United India Health Platinum Policy

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Introduction/Overview

United India Health Insurance Platinum Policy is a health insurance policy which offers comprehensively coverage up to Rs. 10 lacs. The individuals between 3 months to 35 years can apply for this policy. All medical and hospitalization expenses are covered in this policy

Salient features

The entry age for this policy is between the age of 18 years and 35 years. An insurer beyond 35 years shall continue to be covered under Platinum policy provided the policies are renewed without any break.

Children between the age of 3 months and 18 years may be covered provided either or both parents are covered. Sum Insured offered by the company is between Rs.1 lac and Rs.10 lacs in multiples of Rs.50, 000/-

Coverage

No cash facility	Can only be availed in a network hospital
Reimbursement facility	This facility can be availed in a non-network hospital
Pre and post hospitalization	It covers medical expenses incurred during 30 days prior to admission to hospital and 60 days after discharge
Inpatient hospitalization is also covered	-

I.C.U charges up to 2% of sum insured per day are covered	-
Domiciliary hospitalization	covered
OTHER BENEFITS
Medical expenses incurred for treatment of organ donor are covered
Treatment for illnesses mentioned in the policy document is covered
Reimbursement up to maximum of 1% of average basic sum insured once after every 3 continuous claim free years

Eligibility

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