Oriental Health Insurance for family is a customized health insurance plan designed to cover the entire family. This family health insurance plan by the Oriental Insurance Company Limited provides medical coverage to all family members irrespective of their age on a floater sum insured basis.
*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply
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Given below are the key benefits of Oriental Health Insurance for family:
Take a look at the details of the Oriental Health Insurance plan available for a family:
Plan Name |
Sum Insured (Rs) |
Pre-existing Diseases Waiting Period |
|
Oriental Happy Family Floater Plan |
Silver – 2 lakh to 5 lakh |
4 years |
View Plan |
The following table represents the eligibility criteria for purchasing an Oriental Health Insurance plan for a family:
Categories |
Eligibility Criteria |
|
Adult |
Child |
|
Minimum Entry Age |
18 years |
91 days |
Maximum Entry Age |
65 years |
25 years |
No of Family Members Covered |
Self, spouse, children, parents, parents-in-law and unmarried dependent siblings |
|
Renewability |
Lifelong |
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Oriental Health Insurance for family provides the following inclusions:
The following coverage is excluded under the Oriental Health Insurance for family:
Get the entire list of exclusions by referring to the policy documents of Oriental Health Insurance for family.
Ans: Yes. The Oriental Happy Family Floater plan comes with the following waiting periods:
Ans: Yes, a co-payment of 10% applies to all claims raised under the Oriental Happy Family Floater Silver plan. In case the entry age has been extended to 70 years, a co-payment of 20% will apply to all claims under the Silver and Gold plans.
Ans: You can enhance the sum insured under your Oriental Happy Family Floater plan at the time of renewing the policy.