Hero HF Deluxe Insurance

Hero HF Deluxe, a rugged and robust two-wheeler manufactured by Hero MotoCorp promises comfortable rides with its broader rear grip and exceptional mileage. If you have plans to own the Hero HF Deluxe, insuring it with the right coverage will keep it protected at all times. Explore everything you need about the Hero HF Deluxe insurance policy on the page below.

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  • Save up to 85% by comparing plans
    Save up to 85%# by comparing plans
  • 20+ Insurers to choose from
    20+ Insurers to choose from
  • 1.2 Crore+ Bike Insured
    1.2 Crore+ Bike Insured
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No paperwork required! Renew insurance in 60 seconds^

Plans starting at only @ ₹1.3/day*

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Popular Hero HF Deluxe Variants with Insurance Premium Price

Hero HF Deluxe Variants (Registration Year 2023) 5-Year Third Party and 1-Year Own Damage Plan (in Rs.)
Hero HF Deluxe – Eco (100 CC) 3,949 onwards
Hero HF Deluxe – Electric Start Drum Brake Cast Wheels (100 CC) 3,957 onwards
Hero HF Deluxe – Kick Start Drum Brake Cast Wheels (100 CC) 3,944 onwards
Hero HF Deluxe – Electric Start Drum Brake Spoke Wheels (100 CC) 3,953 onwards
Hero HF Deluxe – Kick Start Drum Brake Spoke Wheels (100 CC) 3,943 onwards

*Disclaimer- The above table is for illustration purposes only. The Hero HF Deluxe insurance premium depends on the factors like registration year, location, IDV, add-ons, coverage type, etc.

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Why Choose Policybazaar.com for Hero HF Deluxe Insurance?

At Policybazaar.com, you can compare various two-wheeler insurance plans before making a purchase decision. Here is why buying Hero HF Deluxe insurance from Policybazaar.com is an intelligent move-

  • Compare the pros and cons of multiple insurers' offerings in the market to make an informed decision.
  • Access all the features of a specific bike insurance policy from the comfort of your home.
  • Seamlessly purchase and renew your two-wheeler insurance policy hassle-free.
  • Benefit from round-the-clock customer care support by calling 1800-258-5970.
  • Securely pay the premium using UPI, internet banking, or debit/credit card and receive the payment receipt via your registered email/mobile number.
  • Minimise paperwork with a simple proposal form that requires basic information.

Inclusions of Hero HF Deluxe Insurance Policy

The Hero HF Deluxe insurance policy ensures financial protection against the following events-

  • Accidental damage
  • Third-party liabilities
  • Natural disasters like earthquakes, landslides, and flood
  • Malicious activities, including terrorism, riots and strikes
  • Fire and explosion
  • Theft and burglary

Exclusions of Hero HF Deluxe Insurance Policy

Here are the common exclusions under the Hero HF Deluxe insurance policy where no compensation is offered in case of any loss/damage-

  • Loss of personal belongings
  • Consequential losses
  • Regular wear and tear of bike parts
  • Electrical and mechanical breakdown
  • Losses caused while driving under the influence of drugs or alcohol
  • Damages from engaging in illegal activities
  • Claims denied for driving without valid DL, RC, PUCC, and bike insurance policy

*Note- Kindly review the Hero HF Deluxe insurance policy wordings to understand the exact inclusions and exclusions.

Hero HF Deluxe Insurance Add-on Covers

To enhance your coverage and avail additional protection, you have the option to choose from the following add-ons under the Hero HF Deluxe insurance policy-

  1. Zero Depreciation Cover: It ensures you receive the total claim amount without depreciation deduction during bike parts replacement after an accident or other perils mentioned in the policy documents.
  2. Roadside Assistance Cover: It provides 24x7 emergency assistance, including towing, fuel delivery, flat tire change, and battery jumpstart. Another benefit of RSA cover is availing services under this cover does not count as a claim.
  3. NCB Protection Cover: It protects your earned cumulated bonus or NCB even after making a claim, allowing you to retain the NCB discount while renewing your own damage or comprehensive HF Deluxe policy.
  4. Engine Protection Cover: A valuable add-on for those residing in flood-prone areas or facing waterlogging issues during monsoons. It covers damages to the bike's engine and gearbox due to water ingress or accidents.

You may also read- Engine Protection Cover in Bike Insurance Policy

How to Buy Hero HF Deluxe Insurance Online?

Purchasing Hero HF Deluxe insurance online from Policybazaar.com is a breeze. Follow these simple steps-

  • Step 1: Visit the 'Insurance Products' tab on the home page and select 'Two-wheeler insurance'.
  • Step 2: Enter your Hero HF Deluxe details, including make, model & variant (MMV), city, year of registration, etc.
  • Step 3: Compare quotes and choose the policy coverage that suits all your needs and fits your budget.
  • Step 4: Add any desired additional covers like NCB protection cover, RSA cover, return-to-invoice, etc.
  • Step 5: Complete the premium payment using UPI, internet banking, or debit/credit card.
  • Step 6: Receive the Hero HF Deluxe insurance policy in your registered email ID.

How to Renew Hero HF Deluxe Insurance Online?

Renewing your Hero HF Deluxe insurance online is a simple process. Visit the two-wheeler insurance renewal page of Policybazaar.com and follow the below steps-

  • Step 1: Enter your policy number, name, registration number, etc.
  • Step 2: Compare quotes from different insurers for your Hero HF Deluxe and make any necessary adjustments, such as adding or removing add-ons.
  • Step 3: Pay online through UPI, internet banking, or banking cards.
  • Step 4: Receive the renewed insurance policy copy in your registered email ID.

How to Raise Hero HF Deluxe Insurance Claims Online?

Raising Hero HF Deluxe insurance claims online is hassle-free, with two options for claim settlement. Choose any of the below methods and get assistance from Policybazaar's claim assistance from anywhere, anytime.

  1. Cashless Claims Settlement Process

    • Inform the insurer about the accident or damage to your bike.
    • A surveyor will assess the damages within two days and prepare an assessment report.
    • The report will be submitted to the insurance company.
    • Once approved, the insurer will ask you to send your bike to a nearby-authorised garage.
    • The insurer will confirm the amount and settle the bills directly with the garage after repairs.
  2. Reimbursement Claims Settlement Process

    • Report the incident to the insurer's helpline number.
    • Experts will survey the damaged Hero HF Deluxe and compile an assessment report within 48 hours.
    • Submit the required documents and get your bike repaired at your own expense.
    • The insurer will later reimburse the costs directly to your bank account.

You may also read- Difference between Cashless & Reimbursement Claims Settlement Process

Documents Required for Accidental Claim Settlement

  • Filled and signed claim form
  • Hero HF Deluxe Registration Certificate
  • Valid Driving License of the policyholder
  • Repair estimates, bills, and payment receipts
  • FIR report (if applicable)

Additional Documents Required for Theft Claim Settlement

  • Original Registration Certificate
  • Original Hero HF Deluxe insurance policy
  • RTO letter declaring the stolen Hero HF Deluxe as 'No Use.'
  • Non-Traceable Report
  • Letter of Subrogation
  • Keys/Purchase Invoice
  • Police FIR
  • NOC from the Financer

FAQs about Hero HF Deluxe Insurance

Written By: PolicyBazaar

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^The renewal of insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for a transaction may vary subject to additional data requirements and operational processes.

^The buying of Insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for transaction may vary subject to additional data requirements and operational processes.

#Savings are based on the comparison between highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.

*TP price for less than 75 CC two-wheelers. All savings are provided by insurers as per IRDAI-approved insurance plan. Standard T&C apply.

*Rs 538/- per annum is the price for third party motor insurance for two wheelers of not more than 75cc (non-commercial and non-electric)

#Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.

*₹ 1.5 is the Comprehensive premium for a 2015 TVS XL Super 70cc, MH02(Mumbai) RTO with an IDV of ₹5,895 and NCB at 50%.

*Rs 457/- per annum (1.3/day) is the price for the third-party motor insurance for private electric two-wheelers of not more than 3KW (non-commercial). Premium is payable on an annual basis