New India Assurance Travel Insurance

The New India Assurance Company Limited is a multinational general insurance company with its operations in over 25 countries having it’s headquarter at Mumbai in India. The company is also among the oldest ones operating overseas since 1920, with 19 branches in 9 countries and the first domestic company to be rated by an international rating agency. With a number of travel insurance plans, it provides a wide variety of products like- mediclaim, travel insurance, accidental insurance, etc. They offer travel Insurance with lots of attractive features to both domestic as well as to overseas travelers.

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Explore the world without any worries

Best Travel Insurance policies designed for all your needs.

Plans include global Covid-19 coverage

  • Accidental & sickness expenses
  • Baggage Delay / Loss
  • Trip Delay / Cancellation
  • Passport Loss
  • Emergency Medical Evacuation
  • Missed flights
Plans include global Covid-19 coverage

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    Now covers COVID-19

    Why New India Assurance Travel Insurance?

    Travel is an inevitable part of life nowadays. One has to travel for business purposes, for study, for vacation, corporate meetings, etc. There may be many unforeseen events that may interrupt your travel. Travel Insurance is there to save you from the problem that arises out of these unanticipated events.

    The New India Assurance Co. Ltd. is rated B++ Stable FSR Rating as well as BBB+ Stable ICR Outlook by the AM BEST Company. It was also rated AAA/Stable by CRISIL. This indicates that the insurer is financially sound and provides excellent services to its customers.

    New India Assurance travel insurance plans provide you cover against the expenses which may occur in cases of mishaps while traveling. They also provide insurance against loss of baggage or passport because of which you can travel with complete peace of mind.

    Features of New India Assurance Travel Insurance

    These are some of the many benefits offered by The New India Assurance travel insurance plans:

    • Flight-related Benefits: The insurer provides many covers in case of a total loss of checked-in baggage, delay in baggage, and more
    • Medical Benefits: In case of any illness, injury or accident abroad, the insurer will provide assistance and cover for medical expenses and other relevant costs as per the policy.
    • Affordable Options: The Company provides several plans with different SI suiting each person’s budget and needs.
    • Cashless Hospitalisation: With a huge network of hospitals under its name, the insured can easily claim cashless treatment at any of their hospitals given they fulfill the requirements.
    • Available for All: The policy can be purchased from someone as young as 6 months up to 70 years. Above that, a medical checkup is required.
    • Different Plans for Different Countries: Depending on the requirements and different regions, the plans have been divided accordingly with varying benefits.

    Things to Know About New India Assurance Travel Insurance

    Categories

    Specifications

    Trips Covered

    Domestic and International

    Number of Countries Covered

    39

    Founded

    1919

    Sum Insured

    Up to USD 500000

    COVID-19 Cover

    Available

    Cashless Treatment

    Available

    In-house Claim Settlement

    Available

    Claim Assistance

    24x7

    Awards/Recognition

    India Insurance Summit Award 2018: General Insurance Company of the Year by Fintelekt

    Travel Insurance Plans Offered by New India Assurance Company Ltd.

    The company offers different products for domestic and overseas travelers. These plans provide you security against the expenses incurred due to any illness, accidents, loss of baggage, etc. The following types of travel insurance are provided by the company:

    • Suhana Safar Policy (Domestic)
    • Overseas Mediclaim Policy (Business & Holidays)
    • Overseas Mediclaim (Employment & Studies)

    Plan

    Sum Insured

    Eligibility

    Key Benefits

    Suhana Safar Policy

    Up to Rs 1 Lakh

    Any Indian Resident who is a frequent traveler

    Medical Expenses
    Personal Accidents
    Accidental Risk Cover

    Loss of Baggage

    Overseas Mediclaim Insurance Policy (Business & Holidays)

    Up to USD 500000

    6 months up to 70 years

    Medical Expenses

    Personal Accident

    Loss of Passport

    Automatic Extension of Insurance Plan

    Overseas Mediclaim (Employment & Studies)

    Up to USD 500000

    6 months up to 70 years

    Medical Expenses
    Loss of Passport
    Personal Liability
    Delay in Checked-in Baggage

    New India Assurance Company Ltd. Suhana Safar Policy

    This policy is exclusively designed for domestic travelers The domestic traveler can avail of insurance for a shorter duration as well for a longer duration up to 60 days. Any mode of transportation is covered under the policy such as by bus, by train, by air, by water,, or by own vehicle. This policy provides you the security against loss or damage of baggage of you, your spouse,, and dependent children. This cover starts from the declared place of departure and comes to an end at the scheduled date of arrival or the actual arrival whichever is earlier.

    Accidental risk covers up to Rs 1 lakh per head is covered under this policy. Rescannable Actual emergency incidental expenses up to Rs 1000/- per head will be reimbursed for every member.

    New India Assurance Company Ltd. Overseas Mediclaim Insurance Policy (Business & Holidays)

    This plan is specially designed for frequent corporate travelers. It provides you cover against expenses incurred outside your country on account of sickness, accidents with physical injuries, or any disease contracted during travel.

    Initially, the coverage for 180 days will be provided under the Business and Holidays Plan. An extension of 180 days is allowed once the proof of good health has been provided to the insurer.

    If the journey period is extended due to the public transport delay which is not in control of the insured person, the cover will be extended automatically for not more than 7 days without any extra charges.

    This New India Assurance travel insurance plan has the following types:

    • A-1 Worldwide excluding USA/Canada
    • A-2 Worldwide excluding USA/Canada
    • B-1 Worldwide including USA/Canada
    • B-2 Worldwide including USA/Canada
    • E-1 CFT Worldwide including USA/Canada
    • E-2 CFT Worldwide including USA/Canada

    New India Assurance Company Ltd. Overseas Mediclaim (Employment & Studies)

    This plan has been specially designed for Indian citizens who will be temporarily residing abroad for either study purposes, research activities, or work purposes. This policy also requires a valid visa issued by the authorities of India.

    Benefits include coverage for medical/repatriation expenses. Loss of checked-in baggage, loss of passport, personal liability,, and more. There are different plans with a sum insured ranging between USD 50,000 and USD 500,000.

    There is also contingency insurance for students of USD 750 for each month of the study period that is completed during the insurance period. These are the different variants with different sum insured and benefits under this New India Assurance travel insurance plan:

    • A-1 Worldwide excluding USA/Canada
    • A-2 Worldwide excluding USA/Canada
    • B-1 Worldwide including USA/Canada
    • B-2 Worldwide including USA/Canada
    • E-1 CFT Worldwide including USA/Canada
    • E-2 CFT Worldwide including USA/Canada
    • C Worldwide excluding USA/Canada
    • D Worldwide including USA/Canada
    • D-1 Worldwide excluding USA/Canada

    Please note that the CFT Cover is only available for corporate executive clients with a duration of the single trip not exceeding 60 days.

    Inclusions under the New India Assurance Travel Insurance Plans

    There are some common coverage benefits offered by different New India Assurance plans. These are briefly discussed below:

    • Medical or Repatriation Expenses: If the insured person is suffering from any sort of illness, pain, dental problem, or any other medical problem then the company will help them out and also borne the expenses which are incurred out of this medical emergency during the tenure of insurance.
    • Personal Accidents:It covers the expenses, If the insured person is met with an accident or sustains any physical damage or if death occurs in the accident during the journey period the sum assured will be paid to the nominee. This policy covers the following cases:
      • Death of the policyholder
      • Permanent total disability of the policyholder
      • Total and irrecoverable loss of one eye & one limb or both eyes or both limbs.
    • Loss of Checked-in Baggage:If the insured person suffers from total loss of baggage during the period of the journey the company will reimburse the amount up to the limit of the cover as mentioned in policy documents.
    • Delay of Checked-in Baggage:If the insured person suffers from delay in baggage for more than 12 hours from the scheduled arrival time at the international airport the company will reimburse you to purchase replacement items up to the limit of the cover.
    • Loss of Passport:In case the insured person loses his passport in the journey the company will help you out and pay you the insurance amount up to the limit as mentioned in the policy documents.
    • Personal Liability:If the insured person becomes legally liable to pay for any accidental physical damage or accidental damage to a third party due to any incident that happens during the period of the journey, the company will pay you for that up to the limit of cover as mentioned on policy documents.

    Exclusions under the New India Assurance Travel Insurance Plans

    • No insurance claim will be provided for the loss of articles like precious gems, jewelry, precious metals, money, share, certificates, bonds, promissory notes, and stamps or travel tickets, business books.
    • If the insured person is a drug addict or self-injured or suicide clause, no claim will be entertained.
    • If the insured person participated in any war, nuclear explosion, etc no claim will be entertained.
    • If the insured is suffering from any disease or had suffered in the past whether known or unknown are not covered under the policy.
    • If traveling against the advice of his doctor.
    • If traveling for any medical treatment or routine check-up.
    • First USD 100 is to be borne by the insured person for all claims.
    • Expenses related to maternity or pregnancy are not covered.
    • If the insured person is drug addict or self-injured or suicide clause, no claim will be entertained.

    How to Enroll in New India Assurance Travel Insurance Plans?

    The travel insurance plans can be applied through multiple channels online as well as offline. Take a look at the procedure to buy a New India Assurance travel insurance policy:

    Online Process

    A New India Assurance travel insurance policy can be purchased online by visiting the website of Policybazaar Insurance Broker Private Limited. Customers can also buy it from the website of the insurance company. Follow the steps to buying the policy online below:

    • Visit the official website of Policybazaar.com
    • Go to the icon of ‘Travel Insurance’    
    • Enter the details of the trip, including trip destination, travel dates, etc.
    • Provide other requested details, such as the age of the travelers
    • Choose a plan from the list of plans
    • Pay the travel insurance policy premium online
    • A New India Assurance travel insurance policy will be issued within two minutes.

    Make sure to compare different travel insurance plans at Policybazaar.com before buying a plan.

    Offline Process

    A person can buy a New India Assurance travel insurance plan offline using the following methods:

    • You can simply call the helpline number of Policybazaar Insurance Broker Private Limited at 1800-708-8787 and express their desire to buy a travel insurance policy to the customer service representative
    • You can visit the New India Assurance Company Limited’s nearest branch to buy the policy
    • In addition, they can also get in touch with an insurance agent to buy the plan.

    In case of any confusion, customers can write to Policybazaar Insurance Broker Private Limited at care@policybazaar.com

    New India Assurance Travel Insurance Plans FAQs

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    New India Assurance Travel Insurance Reviews & Ratings

    4.7 / 5 (Based on 3 Reviews)
    (Showing Newest 3 reviews)
    Devika
    Vellore, September 13, 2021
    Smooth procedure
    I was looking for student travel plan for my sister as she was going abroad. After looking through many plans I finally got the suitable plan for her from Policybazaar. I bought New India Assurance student Travel Insurance from here. The whole process was very smooth.
    Keshav
    Panihati, September 09, 2021
    Attractive perks
    I have got attractive perks under my New India Assurance Travel Insurance, which I have purchased from Policybazaar. They have both domestic and overseas options available. I took the domestic plan and got medical benefits and flight benefits at just nominal premium rate.
    Faisal
    Pune, May 13, 2016
    Above Average
    New india assurance travel insurance plan is the best. The policy coverage is huge but not for the tickets returns. The claims are high too and the claiming part is easy due to fast service facilitate by the executives and the staff members. Good job, I like it.