Popular Hero Destini 125 Variants with Insurance Premium

Here is an estimate of the Hero Destini 125 insurance prices for different variants of the bike.

*Disclaimer: The premium amounts mentioned in the table are computed using an online bike insurance premium calculator from Policybazaar.com. The calculation is based on various factors, such as bike's registration year, IDV, and registration location. This premium may vary from insurer to insurer.

Reasons to Buy Hero Destini 125 Insurance Online from Policybazaar.com

Policybazaar Insurance Brokers Private Limited makes it easy to compare the Hero Destini 125 insurance plans offered by various insurers before choosing one. Here are some benefits of buying a policy through it:

• You can contact 1800-258-5970 to ask your insurance-related queries. This customer service is available around the clock.
• The network garages offer cashless repair services for accidental damage.
• For every claim-free year, you can get a No Claim Bonus (NCB), which reduces your Hero Destini 125 insurance price.
• If your bike breaks down abruptly, you can avail yourself of roadside help. This includes fuel delivery, towing to a nearby network garage, minor onsite repairs, etc.
• You can get quick claim settlements, whether it's a cashless claim or a reimbursement request.
• With a comprehensive bike insurance plan, you can get coverage for third-party liabilities as well as own damages.

Disclaimer: The coverage of Hero Destini 125 bike insurance can be different for each insurer. Review the policy wording provided by your insurer to understand the coverage clearly.

Hero Destini 125 Insurance Add-Ons

Add-on covers widen the scope of your comprehensive bike insurance policy. Here are some add-ons that insurance companies offer with Hero Destini 125 insurance.

• Zero Depreciation Cover: With this cover, you can get your bike insurance claim settlement without deducting the depreciation of your bike's parts. If you have this cover, you can get compensated for depreciable components, like nylon, rubber, and plastic parts.
• EMI Protector Cover: If it takes more than 30 days to repair your Hero Destini in a garage after accidental damage, the insurer will compensate for the EMI (Equated Monthly Instalment) of the bike. This add-on cover may be useful if your bike is purchased with the help of a loan.
• Consumables Cover: This add-on cover provides coverage for consumable items used during bike repairs. The cost of engine oil, chain lubricants, coolants, and more is compensated under this optional cover.
• Engine Protector Cover: This add-on covers the financial losses caused by damage to your bike's engine. Physical damages, water ingression, lubricant leakage, and other engine failures are covered.

How to Buy/Renew Hero Destini 125 Insurance Online?

It is possible to get or renew Hero Destini 125 insurance online through a simple, paperless process. Here's the detailed procedure:

• Step 1: Go to Policybazaar.com. On the home page, locate the "Insurance Products" section and select "Bike Insurance."
• Step 2: To renew your bike insurance, enter your bike's registration number. If your Hero Destini 125 is brand-new, select 'Bought a New Bike?'.
• Step 3: Fill out the form displayed with the necessary information.
• Step 4: Decide whether you want comprehensive or third-party bike insurance.
• Step 5: Decide which optional coverages, such as personal accident and zero depreciation coverage, you want to buy.
• Step 6: A list of bike insurance plans that are offered by different insurance companies will be shown. Choose an appropriate plan and use your preferred online payment method to pay the quoted premium.
• Step 7: The policy documents will be delivered to your registered email soon.

How to Claim Hero Destini 125 Insurance Online?

You can file cashless or reimbursement claims for your Hero Destini 125. Here's a step-by-step guide for both methods.

1. Cashless Claim Settlement

   Here's what you need to do for a cashless claim application.

   • Step 1: Inform your insurer about the bike accident (for accidental damage claims).
   • Step 2: A surveyor sent by the insurer would inspect the damaged bike and draft an assessment report.
   • Step 3: The insurer would confirm the cost of repairs. You would be requested to send the bike to the nearest network garage.
   • Step 4: After the repairs, the insurer would pay the bill directly to the garage.

2. Reimbursement Claim Settlement

   Follow the steps given below to apply for the reimbursement of repair costs.

   • Step 1: Contact your insurer and inform them about the accident.
   • Step 2: A surveyor would be sent to check the damage to your Hero Destini 125.
   • Step 3: The surveyor would draft an assessment report within 48 hours of the inspection.
   • Step 4: Submit a signed and completed claim form, along with all the required documents.
   • Step 5: The insurer would soon approve the claim. Take the bike to any chosen garage for repairs and pay the cost.
   • Step 6: The insurer would reimburse for the repair costs.

Documents Required for Hero Destini 125 Insurance Claims

Submit the following documents to your insurer to support your claim.

• The driving licence of the owner.
• The registration book of your bike.
• KYC details (for damages exceeding Rs. 1 lakh).
• A signed claim form.
• Scooter repair estimates or actual bills.
• Payment receipts for the cost paid from your own pocket.
• An FIR for property damage, fire, death, or 3rd party injuries.

Additional Documents Required for Hero Destini 125 Insurance Theft Claims

If your Hero Destini 125 gets stolen, you will need to submit some additional paperwork.

• The original RC of the bike.
• The original bike insurance documents.
• Bike keys.
• Purchase invoice.
• FIR filed with the police.
• No objection certificate from the financier.
• A 'No Use' letter from the RTO.
• Subrogation letter.