United India Health Platinum Policy

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United India Health Insurance Platinum Policy is a health insurance policy which offers comprehensively coverage up to Rs. 10 lacs. The individuals between 3 months to 35 years can apply for this policy. All medical and hospitalization expenses are covered in this policy

Salient features

The entry age for this policy is between the age of 18 years and 35 years. An insurer beyond 35 years shall continue to be covered under Platinum policy provided the policies are renewed without any break.

Children between the age of 3 months and 18 years may be covered provided either or both parents are covered. Sum Insured offered by the company is between Rs.1 lac and Rs.10 lacs in multiples of Rs.50, 000/-


No cash facility

Can only be availed in a network hospital

Reimbursement facility

This facility can be availed in a non-network hospital

Pre and post hospitalization

It covers medical expenses incurred during 30 days prior to admission to hospital and 60 days after discharge

Inpatient hospitalization is also covered




I.C.U charges up to 2% of sum insured per day are covered


Domiciliary hospitalization



Medical expenses incurred for treatment of organ donor are covered

Treatment for  illnesses mentioned in the policy document is covered

Reimbursement up to maximum of 1% of average basic sum insured once after every 3 continuous claim free years





Written By: PolicyBazaar - Updated: 22 May 2018
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