Future Generali Travel Insurance
Future Generali Travel Insurance is one of the most sought-after travel insurances in India.
Best Travel Insurance policies designed for all your needs.
Plans include global Covid-19 coverage
- Accidental & sickness expenses
- Baggage Delay / Loss
- Trip Delay / Cancellation
- Passport Loss
- Emergency Medical Evacuation
- Missed flights
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Not only does it keeps the insured traveler prepared for an unforeseen incident but also lends a helping hand during financial emergencies. Future Generali General Insurance company offers a vast variety of travel insurance policies that cater to the needs of different kinds of international travelers including individuals, families, senior citizens, frequent flyers and students.
In fact, Future Generali Travel Insurance also has customized policies for people visiting a specific geographical zone like the Schengen Travel plan and the Asia Travel plan.
Travel insurance policies by Future Generali protects an insured international traveler from a host of unforeseen expenses including medical expenses, personal liability, hijack cover, loss of passport, baggage loss, trip cancellation/ curtailment and personal accident. Besides these common covers, the Future Generali Travel Insurance also provides additional coverage including home burglary insurance and medical treatment continuation after getting back to India.
Why Choose Future Generali Travel Insurance?
Traveling international can be an exciting and blissful experience. But you cannot rule out the possibility of facing an untoward incident that may hinder your plans. By buying the best travel insurance policy offered by Future Generali, you remain guarded against any travel emergencies and can focus only on enjoying your trip. Take a look at why you should opt for the Future Generali Travel Insurance:
- The insurer provides global protection as its services are available across the world
- Customized plans for senior citizens between the age group of 71 to 80 years
- Tailor-made policies for people traveling to European & Asian countries except for Japan & Korea
- Option to choose the individual or family floater plan under the Schengen and Asia travel plans
- Cashless claims can be availed at any of the network hospitals of Future Generali Travel Insurance
- No medical check-up required for applicants up to the age of 70 years as well as senior citizens applying for Worldwide Travel Select plan. However, the applicants should not have a pre-existing medical condition
- 24x7 toll-free medical, travel and emergency assistance services are provided worldwide by Future Generali’s service provider Europ Assistance
- Speedy settlement of Future Generali Travel Insurance claims
Explore Types of Travel Insurance
Types of Future Generali Travel Insurance
Schengen & Worldwide Travel Insurance: This policy by Future Generali Travel Insurance provides a blanket cover from any unforeseen risks that an international traveler may face including medical expenses, travel inconvenience, legal liability, personal accident and compassionate visit. You can also choose for the Annual Multi-Trip policy if you are a frequent traveler. This Future Generali Travel Insurance policy broadly consists of two plans:
- Schengen Travel Plan: This travel plan is custom-made for people traveling to Schengen visa-accepting countries in Europe. Buying travel insurance is a pre-requisite to apply for a Schengen visa. This Future Generali Travel Insurance plan helps to fulfill that requirement and allows you to enjoy your trip to Europe by protecting you from any unforeseen risk you may encounter during your travel. This plan by Future Generali is available in three plan variants i.e. Standard, Silver and Gold.
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Covers (In Euro) |
Standard |
Silver |
Gold |
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Medical Care: |
|
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|
Medical Expenses |
30,000 |
50,000 |
1,00,000 |
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Emergency Medical Evacuation & Repatriation of Remains |
|||
|
Emergency Sickness Dental Relief |
200 |
200 |
200 |
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Travel Inconvenience: |
|
||
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Hijack Cover |
- |
50 per day (up to 7 days) |
100 per day (up to 7 days) |
|
Trip Delay |
- |
- |
20 per 12 hours (up to 120 hours) |
|
Trip Cancellation |
- |
- |
300 |
|
Trip Curtailment |
- |
- |
200 |
|
Missed Connection Flight |
- |
- |
350 |
|
Loss of Passport |
200 |
200 |
250 |
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Personal Care: |
|
||
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Baggage Delay |
- |
50 |
100 |
|
Baggage Loss |
200 |
350 |
500 |
|
Compassionate Visit |
- |
- |
500 |
|
Financial Emergency Assistance |
- |
- |
300 |
|
Personal Accident: |
|
||
|
Accidental Death & Permanent Total Disability |
3,500 |
10,000 |
10,000 |
|
Legal Liability: |
|
||
|
Personal Liability |
- |
50,000 |
1,00,000 |
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Automatic Extension for Up to 7 Days |
- |
- |
Available |
Worldwide Travel Plan: This plan by Future Generali Travel Insurance provides a safety net that protects you from any untoward incident or unaccounted financial loss during your international travel. It provides comprehensive coverage that also covers benefits like child escort, home burglary insurance and golfer’s hole-in-one among others. This Future Generali Travel Insurance plan is available in Standard, Silver, Gold, Platinum and Superior Care variants. While the Superior Care plan is designed for senior citizens within the age group of 71 to 80 years, the Gold and Platinum plan is also available to frequent travelers under the Annual Multi-Trip plan.
|
Covers (in USD) |
Standard |
Silver |
Gold |
Platinum |
Superior Care |
|
Medical Care: |
|
||||
|
Medical Expenses |
50,000 |
1,00,000 |
2,50,000 |
5,00,000 |
1,00,000 |
|
Emergency Medical Evacuation |
Included |
Included |
Included |
Included |
Included |
|
Repatriation of Remains |
Included |
Included |
Included |
Included |
Included |
|
Emergency Sickness Dental Relief |
300 |
300 |
300 |
300 |
300 |
|
Daily Hospital Allowance |
- |
- |
25 per day (up to 5 days) |
25 per day (up to 5 days) |
- |
|
Travel Inconvenience: |
|
||||
|
Hijack Cover |
50 per day (up to 7 days) |
50 per day (up to 7 days) |
100 per day (up to 7 days) |
150 per day (up to 7 days) |
50 per day (up to 7 days) |
|
Trip Delay |
- |
- |
20 per 12 hours (up to 120 hours) |
20 per 12 hours (up to 120 hours) |
- |
|
Trip Cancellation |
- |
- |
- |
500 |
- |
|
Trip Curtailment |
- |
- |
- |
300 |
- |
|
Missed Connection Flight |
- |
- |
- |
500 |
- |
|
Loss of Passport |
200 |
200 |
250 |
250 |
200 |
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Personal Care: |
|
||||
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Baggage Delay |
50 |
50 |
100 |
200 |
50 |
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Baggage Loss |
250 |
500 |
1,000 |
1,000 |
500 |
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Compassionate Visit |
- |
- |
- |
Up to 1,000 |
- |
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Financial Emergency Assistance |
100 |
200 |
500 |
500 |
200 |
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Personal Accident: |
|
||||
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Accidental Death & Permanent Total Disability |
5,000 |
5,000 |
10,000 |
20,000 |
5,000 |
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Accidental Death (Common Carrier) |
3,000 |
5,000 |
5,000 |
5,000 |
5,000 |
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Accidental Death (via Air Travel only) |
- |
- |
5,000 |
5,000 |
- |
|
Legal Liability: |
|
||||
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Personal Liability |
1,00,000 |
1,00,000 |
2,00,000 |
2,00,000 |
1,00,000 |
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Special Care: |
|
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Golfer’s hole-in-one Celebration |
100 |
100 |
100 |
200 |
- |
|
Automatic Extension for Up to 7 Days |
- |
- |
Available |
Available |
- |
|
Home Burglary |
- |
- |
INR 1,00,000 |
INR 1,00,000 |
- |
|
Child Escort |
- |
- |
2,500 |
2,500 |
- |
Overseas Travel Insurance: This Future Generali Travel Insurance policy protects people traveling overseas from a bunch of unforeseen incidents that may obstruct their travel plans and may result in major financial losses. It consists of specific travel insurance plans for senior citizens and people traveling to Asia except for Japan and Korea. This policy by Future Generali Travel Insurance offers sum insured amount in both individual and family floater basis. Take a look at the two variants of overseas travel insurance policy:
- Worldwide Travel Select Plan: This Future Generali Travel Insurance plan covers people traveling to different corners of the world. It provides coverage to senior citizens above the age of 70 years and also allows the insured to continue their medical treatment after getting back to India. This plan by Future Generali Travel Insurance is available in three variants i.e. Standard Select, Silver Select and Prime Care Select.
|
Covers (In USD) |
Standard Select |
Silver Select |
Prime Care Select |
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Medical Care: |
|
||
|
Medical Expenses |
50,000 |
1,00,000 |
50,000 |
|
Emergency Medical Evacuation |
Included |
Included |
Included |
|
Repatriation of Remains |
Up to 10,000 |
Up to 10,000 |
Up to 10,000 |
|
Medical Treatment Continuation in India |
Included |
Included |
Included |
|
Daily Hospital Allowance |
25 per day (up to 5 days) |
25 per day (up to 5 days) |
- |
|
Emergency Sickness Dental Relief |
300 |
300 |
- |
|
Travel Inconvenience: |
|
||
|
Hijack Cover |
50 per day (up to 7 days) |
50 per day (up to 7 days) |
100 per day (up to 7 days) |
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Trip Delay |
20 per 12 hours (up to 120 hours) |
20 per 12 hours (up to 120 hours) |
- |
|
Trip Cancellation |
500 |
500 |
- |
|
Trip Curtailment |
300 |
300 |
- |
|
Missed Connection Flight |
500 |
500 |
- |
|
Loss of Passport |
200 |
200 |
200 |
|
Personal Care: |
|
||
|
Baggage Delay |
50 |
50 |
50 |
|
Baggage Loss |
250 |
500 |
500 |
|
Compassionate Visit |
Up to 500 |
Up to 500 |
Up to 500 |
|
Financial Emergency Assistance |
Included |
Included |
Included |
|
Personal Accident: |
|
||
|
Accidental Death & Permanent Total Disability |
5,000 |
5,000 |
5,000 |
|
Accidental Death (Common Carrier) |
3,000 |
5,000 |
5,000 |
|
Accidental Death (via Air Travel only) |
5,000 |
5,000 |
5,000 |
|
Legal Liability: |
|
||
|
Personal Liability |
1,00,000 |
1,00,000 |
1,00,000 |
|
Automatic Extension for Up to 7 Days |
Available |
Available |
- |
Asia Travel Plan: This plan by Future Generali Travel Insurance is custom-made for people traveling to any of the Asian countries except for Japan and Korea. It provides adequate cover from any unforeseen emergency that you may face while on your trip to an Asian country. Families traveling together can also opt for the Family Floater plan. This plan by Future Generali Travel Insurance policy is available in Standard and Silver plan variants.
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Covers (In USD) |
Individual Standard Plan |
Family Floater Plan |
|
|
Standard |
Silver |
||
|
Medical Care: |
|
||
|
Medical Expenses |
25,000 |
50,000 |
1,00,000 |
|
Emergency Medical Evacuation |
|||
|
Repatriation of Remains |
|||
|
Emergency Sickness Dental Relief |
- |
100 |
50 |
|
Daily Hospital Allowance |
- |
25 per day (up to 5 days) |
25 per day (up to 5 days) |
|
Travel Inconvenience: |
|
||
|
Passport Loss |
100 |
100 |
100 |
|
Personal Care: |
|
||
|
Baggage Delay |
- |
100 |
100 |
|
Baggage Loss |
- |
200 |
200 |
|
Personal Accident: |
|
||
|
Accidental Death & Permanent Total Disability |
5,000 |
7,500 |
15,000 |
|
Accidental Death (Common Carrier) |
- |
2,500 |
5,000 |
|
Legal Liability: |
|
||
|
Personal Liability |
- |
10,000 |
10,000 |
Student Travel Insurance: This Future Generali Travel Insurance policy has been designed to protect students traveling abroad for studies. It acts as a shield for the insured students against an unpredictable emergency so that nothing can put a brake on their education. Besides basic coverage, this student travel insurance plan also offers additional covers like sponsor protection, bail bond, reimbursement of tuition fees, etc. You can choose a suitable plan for yourself amongst Basic, Standard, Silver, Gold, Platinum and Asia-Pacific variants.
|
Covers (In USD) |
Basic |
Standard |
Silver |
Gold |
Platinum |
Asia-Pacific Excluding Japan |
||||
|
Medical Care: |
|
|||||||||
|
Medical Expenses |
50,000 |
50,000 |
100,000 |
150,000 |
200,000 |
250,000 |
500,000 |
25,000 |
||
|
Emergency Medical Evacuation |
||||||||||
|
Repatriation of Remains |
||||||||||
|
Emergency Dental Treatment |
250 |
250 |
250 |
250 |
500 |
500 |
500 |
100 |
||
|
Mental & Nervous Disorders |
- |
500 |
500 |
500 |
500 |
500 |
1,000 |
500 |
||
|
Maternity Benefit |
- |
500 |
500 |
500 |
1,000 |
1,000 |
2,000 |
500 |
||
|
Personal Accident: |
|
|||||||||
|
Accidental Death & Permanent Total Disability |
7,500 |
7,500 |
15,000 |
22,500 |
30,000 |
37,500 |
40,000 |
5,000 |
||
|
Accidental Death (Common Carrier) |
10,000 |
10,000 |
15,000 |
20,000 |
25,000 |
25,000 |
50,000 |
7,000 |
||
|
Personal Care: |
|
|||||||||
|
Baggage Delay |
50 |
150 |
150 |
150 |
150 |
150 |
150 |
50 |
||
|
Baggage Loss |
1,000 |
1,000 |
1250 |
1500 |
1750 |
2,000 |
3,000 |
750 |
||
|
Compassionate Visit |
- |
5,000 |
5,000 |
5,000 |
7,500 |
7,500 |
10,000 |
3,000 |
||
|
Travel Inconvenience: |
|
|||||||||
|
Passport Loss |
200 |
200 |
200 |
200 |
250 |
250 |
300 |
150 |
||
|
Legal Liability: |
|
|||||||||
|
Personal Liability |
- |
100,000 |
100,000 |
100,000 |
100,000 |
100,000 |
200,000 |
100,000 |
||
|
Special Allowances: |
|
|||||||||
|
Tuition Fee Reimbursement |
- |
10,000 |
10,000 |
15,000 |
15,000 |
20,000 |
25,000 |
7,000 |
||
|
Sponsor Protection |
- |
10,000 |
10,000 |
10,000 |
10,000 |
10,000 |
15,000 |
7,000 |
||
|
Felonious Assault |
- |
5,000 |
5,000 |
5,000 |
5,000 |
5,000 |
10,000 |
3,000 |
||
|
Bail Bond |
- |
500 |
1,000 |
1,500 |
2,000 |
2,500 |
2,500 |
1,000 |
||
Future Generali Travel Insurance: Eligibility Criteria
The eligibility criteria for the various policies by Future Generali Travel Insurance are as follows:
|
Travel Insurance Policies |
Eligibility Criteria |
|
|
For Adults |
For Children |
|
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Minimum Entry Age for Schengen & Worldwide Travel Policy |
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6 months to 25 years |
|
Minimum Entry Age for Overseas Travel Policy |
|
6 months to 25 years
|
|
Family Floater plan includes self, spouse and up to 2 dependent children |
||
|
Minimum Entry Age for Student Travel Policy |
18 years to 70 years |
6 months to 25 years |
Future Generali Travel Insurance Coverage
The insured is provided with the following coverage under a Future Generali Travel Insurance policy:
- Medical Expenses: It covers any medical expenses including hospitalization and emergency ambulance charges arising due to an illness or an accident
- Delay or Loss of Baggage: Future Generali will pay compensation to the insured if the airline misplaces their check-in baggage. It will also reimburse the expenses incurred in buying essential personal items if the arrival of check-in baggage is delayed by the airline
- Loss of Passport: The insurer will cover expenses incurred in obtaining a duplicate or new passport in case the passport of the insured gets lost during his stay abroad
- Trip Cancellation/ Curtailment: Any losses incurred due to cancellation or curtailment of the trip will be refunded by the Future Generali Travel Insurance
- Personal Accident:The insurer will provide compensation to the policyholder or his family if an accident abroad results in the death or permanent total disability of the insured
- Personal Legal Liability: Future Generali Travel Insurance will cover any legal liability of the insured for causing damage or injury to a third party person or property
- Reimbursement of Tuition Fee: Sometimes, the insured student is not able to attend his classes due to an illness or an emergency trip back to India. In such cases, Future Generali will reimburse the tuition fee paid to the university in advance in relation to missing semester month
- Sponsor Protection: Future Generali Travel Insurance will reimburse the tuition fees pre-paid to the university if the sponsor of the insured student dies or suffers permanent total disability in an accident
- Bail Bond: The insurer will pay for the bail of the insured student abroad if he is arrested by the police under a bailable offence
Future Generali Travel Insurance: List of Exclusions
- Pre-Existing Diseases and Related Complications: This policy does not cover any pre-existing diseases of the insured and any complications arising from them
- Self-Inflicted Injury or Illness: This Future Generali Travel Insurance policy does not cover self-inflicted injury like suicide, attempt to suicide or illness due to mental disorder, stress, anxiety or depression, venereal diseases, HIV and AIDS
- Routine Physical or Other Check-up: Expenses incurred on physical check-ups or other examinations that do not indicate any impairment in health as well as medical expenses incurred after the expiry of the policy tenure (Not excluded in Student Travel Insurance)
- Influence of Alcohol or Drugs: Any injury or illness due to dependency or abuse of alcohol, drugs or under the influence of alcohol
- Pregnancy and Related Complications: Any treatment related to pregnancy, childbirth, abortion, miscarriage or related complications (Not excluded in Student Travel Insurance)
- Loss or Damage to the Passport: This policy by Future Generali Travel Insurance does not cover loss or damage to the passport due to detention or confiscation by the customs, police or other authorities (Not excluded in Student Travel Insurance)
- War Like Situations: Any expenses incurred due to war like scenarios in the visiting country (Not excluded in Student Travel Insurance)
- Loss Not Reported: This Future Generali Travel Insurance policy does not cover any loss not reported to the local police within the first 24 hours of the discovery of the loss (Not excluded in Student Travel Insurance)
- Travel Restrictions: Under the Schengen & Worldwide Travel Insurance policy, travel to Haj, Mansarovar and other places or countries where travel has been restricted by the Indian government are not included. It also does not cover travel by ship.
Future Generali Travel Insurance Claim
An emergency or untoward incident can occur at any stage of your international trip and raising a claim is the only way to get timely assistance from your travel provider. Future Generali Travel Insurance allows an insured traveler to make both cashless and reimbursement claims if faced by an emergency abroad. All claims under the Future Generali Travel Insurance policies are handled by Europ Assistance. Here’s how you can register a claim under your travel insurance by Future Generali:
Cashless Claims Registration
- Get admitted at one of Future Generali’s network of impaneled hospitals
- Show your Future Generali Travel Insurance policy to the hospital staff in order to avail cashless treatment
- Intimate Europ Assistance about your hospitalization
- The Europ Assistance will send a guarantee letter to the hospital confirming the treatment coverage
- Receive the medical treatment and get discharged
- The Europ Assistance will settle all the hospitalization-related bills directly with the network hospital
Reimbursement Claims
A reimbursement claim under the Future Generali Travel Insurance can be raised for incidents like baggage loss, trip delay, loss of passport, trip cancellation, etc.
- Inform Europ Assistance and initiate a reimbursement claim under the Future Generali Travel Insurance policy
- After getting back to India, submit all the required documents to Europ Assistance
- Europ Assistance will cross-check the documents with the coverage and will validate the claim made by the insured
- Reimbursement claim amount will be paid to the insured by Europ Assistance
Documents Required for Claiming Future Generali Travel Insurance
- Duly filled claim form of Future Generali Travel Insurance
- Photocopy of the Insurance Policy/ Certificate
- Photocopy of passport and visa along with entry & exit stamps
- Photocopy of flight ticket and the boarding pass
- Original bills and payment receipts for all covered expenses
- Report by the treating doctor along with original prescription, admission and discharge card (in case of hospitalization)
- Original investigation, x-ray and test reports, if any (in case of hospitalization)
- Original death certificate and post mortem report (in case of accidental death)
- Original certificate of disability (in case of accidental disability)
- Property Irregularity Report by the Airline (in case of baggage loss or delay by the airline)
- Attested photocopy of the police FIR (in case of a police complaint reporting a loss or an accident)
The insured should check with Europ Assistance for any additional documents required to make a claim under the Future Generali Travel Insurance.
How to Apply for Future Generali Travel Insurance?
Travel insurance by Future Generali can be purchased online as well as offline by visiting a Future Generali branch. You can follow the following steps if you wish to buy a Future Generali Travel insurance policy online:
- Visit the official website of Future Generali
- Browse through the various travel policies by Future Generali Travel Insurance and get an online quote. You will have to enter your visa type, travel date and coverage to generate a quote
- Fill in the online proposal form available at the website
- Review the details entered in the proposal form along with the quote, premium amount and the name of the nominee
- Confirm the premium amount generated and accept the terms and conditions
- Select a payment method and pay the premium amount. You can pay via debit card, credit card as well as net banking
- Download and print a copy of your Future Generali Travel insurance policy schedule and the transcript
Future Generali Travel Insurance - FAQs
-
Q. How can I raise a travel insurance claim while traveling abroad?
Ans: In order to raise a claim abroad, you can reach out to Europ Assistance by calling on the numbers mentioned on your Future Generali Travel Insurance certificate. The Europ Assistance will guide you with your claim as per your requirement. -
Q. Can I buy a Future Generali Travel Insurance policy after the commencing my travel?
Ans: No. You will not be issued a travel insurance policy after your international trip has started. -
Q. What is the validity for a Future Generali Travel Insurance policy?
Ans: Travel insurance policies by Future Generali are issued for a minimum of 1 day to a maximum of 180 days. Student travel plans are issued for a minimum of 30 days to a maximum of two years. The insurer can also extend his Future Generali Travel Insurance policy if he likes, provided the extension request is made at least 7 days before the policy expiry. -
Q. How do I register a claim for my minor child under the Future Generali Travel Insurance policy?
Ans: The claim procedure for an adult and a minor child is the same. However, the Future Generali will make the claim payment to the parents or the guardian of the child. -
Q. How will Future Generali Travel Insurance help me if I'm injured abroad and being evacuated?
Ans: In case you are injured abroad and are being evacuated, Future Generali will pay for the expenses incurred on your transportation and medical treatment. It will also make sure to get you back safely to India and get you admitted to a hospital.
Future Generali Travel Insurance Reviews & Ratings
