United India Individual Mediclaim Plan

United India Insurance offers various types of health insurance or mediclaim policies to suit every individual needs. These plans cover you against ailments and guarantees complete financial security of you and your family. Below are the health insurance plans offered by United India Insurance Company Limited:

Individual Mediclaim

Introduction: The policy provides you coverage against specific diseases or any bodily injury through accident. In this plan, premiums are to be paid in advance and the sum assured can be increased at renewal of the policy.

Coverage:

Following are expenses covered by the policy:

Room and boarding expenses in hospitals
Nursing expenses
Surgeon, consultant or medical practitioner fees
Dialysis, radiotherapy, chemotherapy, cost of organs and similar expenses

Exclusions:

Expenses incurred for pre and post hospital treatment.
Expenses incurred for treatment of diseases such as influenza, cough and cold, asthma, epilepsy, bronchitis, arthritis etc.
Dental treatment unless require hospitalization.
Cost of spectacles, contact lenses and hearing aids.