*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply
Who would you like to insure?
The United Shramik Seva Policy is one such group policy that caters to the specific needs employer-employee relationships. The policy secures the employee's and worker's healthcare needs in a cross-section of industrial and commercial establishments. The United Shramik Seva Policy health insurance provides coverage for hospitalization related expenses with a vast range of options to ensure quality healthcare to the insured.
Type |
Group Policy with a cover on an individual basis |
Tenure |
1 year |
Renewability |
Lifetime |
Pre-existing Illness over |
After 48 months |
Initial Waiting Period |
30 days |
The United Shramik Seva Insurance Policy comes with a vast coverage, which can be availed for:
Group members buy United Shramik Seva Policy to avail of treatment in the traditional and technology-based modern therapies. Some of the significant inclusions in the policy are:
What is not covered is key information to buy UIICL Health Insurance that impacts the claim settlement process. The insured must consult the policy bond for awareness of the conditions for which the insurer is not liable.
*The insured needs to consult the policy document for the detailed list.
The influencing factors to buy the United Shramik Seva Policy is described below:
The minimum eligibility condition to buy this policy are:
Minimum Entry Age |
18 years |
Maximum Entry Age |
65 years |
The Number of people covered: |
Minimum 7 members in the group |
Residential Status |
Indian citizens and residents who are working in Indian establishments. |
The policy can be terminated by the insurer as well as the insured. The insurer terminates the policy after serving a 15-day notice if the insured person is found to misrepresent information or indulge in fraud.
Likewise, the insured can terminate the policy after tendering a 15-day notice, provided there is no pending claim.