National Insurance Travel Insurance

National Insurance Company Limited is India’s one of the oldest General Insurance providing company. It was established in Kolkata, West Bengal on December 5, 1906. The Company offers travel insurance to the people travelling overseas for the purposes such as vacation, business and studies. National Insurance Company has around 1730 offices all over India and one in Nepal. It is the first company to introduce the office on wheels in the country.

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* Price shown is for a 15 day trip to UK with a 1 lakh dollar coverage for an adult of age 25 years

Plans include global Covid-19 coverage

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Travel Insurance plans starting at just ₹50 per day*
  • No medical checkup required
  • Pre-existing coverage available
  • Instant Policy Issuance
  • Medical expenses, Trip cancellation/delay, Loss of baggage & Passport etc.
  • 24x7 claims support

* Price shown is for a 15 day trip to UK with a 1 lakh dollar coverage for an adult of age 25 years

Get Travel Insurance from 8+ insurers having more than 20 plans with Policybazaar

Plans include Covid-19 global coverage

Plans include Covid-19 global coverage

Accidental & sickness expenses

Accidental & sickness expenses

Covers Loss of check-in Baggage

Covers Loss of check-in Baggage

Get Trip Cancellation benefits

Get Trip Cancellation benefits

* Price shown is for a 15 day trip to UK with a 1 lakh dollar coverage for an adult of age 25 years

Why Choose National Travel Insurance?

Every international trip involves a lot of excitement. However, your excitement can easily go south if you face a crisis during your trip. It will not only interrupt your trip but will also lead to major financial losses. You can avoid such a situation if you buy travel insurance online India plans from a top travel insurer such as National Travel Insurance. Let us tell you some of the National travel insurance features that will

Features Of National Travel Insurance

National travel insurance comes with several features. They are as follows:
  • Sum Insured- The National travel insurance provides multiple sum insured options. You can opt for a sum insured up to $500,000.
  • Travel Plans- The National Travel Insurance plan offers custom travel insurance plans. The custom plans available for you to buy are “Worldwide excluding USA/Canada”, “Worldwide Including USA/Canada”, and “Asia excluding Japan”.
  • Claim Service- The National travel insurance company offers a cashless claim facility to insured travellers.
  • Claim Assistance- The Company provides assistance during the claiming process. The assistance is provided by International Service Providers.
  • Pre-Existing Disease- The Company provides cover for the pre-existing diseases that have been diagnosed within 48 months of the issuance of the policy.

Things To Know About National Travel Insurance

Categories Specifications
Trips Covered Domestic & International
Sum Insured Up to $500,000
Cashless Claim Available T&C*
In-house Claim Settlement Available
Claim Assistance 24x7
  • The Economic Times Best Brands Award
  • Best Healthcare Insurance Service Provider
  • Samudra Manthan Best Insurer of the Year Award 2016

Types of National Travel Insurance Plans

Broadly, National Travel Insurance offers two types of travel insurance plans in India. They are – Overseas Mediclaim Business & Holiday and Overseas Mediclaim Employment and Studies.

  • Overseas Mediclaim Business and Holiday

    The Overseas Mediclaim Business and Holiday is a comprehensive policy designed for people travelling outside India for vacationing or to fulfill their business commitments. It provides coverage against a wide range of medical, non-medical, and travel-related threats such as medical illness, emergency dental treatment, loss of passport, personal liability, loss or delay of check-in baggage, etc.

    This overseas insurance policy allows the traveller to customize their coverage as per travel destination amongst worldwide including USA/ Canada, worldwide excluding USA/ Canada and Asia excluding Japan. It also provides the traveller with the freedom to choose amongst multiple sum insured options, ranging from USD 50,000 to USD 5,00,000. Moreover, people travelling to Canada as tourists can refer Travel Insurance Canada guide to plan their trip.

    Refer to the table given below to know the extent of coverage available under Overseas Mediclaim Business and Holiday policy:

    Coverage(IN USD) Worldwide Excluding USA/ Canada Worldwide Including USA/ Canada
    Plan A1 Plan A2 Plan B1 Plan B2
    Medical Illness 50,000 2,50,000 1,00,000 5,00,000
    Medical Evacuation
    Repatriation of Mortal Remains
    Dental Emergency Services Up to 225 per visit Up to 225 per visit Up to 225 per visit Up to 225 per visit
    Personal Accident & Permanent Disability 10,000 25,000 25,000 25,000
    Loss of Check-in Baggage 1,000 1,000 1,000 1,000
    Delay of Check-in Baggage 100 100 100 100
    Loss of Passport 150 250 250 250
    Personal Liability 2,00,000 2,00,000 2,00,000 2,00,000
  • Overseas Mediclaim Employment and Studies

    The Overseas Mediclaim Employment and Studies is a package policy that has been designed to meet the requirements of people travelling abroad to pursue education or to work. The insured traveller is covered by several unforeseen risks including medical illness, medical emergency reunion, repatriation of mortal remains, loss or delay of baggage and medical evacuation. The policy covers the insured student under contingency insurance if his or her education has been sponsored.

    This international travel insurance policy allows the traveller to choose the extent of their coverage according to their travel destination i.e. worldwide excluding USA/ Canada and worldwide including USA/ Canada. The traveller can also choose either USD 1,50,000 or USD 5,00,000 as the sum insured amount for his policy.

    In order to know the extent of coverage available under Overseas Mediclaim Employment and Studies policy, refer to the table given below:

    Coverage(IN USD) Worldwide Excluding USA/ Canada Worldwide Including USA/ Canada
    Plan C Plan D Plan D1
    Medical Illness 1, 50,000 1,50,000 5,00,000
    Medical Evacuation 10,000 10,000 10,000
    Repatriation of Mortal Remains 10,000 10,000 10,000
    Medical Emergency Reunion 5,000 5,000 5,000
    Contingency Insurance 750 for each month of completed study 750 for each month of completed study 750 for each month of completed study
    Loss of Check-in Baggage 1,000 1,000 1,000
    Delay of Check-in Baggage 100 100 100

National Travel Insurance: Inclusions

Travel insurance policies by National Insurance covers the insured traveller for the following risks:

  • Medical Illness- The treatment cost of any illness or disease diagnosed during the international trip will be covered under the overseas insurance policy by National Travel Insurance.
  • Medical Evacuation- In case the insured needs to be evacuated to a hospital or medical healthcare provider, the cost will be borne by the insurer.
  • Repatriation of Mortal Remains- National Insurance will cover the expenses incurred on transporting the mortal remains of the insured traveller back to India, in case of his untimely death abroad.
  • Emergency Dental Treatment- Any expenses incurred on the treatment for emergency dental relief will be covered by the insurer. This cover is only available under the Worldwide excluding USA/ Canada plan of the Overseas Mediclaim Holiday and Business policy.
  • Personal Accident & Permanent Disablement- National Travel Insurance covers the expenses incurred on the treatment of any injury or illness arising out of any accident. It also provides compensation to the insured in case the accident causes permanent disability.
  • Loss of Checked-in Baggage- It provides compensation to the insured in case his check-in baggage is misplaced or lost by the scheduled airline with which he was travelling.
  • Delay of Checked-in Baggage- The insurer will reimburse the expenses incurred on the purchase of essential items such as medicines, toiletries, clothes, etc., in case the check-in baggage of the insured has been delayed by the scheduled airline for more than 12 hours.
  • Personal Liability- National Travel Insurance will cover any legal liability of the insured traveller resulting due to causing property damage or bodily injury to any third party during his international trip.
  • Loss of Passport- In case the insured loses his passport during his international trip, the insurance provider will indemnify the expenses incurred on obtaining a new or duplicate passport.
  • Medical Emergency Reunion- If the insured student gets hospitalized due to medical illness or accidental injury for several days, the insurer will cover the travel cost of one of his immediate family members coming to visit him.
  • Contingency Insurance- In case the sponsorship of the insured student immediate comes to an end, National Travel Insurance will compensate the student for each month of completed studies.

National Travel Insurance: Exclusions

National Travel Insurance does not cover the below-mentioned situations and events:

  • Pre-Existing Diseases - It does not cover the expenses incurred on the treatment of any pre-existing diseases or any disease diagnosed before the commencement of the trip.
  • Defying Doctor’s Advice- The insurer will not cover the insured in case he is travelling abroad against his doctor’s advice.
  • Medical Treatment- In case the insured is travelling abroad to obtain any medical treatment, including routine check-ups, National Travel Insurance will not cover the cost.
  • Participation in Defence Operations- Any claims arising out of the insured’s participation in an Army, Airforce or Naval operations will not be covered by the insurer.
  • Self-Inflicted Injuries- In case the insured traveller harms himself or causes any self-inflicted injuries, including suicide or attempt of suicide, the treatment cost will not be covered by the insurance provider.
  • Use of Intoxicants- Any claims arising out of the insured consumption or abuse of intoxicants such as alcohol or drugs will be excluded under National Travel Insurance policies
  • Mental Disorder- The insurer will not cover any expenses incurred on the treatment of any mental disorder of the insured traveller/ student
  • HIV, AIDS- The treatment cost of any illness related to HIV or AIDS will not be covered by the insured.
  • Adventure Sports- Any claims arising out of the insured traveller's participation in adventure sports such as skiing, scuba diving and mountaineering will not be covered by National Insurance.

How To Enroll In National Travel Insurance Plan?

Travel insurance plans offered by National General Insurance Company can be bought online as well as offline. Follow the process given below to purchase a National Travel Insurance plan:

Online Process:

There are several ways to enroll in the Nationa travel insurance policy. You can do it on the Policybazaar Insurance Brokers Private Limited official website. Also, you can do it on the National Insurance Company’s official website. For more details, you can either send an eail to us at or talk to our experts at 1800-708-8787. You can follow the steps mentioned below for better understanding:

  • Visit the National insurance company website or an online insurance aggregator’s website.
  • Look out for the travel insurance policy option on the official website or type National travel insurance on the aggregator’s website
  • Enter the details required like the number of people to be insured, destination country, etc.
  • Read the details of the plans like inclusions, exclusion, claiming process, etc. before enrolling yourself.
  • It will show you the plans available.
  • Click on the travel insurance plan of your choice.
  • You will be required to submit the specific documents required to purchase the plan.
  • Submit the soft copy of the documents required.
  • Now you will see online payment options available.
  • Click on the payment option and pay the premium amount of the insurance plan of your choice
  • The insurance company will issue the insurance plan.
  • You will get a confirmation mail on your email ID and a message on your registered mobile number.

Offline Process:

There are multiple ways of buying a National Travel Insurance policy offline. They are as follows:

  • To purchase the travel insurance plan of your choice online, you will have to go to the National Insurance company’s office.
  • You can also call the National insurance company office and ask them to send a agent.
  • Ask them for the plans provided by them.
  • Then fill up the form properly.
  • You will have to attach the required documents to initiate the enrolling process
  • You will have to provide documents verifying identity and address.
  • Submit the duly filled form.
  • Once the documents are verified the company will issue the policy.
  • You will get the confirmation email on your email ID as well as a message on your registered mobile number.

You can learn more about the travel insurance plans and compare them online at


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National Travel Insurance Reviews & Ratings

4.9 / 5 (Based on 6 Reviews)
(Showing Newest 6 reviews)
Chandrapur, September 15, 2021
High coverage
I am a frequent traveler and i have secured my trip by taking travel insurance from Policybazaar. i have got several advantages in my plan such as emergency medical expenses, emergency cash assistance, flight related complicacies and many more.
Khammam, September 14, 2021
High coverage
I have protected my trip from unforeseen emergencies that can spoil my trip. i have secured my trip by taking national travel insurance from Policybazaar in which i got coverage against theft of money or passport, lost luggage and so on.
Sikar, September 13, 2021
Add on cover
I took the national travel insurance from policybazaar and the executive told me about add on cover feature. i added some additional features and i got it at nominal amount. I have enhanced my travel plan with the help of add on cover feature.
Malda, September 13, 2021
Instant updates
My family was planning to go on holiday and for that I took National Family Travel Insurance from Policybazaar. When I took my plan, Policybazaar always notified me about everything like my plan information, updates about new features.
Bokaro, September 09, 2021
Proper assistance
My experience with Policybazaar has been great. I had taken National Travel Insurance from Policybazaar. I got proper assistance during the claim process. I faced some medical issues during the journey and got full support from the insurance provider.
Hyderabad, May 13, 2016
Fair Policy
I buy national travel insurance plan. The policy coverage is high and the claims are even better. Luggage and accidental benefits are inbuilt in the policy plan. Good service facilitate by the executives and staff members. Daily updates are send to my accounts. But the tickets return refunds are not available. Nice work, i like it.
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