Oriental Hospital Cash Insurance Policy

Oriental Hospital Cash policy provides coverage for incidental expenses, such as lodging, conveyance, food, etc. which are generally not covered by a regular health insurance plan. This policy by the Oriental Insurance Company Ltd. can be purchased separately besides your base health insurance  plan.

Read More

Get insured from the comfort of your home No medicals required

Tell us about you

Oriental Hospital Cash Insurance Policy

All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply

Get insured from the comfort of your home No medicals required
I am a

My name is

My number is

By clicking on 'View Plans' you, agreed to our Privacy Policy and Terms of use
Close
Back
I am a

My name is

My number is

Select Age

City Living in

    Popular Cities

    Do you have an existing illness or medical history?

    This helps us find plans that cover your condition and avoid claim rejection

    Get updates on WhatsApp

    What is your existing illness?

    Select all that apply

    When did you recover from Covid-19?

    Some plans are available only after a certain time

    Overview

    The Oriental Happy Cash policy provides a fixed daily hospital cash benefit to the insured for a maximum of 30 or 60 days of hospitalization per illness. It also provides a fixed lump sum amount as a convalescence benefit in case the total days of hospitalization goes beyond the opted number of hospital cash days i.e. 30/60 days.

    Moreover, if the insured is a female, she will get an additional 25% daily cash benefit at no additional costs. For example, if the insured woman has opted for a hospital cash amount of Rs 1000 per day, she will get 25% extra daily cash benefit i.e.Rs 1250 per day.

    The Oriental Hospital Cash policy offers a hospital cash amount of Rs 500/1000/2000/3000 per day as chosen by the policyholder. It also comes with an optional deductible of 1 day and 2 days, which can be chosen by the policyholder. However, opting for a deductible is not mandatory under the policy.

    Oriental Hospital Cash Policy Eligibility Criteria 

    Criteria

    Specifications

    Minimum Entry Age

    18 years

    03 months (children)

    Maximum Entry Age

    65 years (75 years in case of base health policy from Oriental Insurance)

    25 years (children)

    Hospital Cash Amount

    Rs 500/ 1000/2000/3000 per day

    Number of Hospital Cash Days

    30/60 days

    Additional Benefit

    25% additional daily cash benefit for women

    Policy Term

    1 year

    Pre-existing diseases waiting period

    4 years

    Deductible

    1 day/ 2 days (Optional)

    Renewability

    Lifelong

    Discount

    Family discount and loyalty discount

    Key Features of Oriental Hospital Cash Policy

    The Oriental Happy Cash policy from Oriental Health Insurance comes with the following features and benefits:

    • It provides a daily cash benefit for each day of hospitalization.
    • It comes with a convalescence benefit paid in a lump sum.
    • It offers an additional 25% daily cash benefit to females.
    • It comes with deductible options of 1 day and 2 days.
    • It offers savings on premium with the help of loyalty discount and family discount.

    Inclusions of Oriental Hospital Cash Policy

    Take a look at the various coverage offered under the Oriental Hospital Cash policy:

    • Hospitalization benefit- Offers a daily cash benefit for each day of hospitalization up to a maximum of 30/60 days
    • Convalescence benefit- Offers a lump sum benefit in case the total hospitalization days goes beyond a maximum of 30/60 days
    • Increased daily cash benefit for females- Offers additional 25% hospital cash benefit per day to females

    Exclusions of Oriental Hospital Cash Policy

    The following medical expenses are not covered by Oriental Happy Cash policy:

    • Injuries resulting from war or war-like operations
    • Treatment taken outside India
    • Cosmetic surgery or plastic surgery
    • Pregnancy and related expenses
    • Claims arising due to substance abuse
    • Stem cell therapy
    • Self-inflicted injuries
    • Cosmetic dental surgeries
    • Sex change surgery

    The above list of exclusions is not complete. Refer to the Oriental Hospital Cash policy brochure for the detailed list.

    FAQs

    Health insurance articles

    Recent Articles
    Popular Articles
    Does Health Insurance Cover Preventive Health Check-ups?

    22 Sep 2021

    Every object needs to be checked regularly to identify a...
    Bid Goodbye to Seasonal Diseases during the Pandemic with 7 Basic Practices

    21 Sep 2021

    Adding to the insurmountable loss of life the ongoing COVID-19...
    What is the Survival Period in Health Insurance?

    21 Sep 2021

    The prevalence of critical diseases in India has increased...
    Health Insurance for Autoimmune Diseases in India

    16 Sep 2021

    Every human body comes with an immune system to fight against...
    Does Health Insurance Cover Multiple Sclerosis In India

    15 Sep 2021

    Due to a hectic lifestyle leading to unnecessary stress and...
    Best Health Insurance Plans in India 2021
    Finding the best health insurance plan from so many different health insurance companies can get confusing for many...
    Top Maternity Insurance Plans
    Maternity or pregnancy is an important phase of life, and one needs to prepare in advance to embrace parenthood...
    Top Family Health Insurance Policies in India 2021
    From the air we breathe to the food we eat; everything is intentionally or unintentionally subjected to...
    Health Insurance Claims Ratio- Things You Should Look Before Buying Health Insurance
    There has always been a doubt in customers mind about whether the private company will keep its side of the bargain...
    Best Health Insurance Plans for Senior Citizens in 2021
    Considering the increasing percentage of medical inflation in India, it has become an absolute necessity to buy...
     
    Close
    Download the Policybazaar app
    to manage all your insurance needs.
    INSTALL