Oriental Health Insurance for Senior Citizens

Oriental Health Insurance for senior citizens covers the medical expenses of elderly people aged 60 years and above. The Hope of Privileged Elders (HOPE) plan by the Oriental Insurance Company Limited has been designed exclusively to offer coverage to senior citizens for hospitalization and treatment expenses arising out of specified diseases.

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Oriental Health Insurance for Senior Citizens

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply

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    Key Benefits of Oriental Health Insurance for Senior Citizens

    Oriental Health Insurance for senior citizens comes with the following key benefits:

    • Multiple sum insured options starting from Rs 1 lakh to Rs 5 lakh
    • Coverage available on an individual basis
    • Up to 50% discount available on opting for voluntary co-payment
    • 5% No Claim Bonus offered for every claim-free year up to 20%
    • Free health check-up facility after every four claim-free years
    • Tax saving benefits on premium available under Sec 80D of the Income Tax Act

    Oriental Health Insurance Plans for Senior Citizens

    The following table represents the Oriental Health Insurance plan for senior citizens:

    Plan Name

    Sum Insured (Rs)

    Co-Payment

    Oriental Hope of Privileged Elders Plan

    1 lakh to 5 lakh

    20%

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    Eligibility Criteria for Oriental Health Insurance for Senior Citizens

    Check out the eligibility criteria to buy an Oriental Health Insurance plan for senior citizens:

    Categories

    Eligibility Criteria

    Minimum Entry Age

    60 years

    Maximum Entry Age

    No age limit

    Renewability

    Lifetime

    Inclusions of Oriental Health Insurance for Senior Citizens

    The inclusions of Oriental Health Insurance for senior citizens are as follows:

    • Hospitalization Expenses
    • Domiciliary Hospitalization Expenses
    • Ambulance Services Charges
    • Day Care Procedures
    • Pre-hospitalization Expenses
    • Post-hospitalization Expenses
    • AYUSH Treatment

    Exclusions of Oriental Health Insurance for Senior Citizens

    Oriental Health Insurance for senior citizens come with the following exclusions:

    • Correction of eyesight
    • Organ donor expenses
    • Convalescence
    • Intentional self-injury
    • HIV AIDS
    • Abuse of drugs or alcohol
    • Cosmetic or plastic surgery
    • Treatment taken outside India

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