United India Senior Citizen Health Insurance

With the progression in age, the health problems also increase. Senior Citizen health plan by United India Insurance Co. Ltd. offers complete coverage to senior citizens against various illnesses. The entry age for the policy is between 61-80 years. The policy shall continue to be covered provided these are renewed with the insurer without any break. It is possible to cover children between the age group of 3 months-18 years, provided either of the parents is also covered. The sum insured varies between Rs 1-3 lakh, which should be in multiples of Rs 50,000. This policy also covers various day care procedures.

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United India Senior Citizen Health Insurance

All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply

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    What is Covered Under the Policy?

    The policy covers the following expenses-

    • Room, Boarding and Nursing expenses
    • Expenses incurred for surgeon, anesthetist, medical practitioner,
    • Expenses on the illnesses like cataract, hernia, hysterectomy, etc.
    • Coverage to AYUSH treatment

    What is not Covered Under the Policy?

    The policy doesn’t offer coverage in case of following-

    • Pregnancy, ailments related thereto and child birth
    • Naturopathy
    • Dental treatments
    • Experimental or unproven treatment
    • HIV/AIDS
    • All pre-existing ailments up to 48 months
    • General debility and Run down conditions

    How to File for a Claim?

    All claims should be made in Indian currency. On the occurrence of any mishappening, intimate the insurer/TPA. In case of any emergency, intimation letter should be sent within 24 hours from the day of hospitalization. A duly filled claim form should be submitted with the TPA along with necessary documents within 15 days from the date of discharge from the hospital.

    In case of cashless, insured or representative submits the preauthorization cashless form to the TPA through the hospital where the treatment is taking place. 

    United India Senior Citizen Health Insurance Reviews & Ratings

    / 5 (Based on 7 Reviews)
    (Showing Newest 7 reviews)
    Parul
    Punjab, August 02, 2021
    Inexpensive term plan
    My friend is 30 year old and I am 25 years old and noticed a difference in our term plan price. I visited Policybazaar and read some blogs there. I found out that term plans are cheaper if you buy at young age. I am glad to buy this plan at the right time.
    Amrita
    Chail, August 02, 2021
    Tax savings
    I recently bought a term insurance policy from the website of Policybazaar. My plan has amazing features and some additional benefits due to an addon. The best part is I can also enjoy a tax rebate. I am so glad to buy this plan.
    Pratap
    Niwari, August 02, 2021
    Purchased Online
    My friend asked me to buy a term insurance plan online as it is cheaper and more convenient. I visited the website of Policybazaar and bought a term policy which offers great benefits at cheap rates. My online experience has been great. Thank you team.
    Anurag
    Modinagar, August 02, 2021
    Protection against COVID
    The pandemic had me worrying about the future of my family in my absence. I have been searching for a pure insurance policy to safeguard my family against any eventuality. With the help of Policybazaar now I my family is secure as a bought a specialized term plan made to help family of the policyholder.
    Kashish
    Meerut, August 02, 2021
    Best customer service
    I did not understand much about insurance but I knew one thing that I needed to secure the future of my family. I took help from the team of Policybazaar and they suggested me what would be best for me. I am happy with my plan. Thank you so much team.
    Komal
    Palwal, August 02, 2021
    Huge coverage
    I recently bought a term plan from the website of Policybazaar and I am happy with the product. I got a higher coverage term plan with additional benefits and at cost effective price. Now I am worry free for the future security of my family in my absence. Thanks.
    Harisha
    Gurgaon, August 02, 2021
    Quick to buy
    My friend suggested me to buy a term insurance plan online. I visited the website of Policybazaar and it took me about half an hour or maybe less to buy the plan online. The experience was smooth and I am happy with my plan. Kudos team.

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