Travel Insurance
Travel Insurance
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Travel Insurance for USA, Plans starting
35 per day*
Plans include global Covid-19 coverage

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Travel Insurance plans starting at just ₹35 per day*
  • No medical checkup required
  • Pre-existing coverage available
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  • Medical expenses, Trip cancellation/delay, Loss of baggage & Passport etc.
  • 24x7 claims support

* Price shown is for a 90 day trip to USA with 50,000 dollar coverage for an adult of age 25 years

US Visa

The US Visa is among the most desired visas in the world, promising stellar job opportunities, world-class education and excellent tourism. It is a permit that grants its holder access to enter, travel and stay within the US for a short or indefinite period or shift permanently. The visa is granted by the Consular Department of the US Embassy & Consulates. Once the US visa has been granted, it is placed on the traveller's passport.

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Plans for an individual of 30 years age travelling to USA for 15 days

About US Visa

Only the citizens of the country who are not a part of the Visa Waiver Program (VWP) of the United States require a US visa. As India does not qualify for the VWP program of the US, all Indian nationals require a valid American visa in order to travel to the United States of America. Look at some of the key highlights of the US visa for Indians:

US Visa

Categories Specification
US Visa Price* Starting USD 160
US Travel Insurance Not mandatory for US Visa
US Visa Processing Time 21 working days
US Visa on Arrival for Indians Not available

*Values will vary depending on the category of the visa applied

Possessing a valid US visa does not guarantee entry into the United States of America. The visa is just a document from the US Consular Officer that establishes that the visa holder is eligible to enter the US for a specific purpose. The actual permission to enter the United States of America and the duration of the stay is decided by the immigration officer at the entry point of the airport.

Features of US Visa

  • Available for both immigrants and non-immigrants
  • More than 20 types of non-immigrant visas
  • US Tourist visa is valid for 10 years allowing a stay period of maximum 180 days or 6 months
  • Offers group US visa appointment option to people travelling in groups of 10 or more
  • Option to get an expedited US visa appointment in case of urgent travel to the US

US Visa Types

The purpose of travelling to the United States plays a major role in determining the type of visa you will be eligible for. According to the immigration laws of the United States of America, there are two kinds of US visa types:

  • Immigrant Visa

    This type of US visa is for people who are travelling to the United States for obtaining permanent residency. It includes people shifting due to work relocation, living with a spouse or who have an immediate family member, etc. The US Citizenship and Immigration Services or USCIS approve all petitions for immigrant visas.

  • Nonimmigrant Visa

    Non-immigrant visas are the most common category and are required by people travelling to the United States of America for a short period. It is granted to people who are travelling for the purpose of tourism, education, business, medical treatment, participation in an exchange program or for some personal work. There are more than 15 non-immigrant US visa types including US tourist visa, business visa, work visa, student visa, exchange visitor visa, transit or ship crew visa, religious worker visa, domestic employee visa and journalist & media visa.

  • Business Visa

    The US business visa offers entry to people for business-related purposes. People who are travelling to the US to meet business associates, attend educational, scientific, professional or business conferences, settle an estate or negotiate contracts can apply for a B1 business visa in the USA.

  • US Tourist Visa

    With so many great places to visit in the US, foreigners coming here for the purpose of tourism or vacation can apply for a B2 US visa. It includes people who are travelling to the US to meet their friends and families or for some recreational purposes.

  • US Student Visa

    The US has some of the best universities in the world and offers a scope of higher education to talents from all over the world. The US student visa is available to students who want to pursue their education in the United States. Students seeking academic education should apply for the F1 visa USA offers and students of vocational studies should apply for the M1 visa category.

    Students should apply for a visa after being accepted by their School in the US once they receive their I-20 form. Applicants of student visas should apply within 120 days of the I-20 start date and should travel within 30 days of the I-20 commencement date.

  • US Work Visa

    Work visa for the US is for people who wish to temporarily work in the US as non-immigrant. According to the nature of the job and specialisation, they can choose the appropriate category under a USA work visa. While a person working in a specialised job that requires highly specialised knowledge should apply for a US H1B visa, the intracompany transferee can apply for an L1 visa USA. Other US work visa categories include H1B1, H2A, H2B, H3, H4, L2, O, P and Q.

  • US Exchange Visitor Visa

    The US Exchange Visitor visa is available for people who are travelling to the US to participate in an exchange program. An authorised sponsor in the US should have accepted people seeking this visa. The sponsor will provide the participant with the DS-2019 form. All applicants of US visitor visa should select the ‘J’ visa category.

  • US Journalist and Media Visa

    Indian journalists or representatives of the Indian media to the US to cover a story, incident or event can apply this type of US visa. This type of visa is only granted to people from the Indian media whose home office remains in India. The purpose of applicants for this visa is to gather news. Applicants of this visa should apply for the ‘I’ visa category.

    Other popular non-immigrant US visa types are transit visa, ship crew visa, religious worker visa, domestic employee visa and investor visa USA.

    Non-immigrant US Visa Types Purpose of Travel to the US
    A Foreign government officers and diplomats
    A1-2, G1-4, NATO1-6 Renewal of visa in the US for A, G and NATO categories
    A-2, NATO1-6 Foreign military personnel posted in the US
    B-1
    • Athletes, professionals & amateurs (competing for prize money)
    • Business visitors
    • Domestic employees including nannies
    B-2
    • Tourism, vacations or pleasure visitors
    • People travelling for medical treatment
    BCC Border Crossing Card - Mexico
    C Transiting through the US
    D Serving airline or sea vessel crew members in the US
    E-1 Treaty traders
    E-2 Treaty investors
    E-3 Australian worker - professional speciality
    F-1 Students - academic and language
    F-2 Students who are dependents of an F-1 visa holder
    G-1-G-5, NATO Employees of specific international organisations and NATO
    H-1B People working in speciality occupations which requires highly specialised knowledge
    H-1B, J1 Physicians
    H-1B1 Free Trade Agreement (FTA) professionals - Chile, Singapore
    H-1C Nurses travelling to areas with scarcity of medical professionals
    H-2A Temporary workers - seasonal agricultural
    H-2B Temporary workers - non-agricultural
    H-3 Non-employment training in a program
    H-4 Dependents of H visa holders
    I Media, Journalists or representatives of information media
    J Exchange visitors
    J, Q Exchange visitors - international cultural
    J-1 Exchange visitors - au pairs,
    Exchange visitors - professors, teachers, scholars
    J-2 Exchange visitors - Spouse of J-1 visa holder or children below 21 years of age
    K-1 Fiance(e)
    L Intracompany transferees
    M-1 Students - vocational
    M-2 Students who are dependents of an M-1 visa holder
    O-1 Foreign citizens with exceptional abilities in science, arts, athletics, education or business
    P Athletes, entertainers and artists
    R Religious workers
    T-1 Human trafficking victims
    U-1 Criminal activity victims

Who can Apply for US Visa?

Apply for US Visa

Countries that are a member of the Visa Waiver Program (VWP) of the United States do not need to apply for a US visa in order to travel to the US. Since India is not a part of this visa waiver program, all citizens of India need to apply for a US visa before they travel to the United States. Whether you apply for an immigrant visa, a tourist visa for the USA from India or a US H1B visa, Indian nationals will be granted visas only after they submit all the relevant documents and appear for a visa interview at the US Embassy or Consulate.

Considerable documentation, preparation and time go into getting a valid visa for the US, so ensure that you’re familiar with all the requirements and important details. Also, make sure to buy travel insurance for the US so that you’re protected throughout your stay there.

How to Apply for US Visa?

The procedure to apply for a US visa is different for immigrant and nonimmigrant visa seekers, which has been given below:

  • How to Apply for Non-immigrant US Visa

    • Determine the type of US visa that you need to apply for according to the purpose of your travel
    • Fill up the DS-160 form or the non-immigrant visa electronic application form at the official website of the US Consular Electronic Application Centre and submit it
    • Pay the application fee for US visa online through NEFT
    • Print the confirmation page of DS-160 form
    • Log in to your profile and book an appointment for Visa Application Centre (VAC) and at the US Embassy or Consulate. Enter your passport number, the 10-digit barcode number mentioned on your DS-160 confirmation page and the visa application fee receipt number
    • Complete your profile and choose a pickup location to receive your passport
    • Visit the Visa Application Centre to let the officials take your photograph and fingerprints
    • Visit the US Embassy or Consulate on time for your interview along with all the required documents and appear for the interview
    • The US visa will be granted if you successfully clear the interview
    • Collect your passport from the pickup location
  • How to Apply for Immigrant US Visa

    • File a petition with the USCIS or the United States Citizenship and Immigration Services. The petition can be self-filed or by any relative or your potential employer at the USCIS office in America
    • Self-petitioners can fill up the I-360 form and send it to the USCIS lockbox in Chicago since USCIS does not have a public counter presence in India
    • The USCIS will approve the petition and give you a priority date
    • Apply for an immigrant visa or non-immigrant visa of the category ‘K’
    • Obtain a Police Clearance Certificate or PCC from the Regional Passport Office of your city. If you have lived in a country other than India for more than a year after turning 16 years, you would need to submit a PCC from the passport office of that country as well
    • Undergo a medical examination by an Embassy/ Consulate approved physician
    • Fill up the immigrant visa electronic application form or DS-260 form online at the official website of the US Consular Electronic Application Centre and submit it. If you are applying for the ‘K” class visa, you need to fill up the DS-160 form in place of the DS-260 form
    • Print the confirmation page of the DS-260 form. Applicants of the ‘K” class visa should print the confirmation page of the DS-160 form
    • Log in to your profile and make an appointment at a Visa Application Centre and a visa interview appointment at the US Embassy or Consulate
    • Complete your profile and choose a pickup location to receive your passport
    • Visit the Visa Application Centre to let the officials take your photograph and fingerprints
    • Visit the US Embassy or Consulate on time for your interview along with all the required documents and appear for the interview
    • The US visa will be granted if you successfully clear the interview
    • Collect your passport from the pickup location

Documents Required to Apply for US Visa

US Visa Types Documents Required
For Visa Application Centre Appointment For Embassy/ Consulate Appointment
Immigrant visa
  • Valid passport
  • Printout of the DS-260 confirmation page
  • Printout of the appointment confirmation page
  • One photograph (for children under 14 years of age)
  • Printout of the DS-260 confirmation page stamped at the Visa Application Centre
  • Current and old passports
  • PCC Certificate from Regional Passport Office
  • Medical examination report
  • Other documents supporting visa type
People applying for ‘K’ class category
  • Valid passport
  • Printout of the DS-160 confirmation page
  • Printout of the appointment confirmation page
  • Printout of the DS-160 confirmation page stamped at the Visa Application Centre
  • Current and old passports
  • PCC Certificate from Regional Passport Office
  • Medical examination report
  • Other documents supporting visa type
Nonimmigrant visa
  • Valid passport
  • Printout of DS-160 form confirmation page
  • Printout of the appointment confirmation page
  • One photograph (for children under 14 years of age)
  • Printout of the appointment confirmation letter
  • Printout of the DS-160 confirmation page stamped at the Visa Application Centre
  • Current and old passports
  • Other documents supporting visa type

  • Supporting Documents:

    • Flight tickets and travel itinerary
    • Letter of Employment (in case working for an organisation)
    • Financial Statements
    • ITR payments
    • Any support affidavit required by the Embassy/ Consulate
    • I-20 form (for student visa USA applicants)
    • Other supporting documents according to the US visa type
  • DS-160 Form/ DS-260 Form

    Each applicant of a non-immigrant US visa needs to submit a duly completed DS-160 form online before booking a visa appointment at the Visa Application Centre or US Embassy or Consulate. All applicants of US travel visas for immigrants need to submit a DS-260 form in order to make a VAC or Embassy/ Consulate appointment. The DS-160/ DS-260 form is a certification from the applicant’s side, which confirms that all information mentioned in the form stands true. Furnishing any incorrect information in the form will eliminate your chances to enter the United States of America.

    All DS-160/ DS-260 forms need to be signed electronically and a printed copy of the confirmation page should be brought along to the interview. It is important for every American visa applicant to have submitted this form as the barcode on the DS-160/ DS-260 confirmation page is needed at the time of booking a US visa appointment.

  • I-20 Form

    Every person applying for a US student visa needs to possess an I-20 form. The form clearly states that the applicant has been accepted to a school in the US and thus requires a student visa. The USA does not guarantee a visa to each applicant with an I-20 form. Only when the applicant student has submitted all the required documents and has cleared the visa interview, they are granted a student visa.

  • Do’s to Ensure Smooth Processing of US Visa Application

    • The applicant’s passport should be valid for at least six months after their scheduled date of departure from the United States after completing the stay
    • Photographs of children under 14 years should be according to the guidelines issued by the US Department of State Bureau of Consular Affairs
    • The appointment at the Visa Application Centre should be at least a day before the appointment at the Embassy or Consulate
    • People with no PCC certificate and medical examination report will not be allowed to enter the US Embassy or Consulate
    • People who have been denied a US visa earlier should apply for a fresh DS-160 form.
    • People travelling to the United States in groups of 10 or more people can apply for a group visa appointment. This may include people travelling on professional/ industrial training, study tours, school trips, performing artists, etc.

US Visa Fees

A lot of people wonder how much a US visa costs. As per the US immigration laws, all applicants of US visas, including children, need to pay a visa application fee to obtain the visa for the US. The fee has to be paid by all applicants irrespective of whether they get a US visa or not. The application fee is non-refundable and can’t be transferred to another person.

The US visa fee amount is determined based on the visa categories and has to be paid in the local currency. The US visa fee application can be paid online via cash, demand draft or via credit card. You can also pay the application fee for a US visa online through NEFT. However, payment through debit cards and cheques is not accepted.

Once the US visa fee has been paid, a payment receipt will be generated. The payment receipt has validity for one year and allows the applicant to schedule an interview at the US Consulate. If you do not schedule an interview at the Consulate within one- year validity of the receipt, you will have to pay the US visa fees again.

The fee structure for immigrant and non-immigrant US visa applications is quite different from each other. The various kinds of fees related to obtaining either type of US visa are provided below:

Non-Immigrant US Visa Fees:

Non-immigrant US Visa Types Purpose of Travel US Visa Cost/ Fee
(in USD)
B Business, Tourism or Medical Treatment 160
C-1 Transiting to the US 160
D Ship/ Airline Crewmembers 160
F Students (academic) 160
H Temporary Employment/ Workers or Trainees 190
I Journalists and Media 160
J Exchange Visitors 160
K Spouse or Fiance(e) of a US Citizen 265
L Intracompany Transferees 205
M Students (vocational) 160
O Persons with Extraordinary Ability 205
P Artists, Athletes or Entertainers 205
Q International Cultural Exchange 205
R Religious Worker 205
T Human Trafficking Victims 160
TN/ TD NAFTA* Professionals 160
U Victims of Criminal Activities 160

*NAFTA stands for North American Free Trade Agreement

Additional fees that certain travellers may have to pay for obtaining a nonimmigrant US visa are:

  • Nonimmigrant Visa Issuance Fee
  • SEVIS or Student & Exchange Visitor Information System Fee (ranging between $220 to $350)
  • Blanket L Fee which consists of -
    • Fraud Prevention and Detection Fee of $500 and
    • Biometric Entry-Exit Fee of $4500
  • Border Crossing Card Fee of $160

Immigrant US Visa Fees:

Types of Petitions/ Applications Application Description US Visa Cost/ Fee
(in USD)
I-130 petition Immigrant petition for relative 535
I-600, I-800 Orphan petition by an immediate relative 775
I-130, I-600, I-800 Immediate relative & family 325
I-140, I-526 Employment 345
I-360 and other immigrant applications Self-petitioners, applicants of special immigrant visas and other applications except for DV program applications 205
SB-1 Returning residents 205

Other fees that an immigrant US visa applicant may have to pay includes:

  • Diversity visa lottery fee of $330
  • Support review affidavit fee of $120 (for domestic review)
  • Fee for determining Returning Residents Status (DS-117 form) of $180
  • Transportation letter fee of $575 for legal permanent residents of the US
  • Application fee of $120 for waiver of the two-year residency under J category (DS-3035 form)
  • Application fee of $930 for waiver of visa ineligibility (I-601 form)

Exceptions on Visa Fee Payment

Travellers falling or fulfilling the following conditions do not have to pay any fee towards their US visa application.

  • People applying for A, C-2, C-3, and G categories of visas or NATO or diplomatic visas
  • J visa category applicants who are travelling to take part in specific official US government-sponsored cultural or educational exchanges
  • In case the machine-readable American visa needs to be replaced or the visa needs to be reissued within one year of its issuance due to not improper fixing with no fault of the applicant
  • Members or staffs of an observer mission to the UN headquarters that has been recognized by the UN General Assembly, including his immediate family members, are exempted under the international agreements
  • People travelling for specific charitable services
  • Employees of the US government travelling on official duty
  • Family members of a US government employee, who died or got critically injured while on duty, travelling to visit or attend the funeral of the deceased. Family members include a spouse, parents, children or siblings, etc.

Who Can Apply for an Expedited US Visa Appointment?

In some cases, applicants are provided with expedited appointments for their US visa interview. Documents supporting the urgency need to be submitted at the time of the interview. You can apply for an expedited US visa appointment under the following circumstances:

  • Need for urgent medical treatment in the US
  • Death or funeral of an immediate family member in the US
  • Urgent travel to the US for business purposes
  • Students or exchange visitors whose program is going to start within 60 days

How to Check US Visa Status?

Check US Visa Status

Once you have submitted your US travel visa application and have attended your visa interview, the Consular Department of the US Embassy & Consulates might take a few days to process it. During this period, you can check the application status of your US visa online by visiting the official website of the US Consular Electronic Application Center (CEAC). Take the following steps to view your US visa application status:

  • Visit the official website of US CEAC
  • Select ‘Check my visa application status’
  • Select your US visa application type
  • Enter your interview location
  • Enter your Application Id or the case number
  • Click on submit
  • You can find out if your US visa application has been accepted, refused or has pending administrative processing

Administrative Processing

Some US visa applications get delayed because they require further administrative processing under Section 221(g) of the US Immigration & Nationality Act. Such applications take a minimum of 180 days to get processed, starting from the date of the interview or submission of additional documents.

In cases of emergencies including critical injury, illness or death of an immediate family member, applications with administrative processing can get processed faster. If a US travel visa application requires administrative processing, the Consular Officer will inform the applicant about the same to the applicant at the end of the US visa interview.

USA Travel Insurance

Obtaining a US travel visa is not a cakewalk. A lot of efforts, documents and a strenuous visa interview is involved in a US visa. What if an unforeseen incident like a flight delay, loss of check-in baggage or a road accident occurs in the middle of your trip to the USA? Not only do such unpredictable emergencies spoil your travel plans but also put a big financial burden on your shoulders. By buying a travel insurance policy, you can stay prepared for such adversities and continue to have fun with so many things to do in the US.

Travel insurance for the US comes with varying coverage including medical expenses, loss of passport, delay or loss-in check-in baggage, personal accident, flight delay, missed connecting flight, personal liability, emergency cash advance and many more. Right from student travel insurance to family travel insurance, different types of travel insurance plans can cater to the needs of different kinds of travellers.

Having a valid travel insurance policy is not mandatory as per the laws of the United States. However, the US has pretty expensive medical care and thus, even a small visit to a healthcare provider during your travel will end up burning a big hole in your pockets. Besides medical travel insurance, an international travel insurance policy keeps you prepared for emergencies that are non-medical and provide you with financial aid in your hour of need.

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FAQs

  • Q: How early should I apply for a US visa?

    Ans: The general rule of thumb is to apply for a US visa as early as possible to get your visa before your scheduled date of departure. Non-immigrant visa applicants should apply for a US visa at least three months before their scheduled departure. US student visa seekers should apply within 120 days of getting the I-20.
  • Q: Is it mandatory for all US visa applicants to be present for their visa interview?

    Ans: No. Children below the age of 14 years do not have to be physically present at the Visa Application Centre or Embassy or Consulate for their visa interviews.
  • Q: How many days does it take for a US visa application to get processed?

    Ans: It usually takes seven to ten working days to process a US visa application from the date of the interview. In some rare cases, the US visa application can take more time to get processed due to individual circumstances and requirements.
  • Q: Why was my non-immigrant US visa application rejected?

    Ans: The exact reason for the refusal of an American visa can differ from one applicant to another. However, the most common reason for the rejection of a non-immigrant US visa is due to Section 214(b) of the US Immigration & Nationality Act. Under this section, your Consular Officer believes that you don’t have a strong reason to return back to India and are going to immigrate to the USA. To avoid rejection on such grounds, you can take the following steps:
    1. You intend to return back to your home, which isn’t in the USA
    2. You are travelling for a short period of time due to a specific purpose and will return back to India once your purpose is fulfilled
    3. You can afford your trip to the USA
    4. You meet all the requirements of the visa category you are applying for and the category allows you to undertake your planned activity.
  • Q: Can I reapply for a non-immigrant US visa after it was rejected once?

    Ans: Yes. In case you were denied a non-immigrant US visa under Section 214(b) of the US Immigration & Nationality Act, you can reapply if your circumstances have changed and you have new information.
  • Q: Do I need to fill up the I-94 form to enter the US?

    Ans: No. Foreigners who are visiting the US via air or sea for a short period of time no longer need to submit an I-94 form or the Customs & Border Protection (CBP) form. The CBP now gathers all the information about a traveller’s arrival and departure directly from their e-travel records. However, foreign nationals arriving in the US via the land need to fill up an offline I-94 form provided by the CBP. The I-94 form should be submitted to the immigration officer at the time of exiting the US.

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Policybazaar Insurance Brokers Private Limited, Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana - 122001 | CIN: U74999HR2014PTC053454 | Policybazaar is registered as a Composite Broker | Registration No. 742, Valid till 09/06/2024 | License category - Composite Broker | Contact Us | Legal and Admin Policies

* Price shown is for a 90 day trip to USA with 50,000 dollar coverage for an adult of age 25 years

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