United India Family Medicare Health Plan

A single sum assured is offered to comprehensively cover family members. As long as either of the parents is covered, any dependent child between 3 months and 18 years is liable to be covered. The sum assured offered is between 1 to 10 lakh. The entry age is 18-80 years and a medical screening required for anyone above 45 years of age. There are more than 7000 network hospital options available for cashless treatment and claim reimbursement treatment for the insured members.

Read More

United India Family Medicare Health Plan

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply

Get insured from the comfort of your home No medicals required
I am a

My name is

My number is

By clicking on ‘View Plans’ you, agreed to our Privacy Policy and Terms of use
Close
Back
I am a

My name is

My number is

Select Age

City Living in

    Popular Cities

    Do you have an existing illness or medical history?

    This helps us find plans that cover your condition and avoid claim rejection

    Get updates on WhatsApp

    What is your existing illness?

    Select all that apply

    When did you recover from Covid-19?

    Some plans are available only after a certain time

    Benefits of United India Family Medicare Policy

    • Premiums paid are tax exempt with regards to Section 80 D of the Income tax act.
    • A maximum of 3% (first 3 years) - 15% claim discount after subsequent claim free years.
    • Cashless and reimbursement facilities in over 7000 hospitals across India
    • At the end of 3 claim-free years, one is liable to get a free medical checkup subject to continuous policy renewal. The limit set on this is 1% of the sum assured during the 3 year period.
    • Free look period of up to 15 days is given prior to the first policy inception.

    Coverage under the United India Family Medicare Plan

    Additional covers are optional such as ambulance cover and daily cash allowance covers that can be paid twice during the policy period at additional premiums.

    • Ayurvedic Treatment in a Government Hospital
    • Cataract Surgery up to 10% of SI or a maximum of Rs. 25,000
    • Hernia up to 15% of SI or up to a maximum of Rs. 30,000
    • Hysterectomy 20% of SI or up to a maximum of Rs. 50,000
    • Hospitalization Expenses ( minimum 24 hours) that are covered under the plan are listed below:
    • Room expenses, boarding charges, and nursing expenses
    • ICU cover up to 2% of SI per day
    • Medical Practitioner, Surgeon, Specialists Fees, Anaesthetist, Consultants, Anaesthetist, , Operation Theatre Charges, Blood, Oxygen, Radiotherapy, Surgical Appliances, Dialysis, Medicines & Drugs, Chemotherapy, cost of Artificial Limbs, and other similar expenses.
    • Home hospitalization up to 1% of SI per day. It includes RMO charges, Nursing Care, Administration Charges, IV Fluids, Injection and similar expenses.
    • Organ donor expenses ( except the cost of the organ)

    Exclusions of United India Family Medicare Plan

    • Any illness that was diagnosed during the initial 30 days of policy inception
    • The waiting period for pre-existing illness is 2 years
    • Certain specified illnesses to be treated after a waiting period of 2 to 4 years
    • Treatment for HIV and AIDS
    • Inoculation and vaccination unless it is after an animal bite
    • Naturopathy treatment
    • General debility is not covered
    • Cost of circumcision, plastic and cosmetic surgery is also not covered
    • Psychosomatic and psychiatric disorders
    • Health ailment resulting due to alcohol abuse and drug overdose
    • Dental care expenses
    • Pregnancy, and child birth related ailments
    • Health issues arising due to nuclear weapons
    • Experimental and unproven hospitalization
    • Any external medical equipment

    Claim Procedure for United India Family Medicare Policy

    In case of hospitalization, you need to notify about the hospitalization or send a claim request to the Insurer’s or TPA’s address as mentioned in the United India Insurance policy documents:

    • For all the emergency hospitalizations the insurance company needs to be notified within 24 hours of the hospitalization
    • Collect the claim form after the claim intimation. Send the completed claim form and fill all the required details along with the hospital documents to the Third-party Administrator within 15 days of getting discharged from the hospital.
    • For all the cashless hospitalizations, the policyholder needs to submit a pre-authorization cashless form to the Third-party administrator through the hospital
    • No other intimation is required after the submission of the pre-authorization form
    • For all the reimbursement claims you need to submit documents related to the hospitalization expenses that took place within 15 days of getting discharged from the hospital.

    Health insurance articles

    Recent Articles
    Popular Articles
    List of Diseases Covered by Bajaj Allianz Health Insurance Plans

    05 Jul 2022

    Barely any person has remained unaffected due to rising health...
    Read more
    Annual Medical Check-ups in Health Insurance

    05 Jul 2022

    Regular health check-ups are important to keep a track of your...
    Read more
    Advantages and Disadvantages of Buying a Health Insurance Policy

    04 Jul 2022

    In India, healthcare is getting expensive with each passing day...
    Read more
    Does Health Insurance Cover Sports & Gym Injuries?

    27 Jun 2022

    Gone are the days when only athletes and professional sports...
    Read more
    Health Insurance for Rural India

    24 Jun 2022

    Healthcare is expensive in India and is increasing with each...
    Read more
    PMJAY Scheme: Ayushman Bharat Yojana Eligibility & Registration Online
    Prime Minister Shri Narendra Modi announced the launch of (PMJAY) Ayushman Bharat Yojana in his Independence...
    Read more
    Best Health Insurance Plans in India 2022
    Finding the best health insurance plan from so many different health insurance companies can get confusing for many...
    Read more
    Best Maternity Insurance Plans
    Maternity insurance offers comprehensive coverage for medical expenses incurred during pregnancy, including the cost...
    Read more
    How to apply for Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY)
    Ayushman Bharat health insurance is a flagship scheme launched by the Government of India, as per the...
    Read more
    Best Health Insurance Plans for Senior Citizens in 2022
    Considering the increase in medical inflation in India, buying adequate health insurance for your loved ones has...
    Read more
     
    top
    Close
    Download the Policybazaar app
    to manage all your insurance needs.
    INSTALL