Term Plans
HDFC Term Insurance Calculator 2025 is a smart online tool that helps you estimate the right life cover and premium based on your financial profile. By simply entering details such as your age, life cover, policy term, smoking habits, and gender, you can instantly know the coverage amount required to secure your family’s future. This calculator makes the process of selecting a term plan more transparent and convenient. Whether you are planning to buy a new term policy or reviewing your existing cover, the HDFC Term Insurance Calculator provides an accurate premium estimate to support your long-term financial planning.
Note: Know more about what is term insurance first before reading this article.
The HDFC Term Insurance Premium Calculator 2025 is a simple online tool that shows you how much life cover of term insurance you need and what premium you will pay. By entering basic details such as age, gender, policy term, desired total cover amount, and lifestyle habits like tobacco consumption, the calculator provides an accurate premium amount tailored to the user’s profile.
This tool allows potential policyholders to make informed decisions by comparing different coverage options and selecting a plan that aligns with their financial responsibilities and long-term goals. You don’t need to guess how much cover you should buy. The calculator gives you a realistic premium amount, so you can choose a plan that fits your family’s future needs without overpaying.
Term Plans
The following are some of the basic details an individual needs to mention while calculating the premium amount of the policy with the help of the HDFC term plan calculator.
Age
Gender
Life Cover Amount
Policy Term
Smoking Habits
To use the HDFC Term Insurance Premium Calculator 2025, you just need to follow the simple steps below.
Step 1: Visit the Policybazaar Term Insurance Calculator Page
Step 2: Enter the age and gender of the policyholder
Step 3: Enter the chosen life cover and policy term
Step 4: Click on ‘View Plans’ and choose the HDFC Term Plan from the plan list
Secure Your Family Future Today
₹1 CRORE
Term Plan Starting @
Get an online discount of upto 15%#
Compare 40+ plans from 15 Insurers
There are several benefits of using HDFC term plan calculator. Let’s take a look at it.
HDFC term plan calculator is a user friendly online tool that helps to evaluate the approximate premium amount by simply entering few details.
With the help of premium calculator, one can compare the quotes of various life insurance policies and choose the suitable plan as per one’s own requirement and suitability.
The estimated premium rates are based on the details entered by the individual and not the suggested standard rates. Based on the coverage amount, policy term and life cover amount chosen the premium amount of the policy varies from customer to customer. The premium rate of the policy also varies depending on the lifestyle choices and the age of the policy buyers. The premium calculator helps to calculate the closet amount to be paid.
By comparing various products based on the coverage and premium helps to have a proper understanding of the product and the coverage offered by it. By having a better knowledge of the product, the buyers can make an informed choice as per their requirement and suitability.
The HDFC term plan calculator saves time by providing instant premium estimates without the need for lengthy paperwork or in-person consultations. It allows individuals to explore multiple options at their convenience, helping them make quicker and more confident decisions.
Note: Check out the best term life insurance in India and choose one that suits your requirements.
˜Top plans are based on annualized premium, for bookings made through https://www.policybazaar.com in FY 25.
Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For a complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website, www.irdai.gov.in
Rs. 400/month is starting price for a 1 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10.
Rs. 400/month (Rs.13/day) is starting price for a 1 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs. 230 is starting price for a 50 lakhs term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10.
+Rs. 8/day is starting price for a 50 lakhs term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10.
+Rs. 12/day is starting price for a 75 lakhs term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10.
+Rs. 497/month is starting price for a 1.5 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs. 487/month is starting price for a 2 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs. 626/month is starting price for a 3 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs. 905/month is starting price for a 5 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs. 1,267/month is starting price for a 7 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
*The full refund of premium is available on availing the one-time option of refund of premium. Total premium paid for policy (paid for add-ons) will be the special exit value, payable on availing the one-time option of refund of premium if you wish to completely exit the policy.
+Rs. 447/month is starting price for a 1 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs.679/month is starting price for a 2 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs. 910/month is starting price for a 3 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs. 1,374/month is starting price for a 5 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs. 1,924month is starting price for a 7 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
Women
+Rs. 400/month is Starting price for a 1 crore term life insurance for an 18 year-old Female, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10.
Rs. 461/month is the starting price for a 1 crore term life insurance for an 24 year-old female, non-smoker, with no pre-existing diseases, cover upto 54 years of age.
1,642/month is the starting price for a 1 crore term life insurance for an 44 year-old female, non-smoker, with no pre-existing diseases, cover upto 74 years of age.
Prices offered by the insurer are as per the approved insurance plans | #All savings and online discounts are provided by insurers as per IRDAI approved insurance plans | Standard Terms and Conditions Apply | **Tax Benefits are subject to changes in tax laws.| Policybazaar Insurance Brokers Private Limited
We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30-minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881
For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale
Policybazaar Insurance Brokers Private Limited | CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana – 122001 | Registration No. 742, Valid till 09/06/2027, License category- Composite Broker Visitors are hereby informed that their information submitted on the website may be shared with insurers. Product information is authentic and solely based on the information received from the insurers.
© Copyright 2008-2025 policybazaar.com. All Rights Reserved
˜ Policybazaar Promise reflects the guarantee offered by insurers. Price assurance is based on certifications shared by insurers with us.