Oriental Health Insurance for Senior Citizens

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      Oriental Health Insurance for Senior Citizens

      Oriental Health Insurance for senior citizens covers the medical expenses of elderly people aged 60 years and above. The Hope of Privileged Elders (HOPE) plan by the Oriental Insurance Company Limited has been designed exclusively to offer coverage to senior citizens for hospitalization and treatment expenses arising out of specified diseases.

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      Key Benefits of Oriental Health Insurance for Senior Citizens

      Oriental Health Insurance for senior citizens comes with the following key benefits:

      • Multiple sum insured options starting from Rs 1 lakh to Rs 5 lakh
      • Coverage available on an individual basis
      • Up to 50% discount available on opting for voluntary co-payment
      • 5% No Claim Bonus offered for every claim-free year up to 20%
      • Free health check-up facility after every four claim-free years
      • Tax saving benefits on premium available under Sec 80D of the Income Tax Act

      Oriental Health Insurance Plans for Senior Citizens

      The following table represents the Oriental Health Insurance plan for senior citizens:

      Plan Name

      Sum Insured (Rs)

      Co-Payment

      Oriental Hope of Privileged Elders Plan

      1 lakh to 5 lakh

      20%

      View Plan

      Eligibility Criteria for Oriental Health Insurance for Senior Citizens

      Check out the eligibility criteria to buy an Oriental Health Insurance plan for senior citizens:

      Categories

      Eligibility Criteria

      Minimum Entry Age

      60 years

      Maximum Entry Age

      No age limit

      Renewability

      Lifetime

      Inclusions of Oriental Health Insurance for Senior Citizens

      The inclusions of Oriental Health Insurance for senior citizens are as follows:

      • Hospitalization Expenses
      • Domiciliary Hospitalization Expenses
      • Ambulance Services Charges
      • Day Care Procedures
      • Pre-hospitalization Expenses
      • Post-hospitalization Expenses
      • AYUSH Treatment

      Exclusions of Oriental Health Insurance for Senior Citizens

      Oriental Health Insurance for senior citizens come with the following exclusions:

      • Correction of eyesight
      • Organ donor expenses
      • Convalescence
      • Intentional self-injury
      • HIV AIDS
      • Abuse of drugs or alcohol
      • Cosmetic or plastic surgery
      • Treatment taken outside India

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      Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.

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