What is Hero Honda Splendor Plus Insurance
Hero Honda Splendor Plus Insurance policy is designed to cover expenses related to bike accidental repairs, parts replacement, and unforeseen expenses from theft. It also includes third-party liability protection against third-party damages or injuries, as well as personal accident coverage for the rider.
Popular Hero Honda Splendor Plus with Bike Insurance Prices
| Splendor Plus Bike | Zero Dep Cover* (Add-on Cover) | Estimated Splendor Insurance Price List* (1+5 Bundled Policy) |
| Hero Motocorp Splendor Plus Black And Accent (100 cc) | Nil | ₹4,010 |
| Hero Motocorp Splendor Plus Electric Start Drum Brake Cast Wheels (100 cc) | Nil | ₹3,963 |
| Hero Motocorp Splendor Plus I3S (100 cc) | Nil | ₹3,944 |
| Hero Motocorp Splendor Plus I3S Ibs (100 cc) | Nil | ₹4,004 |
| Hero Motocorp Splendor Plus I3S Self with Alloy Wheel (100 cc) | Nil | ₹3,970 |
*Disclaimer: Your Splendor Plus insurance price may get affected due to IDV, zero depreciation, ex-showroom price, past claims and RTO details.
Reasons to Buy Hero Honda Splendor Plus Insurance Online at Policybazaar.com
Policybazaar.com streamlines the process of purchasing Splendor Plus insurance online and provides various benefits:
- Compare policies, features, and costs from the comfort of your home to make an informed choice.
- Access a variety of Splendor Plus insurance prices from numerous providers, allowing you to choose the one that best meets your requirements and budget
- Use a user-friendly website to acquire two-wheeler insurance online with minimum documents.
- Contact the customer care service 24 hours a day, seven days a week at 1800-258-5970, via email, or live chat.
- Receive timely bike insurance renewal reminders via email or SMS to maintain ongoing coverage.
- Enjoy additional perks such as easy claim assistance, online claim tracking, and cashless claim settlements at network garages across India.
Coverage Under Hero Honda Splendor Plus Insurance
- Inclusions
- Exclusions
The Splendor Plus insurance coverage covers loss or damage caused by collisions or accidents.
- Liability for injuries or damages caused to third persons in a road accident.
- Losses resulting from theft, burglary, or total motorbike loss.
- Fire, lightning, and explosions may all inflict damage.
- Losses caused by man-made calamities like strikes, rioting, vandalism, and terrorism.
- Natural disasters such as earthquakes, floods, and cyclones cause significant damage.
- Coverage for damages caused when moving the insured bike by road, rail, inland waterway, or air.
The following situations are not covered by the Splendor Plus insurance:
- Loss or damage sustained when driving under the influence of alcohol or drugs.
- Depreciation is a result of regular wear and tear or mechanical/electrical failure.
- Damages resulting from purposeful or negligent behaviour.
- Indirect losses that were not directly caused by the tragedy.
- Damages that occur outside the geographical boundaries defined in the insurance.
- Losses due to nuclear hazards, war, or revolt.
- Expired policies are not covered.
*Disclaimer: Cross-check with your policy for details of inclusions and exclusions as they may differ.
Hero Splendor Plus Insurance Add-on Covers
Enhance your standard insurance policy with add-ons that give additional motorbike coverage. Popular choices include:
- Zero Depreciation Coverage: This add-on ensures you receive full reimbursement for repairs, with no depreciation deductions. In the event of a claim, you are compensated according on the real cost of replacement components, reducing out-of-pocket expenditures during settlements.
- No Claim Bonus (NCB) Protection: If you do not make any claims throughout the course of your policy, you may be eligible for a No Claim Bonus on your premium. This add-on preserves your NCB even if you file a claim, letting you to keep your premium savings in the coming years.
- Engine Protection Cover: Safeguard your bike's most vital component with this valuable add-on. The Engine Protection Cover ensures repairs for damages caused by water intrusion, oil leakage, or other non-accidental issues are covered. Whether you opt for cashless repair or reimbursement claims, this cover spares you from unexpected expenses.
- Return to Invoice Cover: Secure comprehensive financial protection with this add-on. In case of theft or total loss, the Return to Invoice Cover compensates you with the original invoice value of your bike, ensuring you're not left settling for its depreciated worth. Enjoy peace of mind knowing your investment is fully protected.
How to Buy/Renew Hero Honda Splendor Plus Insurance Online?
To renew or acquire a new insurance or make Splendor Plus insurance renewals coverage online at Policybazaar.com, simply follow these steps:
- Step 1: Go to Policybazaar.com.
- Step 2: Select 'Bike Insurance' from under the 'Insurance Product' section.
- Step 3: Input your bike's registration number and click on 'View Prices'. If purchasing insurance, click on 'Bought New Bike' and input required details to proceed.
- Step 4: Compare multiple Splendor Plus price list and choose the one that best meets your needs and budget
- Step 5: Consider adding additional coverage options, such as zero depreciation or NCB protection, to enhance security.
- Step 6: Enter your personal information, such as name, address, and phone number.
- Step 7: Make a safe payment online, and your Hero Splendor Plus insurance coverage will be provided to your registered email instantly.
How to Claim Hero Honda Splendor Plus Insurance Online?
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Cashless Claim Settlement
To begin your cashless claim, you'll have to follow these steps:
- Step 1: As soon as your Hero Honda Splendor Plus is damaged, contact your insurance provider to begin the claims procedure.
- Step 2: The insurer will deploy a surveyor to examine the damage and authorise any required repairs.
- Step 3: After receiving the surveyor's report, the insurance will offer an estimate of the repair expenses. You may then bring your bike to any network garage for repairs.
- Step 4: Once the insurance authorises the repairs, payment will be sent directly to the garage for the services provided.
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Reimbursement Claim Settlement
Begin your reimbursement claim by following these steps:
- Step 1: To begin the compensation procedure, notify your insurance carrier as soon as possible after the damage occurred.
- Step 2: An insurance surveyor will assess the damage to your Splendor Plus.
- Step 3: Following the inspection, the surveyor will provide a complete evaluation report within 48 hours.
- Step 4: Fill out the claim form and submit it to your insurance along with the needed documentation.
- Step 5: After filing your claim, you can take your bike to your preferred mechanic for repairs at your own expense.
- Step 6: Submit the original bills and receipts to your insurance for reimbursement of repair charges.
Documents Required for Hero Honda Splendor Plus Insurance Claims
When filing a claim for your Hero Splendor Plus insurance policy, ensure you have these documents ready:
- Original repair bills and receipts (for reimbursement claims)
- FIR copy (if applicable due to fire incidents or third-party injuries)
- KYC details (if damages exceed ₹1 lakh)
- Registration Certificate (RC) copy
- Bills related to repairs
- Driving license copy
- Completed and signed claim form
Additional Documents Required for Hero Honda Splendor Plus Insurance Claims
- Original Hero Splendor Plus insurance papers
- NOC from financier (if financed)
- RTO letter declaring the insured bike as 'No Use'
- Subrogation letter
- Keys/Purchase invoice
- Non-traceable report
- Original RC
Hero Honda Splendor Plus Insurance FAQs
-
Can I buy 1 year insurance for new bike?
You can purchase standalone own-damage cover for your new bike. 5-year third-party (TP) insurance is mandatory for all vehicles under the Motor Vehicle Act 1988. -
What is the cost of vehicle insurance?
The Splendor Plus insurance price will depend on factors like ex-showroom price, IDV, zero depreciation, claim history, cubic capacity and insurance provider. -
What is ex-showroom price?
Ex-showroom price of Splendor Plus is its cost before RTO registration, road tax and insurance. -
What is a unique feature of Splendor Plus?
The Splendor Plus features a 5-step rear suspension that is adjustable according to the load for a smoother ride experience.






