Reliance Travel Insurance

Reliance Travel Insurance provides comprehensive coverage to all the travelers up to 90 years of age. For travelers up to 70 years, it also covers pre-existing illnesses in case of life-threatening situations, if it is declared before the trip.

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Plans include global Covid-19 coverage

  • Accidental & sickness expenses
  • Baggage Delay / Loss
  • Trip Delay / Cancellation
  • Passport Loss
  • Emergency Medical Evacuation
  • Missed flights
Plans include global Covid-19 coverage

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    Now covers COVID-19

    Remain stress-free from the medical and non-medical expenses covered by Reliance travel insurance. In case of any medical emergency, reliance travel medical insurance comes at your rescue and shields you against any fiscal cost. Reliance travel insurance provides two types of medical coverage. On one hand, the medical expenses incurred will be reimbursed to the traveller later on.

    On the other hand, in case the traveller has been hospitalized for than 24 hours the insurer will directly settle the bills with the hospital. It is to be noted that the deductible has to be bear by the traveller.

    Buy the reliance travel insurance providing end-to-end coverage online and avail maximum benefits on your overseas travel. Ensure a hassle-free and smooth trip with Reliance Travel Insurance.

    Why Choose Reliance Travel Insurance?

    Going for an international trip can be enthralling and memorable. But even a perfectly-planned trip can fall flat if an unaccounted emergency occurs during your journey. With Reliance Travel Insurance, all your travel worries can be handled by your insurer while you can make the most of every moment of your trip abroad.

    Features of Reliance Travel Insurance

    If you are wondering how to choose the best travel insurance plan, take a look at some of the features of Reliance Travel Insurance: 

    • Coverage for up to 6 months and can be renewed for another 6 months
    • No medical check-up for senior citizens up to the age of 90 years
    • Covers declared pre-existing diseases under life-threatening diseases for up to 70 years of age
    • Reliance Travel Insurance provides cashless hospitalization services across the world
    • 24 hours emergency assistance services available
    • Customized travel insurance plans that are specific to the destination country like Schengen and Asia travel plan
    • Free international sim card provided to the insured
    • Zero paperwork required to buy travel insurance policies by Reliance General Insurance

    Types of Reliance Travel Insurance

    Reliance Travel Insurance offers a variety of insurance policies to suit the needs of different kinds of travelers. Take a look at the various travel insurance plans offered by Reliance General Insurance:

    Overseas Travel

    The Overseas Travel insurance plan by Reliance General Insurance is a comprehensive plan that provides end-to-end coverage to its policyholders. It provides complete protection to the insured traveler irrespective of whether he is traveling alone or with his family. From medical covers including medical treatment expenses, dental treatment and personal accident to journey-related covers like trip delay, loss of check-in baggage and trip cancellation & curtailment, this Reliance Travel Insurance plan covers the insured traveler against various risks. Moreover, it also protects the house contents of the insured back in India with the home burglary insurance cover.

    This policy by Reliance Travel Insurance also allows the applicants to customize their plan according to the destination country. With Standard, Silver, Gold & Platinum variants for individuals and Standard & Gold variants for families, the insured can opt for the most suitable plan.

    Schengen Travel

    This Reliance Travel Insurance plan has been designed for people traveling to any of the 26 European countries that accept Schengen visa. It not only fulfills the mandatory requirement of having a travel insurance policy while traveling to Europe but also provides adequate protection from any unwarranted emergency. This includes a medical cover of up to Euro 50,000, personal accident cover, loss of passport, delay in check-in baggage arrival, compassionate visit for one family member, personal liability and many more. The Schengen travel plan by Reliance Travel Insurance comes in Basic and Standard plan variants.

    Asia Travel

    The Asia Travel plan by Reliance Insurance has been devised for Indians traveling to a country within the Asian continent. It provides the insured traveler with a safety net that protects them from an unforeseen incident that may result in a financial emergency. Risks like loss of passport, medical treatment expenses, financial emergency assistance, trip delay, hijack cover and accidental death & disability in a common carrier is covered under this plan amongst others. This plan by Reliance Travel Insurance can be customized according to a specific Asian country like Singapore and Thailand and is available in Standard and Silver variants.

    Annual Multi Trip

    This plan by Reliance Travel Insurance is tailor-made for people who need to travel frequently including business travelers. The plan eliminates the need to buy a new travel insurance policy before every trip and instead provides year-round protection for multiple trips through a single policy. It offers a sum insured amount of up to $ 5,00,000. People with the Annual Multi Trip plan by Reliance Travel Insurance are protected against a host of emergencies like medical treatment expenses, daily hospital cash, missed connecting flights, delay or loss of check-in baggage, home burglary, and personal liability amongst others. With Standard, Plus and Elite plan variants, the insured can opt for a plan that best suits his needs.

    Senior Citizen Travel

    This Reliance Travel Insurance plan has been custom-made for travelers within the age group of 60 to 90 years. It aims to make traveling abroad easier and hassle-free for senior citizens. Besides providing extensive medical coverage to the older people during their international trip, the plan also offers other covers including loss of passport, daily hospital allowance, financial emergency assistance, trip delay, hijack distress allowance, loss of check-in baggage and home burglary insurance. While there are Standard, Silver, Gold and Platinum variants under the 61-70 age group category, there is only a Standard plan available for people between 71 to 90 years of age.

    Student Travel

    The Student Travel insurance plan by Reliance General Insurance has been created to protect Indians traveling abroad for higher education. It casts a safety shield that guards the Indian student against any adversities that he may face during his stay abroad. The plan provides a vast variety of coverage including medical cover, loss of passport, two-way compassionate visit, study interruption, personal liability, bail bond, personal accident and sponsor protection. This plan by Reliance Travel Insurance is available in five variants i.e. Basic, Standard, Silver, Gold and Platinum.

    Reliance Travel Insurance: Eligibility Criteria

    The eligibility criteria for different types of plans by Reliance General Travel Insurance are given below:

    Travel Insurance Plans Minimum Entry Age Policy Validity
    Overseas Travel 6 months to 60 years Up to 182 days
    Schengen Travel 3 months to 90 years Up to 180 days
    Asia Travel 3 months to 60 years Up to 30 days
    Annual Multi Trip 18 years to 90 years Up to 365 days
    Senior Citizen Travel 61 years to 90 years Up to 180 days
    Student Travel 16 years to 35 years Up to 2 years

    Reliance Travel Insurance Coverage

    An insured traveler can enjoy the following coverage by buying a travel insurance policy from Reliance General:

    • Medical Expenses: The insurer will cover hospitalization expenses incurred for treatment of an illness or accident. It also includes the cost of emergency ambulance services, evacuation to a hospital as well as repatriation of mortal remains back to India
    • Dental Treatment:It covers the cost of dental treatment required for acute pain relief
    • Accidental Death & Disability (Common Carrier): Reliance General Travel Insurance will pay compensation if the insured dies or suffers permanent disability in an accident while traveling in common carriers like bus, train, etc.
    • Loss of Passport: The insurer will indemnify the cost of obtaining a duplicate or new passport in case the insured loses his original passport
    • Total Loss of Check-in Baggage: In case of the airline with which the insured was traveling misplaces or loses his check-in baggage, the airline will compensate for the loss
    • Delay in Check-in Baggage Arrival: If the check-in baggage of the insured is delayed by the airline for more than 12 hours, the insurer will reimburse the cost of buying essential personal items including toiletries, clothes and medicines
    • Trip Delay: The insurer will pay compensation if the flight of the insured gets delayed for more than 12 hours
    • Personal Liability: Reliance General Insurance will pay for any legal liability of the insured if an injury or damage is caused to a third party property or person
    • Compassionate Visit: If the insured gets hospitalized abroad for more than 7 days, the insurer will reimburse the return airfare for one of the immediate family members of the insured
    • Home Burglary Insurance: In the event of a burglary at the insured’s house while he is traveling abroad, Reliance General Travel Insurance will compensate for the loss of the stolen items
    • Financial Emergency Assistance: In case the insured traveler gets robbed or mugged of his money, Reliance General Travel Insurance will provide financial assistance to him
    • Hijack Distress Allowance: The insurer will provide a distress allowance to the insured if the common carrier he was traveling in gets hijacked for more than 12 hours
    • Personal Accident: Reliance General Insurance will pay compensation if an accident abroad leads to the death or permanent disability of the insured
    • Bail Bond: In case the insured student gets arrested or detained by the police or judicial authorities under a bailable offense, Reliance General Insurance will arrange the bail amount on your behalf
    • Study Interruption: If the insured student is unable to attend classes due to hospitalization, the insurer will reimburse the tuition fee for the current semester
    • Sponsor Protection: The insurer will reimburse the advance tuition fees paid to the university, in case the insured’s sponsor dies in an accident
    Coverage (In USD) Overseas Travel Schengen Travel (In Euro) Asia Travel Annual Multi Trip Senior Citizen Travel Student Travel
    Individual Family 61-70 years 71-90 years
    Plan Variants Standard, Silver, Gold, Platinum Standard, Gold Basic, Standard Standard, Silver Standard, Plus, Elite Standard, Silver, Gold, Platinum Standard Basic, Standard, Silver, Gold, Platinum
    Medical Expenses Including Transportation and Evacuation Up to 5,00,000  Up to 1,00,000  Up to 50,000 Up to 30,000 Up to 5,00,000  Up to 5,00,000 50,000 Up to 5,00,000 (except in Basic plan)
    Repatriation of Mortal Remains 7,000
    Dental Treatment Expenses 500 500 500 500 500 500 200 Up to 500 (except in Basic plan)
    Personal Accident Up to 30,000 Up to 25,000 15,000 7,500 Up to 30,000 Up to 30,000 15,000 25,000
    Accidental Death & Disability (Common Carrier) Up to 5,000 2,500 2,500 (except in Basic plan) 2,500 Up to 5,000 Up to 5,000 - 2,500 (except in Basic plan)
    Loss of Passport 300 300 300(except in Basic plan) 100 300 300 150 Up to 200
    Total Loss of Check-in Baggage Up to 1,500 Up to 1,000 500(except in Basic plan) 200 Up to 1,500 Up to 1,500 500 1,000
    Delay in Check-in Baggage Arrival 100 100 100(except in Basic plan) 100 Up to 125 100 - -
    Trip Delay Up to 60 per day for a maximum of 6 days (except in Standard plan) Up to 50 per day for a maximum of 7 days - Up to 30 per day for a maximum of 6 days Included Up to 60 per day for a maximum of 6 days (except in Standard plan) - -
    Trip Cancellation & Interruption 600(except in Standard plan) Up to 600 - - Up to 60 per day for a maximum of 6 days 600 (except in Standard plan) - -
    Missed Connecting Flights Up to 500(except in Standard plan) 300 (except in Standard plan) - - Up to 1250 Up to 500(except in Standard plan) - -
    Compassionate Visit Return fare of one person Return fare of one person (except in Basic plan) Return fare of one person (except in Basic plan) - Up to 500 (except in Standard plan) Return fare of one person - 7,500
    Home Burglary Insurance Up to INR 3,00,000 (except in Standard plan) Up to INR 2,00,000 - - Up to INR 3,00,000 (except in Standard plan) Up to INR 3,00,000 (except in Standard plan) - -
    Financial Emergency Assistance 300 (except in Standard plan) Up to 600 - 500 125 per day up to a maximum of 7 days 300 (except in Standard plan) - -
    Daily Hospital Allowance 25 per day up to 7 days (except in Standard plan) 25 per day up to 7 days - - 25 per day up to 7 days 25 per day up to 7 days (except in Standard plan) - -
    Hijack Distress Allowance 125 per day up to a maximum of 7 days (except in Standard plan) 75 per day up to a maximum of 7 days - 60 per day up to a maximum of 7 days 500 125 per day up to a maximum of 7 days (except in Standard plan) - -
    Personal Liability Up to 2,50,000 1,00,000 50,000 (except in Basic plan) 10,000 Up to 2,50,000 Up to 2,50,000 15,000 Up to 1,50,000
    Study Interruption - - - - - - - 10,000
    Bail Bond - - - - - - - Up to 5,000
    Sponsor Protection - - - - - - - 10,000
    Special Condition (liability limit):  
    Any One Illness - - - - - Up to 17,500 - -
    Any One Accident - - - - - Up to 35,000 - -

    Reliance Travel Insurance: List of Exclusions

    • Pre-existing diseases: The insurer will not cover any claims arising out of undisclosed pre-existing diseases
    • Life-threatening conditions: It covers life-threatening conditions only for travelers up to 70 years of age if they are direct results of a disclosed pre-existing diseases
    • Specific diseases: Reliance General Travel Insurance does not cover treatment expenses for any illness or injury caused due to suicide, mental disorder, depression, stress or anxiety, abuse of alcohol or drugs, venereal diseases and HIV AIDS
    • Travel insurance policies by Reliance General Insurance does not cover any emergency expenses if the insured is traveling -
      • Against doctor’s instructions
      • To get medical treatment abroad
      • Receiving or are on a waitlist to receive a specific medical treatment
      • In spite of being terminally ill with a medical condition
    • The insurer will not reimburse the expenses incurred on getting a new passport if the loss is not reported to the local police on time or if the passport was left unattended
    • Reliance General Travel Insurance will not compensate for partial loss or damage of check-in baggage
    • The insurer will not cover any expense if the destination country is on the verge of war or nuclear attack
    • Any claims for financial assistance made after the insured’s return back to India will not be covered by the insurer

    Reliance Travel Insurance Claim

    The whole purpose of a buying travel insurance policy is to stay protected from any untoward incident that may occur during your trip. The only way to avail assistance at the hour of need is by making a timely insurance claim. Reliance General Travel Insurance has a very easy and convenient claim process for both cashless and reimbursement claims. Follow the following steps to register a travel insurance claim under Reliance General Insurance:

    Cashless Claims Registration

    • Get admitted to one of Reliance General Insurance’s network hospitals
    • Inform the insurer  within 24 hours of getting admitted
    • The insurer will send a confirmation to the hospital for cashless treatment
    • Get treated for the illness or injury and get discharged
    • Reliance General Travel Insurance will settle the bills directly with the hospital

    Reimbursement Claims

    A reimbursement claim can be registered for a number of risks including passport loss, study interruption, flight delay and personal liability. Take a look at the claim procedure for a reimbursement claim under Reliance General Travel Insurance:

    • Inform Reliance General Travel Insurance about your claim within 24 hours of the occurrence of the emergency
    • Fill up the claim form carefully
    • Submit all the documents to the claims department of Reliance General Travel Insurance along with the claim form
    • The insurer will review the documents with the policy coverage
    • The claims department will reach out to insured if any additional documents are required
    • After reviewing all the documents, Reliance General Insurance will pay the claim amount to the insured

    Documents Required for Claiming Reliance Travel Insurance

    • Duly filled claim form of Reliance General Travel Insurance
    • Original flight ticket or boarding pass
    • Photocopy of passport and visa along with entry & exit stamp
    • Original bills, vouchers and payment receipts
    • Doctor’s consultation notes (in case of a medical claim)
    • Original hospital admission and discharge card (in case of a medical claim)
    • Original medical bills, payment receipts and investigative or diagnostic tests reports along with prescriptions  (in case of a medical claim)

    It is advised that the insured confirm the exact list of documents required to file a claim with the representatives of Reliance General Travel Insurance at the time of claim intimation.

    How to Apply for Reliance Travel Insurance?

    Reliance General Travel Insurance has a simple and hassle-free procedure to apply for a travel insurance plan. Since the company involves zero paperwork, take a look at how you can buy the best travel insurance policy online:

    • Visit the official website of Reliance General Travel Insurance
    • Browse through the various travel insurance plans and select the plan
    • Select the desired plan and check the quote
    • Fill up the proposal form and review the details entered
    • Pay the premium amount online
    • Download the travel insurance policy by Reliance General Travel Insurance

    Reliance Travel Insurance FAQs

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    Average Rating
    (Based on 15 Reviews)
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    Reliance Travel Insurance Reviews & Ratings

    4.7 / 5 (Based on 15 Reviews)
    (Showing Newest 15 reviews)
    Kamal
    Adoor, April 15, 2020
    Best plan
    Wonderful cover at affordable premium. I would recommend this to everyone.
    Manoj
    Adoni, April 13, 2020
    Very important
    It is very important to get a travel insurance before going for a trip. I did and it made me feel secure
    Tripti
    Kodagu, April 13, 2020
    Best after-sales service
    The claim assistance of reliance is the best. The representatives are really helpful and quick in their work.
    Manish
    Agra, April 09, 2020
    Nice policy
    The reliance travel insurance policy has the highest cover with low premium. It is easy to understand the policy terms and convenient to buy.
    Lokesh
    Agalpur, April 08, 2020
    Very important
    It is very important to get a travel insurance before going for a trip. I did and it made me feel secure
    Manish
    Adkur, April 08, 2020
    Best travel insurance
    I just got a travel insurance plan from Reliance and the cover they are providing is wonderful. Really liked the plan.
    Manoj
    Rewari, October 07, 2016
    'Coverage Is Good'
    All I wanted to say that, my travel insurance policy is great. It provide me the all amount and reimbursed it quickly. Service is awesome no doubt in that. Just the return of the money of the cancellation of ticket is not possible. Rather than this, the policy is great.
    Tapish
    Tato, October 04, 2016
    Just got a good insurance
    I have purchased a travel insurance through reliance general insurance. The policy is comes in less price and the facilities provided is awesome. Amount of lost luggage or belongings are reimbursed by the insurance company. The amount of the ticket is not refundable, except this all the things are very good.
    Mansi
    Gautam_buddha_nagar, September 02, 2016
    Reliance Travel Plan
    Reliance travel insurance policy of mine is fantastic with beneficial terms. First of all the service is superb and coverage is high. Policy premiums is less but the returns are good. Online updates are mailed and any information can be caught from website of the insurer.
    Eklavaya
    Jagdalpur, August 23, 2016
    Safe Investment Plan
    Recently got a fine travel insurance policy in low premium. Policy coverage is high and it covers maximum expenditure. Claiming is easy because of fast service given by the executives and staff members. Updates are regularly mailed to me and online renewals is very easy through online portal, anybody can access it easily.
    Gautam
    Patna, July 13, 2016
    Trustworthy
    I have purchase travel insurance plan in low investments and it has less premiums too. The policy coverage is high and the claims are even better. The baggage is secure and in case of loss the company reimburse the amount. But the money of returning tickets is not possible.
    Vishal
    Haridwar, July 13, 2016
    Coverage Is High
    My travel insurance is nice and the benefits are many. Policy premium is less and the claims are easily sanctioned due to fast service provided by the executives and staff members of the company. The tickets refund amount is not possible according to policy terms and conditions.
    Hemant
    Chittoor, July 13, 2016
    Travel Insurance
    The reliance travel insurance is fantastic and the service awesome. Policy coverage is high and the claims are good. Service is fast and due to this the claiming become easy. The online service is simple to use and anyone can use it.
    Mrs
    Habra, March 01, 2016
    date of coverage of insuarence
    covarage should be from 6th march 2016 to 18th june 2016
    Parul
    Habra, March 01, 2016
    date of coverage of insuarence
    date of coverage of policy