United India Senior Citizen Health Insurance
With the progression in age, the health problems also increase. United India’s Senior Citizen health plan offers complete coverage to senior citizens against various illnesses. The entry age for the policy is between 61-80 years. The policy shall continue to be covered provided these are renewed with the insurer without any break. It is possible to cover children between the age group of 3 months-18 years, provided either of the parents is also covered. The sum insured varies between Rs 1-3 lakh, which should be in multiples of Rs 50,000. This policy also covers various day care procedures.
What is Covered Under the Policy?
The policy covers the following expenses-
- Room, Boarding and Nursing expenses
- Expenses incurred for surgeon, anesthetist, medical practitioner,
- Expenses on the illnesses like cataract, hernia, hysterectomy, etc.
- Coverage to AYUSH treatment
What is not Covered Under the Policy?
The policy doesn’t offer coverage in case of following-
- Pregnancy, ailments related thereto and child birth
- Dental treatments
- Experimental or unproven treatment
- All pre-existing ailments up to 48 months
- General debility and Run down conditions
How to File for a Claim?
All claims should be made in Indian currency. On the occurrence of any mishappening, intimate the insurer/TPA. In case of any emergency, intimation letter should be sent within 24 hours from the day of hospitalization. A duly filled claim form should be submitted with the TPA along with necessary documents within 15 days from the date of discharge from the hospital.
In case of cashless, insured or representative submits the preauthorization cashless form to the TPA through the hospital where the treatment is taking place.
- Bajaj Allianz Health Insurance
- Max Bupa Health Insurance
- SBI Health Insurance
- Raheja QBE Health Insurance
- Bharti AXA Health Insurance
- Universal Sompo Health Insurance
- Future Generali Health Insurance
- Apollo Munich Health Insurance
- Star Health Insurance
- HDFC Ergo Health Insurance
- Cholamandalam Health Insurance
- United India Health Insurance
- Tata AIG Health Insurance
- Royal Sundaram Health Insurance
- Reliance Health Insurance
- New India Health Insurance
- National Health Insurance
- IFFCO Tokio Health Insurance
- Oriental Health Insurance
- Liberty Videocon Health Insurance
- Cigna TTK Health Insurance
- LIC Jeevan Arogya Plan(Health Insurance)
- Religare Health Insurance
- Family Health Insurance vs Family Floater Plan: What to Buy?
- How to use Mediclaim Policy Premium Calculator to Calculate Premium?
- Best Family Health Insurance Plans for Expecting Parents in India
- Top 5 Family Health Insurance Policies for 2018
- New India Assurance Senior Citizen Mediclaim Policy
- Star Health Insurance for Senior Citizens