United India Super Top Up Health Plan

United India’s Super Top Up Insurance Policy is an all-round health insurance plan that covers your medical expenses in case of illness or accident. You can also add your family members under this plan. It is the perfect Health protection for you and your family.

The Policy covers aggregate hospitalization expenses incurred in India during the policy period exceeding the Threshold Level or any amount reimbursed or reimbursable under any Health Insurance Policies/Reimbursement Scheme whichever is higher, up to the Sum Insured stated in the policy. 

Features:

  • You can extend the benefits of the policy to your family members, as Top Up Health Plan by United Insurance comes with a Family Floater Plan as well.
  • Any person falling under the age group of 18 years to 80 years can buy the policy. Children between the age of 3 months and 18 years are covered, provided either or both parents are covered concurrently.
  • Cashless facility in more than 7000 hospitals across Pan India.
  • The policy covers you against the expenses incurred on Anesthetic, blood, oxygen, Operation theatre charges, surgical appliances, Medicines & drugs, dialysis, chemotheraphy, radiotheraphy, cost of artificial limbs and cost of prosthetic devices implanted.
  • All claims shall be paid in Indian Rupees only.

Exclusions:

  • Cosmetic, aesthetic, or related treatments will not be covered.
  • Any illness or disease contracted due to intake of alcohol or other addictive substances will not be covered.
  •  All expenses related to AIDS and related diseases.
  • Any condition, ailment, injury or related conditions for which the insured have been diagnosed, received medical treatment, had signs or symptoms, prior to the inception of the policy until 48 months from the date of inception.
  • Treatments consisting of non-allopathic medicine are not covered under this policy.

Documents Required:

To buy the policy, an ‘Application form/ proposal form’ is required to be filled. It should be submitted along with accurate medical history and the address proof. Medical examination may be required in some cases, based on the sum insured and the age of the person.

 

Written By: PolicyBazaar - Updated: 18 December 2020
Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.

Latest Health Insurance Articles

How to Check Reliance Health Policy & Claim Status Online?

How to Check Reliance Health Policy & Claim Status Online?

Reliance General Insurance offers health insurance services that are simple and easy for customers to use. You can avail a host of services online that make your life more convenient including checking your policy online, chec...
Updated: 8th April 2021
How to Check Health Insurance Claim Status?

How to Check Health Insurance Claim Status?

Your health insurance claim process does not end just by submitting your claim form. There are certain documents that you need to submit as well. You need to be proactively involved in the health insurance claim process to deal with situatio...
Updated: 8th April 2021
List of Useful Add-on Covers To Opt with Personal Accident Health Insurance

List of Useful Add-on Covers To Opt with Personal Accident Health Insurance

Personal accident insurance is a health insurance policy that covers expenses incurred by the policyholder on the treatment of bodily injuries resulting from an accident, fire, explosion, etc. In this policy, ...
Updated: 8th April 2021
7 Add-on Covers to Opt with Parents Health Insurance

7 Add-on Covers to Opt with Parents Health Insurance

You have purchased a basic health insurance plan for your parents and are relieved that all the medical expenses for your parents are covered in it. But there can be certain requirements, which are not covered in a standard health...
Updated: 7th April 2021
What is Health Insurance? A Complete Guide

What is Health Insurance? A Complete Guide

One thing that we all have learned during the COVID-19 pandemic is the relevance and importance of health insurance in 2020. You would already know that health insurance plans keep you financially protected and help you meet the expensive cos...
Updated: 5th April 2021
 
Close
Download the Policybazaar app
to manage all your insurance needs.
INSTALL