United India Workmen Medicare Policy

The policy covers hospitalization expenses incurred because of accident to the workmen while working in his respective organization. In this policy, the target segment for the policy would be contractors, factory owners and other commercial establishments who are looking for medical cover for employees arising out in an accident.

Key Benefits:

You can choose sum insured from the options i.e. Rs. 50, 000, Rs. 1 lakh and Rs. 1.5 lakh, as per your needs.

Coverage:

The plan offers following benefits to their policyholders:

  • Hospitalization expenses including room, boarding and nursing expenses up to 1% of sum insured per day.
  • In case of ICU, coverage extends to 2% of sum insured per day.
  • Expenses covering anesthetic, operation theatre charges, artificial limbs and more.
  • Fees of surgeon, consultant, medical practitioner and specialists.
  • Ambulance charges up to Rs. 2500 per insured person per event

Exclusions:

The policy does not cover any medical expense of the insured if:

  • Any injury occurred directly due to war like operation or any other kind of nuclear waste radioactivity.
  • Found under the influence of alcohol or drugs.
  • Committing any breach of law with criminal intent.
  • The insured is not legally an employee of the organization.
Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.

Latest Health Insurance Articles

Is Dermatology Covered by Health Insurance Plans?

Is Dermatology Covered by Health Insurance Plans?

Is Dermatology Covered by Health Insurance Plans? The prevalence of dermatology has risen significantly in India over the last few years. Most people visit a dermatologist at least once in their lives and a few others need to pay a reg...
Updated: 21st October 2021
Does Health Insurance Cover Orthopaedic Surgery?

Does Health Insurance Cover Orthopaedic Surgery?

Does Health Insurance Cover Orthopaedic Surgery? Orthopaedic health conditions have become quite common in India. They are no longer limited to just elderly people but are increasingly diagnosed amongst younger people due to their seden...
Updated: 12th October 2021
Star Health Insurance Customer Care

Star Health Insurance Customer Care

Star Health Insurance Customer Care Star Health & Allied Insurance Company comes with an efficient customer support team that helps to clear the queries and doubts of their customers. They are available round the clock and can help to solve is...
Updated: 11th October 2021
Claim Settlement Ratio Vs Incurred Claim Ratio - Know the Difference

Claim Settlement Ratio Vs Incurred Claim Ratio - Know the Difference

Claim Settlement Ratio Vs Incurred Claim Ratio - Know the Difference Every health insurance plan comes with unique benefits to attract customers. While checking the coverage, premium and benefits of a health plan bef...
Updated: 7th October 2021
What Is The Right Age To Purchase A Health Insurance Policy?

What Is The Right Age To Purchase A Health Insurance Policy?

What Is The Right Age To Purchase A Health Insurance Policy? Every person must have a health insurance policy to deal with major medical expenditures. You may have often heard people advising you to buy health insurance at a...
Updated: 30th September 2021
 
Close
Download the Policybazaar app
to manage all your insurance needs.
INSTALL