Reliance Travel Insurance

Going on an international trip can be enthralling and memorable. But even a perfectly planned trip can fall flat if an unaccounted emergency occurs during your journey. With Reliance travel insurance, all your travel worries can be handled by your insurer while you can make the most of every moment of your trip abroad.

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* Price shown is for a 15 day trip to UK with a 1 lakh dollar coverage for an adult of age 25 years

Plans include global Covid-19 coverage

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Travel Insurance plans starting at just ₹50 per day*
  • No medical checkup required
  • Pre-existing coverage available
  • Instant Policy Issuance
  • Medical expenses, Trip cancellation/delay, Loss of baggage & Passport etc.
  • 24x7 claims support

* Price shown is for a 15 day trip to UK with a 1 lakh dollar coverage for an adult of age 25 years

Get Travel Insurance from 8+ insurers having more than 20 plans with Policybazaar

Plans include Covid-19 global coverage

Plans include Covid-19 global coverage

Accidental & sickness expenses

Accidental & sickness expenses

Covers Loss of check-in Baggage

Covers Loss of check-in Baggage

Get Trip Cancellation benefits

Get Trip Cancellation benefits

* Price shown is for a 15 day trip to UK with a 1 lakh dollar coverage for an adult of age 25 years

Reliance Travel Insurance Overview

Moreover, the Insurer was felicitated with Asia’s Best Insurance Company Award by Insurance Alerts Excellence Awards in 2020. Reliance General Insurance Company offers a plethora of international travel insurance plans tailored for those traveling either solo or with their families, as a student or as a senior citizen. With comprehensive coverage to all travelers up to 90 years of age, read more to know why you should buy the Reliance travel insurance.

Why Choose Reliance Travel Insurance?

Avail of maximum benefits on your overseas travel by the end-to-end coverage provided by Reliance travel insurance plans. Remain stress-free from both medical and non-medical expenses covered. With a 94% claim settlement ratio (the fiscal year of 2019-2020), the company has become one of the most trusted general insurance companies in India.

The company has 139 offices and over 28,000 intermediaries across India. The insurer is also the first in India to offer over-the-counter insurance policies. In case of any medical emergency, Reliance travel medical insurance comes to your rescue and shields you against any added cost that may affect your economic stability. With its unique add-ons and plans starting at low rates, it can easily fit your budget.

Be it contingencies related to flight or while traveling abroad, the insurer provides a number of travel insurance plans tailored for individuals, families, groups, students, and more. There are also different plan variants as per the geographical area, most commonly being Asia, Schengen, and the US with 24 hours emergency assistance services available to its policyholders.

Reliance General Insurance Company provides easy reimbursement through two methods, either the medical expenses incurred will be reimbursed to the traveler later on, or, in case the traveler has been hospitalized for more than 24 hours, the insurer will directly settle the bills with the hospital.

It is to be noted that the deductible has to be borne by the traveler. Read on about different policies at Policybazaar to compare them. Ensure a hassle-free and smooth trip at affordable premiums and maximum features, only with Reliance travel insurance.

Features of Reliance Travel Insurance Plans

If you are wondering how to choose the best travel insurance plan, take a look at some of the features of Reliance travel insurance plans:

  • Coverage for up to 6 months and can be renewed for another 6 months
  • No medical check-up for senior citizens up to the age of 80 years
  • Covers declared pre-existing diseases under life-threatening diseases for up to 70 years of age
  • Reliance travel insurance provides cashless hospitalization services across the world
  • 24 hours emergency assistance services are available
  • Customized travel insurance plans that are specific to the destination country like Schengen and Asia travel plan
  • Zero paperwork required to buy travel insurance policies by Reliance General Insurance

Things to Know About Reliance Travel Insurance

Categories Specifications
Trips Covered International
Claim Settlement Ratio 94% (FY 2019-2020)
Network Hospitals 7300+
COVID-19 Cover Available
Cashless Treatment Available
In-house Claim Settlement Available
Claim Assistance 24x7
Awards/Recognition Asia’s Best Insurance Company​ by Insurance Alerts Excellence Awards 2020

Travel Insurance Plans offered by Reliance Travel Insurance

Reliance travel insurance offers a variety of insurance policies to suit the needs of different kinds of travelers. Take a look at the various travel insurance plans offered by Reliance General Insurance Company:

  • Reliance Travel Care Policy - Overseas

    The Overseas travel insurance plan by Reliance General Insurance is a comprehensive plan that provides end-to-end coverage to its policyholders. It provides complete protection to the insured traveler irrespective of whether he is traveling alone or with their family.

    From medical covers including medical treatment expenses, dental treatment, and personal accident to journey-related covers like trip delay, loss of check-in baggage, and trip cancellation & curtailment, this Reliance Travel Insurance plan covers the insured traveler against various risks. Moreover, it also protects the house contents of the insured back in India with the home burglary insurance cover.

    This Reliance travel insurance plan also allows the applicants to customize their plans according to the destination country. Following are the variants provided for this plan:

    • Standard Plan
    • Silver Plan
    • Gold Plan
    • Platinum Plan
    • Family Standard Plan
    • Family Gold Plan
  • Reliance Travel Care Policy Asia Plan

    Reliance Asia Travel Insurance Policy has been devised for Indians traveling to a country within the Asian continent. It provides the insured traveler with a safety net that protects them from an unforeseen incident that may result in a financial emergency.

    Risks like loss of passport, medical treatment expenses, financial emergency assistance, trip delay, hijack cover and accidental death & disability in a common carrier are covered under this plan amongst others.

    This travel insurance plan by Reliance General Insurance Company can be customized according to a specific Asian country like Singapore and Thailand.  This plan is available in following variants:

    • Standard Plan
    • Silver Plan
  • Reliance Travel Care Schengen Plan

    This Reliance travel insurance plan has been designed for people traveling to any of the 26 European countries that accept Schengen visas. It not only fulfills the mandatory requirement of having a travel insurance policy while traveling to Europe but also provides adequate protection from any unwarranted emergency.

    This includes a medical cover of minimum Euro 30,000 up to a maximum of Euro 50,000, personal accident cover, loss of passport, delay in check-in baggage arrival, compassionate visit for one family member, personal liability, and many more.

    The Schengen travel plan by Reliance Travel Insurance comes in the following variants:

    • Basic Plan
    • Standard Plan
  • Reliance Travel Care Student Plan

    The Student travel insurance plan by Reliance General Insurance Company has been created to protect Indians traveling abroad for higher education. It casts a safety shield that guards the Indian student against any adversities that they may face during their stay abroad.

    The plan provides a vast variety of coverage including medical cover, loss of passport, two-way compassionate visit, study interruption, personal liability, personal accident, and sponsor protection.

    Reliance Travel Care Student Plan is available in five variants:

    • Basic Plan
    • Standard Plan
    • Silver Plan
    • Gold Plan
    • Platinum Plan
  • Reliance Inland Travel Care Policy

    This policy is available to individuals, families as well as corporate people. The sum insured changes from Rs 50,000 to Rs 5,00,000 as per the plan opted.

    The policy offers coverage for emergency medical expenses due to injuries, illness, or death outside India along with other benefits including other flight and travel-related contingencies. It can be opted for annual as well as short-term plans and has a special plan for Jet Airways customers.

    Reliance Inland Travel Care Policy has the following plan variants:

    • Rail Travel-Standard Plan
    • Individuals/Families- Plan A,B,C, and D
    • Corporates Plan E & Flexi Travel
    • Jet Airways Customers – Plan F
  •  Reliance Travel Care Annual Multi-Trip Plan

    This plan by Reliance travel insurance is tailor-made for people who need to travel frequently including business travelers. The plan eliminates the need to buy a new travel insurance policy before every trip and instead provides year-round protection for multiple trips through a single policy. It offers a sum insured amount of up to $ 5,00,000.

    People with Reliance Travel CareAnnual multi-trip plan are protected against a host of emergencies like medical treatment expenses, missed connecting flights, delay or loss of check-in baggage, home burglary, and personal liability amongst others. There are two variants for this plan:

    • Standard Plan
    • Plus Plan
    • Elite Plan
  • Reliance Travel Care Policy for Senior Citizen

    This Reliance travel insurance plan has been custom-made for travelers within the age group of 61 to 90 years. It aims to make traveling abroad easier and hassle-free for senior citizens. Besides providing extensive medical coverage to the older people during their international trip, the plan also offers other covers including loss of passport, daily hospital allowance, financial emergency assistance, trip delay, hijack distress allowance, loss of check-in baggage, and home burglary insurance.

    These are the plan variants available under the 61-70 age group categories:

    • Standard Plan
    • Silver Plan
    • Gold Plan
    • Platinum Plan

    Please note that there is only a Standard plan available for people between 71 to 90 years of age. For travelers up to 70 years, the policy also covers pre-existing illnesses in case of life-threatening situations, if it is declared before the trip.

    Pravasi Bhartiya Bima Yojna Policy

    This policy is specifically designed for Indian citizens under the age group of 18 to 60 years who will be staying abroad for employment purposes only. This will also require an emigration clearance under the Emigration Act 1983. Benefits include coverage of medical expenses, personal accident benefits, In-patient care, repatriation of remains in case of death, family cover, and more.

Inclusions under the Reliance Travel Insurance plan

An insured traveler can enjoy the following coverage by buying a travel insurance policy from Reliance General Insurance Company:

  • Medical Expenses: The insurer will cover hospitalization expenses incurred for the treatment of an illness or accident. It also includes the cost of emergency ambulance services, evacuation to a hospital as well as repatriation of mortal remains back to India
  • Dental Treatment: It covers the cost of dental treatment required for acute pain relief
  • Loss of Passport: The insurer will indemnify the cost of obtaining a duplicate or new passport in case the insured loses their original passport
  • Total Loss of Check-in Baggage: In case of the airline with which the insured was traveling misplaces or loses their check-in baggage, the airline will compensate for the loss.
  • Trip Delay: The insurer will pay compensation if the flight of the insured gets delayed for more than 12 hours
  • Personal Liability: Reliance General Insurance will pay for any legal liability of the insured if an injury or damage is caused to a third party property or person
  • Compassionate Visit: If the insured gets hospitalized abroad for more than 7 days, the insurer will reimburse the return airfare for one of the immediate family members of the insured
  • Home Burglary Insurance: In the event of a burglary at the insured’s house while he is traveling abroad, Reliance General Travel Insurance will compensate for the loss of the stolen items
  • Financial Emergency Assistance: In case the insured traveler gets robbed or mugged of his money, the insurer will provide financial assistance to them.
  • Personal Accident: Reliance General Insurance will pay compensation if an accident abroad leads to the death or permanent disability of the insured
  • Bail Bond: In case the insured student gets arrested or detained by the police or judicial authorities under a bailable offense, Reliance General Insurance will arrange the bail amount on your behalf
  • Study Interruption: If the insured student is unable to attend classes due to hospitalization, the insurer will reimburse the tuition fee for the current semester
  • Sponsor Protection: The insurer will reimburse the advance tuition fees paid to the university, in case the insured’s sponsor dies in an accident

Exclusions under the Reliance Travel Insurance Plan

Reliance travel insurance plans do not compensate for the following expenses:

  • Pre-existing diseases:The insurer will not cover any claims arising out of undisclosed pre-existing diseases
  • Life-threatening conditions:It covers life-threatening conditions only for travelers up to 70 years of age if they are direct results of a disclosed pre-existing disease
  • Specific diseases:Reliance travel insurance plans do not cover treatment expenses for any illness or injury caused due to suicide, mental disorder, depression, stress or anxiety, abuse of alcohol or drugs, venereal diseases, and HIV AIDS
  • Travel insurance policies by Reliance General Insurance do not cover any emergency expenses if the insured is traveling -
    • Against doctor’s instructions
    • To get medical treatment abroad
    • Receiving or are on a waitlist to receive a specific medical treatment
    • In spite of being terminally ill with a medical condition
  • The insurer will not reimburse the expenses incurred on getting a new passport if the loss is not reported to the local police on time or if the passport was left unattended
  • Reliance travel insurance will not compensate for partial loss or damage of check-in baggage
  • The insurer will not cover any expense if the destination country is on the verge of war or nuclear attack
  • Any claims for financial assistance made after the insured’s return back to India will not be covered by the insurer

Please note that this is not the exhaustive list of exclusions. For more details you can visit the insurer’s official website and the related policy wordings.

How to Enroll in Reliance Travel Insurance Plans?

Reliance General Insurance has a simple and hassle-free procedure to apply for a travel insurance plan. Since the company involves zero paperwork, take a look at how you can buy the best travel insurance policy online:

  • Visit the official website of Policybazaar Insurance Brokers Private Limited and alternatively you can visit the official website of Reliance General Insurance Company
  • Browse through the various travel insurance plans and select a suitable Reliance travel insurance plan
  • Once you have select the desired plan you check the quotation
  • Fill up the proposal form and review the details entered
  • Pay the premium amount online
  • Download the Reliance travel insurance policy or it will be emailed to your registered email id

You can also read about them and compare online at For more details you can write to us at or speak to our experts at 1800-708-8787

Reliance Travel Insurance- FAQs  

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Reliance Travel Insurance Reviews & Ratings

4.7 / 5 (Based on 18 Reviews)
(Showing Newest 10 reviews)
Bangalore, September 17, 2021
Good features
I have taken reliance general student travel insurance from Policybazaar in which i just did minimal paperwork. i have got many benefits such as worldwide cashless hospitalization, anytime emergency assistance, etc. now i can travel stress free as i have secured my journey.
Sambalpur, September 14, 2021
Online process
Online process is the best option which I found very convenient. I took Reliance Travel Insurance and got great features and benefits under the plan. The online process saved my time as well as my money because I did not have to pay an agent fees.
Bhilwara, September 09, 2021
Extensive coverage
It is easy to buy policy from the Policybazaar. I have recently taken reliance travel insurance from Policybazaar. i got extensive coverage like flight delay cover, loss of passport and coverage for personal liabilities. Thanks to Policybazaar for giving me such an amazing plan.
Adoor, April 15, 2020
Best plan
Wonderful cover at affordable premium. I would recommend this to everyone.
Adoni, April 13, 2020
Very important
It is very important to get a travel insurance before going for a trip. I did and it made me feel secure
Kodagu, April 13, 2020
Best after-sales service
The claim assistance of reliance is the best. The representatives are really helpful and quick in their work.
Agra, April 09, 2020
Nice policy
The reliance travel insurance policy has the highest cover with low premium. It is easy to understand the policy terms and convenient to buy.
Agalpur, April 08, 2020
Very important
It is very important to get a travel insurance before going for a trip. I did and it made me feel secure
Adkur, April 08, 2020
Best travel insurance
I just got a travel insurance plan from Reliance and the cover they are providing is wonderful. Really liked the plan.
Rewari, October 07, 2016
'Coverage Is Good'
All I wanted to say that, my travel insurance policy is great. It provide me the all amount and reimbursed it quickly. Service is awesome no doubt in that. Just the return of the money of the cancellation of ticket is not possible. Rather than this, the policy is great.
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