Future Generali Travel Insurance

Future Generali is a joint venture between the Future Group and Generali Group. The Future Group is a retail trade company in India and Generali is a global insurance group featuring a company that is 187 years old and among the 60 largest companies in the world. The Future Generali India Insurance Company was incorporated in September 2007. The company’s objective is to provide personal, rural, commercial and retail insurance to help and manage financial risks.

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Explore the world without any worries

Best Travel Insurance policies designed for all your needs.

Plans include global Covid-19 coverage

  • Accidental & sickness expenses
  • Baggage Delay / Loss
  • Trip Delay / Cancellation
  • Passport Loss
  • Emergency Medical Evacuation
  • Missed flights
Plans include global Covid-19 coverage

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    Now covers COVID-19

    Why Choose Future Generali India Travel Insurance?

    Traveling international can be an exciting and blissful experience. But you cannot rule out the possibility of facing an untoward incident that may hinder your plans. By buying the best travel insurance policy offered by Future Generali India, you remain guarded against any travel emergencies and can focus only on enjoying your trip.

    Future Generali India General Insurance Company offers a vast variety of travel insurance policies that cater to the needs of different kinds of international travelers including individuals, families, senior citizens, frequent flyers and students.

    Features Of Future Generali India Travel Insurance

    Future Generali India Travel Insurance policies come with several features. They are as follows:

    Global Coverage: The insurer provides global protection as its services are available across the world.

    Customization Available: Customized plans for senior citizens between the age group of 71 to 80 years

    Policies For European & Asian Countries: Tailor-made policies for people traveling to European & Asian countries except for Japan & Korea

    Individual & Family Floater Plans: Option to choose the individual or family floater plan under the Schengen and Asia travel plans

    Cashless Claim: Cashless claims can be availed at any of the network hospitals of Future Generali India Travel Insurance

    Medical Check-up Leniency: No medical check-up is required for applicants up to the age of 70 years as well as senior citizens applying for Worldwide Travel Select plan. However, the applicants should not have a pre-existing medical condition

    Assistance 24*7: 24x7 toll-free medical, travel and emergency assistance services are provided worldwide by Future Generali India’s service provider Europe Assistance

    Quick Claim Settlement: Speedy settlement of Future Generali India Travel Insurance claims

    Things To Know About Future Generali India Travel Insurance

    Categories

    Specifications

    Trips Covered

    Domestic & International

    Type of Trips Covered

    Business, Holiday, Study

    Cashless Treatment

    Available

    Claim Assistance

    24x7

    Types of Future Generali India Travel Insurance

    Future Generali India Travel Insurance offers four travel insurance plans. They are as follows:

    1. Schengen & Worldwide Travel Insurance
    2. Overseas Travel Insurance
    3. International Student Travel Insurance
    4. Shubh Yatra Travel Insurance

    Schengen & Worldwide Travel Insurance

    This policy is divided into two parts. One is Future Easy Travel Worldwide and other one is Future Easy Travel Schengen.

    Schengen Travel Plan: This plan is designed for the people travel to Europe on Schengen Visa that consists of business as well as leisure. It covers the unforeseen incidents that can arise during the trip. Buying travel insurance is a pre-requisite to apply for a Schengen visa.

    Worldwide Travel PlanThis plan by Future Generali India Travel Insurance provides a safety net that protects you from any untoward incident or unaccounted financial loss during your international travel. It provides comprehensive coverage that also covers benefits like child escort, home burglary insurance and golfer’s hole-in-one among others.

    Eligibility: Adults between the age of 18 years to 70 years and children between the ages of 6 months to 25 years are eligible to get insured under these two insurance plans.

    *For more details kindly refer to the Policy wordings of these insurance plans.

    Overseas Travel Insurance

    This Future Generali India Travel Insurance policy protects people traveling overseas from a bunch of unforeseen incidents that may obstruct their travel plans and may result in major financial losses. It consists of specific travel insurance plans for senior citizens and people traveling to Asia except for Japan and Korea. This policy by Future Generali India Travel Insurance offers sum insured amount on both individual and family floater basis.

    Age Eligibility

    • For individual and Multi-trip policies, adults between the age of 18 years to 70 years can purchase this policy.
    • For the Asia travel family floater plan, adults between the age of 18 years to 65 years can purchase this policy.
    • Children between the age of 6 months to 25 years are eligible to get insured under this policy.
    • Senior citizens between the age of 71 to 80 years are eligible to get insured under this policy.

    *For more details kindly refer to the Policy wordings of these insurance plans.

    Student Travel Insurance

    This Future Generali India Travel Insurance policy has been designed to protect students traveling abroad for studies. It acts as a shield for the insured students against an unpredictable emergency so that nothing can put a brake on their education. Besides basic coverage, this student travel insurance plan also offers additional covers like sponsor protection, bail bond, reimbursement of tuition fees, etc.

    Age Eligibility

    Students between the age of 12 to 40 years are eligible to get insured under this insurance policy.

    *For more details kindly refer to the Policy wordings of these insurance plans.

    Shubh Yatra

    Shubh Yatra is a domestic travel insurance plan. It protects the insured from unforeseen incidents like flight delays, ticket and baggage loss, etc. This policy also provide cover to the daily commuters as well as business persons traveling for business purposes and people going on vacations.

    Age Eligibility

    Customers between the age of 1 day to 70 years can get insured under this insurance policy.

    *For more details kindly refer to the Policy wordings of these insurance plans.

    Future Generali India Travel Insurance Coverage

    The insured is provided with the following coverage under a Future Generali India Travel Insurance policy:

    • Medical Expenses: It covers any medical expenses including hospitalization and emergency ambulance charges arising due to an illness or an accident.
    • Delay or Loss of Baggage: Future Generali India will pay compensation to the insured if the airline misplaces their check-in baggage. It will also reimburse the expenses incurred in buying essential personal items if the arrival of check-in baggage is delayed by the airline.
    • Loss of Passport: The insurer will cover expenses incurred in obtaining a duplicate or new passport in case the passport of the insured gets lost during his stay abroad.
    • Trip Cancellation/ Curtailment: Any losses incurred due to cancellation or curtailment of the trip will be refunded by the Future Generali India Travel Insurance.
    • Personal Accident: The insurer will provide compensation to the policyholder or his family if an accident abroad results in the death or permanent total disability of the insured.
    • Personal Legal Liability: Future Generali India Travel Insurance will cover any legal liability of the insured for causing damage or injury to a third party person or property.
    • Reimbursement of Tuition Fee: Sometimes, the insured student is not able to attend his classes due to an illness or an emergency trip back to India. In such cases, Future Generali India will reimburse the tuition fee paid to the university in advance in relation to missing semester month.
    • Sponsor Protection: Future Generali India Travel Insurance will reimburse the tuition fees pre-paid to the university if the sponsor of the insured student dies or suffers permanent total disability in an accident.
    • Bail Bond: The insurer will pay for the bail of the insured student abroad if he is arrested by the police under a bailable offence.

    Future Generali India Travel Insurance: List of Exclusions

    • Pre-Existing  Diseases and Related Complications: This policy does not cover any pre-existing diseases of the insured and any complications arising from them
    • Self-Inflicted Injury or Illness: This Future Generali India Travel Insurance policy does not cover self-inflicted injury like suicide, attempt to suicide or illness due to mental disorder, stress, anxiety or depression, venereal diseases, HIV and AIDS
    • Routine Physical or Other Check-up: Expenses incurred on physical check-ups or other examinations that do not indicate any impairment in health as well as medical expenses incurred after the expiry of the policy tenure (Not excluded in Student Travel Insurance)
    • Influence of Alcohol or Drugs: Any injury or illness due to dependency or abuse of alcohol, drugs or under the influence of alcohol
    • Pregnancy and Related Complications: Any treatment related to pregnancy, childbirth, abortion, miscarriage or related complications (Not excluded in Student Travel Insurance)
    • Loss or Damage to the Passport: This policy by Future Generali India Travel Insurance does not cover loss or damage to the passport due to detention or confiscation by the customs, police or other authorities (Not excluded in Student Travel Insurance)
    • War Like Situations: Any expenses incurred due to war like scenarios in the visiting country (Not excluded in Student Travel Insurance)
    • Loss Not Reported: This Future Generali India Travel Insurance policy does not cover any loss not reported to the local police within the first 24 hours of the discovery of the loss (Not excluded in Student Travel Insurance)
    • Travel Restrictions: Under the Schengen & Worldwide Travel Insurance policy, travel to Haj, Mansarovar and other places or countries where travel has been restricted by the Indian government are not included. It also does not cover travel by ship.

    How To Enroll In Future Generali India Travel Insurance Plans?

    You can enroll yourself in the Future Generali India Travel Insurance plan in multiple ways. You can do it on the official website of Policybazaar Insurance Broker Private Limited and the Future Generali India Travel Insurance Company's official website. For more details, you can send an email at care@policybazaar.com or talk to the customer care executive at 1800-708-8787. You can follow the steps mentioned below:

    Online Process

    Follow the steps mentioned below to purchase the Future Generali India travel insurance online:

    • Visit the official website of Future Generali India Insurance Company or Policybazaar official website
    • Look for the travel insurance policy available
    • Enter required details like number of people travelling, destination, date, etc.
    • Plans available will be shown to you
    • Click on the plan that fulfills your requirement to purchase
    • Then you can purchase the policy by making the payment online
    • Select the payment option of your choice
    • Pay the premium amount of the insurance plan
    • The company will issue the plan and send you a confirmation email and a message on your registered mobile number.

    Offline Process

    You can also follow the offline procedure mentioned below to purchase the policy:

    • Visit the Future Generali India Insurance company office in your city
    • Ask them for the form and fill in properly
    • Attach the required documents with the form
    • Provide documents for identity verification and address verification
    • Submit the form
    • The insurance company will issue the policy once they verify all the documents
    • You can also ask them to send an insurance agent to your place who can explain you about the insurance plans and then you can purchase the policy.

    To purchase the policy at the comfort of your home, you can visit the website of Policybazaar.com where you can compare different plans as well as calculate the premium amount using the online premium calculator tool.

    Future Generali India Travel Insurance - FAQs

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    Future Generali Travel Insurance Reviews & Ratings

    4.3 / 5 (Based on 26 Reviews)
    (Showing Newest 25 reviews)
    Ishaan
    Satara, September 14, 2021
    Best service
    I am glad that I took Future Generali travel insurance from Policybazaar. Indeed Policybazaar provides the best service to its customers. i was little bit confused when I was buying my plan but the team cleared all my queries. I would like to recommend it to people who travel frequently.
    Rohan
    Thrissur, September 09, 2021
    Supportive team
    My son had lost his passport during the trip. Thankfully I took Future Generali student travel insurance for that from Policybazaar. He got support and help from the insurance company. Thanks to Policybazaar for giving me the best plan
    Bhasker
    Lunawada, August 02, 2016
    Perfect Policy Plan
    Future generali travel insurance policy is come in low investments and it gives full benefits. The policy covers maximum expenditures and it recovers the loss. If the luggage is lost or missing the policy provides full reimbursement.
    Apoorva
    Fatehpur, July 22, 2016
    Secure Travelling
    Travel insurance is good for safe travelling. I have one from future generali general insurance for my last trip. Because of the insurance policy, my trip become more exciting and amazing. An accident happened on that trip, and i need emergency. Thank god i have the policy, it really did work good.
    Sujata
    Kanker, July 07, 2016
    Travel Policy
    My travel insurance plan is fantastic, it secure the travelling with full safety. Policy covers medical and baggage lost scenarios. The refund money of tickets is may not possible but rather than this all the other benefits are very catchy.
    Akash
    Alwar, June 24, 2016
    Good Deal
    The travel insurance of mine is very important part of my trip which make's the trip tension free. The premium is low and claims are high. The policy cover's maximum damage, even the luggage lost is reimbursed by the company. Just the refund amount of tickets is not possible.
    Karan
    Dwarakanagar, April 29, 2016
    Responsive Facalty
    Finally got the plan what i need for my travelling safely. Future generali travel insurance plan i purchase which has low premiums. The policy coverage is maximum and the claims are even much higher. The belongings is fully secured and the additional mediclaims are also included in the policy. I like the plan, Good job guys.
    Uttam
    Muktsar, April 29, 2016
    Fine
    Best travel insurance which i buy from future generali general insurance. The claims are high and the policy coverage is 81%. The mediclaims are included in the policy plan. The baggage lost or any belonging loss is recoverable. The services provide by the staff members is really nice and always on time.
    Nitin
    Rampur, April 29, 2016
    Very Nice Plan
    I took future generali travel insurance plan. The policy coverage and claims are high but in reverse the policy premiums are very low. The dental medication is free of any charges that it included in the policy. The lost luggage and belongings is also recovered. Good travel insurance in low investment.
    Kanish
    Bhiwadi, April 29, 2016
    Fantastic Plan
    The policy i have is future generali travel insurance. The policy coverage is high and the claims are high too. Service provided by the executives and the staff members are really very nice and on time. Good coverage which covers the mediclaims and luggage lost recovery. Nice investment which secure my travelling.
    Vikas
    Jhansi, April 29, 2016
    Less Claims
    Recently purchase future generali travel insurance. The plan is good but the claims are not that good. The dental mediclaims are included and the luggage only. No returns for tickets. The policy coverage is 77% and the service is nice with fast interface. Please improve your claiming.
    Bhupesh
    Lonavla, April 29, 2016
    Great Deal
    The travel insurance i took is from future generali general insurance. The plan is great which has low premiums. The policy coverage is high and the claims are good. Medical issues and luggage security is included in the policy plan.
    Yajan
    Ooty, April 29, 2016
    Perfect Plan
    Future generali travel insurance plan is one of the best insurer. The policy provide many benefits and the terms and conditions are really very good. The policy cover the mediclaims and the luggage lost. Services provided buy the executives and the staff members is nice and on time. I like the policy.
    Mayank
    Mohali, April 29, 2016
    Travel insurance
    I buy future generali travel insurance plan. The policy coverage is good and the claims are even better. The service you guys facilitate for me is really very nice. Medical and belongings are insured in the policy. The cancellation of tickets is not refundable.
    Nilesh
    Siliguri, April 29, 2016
    High Coverage
    The future generali travel insurance is the plan i bought for my family. The policy is great which has high policy coverage ~91%. The medical issues are covered in the plan even the lost luggage is recovered 100%. But the cancellation of the tickets for travelling is not refundable.
    Rohit
    Mysore, April 29, 2016
    High Returns In Low Premium
    I got future generali travel insurance which has high returns and the premium is low. The policy coverage is high and claims are even better. The service provided by the executives and staff members is very good and fast too. The web services are also nice. Good work guys.
    Gagneet
    Mumbai, April 29, 2016
    Manageable
    The policy coverage is 81% and the claims are even better. Nice policy i have that is., future generali travel insurance. The policy provides fast services and the behaviour of the staff members and executives is nice. The investment is low and the paybacks are high. Very flexible policy i must say. Totally manageable.
    Aarsh
    Kalyan, April 29, 2016
    Not Satisfied
    The policy i have is future generali travel insurance. I'm not satisfied with the policy. The policy premiums are high and the returns are not good as respect to investment. Around 70% coverage is avail for the lost luggage. The dental medical facilitate for free rest may take charges according to the terms and conditions. Service is bit slow but web services are okay.
    Tushar
    Bangalore, April 29, 2016
    Awesome
    My future generali travel insurance is the best. It provided the policy at very low price. The policy coverage is high and the premiums is low. Service is fast, all work is done on online and the no paperwork which remove the tension of the queue system. Claims are also good which includes the medical and luggage.
    Lakshay
    Yashwant_nagar, April 29, 2016
    Average Policy
    Future generali travel insurance i got which facilitate me the best travel insurance. The policy premiums are very low and the returns are high. The policy covers the medical and luggage recoveries. The services are really very fast and the behaviour of the executives and the staff members are really very nice.
    Kiran
    Ratnagiri, April 29, 2016
    Trustworthy
    My future generali travel insurance is very good. The premium is low and the policy coverage is high. The claiming procedure is easily and the the claims are easily sanctioned. The dental medication is free which is included in the policy. Luggage is covered in the claims are medical cases too. Good service provided by staff members and the policy is good investment which secure the travelling. I'm happy with the services.
    Manju
    Fatepura, April 29, 2016
    Above Average
    After long searching finally got the travel insurance form future generali general insurance. The policy coverage is high and the premium is low. The policy claims are high and the baggage and medical cases are included in the plan. Great returns in low investment. Good terms and conditions, satisfied.
    Harpreet
    Rai_bareilly, April 29, 2016
    Nice Policy
    I bought a travel insurance plan through future generali general insurance. The policy coverage is good and the claims are even better. The luggage is covered in the policy. Around 87% loss is recovered by the plan. The dental medication is also covered in my policy. Overall good benefits in low premiums.
    Yogesh
    Lucknow, April 27, 2016
    Normal Travel Plan
    I own future generali travel insurance and the policy plan has medical and luggage recovery both. The policy coverage is high approx. 87% and the claims are even better. The service is facilitate though out the country and over seas too.
    Saurabh
    Howrah, April 27, 2016
    superb plan
    My future generali travel insurance is nice. The policy coverage is approx. 80% of the lost luggage and dental medication is included in the plan. The claims are high and the facility is provided all over the world.