Future Generali Travel Insurance

Why Choose Future Generali India Travel Insurance?

Traveling international can be an exciting and blissful experience. But you cannot rule out the possibility of facing an untoward incident that may hinder your plans. By buying the best travel insurance policy offered by Future Generali India, you remain guarded against any travel emergencies and can focus only on enjoying your trip.

Future Generali India General Insurance Company offers a vast variety of travel insurance policies that cater to the needs of different kinds of international travelers including individuals, families, senior citizens, frequent flyers and students.

Features Of Future Generali India Travel Insurance

Future Generali India Travel Insurance policies come with several features. They are as follows:

Global Coverage: The insurer provides global protection as its services are available across the world.

Customization Available: Customized plans for senior citizens between the age group of 71 to 80 years

Policies For European & Asian Countries: Tailor-made policies for people traveling to European & Asian countries except for Japan & Korea

Individual & Family Floater Plans: Option to choose the individual or family floater plan under the Schengen and Asia travel plans

Cashless Claim: Cashless claims can be availed at any of the network hospitals of Future Generali India Travel Insurance

Medical Check-up Leniency: No medical check-up is required for applicants up to the age of 70 years as well as senior citizens applying for Worldwide Travel Select plan. However, the applicants should not have a pre-existing medical condition

Assistance 24*7: 24x7 toll-free medical, travel and emergency assistance services are provided worldwide by Future Generali India’s service provider Europe Assistance

Quick Claim Settlement: Speedy settlement of Future Generali India Travel Insurance claims

Things To Know About Future Generali India Travel Insurance

Types of Future Generali India Travel Insurance

Future Generali India Travel Insurance offers four travel insurance plans. They are as follows:

1. Schengen & Worldwide Travel Insurance
2. Overseas Travel Insurance
3. International Student Travel Insurance
4. Shubh Yatra Travel Insurance

Schengen & Worldwide Travel Insurance

This policy is divided into two parts. One is Future Easy Travel Worldwide and other one is Future Easy Travel Schengen.

Schengen Travel Plan: This plan is designed for the people travel to Europe on Schengen Visa that consists of business as well as leisure. It covers the unforeseen incidents that can arise during the trip. Buying travel insurance is a pre-requisite to apply for a Schengen visa.

Worldwide Travel Plan: This plan by Future Generali India Travel Insurance provides a safety net that protects you from any untoward incident or unaccounted financial loss during your international travel. It provides comprehensive coverage that also covers benefits like child escort, home burglary insurance and golfer’s hole-in-one among others.

Eligibility: Adults between the age of 18 years to 70 years and children between the ages of 6 months to 25 years are eligible to get insured under these two insurance plans.

*For more details kindly refer to the Policy wordings of these insurance plans.

Overseas Travel Insurance

This Future Generali India Travel Insurance policy protects people traveling overseas from a bunch of unforeseen incidents that may obstruct their travel plans and may result in major financial losses. It consists of specific travel insurance plans for senior citizens and people traveling to Asia except for Japan and Korea. This policy by Future Generali India Travel Insurance offers sum insured amount on both individual and family floater basis.

Age Eligibility

• For individual and Multi-trip policies, adults between the age of 18 years to 70 years can purchase this policy.
• For the Asia travel family floater plan, adults between the age of 18 years to 65 years can purchase this policy.
• Children between the age of 6 months to 25 years are eligible to get insured under this policy.
• Senior citizens between the age of 71 to 80 years are eligible to get insured under this policy.

*For more details kindly refer to the Policy wordings of these insurance plans.

Student Travel Insurance

This Future Generali India Travel Insurance policy has been designed to protect students traveling abroad for studies. It acts as a shield for the insured students against an unpredictable emergency so that nothing can put a brake on their education. Besides basic coverage, this student travel insurance plan also offers additional covers like sponsor protection, bail bond, reimbursement of tuition fees, etc.

Age Eligibility

Students between the age of 12 to 40 years are eligible to get insured under this insurance policy.

*For more details kindly refer to the Policy wordings of these insurance plans.

Shubh Yatra

Shubh Yatra is a domestic travel insurance plan. It protects the insured from unforeseen incidents like flight delays, ticket and baggage loss, etc. This policy also provide cover to the daily commuters as well as business persons traveling for business purposes and people going on vacations.

Age Eligibility

Customers between the age of 1 day to 70 years can get insured under this insurance policy.

*For more details kindly refer to the Policy wordings of these insurance plans.

Future Generali India Travel Insurance Coverage

The insured is provided with the following coverage under a Future Generali India Travel Insurance policy:

• Medical Expenses: It covers any medical expenses including hospitalization and emergency ambulance charges arising due to an illness or an accident.
• Delay or Loss of Baggage: Future Generali India will pay compensation to the insured if the airline misplaces their check-in baggage. It will also reimburse the expenses incurred in buying essential personal items if the arrival of check-in baggage is delayed by the airline.
• Loss of Passport: The insurer will cover expenses incurred in obtaining a duplicate or new passport in case the passport of the insured gets lost during his stay abroad.
• Trip Cancellation/ Curtailment: Any losses incurred due to cancellation or curtailment of the trip will be refunded by the Future Generali India Travel Insurance.
• Personal Accident: The insurer will provide compensation to the policyholder or his family if an accident abroad results in the death or permanent total disability of the insured.
• Personal Legal Liability: Future Generali India Travel Insurance will cover any legal liability of the insured for causing damage or injury to a third party person or property.
• Reimbursement of Tuition Fee: Sometimes, the insured student is not able to attend his classes due to an illness or an emergency trip back to India. In such cases, Future Generali India will reimburse the tuition fee paid to the university in advance in relation to missing semester month.
• Sponsor Protection: Future Generali India Travel Insurance will reimburse the tuition fees pre-paid to the university if the sponsor of the insured student dies or suffers permanent total disability in an accident.
• Bail Bond: The insurer will pay for the bail of the insured student abroad if he is arrested by the police under a bailable offence.

Future Generali India Travel Insurance: List of Exclusions

• Pre-Existing  Diseases and Related Complications: This policy does not cover any pre-existing diseases of the insured and any complications arising from them
• Self-Inflicted Injury or Illness: This Future Generali India Travel Insurance policy does not cover self-inflicted injury like suicide, attempt to suicide or illness due to mental disorder, stress, anxiety or depression, venereal diseases, HIV and AIDS
• Routine Physical or Other Check-up: Expenses incurred on physical check-ups or other examinations that do not indicate any impairment in health as well as medical expenses incurred after the expiry of the policy tenure (Not excluded in Student Travel Insurance)
• Influence of Alcohol or Drugs: Any injury or illness due to dependency or abuse of alcohol, drugs or under the influence of alcohol
• Pregnancy and Related Complications: Any treatment related to pregnancy, childbirth, abortion, miscarriage or related complications (Not excluded in Student Travel Insurance)
• Loss or Damage to the Passport: This policy by Future Generali India Travel Insurance does not cover loss or damage to the passport due to detention or confiscation by the customs, police or other authorities (Not excluded in Student Travel Insurance)
• War Like Situations: Any expenses incurred due to war like scenarios in the visiting country (Not excluded in Student Travel Insurance)
• Loss Not Reported: This Future Generali India Travel Insurance policy does not cover any loss not reported to the local police within the first 24 hours of the discovery of the loss (Not excluded in Student Travel Insurance)
• Travel Restrictions: Under the Schengen & Worldwide Travel Insurance policy, travel to Haj, Mansarovar and other places or countries where travel has been restricted by the Indian government are not included. It also does not cover travel by ship.

How To Enroll In Future Generali India Travel Insurance Plans?

You can enroll yourself in the Future Generali India Travel Insurance plan in multiple ways. You can do it on the official website of Policybazaar Insurance Broker Private Limited and the Future Generali India Travel Insurance Company's official website. For more details, you can send an email at care@policybazaar.com or talk to the customer care executive at 1800-708-8787. You can follow the steps mentioned below:

Online Process

Follow the steps mentioned below to purchase the Future Generali India travel insurance online:

• Visit the official website of Future Generali India Insurance Company or Policybazaar official website
• Look for the travel insurance policy available
• Enter required details like number of people travelling, destination, date, etc.
• Plans available will be shown to you
• Click on the plan that fulfills your requirement to purchase
• Then you can purchase the policy by making the payment online
• Select the payment option of your choice
• Pay the premium amount of the insurance plan
• The company will issue the plan and send you a confirmation email and a message on your registered mobile number.

Offline Process

You can also follow the offline procedure mentioned below to purchase the policy:

• Visit the Future Generali India Insurance company office in your city
• Ask them for the form and fill in properly
• Attach the required documents with the form
• Provide documents for identity verification and address verification
• Submit the form
• The insurance company will issue the policy once they verify all the documents
• You can also ask them to send an insurance agent to your place who can explain you about the insurance plans and then you can purchase the policy.

To purchase the policy at the comfort of your home, you can visit the website of Policybazaar.com where you can compare different plans as well as calculate the premium amount using the online premium calculator tool.