    Now covers COVID-19

    Why Royal Sundaram Travel Insurance?

    Holidays or business trips may take many people away from the security of their home. In today’s busy life, going abroad is a common phenomenon and requires much more planning the itinerary. Thus, it becomes very important for a person to protect themselves along with their family towards any unfortunate incidents or risks that they may face while travelling.

    The promoters of the company include Sundaram Finance- India’s biggest NBFC (Non-Banking Financial Company) and Royal Sundaram General Insurance Co. Limited, the second largest general insurance company in the UK. The company provides innovative products, high class service and an easy claim settlement process. In fact, Royal Sundaram was the first insurance company to introduce concepts like cashless claims processes, and value add partnerships with top institutions to have an extended market research.

    Travel insurance plans provide protection throughout the trip and ease your mind. With a range of reimbursements and assistance services, if there is an emergency you can expect monetary help as per your travel insurance policy and stay well-sheltered.

    Features of Royal Sundaram Travel Insurance

    Travelling abroad is a great leisure but at times its’ not only expensive but uncertain too, especially in case of unforeseen incidents. One might require several things starting from medical care to legal assistance etc. With Royal Sundaram international travel insurance plans, you can freely plan a trip and expect a range of benefits. Some of their features are given below:

    • Cashless Treatment: Plans offering cashless treatment during medical emergencies up to USD 150000 if you need urgent medical treatment while traveling abroad
    • No-checkup Required: Buy your travel insurance policy online without documentation or medical tests. Not applicable on some senior citizen travel insurance plans
    • Coverage as per the Countries: Insured people can buy a plan for obtaining a valid visa. These are broadly classified into worldwide ( including Americas + optional Schengen countries), worldwide excluding Americas, and Asia (excluding Japan and Korea)
    • Emergency Services: Dedicated 24x7 helpline number
    • Secure Claim Process: ISO certified claims process
    • Plans for Everyone: Flexible covers with attractive premium rates for individuals, families, corporate, senior citizens and students
    • Third-party Liability Benefits: Many Royal Sundaram travel insurance plans have benefits offering legal liability up to USD 200000
    • Travel-related Benefits: Plan benefits provide covers for loss of passport/visa, loss/delay of checked in baggage,trip delay reimbursement and more

    Things to know about Royal Sundaram Travel Insurance



    Trips Covered


    Countries Covered


    Sum Insured

    Up to 10 Lakh USD

    COVID-19 Cover


    Cashless Treatment


    In-house Claim Settlement


    Claim Assistance


    Royal Sundaram Travel Insurance Plans

    With changing needs and time, one plan suits all is rarely applicable on all the policyholders.  Royal Sundaram travel insurance plans are offered in five types tailored for everyone's needs:

    • Leisure Trip Plan
    • Multi Trip Plan
    • Senior Citizen Plan
    • Asia Plan
    • Student Plan

    You can quickly take a look at their features and compare them with the help of the table given below: 


    Sum Insured (Differs with Variant)


    Key Benefits

    Leisure Trip Plan

    50,000 USD to 1,000,000 USD


    For children: 91 days
    Adults: 18 - 70 years

    Medical Expenses

    Dental Expenses

    Trip Curtailment

    Hijacking Benefit

    Automatic Extension of Policy

    Multi Trip Plan

    250,000 USD to 500,000 USD

    For children: 91 days
    Adults: 18 - 70 years

    Daily Cash Allowance (During Hospitalization)

    Delay in Checked-in Baggage

    Personal Liability Benefit

    Emergency Cash Advance

    Senior Citizen Plan

    25,000 to 100,000

    Minimum age: 71
    No maximum age

    Medical Expenses Including Evacuation

    Personal Liability Benefit

    Missed Connection

    Assistance Services

    Trip Cancellation

    Asia Plan

    50,000 USD

    For children: 91 days
    Adults: 18 - 70 years

    Medical Expenses

    Delay of Checked-in Baggage

    Personal Liability

    Trip Cancellation

    Compassionate Visit

    Student Plan

    50,000 USD to 750,000 USD

    12 - 40 years

    Medical Expenses

    Child Care Benefits

    Felonious Assault

    Study Interruption

    Sponsor Protection

    Treatment for Mental & Nervous Disorders

    Compassionate Visit

    Disclaimer: Policybazaar does not endorse, rate, or recommend any particular insurer or insurance product offered by an insurer.

    All these plans have been briefly discussed below along with their special features and available types:

    Royal Sundaram Leisure Trip Travel Insurance Plan While planning a trip abroad, we often forget or don't give a lot of importance to overseas travel insurance. The Leisure trip plan by Royal Sundaram travel insurance provides you a range of coverage with a sum insured ranging from USD 50000 to 1000000.

    The plan can be customized as per the number of people and their age and other factors. The plan provides cover for medical expenses, flight-related issues, emergency cash advances, automatic policy extensions and more.  

    This plan is available in three variants:

    • Classic
    • Supreme
    • Elite

    Please note that the rate card differs for people as per their age and location of travel. These are broadly categorized under separate heads:

    • Worldwide excluding Americas
    • Worldwide including Americas
    • Asia excluding Korea and Japan

    Multi-Trip Royal Sundaram Travel Insurance Plan

    Specially designed for those who travel abroad frequently, this Royal Sundaram travel insurance plan can be classified on the basis of time duration ranging from 30 to 90 days. With a sum insured ranging from up to USD 250000 - 500000, the policy comes in two variants with many benefits.

    Major features include cover for various medical expenses and evacuation, loss/delay of check-in baggage, loss of passport, personal liability, missed connection, bounced hotel/airline booking, home content insurance, and more. This Royal Sundaram travel insurance plan has two variants:

    • Gold
    • Platinum

    Royal Sundaram Senior Citizen Travel Insurance Plan

    As clear from the name, this plan is for senior travelers who are over the age of 71 years. It has been customized to suit their needs while traveling abroad. The plans have been classified as per the pre-policy medical check-up:

    • Plans with a sum insured of up to USD 25000 to 50000 are offered without a medical check-ups
    • Plan with a sum insured of u to USD 100000 can be opted for after the submission of required medical reports

    This Royal Sundaram Senior citizen travel insurance plan offers benefits like various medical expenses including dental relief, delay and loss of check-in baggage, trip delay benefit, political risk and catastrophe evacuation, assistance services, and more.

    Royal Sundaram Asia Travel Insurance Plan

    This plan is specially designed for those traveling in Asian countries. However, please note that the list of these Asian countries doesn’t include Japan and Korea. With a sum insured of 50,000 USD, the plan offers many benefits including medical expenses, accidental death, and dismemberment, delay of checked-in baggage, loss of passport, personal liability, hijacking benefit, compassionate visit, and more.

    Travelers between the age of 61 years and 70 years need to go through the rate card thoroughly due to the higher pricing.

    Royal Sundaram Student Travel Insurance Plan

    For students who wish to study abroad, this travel insurance plan by Royal Sundaram General Insurance comes in five different variants with a range of benefits and sum insured. This plan is only for students between ages 12 and 40, where 40 is the maximum age.

    The sum insured ranges from USD 50,000 to 750,000 depending on what plan variant you have purchased. As of now, these are the different types of student travel plans by Royal Sundaram General Insurance:

    • Silver Plan
    • Gold Plan
    • Platinum Plan
    • Titanium Plan
    • Diamond Plan

    Depending on which of the above plans you go for, the range of sum insured changes along with the reimbursements for medical expenses, delay in check-in baggage, personal liability, compassionate visit, and more. There are special features for students like study interruption, sponsor protection, felonious assault, child care benefits, etc.

    Inclusions under the Royal Sundaram Travel Insurance Plan

    Based on the geographical area of your travel, Royal Sundaram travel insurance plan has different coverage given below:

    • Worldwide including Americas (Schengen can be included)
    • Worldwide excluding Americas (Schengen can be included)
    • Asia excluding Japan and Korea

    Here are the common coverage benefits offered by all the Royal Sundaram Travel Insurance plans:

    • Medical Expenses: The insurer will cover any medical emergency-related expenses including OPD, medical practitioner’s costs, hospitalization expenses, and more as stated in your policy.
    • Accidental Death and Dismemberment: In case of any circumstance leading to your death or disability within 12 months of that injury while traveling, the insurer will pay the specified sum.
    • Delay in Checked-in Baggage: In situations like loss of baggage during transit or theft, the insurer will provide reimbursements for reasonable necessary expenses like clothes, toiletries, medicines, and others.
    • Personal Liability: In situations where the insured becomes legally liable to a third party (death, injury, damages) the insurer will compensate the third party as per the specifics of the policy.
    • Trip Delay: In case of the insured person's death of common carrier commencement by over 6 hours, the insurer will reimburse as per the limits specified in the policy.
    • Daily Cash Allowance: If the policyholder is hospitalized for over 2 days, the insurer will cover the payable lump sum as per the limits of the policy specifics.
    • Automatic Extension of Policy: Your period of insurance will be extended automatically up to a period of 7 days in case of a sudden emergency or delay in common carrier.
    • Compassionate Visit: In case of a medical emergency, if the insured is hospitalized or in a situation where an immediate family member needs to assist them, the insurer will provide the reimbursement cost of an economy class flight ticket for that family member along with their accommodation expenses not exceeding USD 200 per day.
    • Emergency Hotel Extension: In case the departure of the insured is delayed at the port due to some reason, the insurer will provide for the additional expenses incurred in lodging and other necessary expenses.
    • Loss of Baggage: In case you lose your checked-in luggage or hand baggage, the insurer will pay for the insured as per the limits specified in the policy.

    Exclusions under the Royal Sundaram Travel Insurance Plans

    The company will not be able to provide the benefits under the plan for the below-mentioned circumstances:

    • Pre Existing illnesses unless there is a life-threatening disease in which case a maximum of USD 2000 will be reimbursed
    • Personal Liability does not cover the consumption of drugs and alcohols, unlawful acts, Employer’s Liability, Disputes between family members, traveling companions, or friends.
    • Treatment for mental disorders
    • Baggage delay if on arrival in India will not be covered
    • If the time gap between the scheduled flight and the previous flight is less than 3 hours, then it will not be covered.
    • If treatment was the only purpose of traveling abroad
    • Traveling against the advice of the doctor.
    • Personal Accident does not cover diseases, pregnancy, and related complications,
    • Damage caused due to radiation contamination, disability caused due to stroke, fits or convulsions, etc.
    • Intentional self-injury caused due to dangerous activities like gliding, rafting, ballooning, etc.
    • Trip Inconvenience does not cover baggage containing perishable things, delay due to customs officials, or if travel documents are confiscated by customs officials.

    How to Enroll in Royal Sundaram Travel Insurance Plans ?

    There are many ways to enroll in the Royal Sundaram travel insurance policy. You can do so by visiting the official website of Policybazaar Insurance Brokers Private Limited. Alternatively, you can also do so by visiting the official website of the insurer. For more details, you can write to us at or speak to our experts at 1800-708-8787. Take a look at these steps for more clarity:


    • Visit  our official website and go to the section on Travel Insurance.  Click on the link.
    • Enter important details like name, number of travelers, age, destination, contact details, etc.
    • Details of the trip and the travelers need to be filled in. Post this; the premium has to be calculated.
    • On the basis of the information provided, the premium will be calculated.
    • The additional information page will ask for the passport number, to furnish any pre-existing disease, details of nominees, etc.
    • The summary page will be displayed and the same needs to be checked. After verifying the details, one can go ahead and buy the policy.


    • You can use the branch locator to find the nearest office of Royal Sundaram General Insurance Co. Limited and visit them.
    • Fill up the proposal form provided in order to purchase that policy.
    • You can also call them on their toll-free number and request details to proceed further.
    • Alternatively, an insurance agent can also help with the proposal form and buying the policy.

    You can read more about these travel insurance plans and compare them online at

    Royal Sundaram Travel Insurance- FAQs

    Average Rating
    (Based on 4 Reviews)
    Sign up for newsletter
    Sign up our newsletter and get email about travel plans.

    Travel insurance articles

    Recent Articles
    Popular Articles
    How to Buy Family Travel Insurance Online & Offline?

    09 Oct 2021

    Traveling with your family is one of the best ways to bring...
    All You Need to Know About Buying Domestic Travel Insurance

    07 Oct 2021

    Thanks to well-connected public transportation, traveling has...
    6 Simple Ways Every Traveler Can Follow to Reduce Their Carbon Footprint

    06 Oct 2021

    Heads up! Climate change is real and this time it’s...
    Best Theme Parks in India (2021)

    05 Oct 2021

    Social media is abuzz with the news of the spectacular Walt Disney...
    Why Resuming Travel without Travel Insurance Post-COVID-19 is a Bad Idea?

    29 Sep 2021

    Did you have a much-awaited trip planned right before the COVID-19...
    Best Travel Insurance Policies in India
    When we talk about buying the best travel insurance plan, you’ll get a long list of travel insurance plans. This...
    Best Student Travel Insurance Plans in India
    Do you plan to travel abroad for higher studies? Do you have a good international college in mind, where you think...
    Benefits of Buying a Travel Insurance Plan for Your Next Holiday
    Most of us love to travel. Exploring new lands and new cultures is always exciting. However, it does not take much...
    Best Travel Insurance Companies in India
    Just the mere thought of travelling to a destination enthrals you and you cannot resist than planning around the...
    Domestic Travel Insurance Coverage & Benefits
    Numerous insurance companies are providing travel insurance for journeys within India. But do you think of buying...

    Royal Sundaram Travel Insurance Reviews & Ratings

    4.8 / 5 (Based on 4 Reviews)
    (Showing Newest 4 reviews)
    Baranagar, September 13, 2021
    Low premium
    I have bought Royal Sundaram Senior Citizen Travel Insurance for my parents. I got great features at a low premium rate. Policybazaar helped me choose the best plan. Their team is always ready to support their customers at any time.
    Bidar, September 13, 2021
    High coverage
    In my royal Sundaram travel insurance, i have got coverage against medical expenses, loss of travel documents, personal liabilities that i may face during the trip. i got High coverage in low investment. thanks to Policybazaar for giving me best plan.
    Udaipur, September 09, 2021
    High coverage
    In my Royal sundaram travel insurance company is providing me unique features and benefits like coverage for medical issues, flight related issues, loss of travel document and many more. i have taken my travel plan online from policybazaar.
    Mysore, May 16, 2016
    I purchase royal sunadaram travel insurance plan. The policy coverage is high ~89% and the claims are even better. Policy premium is low and the claiming is easy because fast service facilitate by the executives and staff. The luggage and accidental issues are secure in the policy. But the ticket refund is not. Good investment, I like the plan.