Oriental Health Insurance for family

(21 Reviews)
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      Oriental Health Insurance for family

      Oriental Health Insurance for family is a customized health insurance plan designed to cover the entire family. This family health insurance plan by the Oriental Insurance Company Limited provides medical coverage to all family members irrespective of their age on a floater sum insured basis. Moreover, health insurance plans for family allow insured family members to avail cashless hospitalization facilities at any hospital of their choice in India.

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      Key Benefits of Oriental Health Insurance for Family

      Given below are the key benefits of Oriental Health Insurance for family:

      • Multiple sum insured options ranging from Rs 2 lakh to Rs 20 lakh
      • No pre-acceptance medical check-up for up to 55 years
      • Restoration of the sum insured
      • 5% discount on buying or renewing the policy online
      • 5% discount if TPA services have not been opted
      • Option to extend maximum entry age up to 70 years

      Oriental Health Insurance Plans for Family

      Take a look at the details of the Oriental Health Insurance plan available for a family:

      Plan Name

      Sum Insured (Rs)

      Pre-existing Diseases Waiting Period

      Oriental Happy Family Floater Plan

      Silver – 2 lakh to 5 lakh
      Gold – 6 lakh to 10 lakh
      Diamond – 12 lakh to 20 lakh

      4 years

      View Plan

      Eligibility Criteria for Oriental Health Insurance for Family

      The following table represents the eligibility criteria for purchasing an Oriental Health Insurance plan for a family:

      Categories

      Eligibility Criteria

      Adult

      Child

      Minimum Entry Age

      18 years

      91 days

      Maximum Entry Age

      65 years

      25 years

      No of Family Members Covered

      Self, spouse, children, parents, parents-in-law and unmarried dependent siblings

      Renewability

      Lifelong

      Inclusions of Oriental Health Insurance for Family

      Oriental Health Insurance for family provides the following inclusions:

      • In-patient Hospitalization
      • Day Care Procedures
      • Pre-hospitalization Expenses
      • Post-hospitalization Expenses  
      • Organ Donor Benefit
      • Domiciliary Hospitalization
      • Ambulance Charges
      • AYUSH Treatment
      • Medical Second Opinion for 11 Specified Major Illnesses
      • Telemedicine Expenses
      • HIV AIDS Cover
      • Mental Illness Cover
      • Maternity Expenses Cover (Available under Diamond plan)
      • New Born Baby Cover (Available under Diamond plan)
      • Daily Hospital Cash Allowance (Unavailable under the Silver plan)
      • Attendant Allowance (Unavailable under the Silver plan)

      Optional Covers:

      • Personal Accident Cover
      • Geographical Extension to SAARC countries
      • Restoration of the sum insured
      • Life Hardship Survival Benefit

      Exclusions of Oriental Health Insurance for Family

      The following coverage is excluded under the Oriental Health Insurance for family:

      • OPD treatments
      • Cosmetic or plastic surgery
      • Treatment taken outside India
      • Adventure or hazardous sports
      • Treatment of alcoholism or drug abuse
      • Unproven treatment

      Get the entire list of exclusions by referring to the policy documents of Oriental Health Insurance for family.

      FAQs

      Policybazaar exclusive benefits
      • 30 minutes claim support*(In 120+ cities)
      • Relationship manager For every customer
      • 24*7 claims assistance In 30 mins. guaranteed*
      • Instant policy issuance No medical tests*
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      Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in

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      *We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30- minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881.

      *Product information is authentic and solely based on the information received from the Insurer. Policybazaar is acting only as a facilitator and claims settlement shall be at the sole discretion of the Insurer. Policybazaar does not provide any medical or surgical advice or diagnosis and is not responsible for your interactions / treatment by a medical practitioner/hospital. Please consult a registered medical practitioner for any medical or surgical advice. The Information that you obtain or receive from Policybazaar, and its employees, or otherwise on the Website is for informational purposes only. As per the Insurance guidelines, you are allowed to cancel the policy with-in 30 days from the date of Issuance of policy.This option is available incase of policies with a term of one year or more.

      *All the health insurance plans cover hospitalization expenses including COVID-19 treatment cover up to the specified limits. You can also buy specific COVID-19 health insurance policies such as Corona Kavach Policy and Corona Rakshak policy.

      **All savings and online discounts are provided by insurers as per IRDAI approved insurance plans. #Tax Benefits are subject to changes in tax laws. GST Exemptions depend on fulfilment of qualification criteria and submission of relevant documents.

      *₹1748/month is the starting price for a 1 crore health insurance for an 18-year-old male, with no pre-existing diseases. Discount on renewal premium is subject to the number of wellness points earned in the health insurance policy. For more details about the plans, please read the sale brochure carefully to get upto 100% discount on renewal premium.

      *₹400/month is the starting price for ₹ 5 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹541/month is the starting price for ₹ 10 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹762/month is the starting price for ₹ 1 Crore Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹243/month(₹ 8/day) is the starting price for a 5 lakh health insurance for a 20-year-old male, non-smoker, living in Bengaluru with no pre-existing diseases

      *₹2020/month is the starting price for ₹ 1 Cr Health insurance for a 50 year old male & 50 years old female, living in Bangalore with no pre-existing diseases rounded off to nearest 10.

      *₹390/month (₹13 per day) is starting price for 1 cr. Health insurance for 25 years old male, with pre-existing diseases, residing from tier 1 city rounded off to the nearest 10.

      *No medical tests are required unless requested by the insurer’s underwriter. In-case of pre-existing diseases relevant medical proof would be required as per the terms and condition of the policy opted.

      *The values taken for effective cost calculation are indicative values and may change as per the selected plan.

      *Coverage upto double the amount of Sum Insured is available on certain covers for a minimum plan of Rs. 5 Lakh on the first claim only to an individual of upto 45 years of age with no pre-existing diseases. The benefit is available with or without extra cost depending on the plan chosen.

      *Coverage of pre-existing diseases is provided by insurer as per their underwriting policy.

      *The scope of coverage may vary from plan to plan.

      ~Source: Google Review Rating available on:- http://bit.ly/3J20bXZ

      ##On ground claim assistance is available in 114 cities

      Tax Benefits are subject to changes in tax laws. GST Exemption depends on fulfilment of qualification criteria and submission of relevant documents as required by the insurers. For more details on risk factors, terms and conditions, please read the sales brochure and applicable rules and regulation carefully before concluding a sale.

      STANDARD TERMS AND CONDITIONS APPLY. For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.

      Policybazaar is a registered Composite Broker |Registration No. 742, Valid till 09/06/2024, License category- Composite Broker| Visitors are hereby informed that their information submitted on the website may be shared with insurers.

      Policybazaar Insurance Brokers Private Limited | CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana - 122001 Contact Us | Legal and Admin Policies

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