What is Hero Splendor Pro Classic Insurance
The Hero Splendor Pro Classic boasts a vintage look with chrome details and a sturdy construction, providing a comfortable and smooth commute. It has a fuel-efficient 97.2 cc engine that makes it easy to drive on city streets and on short stretches of highway every day. Hero Splendour Pro Classic insurance is a must-have for anyone who drives it often and is exposed to traffic. It protects you from accidental damage, theft, and third-party liabilities so you can enjoy worry-free ownership.
Popular Hero Splendor Pro Classic Variants with Insurance Premium Price
The renewal price for the Hero Splendor Pro Classic varies based on factors like policy type, the bike's age, and included add-ons. Here is a summary of the starting prices for the bike's different variants:
| Hero Splendor Pro Classic Variants (2025) | 5-year TP and 1-year OD Plan (in Rs.) |
| Classic (97 cc) | 3,980 |
| Electric Start Drum Brake Cast Wheels (100 cc) | 3,860 |
| Gold SE (97 cc) | 3,973 |
| Electric Start Drum Brake Spoke Wheels (100 cc) | 3,860 |
| Kick Start Drum Brake Cast Wheels (100 cc) | 3,859 |
*Disclaimer: The prices in this table are just for your information. The actual cost of bike insurance depends on the model, the IDV, the year it was bought, and other things.
Reasons to Renew Hero Splendor Pro Classic Insurance Online from Policybazaar.com
Renew your bike insurance policy conveniently online with Policybazaar.com, and enjoy the following benefits:
- Completely Digital Process
This website allows you to purchase or renew your bike insurance policy entirely online. From selecting a plan to downloading policy documents, all processes are handled digitally. - Multiple Policies in One Place
You can easily compare the costs and coverage of different two-wheeler insurance plans offered by 19+ insurers all in one place. This makes it easier to find the most affordable plan that still offers the required coverage. - 24/7 Customer Service
The company's customer service team is available 24/7, even on holidays, to help you choose a bike insurance plan or file a claim. - Secure Platform
With a trusted platform like Policybazaar.com, you can rest assured that you are buying plans from IRDAI-approved insurers only, through safe transactions.
Coverage Under Hero Splendor Pro Classic Insurance
- Inclusions
- Exclusions
A comprehensive Hero Splendor Pro Classic insurance policy offers protection against a range of risks that your bike may face during everyday use. Here are some examples:
- Compensation payable to third parties for accidental property damage, injury, or death during bike accidents.
- Theft of your Hero Splendor Pro Classic.
- Injuries, disablement, or death of the owner or driver during road accidents.
- Damages resulting from events like lightning, fire, explosions, and self-ignition.
- Losses due to riots, strikes, and other malicious man-made events.
- Bike damage from natural disasters such as lightning, landslides, cyclones, and earthquakes.
- Complete loss of the bike, i.e. damage beyond 75%.
Certain evtns are excluded from the scope of your bike insurance policy's coverage. Here are a few examples:
- Depreciation in the bike's value over time or the normal wear and tear of its parts.
- Damages or losses incurred as a result of wars.
- Any damage caused while the rider was under the influence of intoxicants like alcohol, drugs, or other intoxicants.
- Accidents that happen outside the geographical limits specified in the policy.
- Losses and damages caused while a minor or any person without a licence was riding the bike.
- Accidents caused during activities like racing and speed tests.
- Damages incurred while the bike insurance plan was not active.
* Disclaimer: Different bike insurance companies may offer different policies, so it's important to read your policy documents carefully to know what is and isn't covered.
Hero Splendor Pro Classic Insurance Add-on Covers
Add-on covers allow you to increase the scope of your Hero Splendor Pro Classic bike insurance by offering extra coverages. Here are some add-ons to consider:
- No Claim Bonus (NCB) Protection Cover
This optional cover allows you to keep your NCB benefits intact even if you file a claim during the policy year. You can file a specified number of bike insurance claims without losing any of your NCB benefits. - 24/7 Roadside Assistance Cover
If you have this add-on, your insurance company will offer assistance for lost keys, small repair work, and fuel issues during emergencies. - Accessories Cover
Buy this add-on to cover electrical and non-electrical components of your bike from risks like road accidents and calamities. - Engine Protection Cover
This add-on covers the cost of repairing or replacing your bike's engine after waterlogging, hydrostatic lock, or lubricant leakage. The engine is not covered under standard coverage.
How to Buy or Renew Hero Splendor Pro Classic Insurance Online?
Here's the complete step-by-step guide to buying a new Hero Splendor Pro Classic insurance policy or renewing an existing one:
- Step 1: Open Policybazaar.com and choose 'Two-wheeler Insurance'.
- Step 2: To renew, input your bike's registration number and select 'View Price'. For a new bike, click the 'Buying a New Bike?' option. Select the bike's model and variant
- Step 3: The screen will display a variety of bike insurance plans from various insurers. You can choose any plan that suits your coverage requirements. Include any optional covers you need. "Pay Now" should be clicked.
- Step 4: Use your preferred digital payment method to pay your bike insurance premium. After that, all the policy documents will be sent to you via email.
How to Raise Hero Splendor Pro Classic Insurance Claims Online?
You can either file a cashless claim or pay the expenses yourself and then request reimbursement if an insured event causes you to incur losses or damages.
Cashless Claim Process
- Step 1: Contact your insurer and report the incident related to your claim.
- Step 2: The claim form is available on Policybazaar.com. Complete it and upload the required documents, including copies of your bike's registration certificate, driving licence, and proof of ID and address.
- Step 3: The insurance company will send a surveyor to look at the damage to your bike and give their approval for the repairs.
- Step 4: Go to any network garage to get your bike damages repaired. Your insurance provider will pay the garage bills directly.
Reimbursement Claim Process
- Step 1: Contact your insurance company and report the bike damage.
- Step 2: File a formal complaint (FIR) at the closest police station if you want to file a claim for bike theft or third-party damage.
- Step 3: Before approving it, an insurance surveyor will assess the bike's damage.
- Step 4: Have your bike repaired at any garage of your choosing.
- Step 5: Keep the original invoices and pay the bills.
- Step 6: Along with your claim form, you must submit the original invoices. Your insurer may request additional supporting documentation to review your claim. After processing, you will receive your money back.
Documents Required for Filing a Claim Under Hero Splendor Pro Classic Insurance
The following paperwork is required in order to submit a bike insurance claim if your Hero Splendor Pro Classic has been involved in an accident:
- A copy of the FIR filed for third-party damage or injury claims.
- A signed and completed claim form.
- An identity proof of the policyholder.
- The driver's driving licence.
- RC of the bike. Original RC of the bike with a theft endorsement made by the local RTO (for theft cases)
- Provide repair bills or an estimate of repair costs from the garage..
- A completed and signed claim form.
- The policy documents (original).
- The bike keys, along with service booklets and warranty cards if the bike is stolen.
- The police report (FIR) filed for theft.
- The letter sent to the concerned RTO, informing them of the theft and declaring the bike as 'no-use '.
FAQs about Hero Splendor Pro Classic Insurance
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What is the meaning of OD coverage under Hero Splendor Pro Classic bike insurance?
OD or Own Damage cover under Hero Splendor Pro Classic bike insurance covers the cost of repairing your bike after covered incidents like accidents, natural disasters, and vandalism. -
Is OD bike insurance mandatory for my Hero Splendor Pro Classic?
No, an OD (own damage) bike insurance policy is not mandatory for your Hero Splendor Pro Classic Motor Vehicles Act of 1988 only mandates third-party two- wheeler insurance coverage. -
Does Hero Splendor Pro Classic bike insurance cover the bike's battery?
No, most Hero Splendor Pro Classic bike insurance policies do not cover the bike's battery. Battery damage is covered under normal wear and tear which is excluded from the policy coverage. However, you may find a policy where battery damage is covered under specific circumstances, for example, roadside assistance add-on. -
How many years is the zero depreciation add-on cover available for the Hero Splendor Pro Classic bike insurance?
Most insurance companies offer a zero depreciation add-on cover for bikes up to 5 years old. Some companies may extend the coverage to 7 or 10 years.






