About HDFC ERGO iCan Insurance Plan
HDFC ERGO iCan Insurance has been designed to provide customized coverage to people suffering from cancer. It covers the cost of conventional cancer treatments and advanced treatments taken on an in-patient or outpatient basis. This HDFC ERGO cancer policy also comes with CritiCare and FamilyCare benefits.
HDFC ERGO iCan Insurance Plan: Key Highlights
| Categories | Specifications |
|---|---|
| Sum Insured | ₹5 lakh to ₹50 lakh |
| Pre-Policy Medical Check-ups | May be required |
or select from popular citiessSearch Optima Restore Cashless Network Hospital list
Key Benefits of HDFC ERGO iCan Insurance Plan
HDFC ERGO iCan Insurance Plan Inclusions, Exclusions & Optional Cover
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Second OpinionIt covers the cost of availing a second medical opinion on the diagnosis of cancer for the first time.
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In-patient TreatmentIt pays for any hospitalization expenses incurred due to cancer for at least 24 hours.
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OPD TreatmentIt covers the cost of doctor consultations taken for cancer on an outpatient department basis.
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Day Care TreatmentIt pays for medical procedures and treatments availed for cancer treatment with less than 24 hours of hospitalization.
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Conventional TreatmentsIt covers the medical expenses incurred on conventional treatments, such as chemotherapy, radiotherapy, onco-surgery, etc.
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Pre-hospitalization Medical ExpensesIt pays for medical costs incurred for up to 30 days before hospitalization.
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Treatment for diseases other than cancer
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Pre-existing cancer
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Non-allopathic treatment
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Treatments availed outside of India
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Prosthetics and other devices
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External congenital diseases
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Advanced PlanIt pays for advanced treatments, such as proton beam therapy, immunotherapy, hormonal therapy and personalized & targeted therapy.
In case of emergency we are just a call away. Take care of your family, we will do the rest. Our claim specialists will reach your location & complete the formalties from filing the claim to documentation to coordinating with insurer, TPA & hospital. Available in New Delhi and 114+ cities View cities list ›Policybazaar Claim Process
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HDFC ERGO iCan Insurance Plan: FAQs
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Q1. Does HDFC ERGO cover cancer?
Ans: Yes. The HDFC ERGO General Insurance Company covers cancer under the iCan Insurance policy. -
Q2. How much premium do I need to pay for HDFC ERGO iCan insurance?
Ans: You can use an HDFC ERGO iCan premium calculator to know the premium payable for buying the cancer policy. -
Q3. Can I renew my HDFC ERGO cancer policy after a claim?
Ans: Yes. The HDFC ERGO cancer care policy renewal can be done after a claim. This is because iCan Insurance is an indemnity policy that provides lifetime renewal.
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Q. What is the advantage of selecting a policy with a duration of more than 1 year?
Ans: If one buys Aditya Birla Health Insurance for more than a year, one can save 7.5 % and 10% on the 2 and 3 years premium, respectively.
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Q. How is an Individual cover different from a Floater cover?
Ans: In an Individual cover, coverage is offered to each individual in the family separately. In a Family Floater health insurance plan, each family member is covered based on a floater sum insured.
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Q. How is an Individual cover different from a Floater cover?
Ans: In an Individual cover, coverage is offered to each individual in the family separately. In a Family Floater health insurance plan, each family member is covered based on a floater sum insured.
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Q. What is a waiver of a mandatory co-pay cover?
Ans: This benefit is covered on payment of an additional premium. Therefore, any mandatory co-payment that is applicable under the Aditya Birla Activ Health Essential Plan will be waived off.
HDFC ERGO offers two types of claim settlements – cashless and reimbursement. Follow the steps to raise a claim:
- Find the nearest network hospital of HDFC ERGO
- Get admitted to the hospital
- Notify the insurance company about the hospitalization
- In case of pre-planned hospitalization, intimate the insurer before hospital admission.
- Fill up the pre-authorization form and submit it to the hospital staff
- The pre-authorization form will be sent to HDFC ERGO for approval.
- Once approved, obtain medical treatment.
- At the time of discharge, sign all the medical documents.
- Pay for the items/services not covered under the HDFC ERGO policy
- The network hospital will send the hospital bill to HDFC ERGO.
- After review, the insurance company will pay the bill amount directly to the network hospital.
- Inform the insurance company about the hospitalization
- In case of planned hospitalization, notify the insurer before hospital admission.
- Receive medical treatment
- At the time of discharge, pay the entire hospital bill in full.
- Collect all the medical documents, bills and payment receipts
Our Claim specialists in below cities will reach your hospital or home in 30 minutes to support your health insurance claim
